mutual funds hdfc equity savings direct plangrowth

holdings

HDFC Equity Savings Direct Plan-Growth

Hybrid: Equity Savings - Growth (Open ended)

HDFC Equity Savings Direct Plan-GrowthNAV: 76.86 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return IndexCheck Portfolio Overlap →

NAV: ₹76.86-0.05%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for HDFC Equity Savings Direct Plan-Growth.

Asset Allocation

As on 31 Jul 2026

Equity

37.82%

Others

33.63%

Debt

26.25%

Real estate

2.30%

Market Cap Distribution

Large Cap (90.3%)

Mid Cap (3.2%)

Small Cap (6.5%)

Historical Asset Allocation

Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	37.82%	36.68%	32.89%	36.54%	36.94%	36.69%
Debt	26.25%	28.02%	26.33%	24.32%	24.75%	21.57%
Others (incl. cash)	33.63%	33.25%	38.78%	37.15%	36.31%	39.79%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	2.30%	2.05%	2.00%	1.99%	2.00%	1.95%

Portfolio Snapshot

No. of Securities

119

P/E Ratio

21.63

P/B Ratio

3.12

Top Holding %

33.63%

Top 5 Holdings %

54.16%

Top 10 Holdings %

68.65%

Modified Duration

2.95 yrs

Avg. Maturity

3.75 yrs

Yield to Maturity

7.28%

AUM

₹5,699 Cr

Expense Ratio

1.29%

Since Inception

9.92%

Max Drawdown

-0.17%

Sharpe Ratio

0.59

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	54,30,850	406.31	7.13%	-0.55%↓
Reliance Industries Ltd.	Energy	24,38,500	318.91	5.60%	0.00%↑
Sun Pharmaceutical Industries Ltd.	Healthcare	11,34,500	225.82	3.96%	0.22%↑
NTPC Ltd.	Energy	63,07,500	219.03	3.84%	-0.15%↓
Titan Company Ltd.	Consumer Discretionary	3,86,050	188.21	3.30%	0.29%↑
ICICI Bank Ltd.	Financial	12,02,500	172.61	3.03%	-2.56%↓
Larsen & Toubro Ltd.	Construction	4,37,325	172.26	3.02%	-0.82%↓
Tata Consultancy Services Ltd.	Technology	6,49,150	153.56	2.69%	1.79%↑
Mahindra & Mahindra Ltd.	Automobile	4,09,200	139.07	2.44%	1.82%↑
Maruti Suzuki India Ltd.	Automobile	90,250	128.46	2.25%	-0.00%↓
Bharti Airtel Ltd.	Communication	6,15,000	121.28	2.13%	0.11%↑
Bajaj Finance Ltd.	Financial	10,16,250	115.97	2.04%	0.22%↑
State Bank of India	Financial	9,00,000	92.47	1.62%	-0.02%↓
Kotak Mahindra Bank Ltd.	Financial	23,06,000	90	1.58%	-0.02%↓
Axis Bank Ltd.	Financial	7,25,625	89.22	1.57%	-0.17%↓
Hyundai Motor India Ltd.	Automobile	3,00,000	65.42	1.15%	0.13%↑
Hindustan Unilever Ltd.	Consumer Staples	2,73,000	57.37	1.01%	-0.02%↓
Infosys Ltd.	Technology	5,00,000	56.51	0.99%	0.10%↑
Divis Laboratories Ltd.	Healthcare	61,300	49.38	0.87%	0.15%↑
HCL Technologies Ltd.	Technology	3,50,000	47.14	0.83%	0.16%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Financial	11.70%	11.70%	11.01%	11.25%	10.73%	11.38%
Energy	4.92%	4.95%	1.88%	5.70%	6.08%	5.48%
Automobile	4.40%	4.23%	4.19%	3.73%	3.72%	4.18%
Technology	3.28%	2.83%	3.16%	3.24%	3.46%	3.46%
Healthcare	2.98%	2.77%	2.63%	2.58%	3.36%	3.05%
Services	1.99%	1.90%	1.76%	1.60%	1.49%	0.61%
Consumer Staples	1.70%	1.66%	1.66%	1.71%	1.59%	1.69%
Construction	1.63%	1.43%	1.39%	1.37%	2.45%	1.41%
Insurance	1.34%	1.33%	1.34%	1.31%	1.27%	1.30%
Materials	1.16%	1.20%	1.21%	1.22%	1.08%	1.15%
Communication	1.14%	1.08%	1.06%	1.08%	1.05%	1.05%
Metals & Mining	0.65%	0.68%	0.70%	0.83%	0.89%	0.94%
Chemicals	0.53%	0.51%	0.51%	0.52%	0.48%	0.44%
Capital Goods	0.28%	0.30%	0.29%	0.27%	0.38%	0.42%
Consumer Discretionary	0.12%	0.11%	0.10%	0.14%	0.11%	0.13%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	29.57%	27.50%
AAA	12.81%	4.99%
SOV	8.54%	8.38%
Cash & Call Money	4.06%	14.37%
AA+	3.34%	0.96%
AA	0.88%	0.65%
A1+	0.68%	3.34%
A+	-	0.17%
AA-	-	0.17%
D	-	10.07%
Others	-	0.39%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Hindustan Unilever Ltd.	-1.56
Bajaj Auto Ltd.	-0.72

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Brigade Enterprises Ltd., ITC Ltd., United Spirits Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.18%	14/08/2033	SOV	2.36%
GOI	GOI Securities	7.10%	18/04/2029	SOV	1.97%
Muthoot Finance Ltd.	Debenture	8.05%	25/11/2027	CRISIL - AA+	1.31%
State Bank of India	Bonds	7.33%	20/09/2039	CRISIL - AAA	1.23%
GOI	GOI Securities	7.17%	17/04/2030	SOV	1.08%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.93%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL - AA+	0.88%
SMFG India Credit Company Ltd.	Non Convertible Debenture	8.30%	30/06/2027	CARE - AAA	0.88%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA - AA	0.88%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL - AAA	0.88%
LIC Housing Finance Ltd.	Bonds/Debentures	7.57%	18/10/2029	CRISIL - AAA	0.88%
LIC Housing Finance Ltd.	Debenture	7.87%	14/05/2029	CRISIL - AAA	0.88%
Sundaram Finance Ltd.	Debenture	7.45%	16/03/2029	ICRA - AAA	0.87%
GOI	GOI Securities	7.23%	15/04/2039	SOV	0.81%
Cholamandalam Investment and Finance Company Ltd.	Bonds	8.65%	28/02/2029	ICRA - AA+	0.62%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.54%
National Bank For Agriculture & Rural Development	Bonds	7.64%	06/12/2029	ICRA - AAA	0.53%
National Bank For Agriculture & Rural Development	Debenture	7.70%	30/09/2027	ICRA - AAA	0.53%
National Bank For Agriculture & Rural Development	Debenture	7.68%	30/04/2029	CRISIL - AAA	0.53%
Bharti Telecom Ltd.	Debenture	8.95%	04/12/2026	CRISIL - AAA	0.53%
Pipeline Infrastructure (India) Pvt. Ltd.	Debenture	7.96%	11/03/2028	CRISIL - AAA	0.53%
Muthoot Finance Ltd.	Debenture	9.02%	14/07/2027	CRISIL - AA+	0.44%
Small Industries Devp. Bank of India Ltd.	Bonds	7.79%	19/04/2027	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.75%	11/06/2030	CRISIL - AAA	0.44%
Small Industries Devp. Bank of India Ltd.	Bonds	7.48%	24/05/2029	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.	Bonds	7.40%	15/01/2035	CRISIL - AAA	0.44%
Bharti Telecom Ltd.	Debenture	7.75%	29/02/2028	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.40%	08/05/2030	CRISIL - AAA	0.44%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	0.43%
HDFC ERGO General Insurance Ltd,	Non Convertible Debenture	7.10%	09/11/2031	CRISIL - AAA	0.43%
Union Bank of India	Certificate of Deposit	0.00%	19/01/2027	ICRA - A1+	0.42%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	CARE - A1+	0.26%
National Bank For Agriculture & Rural Development	Bonds	7.37%	28/05/2035	CRISIL - AAA	0.26%
REC Ltd.	Bonds	7.35%	31/07/2034	CRISIL - AAA	0.24%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL - AAA	0.18%
GOI	GOI Securities	7.06%	10/04/2028	SOV	0.18%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.18%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	ICRA - AAA	0.18%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.17%
GOI	GOI Securities	7.18%	24/07/2037	SOV	0.14%
Bank Of Baroda	Bonds	7.75%	21/12/2033	CRISIL - AAA	0.09%
GOI	GOI Securities	6.54%	17/01/2032	SOV	0.09%
Indian Railway Finance Corporation Ltd.	Debenture	8.40%	08/01/2029	CRISIL - AAA	0.09%
GOI	GOI Securities	7.26%	06/02/2033	SOV	0.09%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL - AA+	0.09%

Frequently Asked Questions

What are the top holdings of HDFC Equity Savings Direct Plan-Growth?

The top holdings of HDFC Equity Savings Direct Plan-Growth as of 31 Jul 2026 are Others (33.63%), HDFC Bank Ltd. (7.13%), Reliance Industries Ltd. (5.60%), Sun Pharmaceutical Industries Ltd. (3.96%), NTPC Ltd. (3.84%). These top 5 stocks together account for 54.16% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does HDFC Equity Savings Direct Plan-Growth hold in its portfolio?

HDFC Equity Savings Direct Plan-Growth holds 119 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of HDFC Equity Savings Direct Plan-Growth?

As of 31 Jul 2026, HDFC Equity Savings Direct Plan-Growth's top sector allocations are Financial (11.70%), Energy (4.92%), Automobile (4.40%). You can find detailed sector allocation above.

What is the equity and debt allocation of HDFC Equity Savings Direct Plan-Growth?

As of 31 Jul 2026, HDFC Equity Savings Direct Plan-Growth has 37.82% allocated to equity, and 26.25% to debt. You can also check the historical trends above.

What is the market cap allocation of HDFC Equity Savings Direct Plan-Growth?

As of 31 Jul 2026, HDFC Equity Savings Direct Plan-Growth's market cap allocation is 90.34% in large caps, 3.17% in mid caps, and 6.49% in small caps.

What is the PE ratio of HDFC Equity Savings Direct Plan-Growth's portfolio?

The portfolio PE ratio of HDFC Equity Savings Direct Plan-Growth is 21.63 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of HDFC Equity Savings Direct Plan-Growth?

As of 31 Jul 2026, HDFC Equity Savings Direct Plan-Growth's debt portfolio has 12.81% in AAA-rated instruments, 0.88% in AA-rated, and 8.54% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for HDFC Equity Savings Direct Plan-Growth?

The latest portfolio disclosure for HDFC Equity Savings Direct Plan-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

37.82%

36.68%

32.89%

36.54%

36.94%

36.69%

Debt

26.25%

28.02%

26.33%

24.32%

24.75%

21.57%

Others (incl. cash)

33.63%

33.25%

38.78%

37.15%

36.31%

39.79%

Commodities

0.00%

Real Estate

2.30%

2.05%

2.00%

1.99%

2.00%

1.95%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

54,30,850

406.31

7.13%

-0.55%↓

Reliance Industries Ltd.

Energy

24,38,500

318.91

5.60%

0.00%↑

Sun Pharmaceutical Industries Ltd.

Healthcare

11,34,500

225.82

3.96%

0.22%↑

NTPC Ltd.

Energy

63,07,500

219.03

3.84%

-0.15%↓

Titan Company Ltd.

Consumer Discretionary

3,86,050

188.21

3.30%

0.29%↑

ICICI Bank Ltd.

Financial

12,02,500

172.61

3.03%

-2.56%↓

Larsen & Toubro Ltd.

Construction

4,37,325

172.26

3.02%

-0.82%↓

Tata Consultancy Services Ltd.

Technology

6,49,150

153.56

2.69%

1.79%↑

Mahindra & Mahindra Ltd.

Automobile

4,09,200

139.07

2.44%

1.82%↑

Maruti Suzuki India Ltd.

Automobile

90,250

128.46

2.25%

-0.00%↓

Bharti Airtel Ltd.

Communication

6,15,000

121.28

2.13%

0.11%↑

Bajaj Finance Ltd.

Financial

10,16,250

115.97

2.04%

0.22%↑

State Bank of India

Financial

9,00,000

92.47

1.62%

-0.02%↓

Kotak Mahindra Bank Ltd.

Financial

23,06,000

1.58%

-0.02%↓

Axis Bank Ltd.

Financial

7,25,625

89.22

1.57%

-0.17%↓

Hyundai Motor India Ltd.

Automobile

3,00,000

65.42

1.15%

0.13%↑

Hindustan Unilever Ltd.

Consumer Staples

2,73,000

57.37

1.01%

-0.02%↓

Infosys Ltd.

Technology

5,00,000

56.51

0.99%

0.10%↑

Divis Laboratories Ltd.

Healthcare

61,300

49.38

0.87%

0.15%↑

HCL Technologies Ltd.

Technology

3,50,000

47.14

0.83%

0.16%↑

Sector

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Financial

11.70%

11.01%

11.25%

10.73%

11.38%

Energy

4.92%

4.95%

1.88%

5.70%

6.08%

5.48%

Automobile

4.40%

4.23%

4.19%

3.73%

3.72%

4.18%

Technology

3.28%

2.83%

3.16%

3.24%

3.46%

Healthcare

2.98%

2.77%

2.63%

2.58%

3.36%

3.05%

Services

1.99%

1.90%

1.76%

1.60%

1.49%

0.61%

Consumer Staples

1.70%

1.66%

1.71%

1.59%

1.69%

Construction

1.63%

1.43%

1.39%

1.37%

2.45%

1.41%

Insurance

1.34%

1.33%

1.34%

1.31%

1.27%

1.30%

Materials

1.16%

1.20%

1.21%

1.22%

1.08%

1.15%

Communication

1.14%

1.08%

1.06%

1.08%

1.05%

Metals & Mining

0.65%

0.68%

0.70%

0.83%

0.89%

0.94%

Chemicals

0.53%

0.51%

0.52%

0.48%

0.44%

Capital Goods

0.28%

0.30%

0.29%

0.27%

0.38%

0.42%

Consumer Discretionary

0.12%

0.11%

0.10%

0.14%

0.11%

0.13%

Rating

Fund