HDFC Mutual Fund

HDFC Gilt Fund Direct-Growth

Debt: Gilt - Growth (Open ended)
HDFC Gilt Fund Direct-GrowthNAV: 60.42 as on 06 Sep, 2026
Risk levelCategoryBenchmark
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Factsheet
SEBI Riskometer: ModerateCategory: Debt: GiltBenchmark: NIFTY All Duration G-Sec IndexCheck Portfolio Overlap →
NAV: ₹60.42+0.07%
07 Sept 2026

Rolling Returns Analysis

Rolling annualized returns of HDFC Gilt Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
Metric1 Yr Rolling Returns3 Yr Rolling Returns5 Yr Rolling Returns7 Yr Rolling Returns
Analysis period13 Jan, 2014 - 07 Sep, 202615 Feb, 2016 - 07 Sep, 202613 Mar, 2018 - 07 Sep, 202613 Apr, 2020 - 22 Jan, 2026
Average returns8.01%7.86%7.48%7.71%
Standard deviation5.27%2.51%1.52%1.28%
Best returns22.86%
1 year ending on 02 Feb, 2015
16.24%
3 years ending on 24 Nov, 2016
10.80%
5 years ending on 20 Jun, 2019
10.78%
7 years ending on 20 Nov, 2020
Worst returns-1.04%
1 year ending on 13 Dec, 2017
3.95%
3 years ending on 17 Aug, 2023
5.03%
5 years ending on 02 Apr, 2026
5.34%
7 years ending on 13 Feb, 2024
Period with positive return97.84%100.00%100.00%100.00%
Period with return > 5%67.10%91.31%100.00%100.00%
Period with return > 10%33.39%13.11%9.92%3.56%
Period with return > 15%11.42%1.06%0.00%0.00%
Beat % Category37.25%22.57%7.73%0.07%
Beat % Benchmark35.88%17.33%12.99%3.13%

Trailing Returns

Point-to-point returns of HDFC Gilt Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
2.5%
2.7%
-8.1%
YTD
-0.8%
-0.6%
-3.2%
1 M
1.9%
2.3%
-1.9%
6 M
3.7%
3.7%
-5.0%
1 Y
6.5%
6.4%
7.7%
3 Y
5.5%
5.7%
7.8%
5 Y
6.0%
6.7%
11.7%
10 Y
Fund
Debt: Gilt
NIFTY All Duration G-Sec Index
NameYTD1 M6 M1 Y3 Y5 Y10 YSince Inception
Fund2.50%-0.82%1.94%3.75%6.49%5.53%6.02%7.32%
Debt: Gilt2.65%-0.56%2.27%3.73%6.36%5.68%6.72%-
NIFTY All Duration G-Sec Index-8.14%-3.18%-1.95%-4.99%7.68%7.77%11.65%-
Rank in category14221912121219-
Funds in category27272727232020-

Period Returns

Calendar-year, quarterly and monthly return history of HDFC Gilt Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Historical Performance

Track NAV movement and cumulative returns of HDFC Gilt Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 1-year return of 3.75% as of 6 Sep 2026. During the same period, its benchmark NIFTY All Duration G-Sec Index returned -4.99%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 3-year CAGR of 6.49% as of 6 Sep 2026. Its benchmark NIFTY All Duration G-Sec Index returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 5-year CAGR of 5.53% as of 6 Sep 2026. Its benchmark NIFTY All Duration G-Sec Index returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of HDFC Gilt Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, HDFC Gilt Fund Direct-Growth has delivered a CAGR of 7.32%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has HDFC Gilt Fund Direct-Growth performed vs its category over the long term?
Over the long term, HDFC Gilt Fund Direct-Growth has ranked 12 out of 23 funds in the Debt: Gilt category on a 3-year basis, and 12 out of 20 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of HDFC Gilt Fund Direct-Growth?
The Sharpe ratio of HDFC Gilt Fund Direct-Growth is 0.21 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of HDFC Gilt Fund Direct-Growth?
The alpha of HDFC Gilt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of HDFC Gilt Fund Direct-Growth?
The beta of HDFC Gilt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of HDFC Gilt Fund Direct-Growth?
The average 1-year and 3-year rolling returns of HDFC Gilt Fund Direct-Growth is 8.01% and 7.86% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.