Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	84.28%	96.16%	97.62%	97.01%	95.65%	89.68%
Others (incl. cash)	15.72%	3.84%	2.38%	2.99%	4.35%	10.32%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

15.98%

Top 5 Holdings %

60.04%

Top 10 Holdings %

79.80%

Modified Duration

8.99 yrs

Avg. Maturity

22.15 yrs

Yield to Maturity

7.36%

AUM

₹2,017 Cr

Expense Ratio

0.46%

Since Inception

7.32%

Max Drawdown

-0.12%

Sharpe Ratio

0.21

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	3,55,00,000	322.27	15.98%	-0.01%↓
GOI	Sovereign	2,40,30,000	230.95	11.45%	-0.03%↓
GOI	Sovereign	2,25,00,000	217.98	10.81%	-0.04%↓
GOI	Sovereign	1,20,00,000	122.58	6.08%	-0.38%↓
GOI	Sovereign	1,00,00,000	99.91	4.95%	-0.02%↓
GOI	Sovereign	80,00,000	81.12	4.02%	-0.53%↓
GOI	Sovereign	85,00,000	80.95	4.01%	-0.01%↓
Gujarat State	Construction	80,00,000	79.01	3.92%	0.00%
GOI	Sovereign	60,00,000	57.76	2.86%	-2.41%↓
Gujarat State	Construction	49,16,700	49.76	2.47%	0.00%
Madhya Pradesh State	Others	50,00,000	46.77	2.32%	-0.01%↓
Gujarat State	Construction	30,00,000	30.28	1.50%	0.00%
Maharashtra State	Others	30,00,000	29.08	1.44%	-0.01%↓
GOI	Sovereign	25,00,000	25.23	1.25%	-0.01%↓
Madhya Pradesh State	Others	25,00,000	24.41	1.21%	0.00%
Madhya Pradesh State	Others	25,00,000	23.82	1.18%	0.00%
GOI	Sovereign	25,00,000	23.61	1.17%	-0.01%↓
Madhya Pradesh State	Others	20,35,200	19.28	0.96%	0.01%↑
Gujarat State	Construction	15,00,000	15.17	0.75%	0.00%
Bihar State	Others	15,00,000	14.98	0.74%	-0.01%↓

1 / 2

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2021
Financial	3.08%
Services	1.91%
Capital Goods	1.72%
Chemicals	1.31%
Energy	0.97%
Construction	0.96%
Technology	0.71%
Consumer Staples	0.64%
Automobile	0.59%
Consumer Discretionary	0.50%
Metals & Mining	0.38%
Textiles	0.32%
Healthcare	0.14%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	84.28%	80.89%
Cash & Call Money	15.72%	17.13%
Cash	-	-0.62%
Others	-	0.01%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.90%	15/04/2065	SOV	15.98%
GOI	GOI Securities	7.34%	22/04/2064	SOV	11.45%
GOI	GOI Securities	7.30%	19/06/2053	SOV	10.81%
GOI	GOI Securities	7.18%	14/08/2033	SOV	6.08%
GOI	GOI Securities	6.94%	11/05/2036	SOV	4.95%
GOI	GOI Securities	7.18%	24/07/2037	SOV	4.02%
GOI	GOI Securities	7.25%	12/06/2063	SOV	4.01%
Gujarat State	State Development Loan	7.27%	17/12/2034	SOV	3.92%
GOI	GOI Securities	7.24%	18/08/2055	SOV	2.86%
Gujarat State	State Development Loan	7.64%	17/01/2033	SOV	2.47%
Madhya Pradesh State	State Development Loan	6.99%	17/11/2041	SOV	2.32%
Gujarat State	State Development Loan	7.64%	17/01/2034	SOV	1.50%
Maharashtra State	State Development Loan	7.20%	23/10/2036	SOV	1.44%
GOI	GOI Securities	7.71%	18/05/2066	SOV	1.25%
Madhya Pradesh State	State Development Loan	7.48%	01/10/2045	SOV	1.21%
Madhya Pradesh State	State Development Loan	7.22%	06/08/2043	SOV	1.18%
GOI	GOI Securities	7.09%	05/08/2054	SOV	1.17%
Madhya Pradesh State	State Development Loan	7.22%	06/08/2048	SOV	0.96%
Gujarat State	State Development Loan	7.63%	24/01/2033	SOV	0.75%
Bihar State	State Development Loan	7.72%	25/02/2041	SOV	0.74%
Rajasthan State	State Development Loan	7.29%	19/11/2037	SOV	0.72%
Maharashtra State	State Development Loan	7.72%	25/05/2034	SOV	0.50%
Gujarat State	State Development Loan	7.63%	24/01/2034	SOV	0.50%
Andhra Pradesh State	State Development Loan	7.63%	03/09/2037	SOV	0.49%
Haryana State	State Development Loan	7.67%	25/02/2041	SOV	0.49%
Uttar Pradesh State	State Development Loan	0.00%	20/03/2036	SOV	0.49%
Gujarat State	State Development Loan	7.07%	26/11/2033	SOV	0.49%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2033	SOV	0.39%
Andhra Pradesh State	State Development Loan	7.62%	03/09/2036	SOV	0.33%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2034	SOV	0.30%
Tamilnadu State	State Development Loan	7.39%	15/07/2034	SOV	0.25%
GOI	GOI Securities	6.99%	15/12/2051	SOV	0.17%
GOI	GOI Securities	8.97%	05/12/2030	SOV	0.05%
GOI	GOI Securities	6.76%	22/02/2061	SOV	0.02%
Haryana State	State Development Loan	7.03%	11/06/2039	SOV	0.02%

Frequently Asked Questions

What are the top holdings of HDFC Gilt Fund Direct-Growth?

The top holdings of HDFC Gilt Fund Direct-Growth as of 31 Aug 2026 are GOI (15.98%), Others (15.72%), GOI (11.45%), GOI (10.81%), GOI (6.08%). These top 5 stocks together account for 60.04% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does HDFC Gilt Fund Direct-Growth hold in its portfolio?

HDFC Gilt Fund Direct-Growth holds 36 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of HDFC Gilt Fund Direct-Growth?

As of 31 Jul 2021, HDFC Gilt Fund Direct-Growth's top sector allocations are Financial (3.08%), Services (1.91%), Capital Goods (1.72%). You can find detailed sector allocation above.

What is the equity and debt allocation of HDFC Gilt Fund Direct-Growth?

As of 31 Aug 2026, HDFC Gilt Fund Direct-Growth has 0.00% allocated to equity, and 84.28% to debt. You can also check the historical trends above.

What is the market cap allocation of HDFC Gilt Fund Direct-Growth?

The market cap allocation of HDFC Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of HDFC Gilt Fund Direct-Growth's portfolio?

The portfolio PE ratio of HDFC Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of HDFC Gilt Fund Direct-Growth?

As of 31 Aug 2026, HDFC Gilt Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 84.28% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for HDFC Gilt Fund Direct-Growth?

The latest portfolio disclosure for HDFC Gilt Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

Loading…

Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

0.00%

Debt

84.28%

96.16%

97.62%

97.01%

95.65%

89.68%

Others (incl. cash)

15.72%

3.84%

2.38%

2.99%

4.35%

10.32%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

3,55,00,000

322.27

15.98%

-0.01%↓

GOI

Sovereign

2,40,30,000

230.95

11.45%

-0.03%↓

GOI

Sovereign

2,25,00,000

217.98

10.81%

-0.04%↓

GOI

Sovereign

1,20,00,000

122.58

6.08%

-0.38%↓

GOI

Sovereign

1,00,00,000

99.91

4.95%

-0.02%↓

GOI

Sovereign

80,00,000

81.12

4.02%

-0.53%↓

GOI

Sovereign

85,00,000

80.95

4.01%

-0.01%↓

Gujarat State

Construction

80,00,000

79.01

3.92%

0.00%

GOI

Sovereign

60,00,000

57.76

2.86%

-2.41%↓

Gujarat State

Construction

49,16,700

49.76

2.47%

0.00%

Madhya Pradesh State

Others

50,00,000

46.77

2.32%

-0.01%↓

Gujarat State

Construction

30,00,000

30.28

1.50%

0.00%

Maharashtra State

Others

30,00,000

29.08

1.44%

-0.01%↓

GOI

Sovereign

25,00,000

25.23

1.25%

-0.01%↓

Madhya Pradesh State

Others

25,00,000

24.41

1.21%

0.00%

Madhya Pradesh State

Others

25,00,000

23.82

1.18%

0.00%

GOI

Sovereign

25,00,000

23.61

1.17%

-0.01%↓

Madhya Pradesh State

Others

20,35,200

19.28

0.96%

0.01%↑

Gujarat State

Construction

15,00,000

15.17

0.75%

0.00%

Bihar State

Others

15,00,000

14.98

0.74%

-0.01%↓

Sector

31 Jul 2021

Financial

3.08%

Services

1.91%

Capital Goods

1.72%

Chemicals

1.31%

Energy

0.97%

Construction

0.96%

Technology

0.71%

Consumer Staples

0.64%

Automobile

0.59%

Consumer Discretionary

0.50%

Metals & Mining

0.38%

Textiles

0.32%

Healthcare

0.14%

Rating

Fund