mutual funds icici prudential equity savings fund directgrowth

holdings

ICICI Prudential Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

SEBI Riskometer: Low to ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return IndexCheck Portfolio Overlap →

NAV: ₹25.12-0.40%

22 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Equity Savings Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Others

55.94%

Debt

22.52%

Equity

20.90%

Real estate

0.64%

Market Cap Distribution

Large Cap (94.5%)

Mid Cap (3.7%)

Small Cap (1.9%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	20.90%	19.69%	19.33%	18.65%	19.16%	20.32%
Debt	22.52%	20.32%	22.35%	21.15%	24.89%	25.36%
Others (incl. cash)	55.94%	59.37%	57.72%	59.94%	55.95%	54.32%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.64%	0.61%	0.59%	0.26%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

127

P/E Ratio

20.67

P/B Ratio

2.89

Top Holding %

56.51%

Top 5 Holdings %

84.75%

Top 10 Holdings %

100.72%

Modified Duration

2.03 yrs

Avg. Maturity

3.67 yrs

Yield to Maturity

6.32%

AUM

₹14,905 Cr

Expense Ratio

1.12%

Since Inception

8.06%

Max Drawdown

-0.19%

Sharpe Ratio

0.30

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	1,81,57,865	1,286.85	8.63%	0.48%↑
Sun Pharmaceutical Industries Ltd.	Healthcare	44,96,379	816.81	5.48%	-0.17%↓
Reliance Industries Ltd.	Energy	62,02,929	736.29	4.94%	-0.08%↓
Kotak Mahindra Bank Ltd.	Financial	1,48,86,000	620.75	4.16%	0.21%↑
Mahindra & Mahindra Ltd.	Automobile	17,10,800	504.69	3.39%	-0.17%↓
Adani Ports and Special Economic Zone Ltd.	Services	25,03,250	450.16	3.02%	0.50%↑
ITC Ltd.	Consumer Staples	1,56,24,867	410.54	2.75%	0.23%↑
Bajaj Finance Ltd.	Financial	41,13,750	394.67	2.65%	-0.11%↓
Bharti Airtel Ltd.	Communication	20,48,118	359.85	2.41%	0.43%↑
NTPC Ltd.	Energy	1,06,08,659	342.39	2.30%	0.10%↑
Hindustan Unilever Ltd.	Consumer Staples	16,90,061	317.58	2.13%	0.03%↑
ICICI Bank Ltd.	Financial	21,47,809	283.88	1.90%	-0.07%↓
Larsen & Toubro Ltd.	Construction	7,03,850	264.65	1.78%	-0.03%↓
HDFC Life Insurance Co Ltd.	Insurance	50,41,134	262.74	1.76%	0.03%↑
Axis Bank Ltd.	Financial	21,21,875	260.14	1.75%	-0.00%↓
Tata Steel Ltd.	Metals & Mining	1,32,27,500	243.78	1.64%	0.09%↑
Tata Consultancy Services Ltd.	Technology	11,52,008	236.23	1.58%	-0.17%↓
Ambuja Cements Ltd.	Materials	56,93,100	212.92	1.43%	-0.02%↓
Bajaj Finserv Ltd.	Financial	11,15,100	193.02	1.30%	-0.19%↓
Infosys Ltd.	Technology	18,01,967	179.13	1.20%	-0.09%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	3.97%	3.63%	3.50%	5.03%	6.02%	5.31%
Consumer Staples	3.92%	3.76%	4.13%	3.94%	3.61%	3.85%
Energy	2.84%	2.52%	2.33%	1.58%	1.55%	1.68%
Technology	2.77%	2.67%	2.47%	3.24%	3.53%	4.70%
Healthcare	1.95%	2.35%	1.94%	2.59%	2.61%	2.52%
Insurance	1.75%	1.73%	1.85%	2.08%	1.72%	1.85%
Materials	1.17%	1.16%	-	-	-	0.23%
Automobile	1.11%	1.00%	1.40%	0.28%	0.23%	0.24%
Communication	1.03%	-	-	-	-	-
Chemicals	0.41%	-	-	-	-	-
Services	0.02%	-	-	-	-	-
Metals & Mining	-	1.05%	1.05%	-	-	-
Capital Goods	-	0.00%	0.71%	-	-	-
Construction	-	0.00%	-	-	-	-

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	53.06%	23.59%
A1+	10.11%	3.53%
SOV	6.74%	8.02%
Cash & Call Money	3.72%	16.79%
AAA	3.43%	4.73%
AA+	1.38%	0.99%
Others	0.03%	0.47%
A+	-	0.08%
AA	-	0.67%
AA-	-	0.30%
D	-	9.86%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Hindustan Unilever Ltd.	-1.56
Torrent Pharmaceuticals Ltd.	-0.63
Adani Power Ltd.	-1.55
Varun Beverages Ltd.	-1.69

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Canara Bank, DLF Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
TVS Motor Company Ltd.	3.43

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Bajaj Finance Ltd.	Non Convertible Debenture	7.70%	20/09/2029	CRISIL AAA	0.99%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.90%
Others	Interest Rate Swap	0.00%	0	-	0.84%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.75%
Gujarat State	State Development Loan	7.60%	31/01/2033	SOV	0.67%
Muthoot Finance Ltd.	Debenture	9.09%	01/06/2029	CRISIL AA+	0.51%
ICICI Home Finance Company Ltd.	Bonds	0.00%	21/05/2029	ICRA AAA	0.50%
Panatone Finvest Ltd	Commercial Paper	0.00%	364-D 11/01/2027	CRISIL A1+	0.46%
Maharashtra State	State Development Loan	7.12%	05/02/2038	SOV	0.44%
Maharashtra State	State Development Loan	7.14%	05/02/2039	SOV	0.44%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	27/10/2026	CRISIL A1+	0.43%
GOI	GOI Securities	4.45%	30/10/2034	SOV	0.41%
India Universal Trust AL1	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.38%
HDFC Bank Ltd.	Additional Tier 1 Bond	7.84%	0	CRISIL AA+	0.37%
Godrej Industries Ltd.	Non Convertible Debenture	8.40%	27/08/2027	CRISIL AA+	0.34%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	29/03/2028	CRISIL AAA	0.34%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.73%	18/03/2027	CRISIL AAA	0.34%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	0.33%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.58%	23/03/2035	CRISIL AAA	0.33%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	13/10/2026	CRISIL A1+	0.33%
Rajasthan State	State Development Loan	7.46%	01/10/2038	SOV	0.32%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	CRISIL AAA(SO)	0.22%
GOI	GOI Securities	6.68%	07/07/2040	SOV	0.22%
Shriram Finance Ltd	Non Convertible Debenture	0.00%	03/10/2026	CRISIL AAA	0.17%
Piramal Finance Pvt. Ltd.	Non Convertible Debenture	0.00%	28/06/2027	ICRA AA+	0.17%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	0.17%
Mahindra & Mahindra Financial Services Ltd.	Commercial Paper	0.00%	229-D 14/12/2026	CRISIL A1+	0.17%
Madhya Pradesh State	State Development Loan	7.57%	28/08/2045	SOV	0.16%
Madhya Pradesh State	State Development Loan	7.57%	28/08/2043	SOV	0.16%
Maharashtra State	State Development Loan	7.24%	10/09/2034	SOV	0.16%
Rajasthan State	State Development Loan	7.57%	28/08/2043	SOV	0.16%
Himachal Pradesh State	State Development Loan	7.56%	28/08/2040	SOV	0.16%
Karnataka State	State Development Loan	7.13%	20/08/2034	SOV	0.09%
Haryana State	State Development Loan	7.52%	28/08/2039	SOV	0.08%
Maharashtra State	State Development Loan	7.86%	08/06/2030	SOV	0.07%
Bihar State	State Development Loan	7.52%	10/09/2036	SOV	0.06%
Odisha State	State Development Loan	7.43%	17/09/2040	SOV	0.05%
Maharashtra State	State Development Loan	7.27%	24/09/2036	SOV	0.04%
West Bengal State	State Development Loan	7.29%	12/03/2038	SOV	0.04%

Frequently Asked Questions

What are the top holdings of ICICI Prudential Equity Savings Fund Direct-Growth?

The top holdings of ICICI Prudential Equity Savings Fund Direct-Growth as of 30 Sep 2026 are Others (56.51%), ICICI Prudential Money Market Direct-Growth (9.19%), HDFC Bank Ltd. (8.63%), Sun Pharmaceutical Industries Ltd. (5.48%), Reliance Industries Ltd. (4.94%). These top 5 stocks together account for 84.75% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does ICICI Prudential Equity Savings Fund Direct-Growth hold in its portfolio?

ICICI Prudential Equity Savings Fund Direct-Growth holds 127 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of ICICI Prudential Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, ICICI Prudential Equity Savings Fund Direct-Growth's top sector allocations are Financial (3.97%), Consumer Staples (3.92%), Energy (2.84%). You can find detailed sector allocation above.

What is the equity and debt allocation of ICICI Prudential Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, ICICI Prudential Equity Savings Fund Direct-Growth has 20.90% allocated to equity, and 22.52% to debt. You can also check the historical trends above.

What is the market cap allocation of ICICI Prudential Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, ICICI Prudential Equity Savings Fund Direct-Growth's market cap allocation is 94.48% in large caps, 3.67% in mid caps, and 1.85% in small caps.

What is the PE ratio of ICICI Prudential Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of ICICI Prudential Equity Savings Fund Direct-Growth is 20.67 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of ICICI Prudential Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, ICICI Prudential Equity Savings Fund Direct-Growth's debt portfolio has 3.43% in AAA-rated instruments, 1.38% in AA-rated, and 6.74% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for ICICI Prudential Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for ICICI Prudential Equity Savings Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

20.90%

19.69%

19.33%

18.65%

19.16%

20.32%

Debt

22.52%

20.32%

22.35%

21.15%

24.89%

25.36%

Others (incl. cash)

55.94%

59.37%

57.72%

59.94%

55.95%

54.32%

Commodities

0.00%

Real Estate

0.64%

0.61%

0.59%

0.26%

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

1,81,57,865

1,286.85

8.63%

0.48%↑

Sun Pharmaceutical Industries Ltd.

Healthcare

44,96,379

816.81

5.48%

-0.17%↓

Reliance Industries Ltd.

Energy

62,02,929

736.29

4.94%

-0.08%↓

Kotak Mahindra Bank Ltd.

Financial

1,48,86,000

620.75

4.16%

0.21%↑

Mahindra & Mahindra Ltd.

Automobile

17,10,800

504.69

3.39%

-0.17%↓

Adani Ports and Special Economic Zone Ltd.

Services

25,03,250

450.16

3.02%

0.50%↑

ITC Ltd.

Consumer Staples

1,56,24,867

410.54

2.75%

0.23%↑

Bajaj Finance Ltd.

Financial

41,13,750

394.67

2.65%

-0.11%↓

Bharti Airtel Ltd.

Communication

20,48,118

359.85

2.41%

0.43%↑

NTPC Ltd.

Energy

1,06,08,659

342.39

2.30%

0.10%↑

Hindustan Unilever Ltd.

Consumer Staples

16,90,061

317.58

2.13%

0.03%↑

ICICI Bank Ltd.

Financial

21,47,809

283.88

1.90%

-0.07%↓

Larsen & Toubro Ltd.

Construction

7,03,850

264.65

1.78%

-0.03%↓

HDFC Life Insurance Co Ltd.

Insurance

50,41,134

262.74

1.76%

0.03%↑

Axis Bank Ltd.

Financial

21,21,875

260.14

1.75%

-0.00%↓

Tata Steel Ltd.

Metals & Mining

1,32,27,500

243.78

1.64%

0.09%↑

Tata Consultancy Services Ltd.

Technology

11,52,008

236.23

1.58%

-0.17%↓

Ambuja Cements Ltd.

Materials

56,93,100

212.92

1.43%

-0.02%↓

Bajaj Finserv Ltd.

Financial

11,15,100

193.02

1.30%

-0.19%↓

Infosys Ltd.

Technology

18,01,967

179.13

1.20%

-0.09%↓

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

3.97%

3.63%

3.50%

5.03%

6.02%

5.31%

Consumer Staples

3.92%

3.76%

4.13%

3.94%

3.61%

3.85%

Energy

2.84%

2.52%

2.33%

1.58%

1.55%

1.68%

Technology

2.77%

2.67%

2.47%

3.24%

3.53%

4.70%

Healthcare

1.95%

2.35%

1.94%

2.59%

2.61%

2.52%

Insurance

1.75%

1.73%

1.85%

2.08%

1.72%

1.85%

Materials

1.17%

1.16%

0.23%

Automobile

1.11%

1.00%

1.40%

0.28%

0.23%

0.24%

Communication

1.03%

Chemicals

0.41%

Services

0.02%

Metals & Mining

1.05%

Capital Goods

0.00%

0.71%

Construction

0.00%

Rating

Fund