mutual funds hdfc equity savings direct plangrowth

holdings

HDFC Equity Savings Direct Plan-Growth

Hybrid: Equity Savings - Growth (Open ended)

HDFC Equity Savings Direct Plan-GrowthNAV: 75.94 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹75.94-0.85%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for HDFC Equity Savings Direct Plan-Growth.

Asset Allocation

As on 31 May 2026

Others

38.78%

Equity

32.89%

Debt

26.33%

Real estate

2.00%

Market Cap Distribution

Large Cap (90.7%)

Mid Cap (3.2%)

Small Cap (6.1%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	32.89%	36.54%	36.94%	36.69%	38.07%	37.09%
Debt	26.33%	24.32%	24.75%	21.57%	21.81%	21.09%
Others (incl. cash)	38.78%	37.15%	36.31%	39.79%	37.90%	39.69%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	2.00%	1.99%	2.00%	1.95%	2.22%	2.14%

Portfolio Snapshot

No. of Securities

117

P/E Ratio

23.60

P/B Ratio

3.36

Top Holding %

38.78%

Top 5 Holdings %

60.45%

Top 10 Holdings %

75.03%

Modified Duration

2.83 yrs

Avg. Maturity

3.57 yrs

Yield to Maturity

7.48%

AUM

₹5,644 Cr

Expense Ratio

1.27%

Since Inception

9.95%

Max Drawdown

-0.17%

Sharpe Ratio

0.61

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	53,86,900	401.08	7.11%	-0.16%↓
Reliance Industries Ltd.	Energy	24,38,500	322.17	5.71%	-0.39%↓
ICICI Bank Ltd.	Financial	22,90,300	287.75	5.10%	1.07%↑
Larsen & Toubro Ltd.	Construction	5,19,050	211.59	3.75%	0.11%↑
NTPC Ltd.	Energy	54,58,500	211.19	3.74%	-0.07%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	11,34,500	204.12	3.62%	0.03%↑
Titan Company Ltd.	Consumer Discretionary	3,86,050	157.31	2.79%	-0.89%↓
Maruti Suzuki India Ltd.	Automobile	90,250	118.47	2.10%	-0.00%↓
Bharti Airtel Ltd.	Communication	6,15,000	112.48	1.99%	-0.04%↓
Bajaj Finance Ltd.	Financial	10,16,250	92.3	1.64%	-0.03%↓
Axis Bank Ltd.	Financial	7,00,000	90.06	1.60%	0.04%↑
Kotak Mahindra Bank Ltd.	Financial	23,06,000	88.6	1.57%	0.02%↑
State Bank of India	Financial	9,00,000	86.8	1.54%	-0.33%↓
Hindalco Industries Ltd.	Metals & Mining	6,87,400	77.45	1.37%	0.12%↑
Adani Ports and Special Economic Zone Ltd.	Services	3,71,450	67.03	1.19%	-0.60%↓
Infosys Ltd.	Technology	5,00,000	58.05	1.03%	-0.00%↓
Hyundai Motor India Ltd.	Automobile	3,00,000	57.72	1.02%	0.07%↑
Tata Consultancy Services Ltd.	Technology	2,50,000	56.47	1.00%	-0.08%↓
Mahindra & Mahindra Ltd.	Automobile	1,37,000	41.72	0.74%	-0.00%↓
HCL Technologies Ltd.	Technology	3,50,000	41.43	0.73%	0.00%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	11.01%	11.25%	10.73%	11.38%	11.46%	11.08%
Automobile	4.19%	3.73%	3.72%	4.18%	4.12%	4.32%
Technology	3.16%	3.24%	3.46%	3.46%	4.28%	4.05%
Healthcare	2.63%	2.58%	3.36%	3.05%	3.04%	2.98%
Energy	1.88%	5.70%	6.08%	5.48%	5.61%	4.72%
Services	1.76%	1.60%	1.49%	0.61%	0.50%	0.48%
Consumer Staples	1.66%	1.71%	1.59%	1.69%	1.90%	1.78%
Construction	1.39%	1.37%	2.45%	1.41%	2.85%	1.36%
Insurance	1.34%	1.31%	1.27%	1.30%	1.32%	1.32%
Materials	1.21%	1.22%	1.08%	1.15%	1.17%	1.53%
Communication	1.06%	1.08%	1.05%	1.05%	1.11%	1.17%
Metals & Mining	0.70%	0.83%	0.89%	0.94%	1.01%	1.04%
Chemicals	0.51%	0.52%	0.48%	0.44%	0.51%	0.55%
Capital Goods	0.29%	0.27%	0.38%	0.42%	0.39%	0.41%
Consumer Discretionary	0.10%	0.14%	0.11%	0.13%	0.15%	0.14%
Textiles	-	-	-	-	0.17%	0.17%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	32.57%	27.42%
AAA	12.80%	6.01%
SOV	8.60%	8.15%
Cash & Call Money	6.22%	15.49%
AA+	3.36%	1.29%
AA	0.89%	0.59%
A1+	0.68%	4.52%
A+	-	0.12%
AA-	-	0.25%
D	-	7.13%
Others	-	0.18%
Term Deposits	-	0.03%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Symphony Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.18%	14/08/2033	SOV	2.34%
GOI	GOI Securities	7.10%	18/04/2029	SOV	1.98%
Muthoot Finance Ltd.	Debenture	8.05%	25/11/2027	CRISIL - AA+	1.32%
State Bank of India	Bonds	7.33%	20/09/2039	CRISIL - AAA	1.21%
GOI	GOI Securities	7.17%	17/04/2030	SOV	1.08%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.94%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL - AAA	0.89%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL - AA+	0.89%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA - AA	0.89%
SMFG India Credit Company Ltd.	Non Convertible Debenture	8.30%	30/06/2027	CARE - AAA	0.89%
LIC Housing Finance Ltd.	Debenture	7.87%	14/05/2029	CRISIL - AAA	0.88%
LIC Housing Finance Ltd.	Bonds/Debentures	7.57%	18/10/2029	CRISIL - AAA	0.88%
Sundaram Finance Ltd.	Debenture	7.45%	16/03/2029	ICRA - AAA	0.87%
GOI	GOI Securities	7.23%	15/04/2039	SOV	0.80%
Cholamandalam Investment and Finance Company Ltd.	Bonds	8.65%	28/02/2029	ICRA - AA+	0.62%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.53%
Pipeline Infrastructure (India) Pvt. Ltd.	Debenture	7.96%	11/03/2028	CRISIL - AAA	0.53%
Bharti Telecom Ltd.	Debenture	8.95%	04/12/2026	CRISIL - AAA	0.53%
National Bank For Agriculture & Rural Development	Debenture	7.70%	30/09/2027	ICRA - AAA	0.53%
National Bank For Agriculture & Rural Development	Debenture	7.68%	30/04/2029	CRISIL - AAA	0.53%
National Bank For Agriculture & Rural Development	Bonds	7.64%	06/12/2029	ICRA - AAA	0.53%
Small Industries Devp. Bank of India Ltd.	Bonds	7.48%	24/05/2029	CRISIL - AAA	0.44%
Muthoot Finance Ltd.	Debenture	9.02%	14/07/2027	CRISIL - AA+	0.44%
Bharti Telecom Ltd.	Debenture	7.75%	29/02/2028	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.40%	08/05/2030	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.75%	11/06/2030	CRISIL - AAA	0.44%
Small Industries Devp. Bank of India Ltd.	Bonds	7.79%	19/04/2027	CRISIL - AAA	0.44%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	0.44%
HDFC ERGO General Insurance Ltd,	Non Convertible Debenture	7.10%	09/11/2031	CRISIL - AAA	0.43%
Power Finance Corporation Ltd.	Bonds	7.40%	15/01/2035	CRISIL - AAA	0.43%
Union Bank of India	Certificate of Deposit	0.00%	19/01/2027	ICRA - A1+	0.42%
National Bank For Agriculture & Rural Development	Bonds	7.37%	28/05/2035	CRISIL - AAA	0.26%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	CARE - A1+	0.25%
REC Ltd.	Bonds	7.35%	31/07/2034	CRISIL - AAA	0.24%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL - AAA	0.18%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	ICRA - AAA	0.18%
GOI	GOI Securities	7.06%	10/04/2028	SOV	0.18%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.17%
GOI	GOI Securities	6.48%	06/10/2035	SOV	0.17%
GOI	GOI Securities	7.18%	24/07/2037	SOV	0.14%
Indian Railway Finance Corporation Ltd.	Debenture	8.40%	08/01/2029	CRISIL - AAA	0.09%
GOI	GOI Securities	7.26%	06/02/2033	SOV	0.09%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL - AA+	0.09%
GOI	GOI Securities	6.54%	17/01/2032	SOV	0.09%
GOI	GOI Securities	0.00%	04/10/2028	SOV	0.09%
Bank Of Baroda	Bonds	7.75%	21/12/2033	CRISIL - AAA	0.09%

Frequently Asked Questions

What are the top holdings of HDFC Equity Savings Direct Plan-Growth?

The top holdings of HDFC Equity Savings Direct Plan-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does HDFC Equity Savings Direct Plan-Growth hold in its portfolio?

HDFC Equity Savings Direct Plan-Growth holds 117 securities in its portfolio. The top 5 holdings account for 60.45% of the portfolio and the top 10 for 75.03% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of HDFC Equity Savings Direct Plan-Growth?

The sector allocation of HDFC Equity Savings Direct Plan-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of HDFC Equity Savings Direct Plan-Growth?

As of 31 May 2026, HDFC Equity Savings Direct Plan-Growth has 32.89% in equity, 26.33% in debt and 38.78% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.48%.

What is the market cap allocation of HDFC Equity Savings Direct Plan-Growth?

HDFC Equity Savings Direct Plan-Growth's equity portfolio — Large Cap: 90.74%, Mid Cap: 3.16%, Small Cap: 6.10%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is HDFC Equity Savings Direct Plan-Growth a concentrated or diversified fund?

HDFC Equity Savings Direct Plan-Growth holds 117 securities, with the top 10 accounting for 75.03% of the portfolio and the top 5 for 60.45%. With 117 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of HDFC Equity Savings Direct Plan-Growth?

The debt holdings of HDFC Equity Savings Direct Plan-Growth are rated as follows — Cash: 32.57%, AAA: 12.80%, SOV: 8.60%, Cash & Call Money: 6.22%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does HDFC Equity Savings Direct Plan-Growth change its portfolio?

The portfolio currently holds 117 securities with the top 10 accounting for 75.03% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of HDFC Equity Savings Direct Plan-Growth's portfolio?

The weighted average PE ratio of HDFC Equity Savings Direct Plan-Growth's portfolio is 23.60 and the PB ratio is 3.36. The debt portfolio has a modified duration of 2.83 years and an average maturity of 3.57 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for HDFC Equity Savings Direct Plan-Growth?

The latest portfolio disclosure for HDFC Equity Savings Direct Plan-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

32.89%

36.54%

36.94%

36.69%

38.07%

37.09%

Debt

26.33%

24.32%

24.75%

21.57%

21.81%

21.09%

Others (incl. cash)

38.78%

37.15%

36.31%

39.79%

37.90%

39.69%

Commodities

0.00%

Real Estate

2.00%

1.99%

2.00%

1.95%

2.22%

2.14%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

53,86,900

401.08

7.11%

-0.16%↓

Reliance Industries Ltd.

Energy

24,38,500

322.17

5.71%

-0.39%↓

ICICI Bank Ltd.

Financial

22,90,300

287.75

5.10%

1.07%↑

Larsen & Toubro Ltd.

Construction

5,19,050

211.59

3.75%

0.11%↑

NTPC Ltd.

Energy

54,58,500

211.19

3.74%

-0.07%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

11,34,500

204.12

3.62%

0.03%↑

Titan Company Ltd.

Consumer Discretionary

3,86,050

157.31

2.79%

-0.89%↓

Maruti Suzuki India Ltd.

Automobile

90,250

118.47

2.10%

-0.00%↓

Bharti Airtel Ltd.

Communication

6,15,000

112.48

1.99%

-0.04%↓

Bajaj Finance Ltd.

Financial

10,16,250

92.3

1.64%

-0.03%↓

Axis Bank Ltd.

Financial

7,00,000

90.06

1.60%

0.04%↑

Kotak Mahindra Bank Ltd.

Financial

23,06,000

88.6

1.57%

0.02%↑

State Bank of India

Financial

9,00,000

86.8

1.54%

-0.33%↓

Hindalco Industries Ltd.

Metals & Mining

6,87,400

77.45

1.37%

0.12%↑

Adani Ports and Special Economic Zone Ltd.

Services

3,71,450

67.03

1.19%

-0.60%↓

Infosys Ltd.

Technology

5,00,000

58.05

1.03%

-0.00%↓

Hyundai Motor India Ltd.

Automobile

3,00,000

57.72

1.02%

0.07%↑

Tata Consultancy Services Ltd.

Technology

2,50,000

56.47

1.00%

-0.08%↓

Mahindra & Mahindra Ltd.

Automobile

1,37,000

41.72

0.74%

-0.00%↓

HCL Technologies Ltd.

Technology

3,50,000

41.43

0.73%

0.00%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

11.01%

11.25%

10.73%

11.38%

11.46%

11.08%

Automobile

4.19%

3.73%

3.72%

4.18%

4.12%

4.32%

Technology

3.16%

3.24%

3.46%

4.28%

4.05%

Healthcare

2.63%

2.58%

3.36%

3.05%

3.04%

2.98%

Energy

1.88%

5.70%

6.08%

5.48%

5.61%

4.72%

Services

1.76%

1.60%

1.49%

0.61%

0.50%

0.48%

Consumer Staples

1.66%

1.71%

1.59%

1.69%

1.90%

1.78%

Construction

1.39%

1.37%

2.45%

1.41%

2.85%

1.36%

Insurance

1.34%

1.31%

1.27%

1.30%

1.32%

Materials

1.21%

1.22%

1.08%

1.15%

1.17%

1.53%

Communication

1.06%

1.08%

1.05%

1.11%

1.17%

Metals & Mining

0.70%

0.83%

0.89%

0.94%

1.01%

1.04%

Chemicals

0.51%

0.52%

0.48%

0.44%

0.51%

0.55%

Capital Goods

0.29%

0.27%

0.38%

0.42%

0.39%

0.41%

Consumer Discretionary

0.10%

0.14%

0.11%

0.13%

0.15%

0.14%

Textiles

0.17%

Rating

Fund