HDFC Gilt Fund Direct-Growth
Debt: Gilt - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: GiltBenchmark: NIFTY All Duration G-Sec IndexCheck Portfolio Overlap →
NAV: ₹60.42+0.07%
07 Sept 2026
Rolling Returns Analysis
Rolling annualized returns of HDFC Gilt Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 13 Jan, 2014 - 07 Sep, 2026 | 15 Feb, 2016 - 07 Sep, 2026 | 13 Mar, 2018 - 07 Sep, 2026 | 13 Apr, 2020 - 22 Jan, 2026 |
| Average returns | 8.01% | 7.86% | 7.48% | 7.71% |
| Standard deviation | 5.27% | 2.51% | 1.52% | 1.28% |
| Best returns | 22.86% 1 year ending on 02 Feb, 2015 | 16.24% 3 years ending on 24 Nov, 2016 | 10.80% 5 years ending on 20 Jun, 2019 | 10.78% 7 years ending on 20 Nov, 2020 |
| Worst returns | -1.04% 1 year ending on 13 Dec, 2017 | 3.95% 3 years ending on 17 Aug, 2023 | 5.03% 5 years ending on 02 Apr, 2026 | 5.34% 7 years ending on 13 Feb, 2024 |
| Period with positive return | 97.84% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 67.10% | 91.31% | 100.00% | 100.00% |
| Period with return > 10% | 33.39% | 13.11% | 9.92% | 3.56% |
| Period with return > 15% | 11.42% | 1.06% | 0.00% | 0.00% |
| Beat % Category | 37.25% | 22.57% | 7.73% | 0.07% |
| Beat % Benchmark | 35.88% | 17.33% | 12.99% | 3.13% |
Trailing Returns
Point-to-point returns of HDFC Gilt Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
2.5%
2.7%
-8.1%
YTD
-0.8%
-0.6%
-3.2%
1 M
1.9%
2.3%
-1.9%
6 M
3.7%
3.7%
-5.0%
1 Y
6.5%
6.4%
7.7%
3 Y
5.5%
5.7%
7.8%
5 Y
6.0%
6.7%
11.7%
10 Y
Fund
Debt: Gilt
NIFTY All Duration G-Sec Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 2.50% | -0.82% | 1.94% | 3.75% | 6.49% | 5.53% | 6.02% | 7.32% |
| Debt: Gilt | 2.65% | -0.56% | 2.27% | 3.73% | 6.36% | 5.68% | 6.72% | - |
| NIFTY All Duration G-Sec Index | -8.14% | -3.18% | -1.95% | -4.99% | 7.68% | 7.77% | 11.65% | - |
| Rank in category | 14 | 22 | 19 | 12 | 12 | 12 | 19 | - |
| Funds in category | 27 | 27 | 27 | 27 | 23 | 20 | 20 | - |
Period Returns
Calendar-year, quarterly and monthly return history of HDFC Gilt Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of HDFC Gilt Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
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Frequently Asked Questions
What are the 1-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 1-year return of 3.75% as of 6 Sep 2026. During the same period, its benchmark NIFTY All Duration G-Sec Index returned -4.99%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 3-year CAGR of 6.49% as of 6 Sep 2026. Its benchmark NIFTY All Duration G-Sec Index returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of HDFC Gilt Fund Direct-Growth?
HDFC Gilt Fund Direct-Growth has delivered a 5-year CAGR of 5.53% as of 6 Sep 2026. Its benchmark NIFTY All Duration G-Sec Index returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of HDFC Gilt Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, HDFC Gilt Fund Direct-Growth has delivered a CAGR of 7.32%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has HDFC Gilt Fund Direct-Growth performed vs its category over the long term?
Over the long term, HDFC Gilt Fund Direct-Growth has ranked 12 out of 23 funds in the Debt: Gilt category on a 3-year basis, and 12 out of 20 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of HDFC Gilt Fund Direct-Growth?
The Sharpe ratio of HDFC Gilt Fund Direct-Growth is 0.21 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of HDFC Gilt Fund Direct-Growth?
The alpha of HDFC Gilt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of HDFC Gilt Fund Direct-Growth?
The beta of HDFC Gilt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of HDFC Gilt Fund Direct-Growth?
The average 1-year and 3-year rolling returns of HDFC Gilt Fund Direct-Growth is 8.01% and 7.86% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.