ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth
Hybrid: Conservative Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
NAV: ₹20.16-0.10%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth.
Market Cap Distribution
Large Cap (73.0%)
Mid Cap (10.2%)
Small Cap (16.8%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 20.54% | 21.50% | 20.68% | 19.77% | 21.63% | 23.65% |
| Debt | 60.57% | 67.75% | 63.39% | 57.05% | 65.48% | 67.16% |
| Others (incl. cash) | 18.89% | 10.75% | 15.92% | 23.18% | 12.89% | 9.20% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
40
P/E Ratio
25.98
P/B Ratio
4.37
Top Holding %
18.89%
Top 5 Holdings %
49.30%
Top 10 Holdings %
68.50%
Modified Duration
4.45 yrs
Avg. Maturity
9.24 yrs
Yield to Maturity
7.41%
AUM
₹95 Cr
Expense Ratio
1.04%
Since Inception
9.99%
Max Drawdown
-0.10%
Sharpe Ratio
1.13
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Kotak Mahindra Bank Ltd. | Financial | 38,640 | 1.52 | 1.59% | 0.40%↑ |
| Larsen & Toubro Ltd. | Construction | 3,498 | 1.45 | 1.52% | -0.05%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 4,717 | 1.45 | 1.52% | 0.09%↑ |
| Hindustan Aeronautics Ltd. | Capital Goods | 2,904 | 1.27 | 1.34% | 0.69%↑ |
| Titan Company Ltd. | Consumer Discretionary | 2,500 | 1.1 | 1.16% | 0.04%↑ |
| Aavas Financiers Ltd. | Financial | 7,110 | 1.08 | 1.14% | 0.09%↑ |
| Tech Mahindra Ltd. | Technology | 7,481 | 1.05 | 1.10% | -0.12%↓ |
| Interglobe Aviation Ltd. | Services | 1,920 | 1.03 | 1.08% | 0.15%↑ |
| Samvardhana Motherson International Ltd. | Automobile | 68,219 | 1.01 | 1.06% | -0.03%↓ |
| HDFC Bank Ltd. | Financial | 11,740 | 0.94 | 0.98% | 0.02%↑ |
| Jindal Steel Ltd. | Metals & Mining | 8,000 | 0.85 | 0.89% | -0.17%↓ |
| Tata Consumer Products Ltd. | Consumer Staples | 7,500 | 0.81 | 0.85% | -0.12%↓ |
| Pfizer Ltd. | Healthcare | 1,746 | 0.78 | 0.81% | -0.07%↓ |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 16,560 | 0.74 | 0.78% | 0.56%↑ |
| Nippon Life India Asset Management Ltd. | Financial | 6,230 | 0.72 | 0.76% | - |
| JSW Dulux Ltd. | Materials | 2,130 | 0.69 | 0.72% | -0.02%↓ |
| Radico Khaitan Ltd. | Consumer Staples | 1,726 | 0.68 | 0.72% | 0.05%↑ |
| Tata Steel Ltd. | Metals & Mining | 35,132 | 0.66 | 0.69% | -0.11%↓ |
| Motherson Sumi Wiring India Ltd. | Automobile | 1,53,899 | 0.62 | 0.65% | - |
| Jindal Stainless Ltd. | Metals & Mining | 8,490 | 0.59 | 0.62% | -0.02%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Financial | 4.47% | 3.20% | 2.10% | 1.82% | 1.99% | 2.62% |
| Automobile | 3.23% | 3.83% | 3.65% | 3.98% | 4.62% | 3.02% |
| Metals & Mining | 3.04% | 3.59% | 4.56% | 4.32% | 4.86% | 6.74% |
| Consumer Staples | 1.98% | 2.08% | 1.15% | 0.98% | 0.89% | 0.50% |
| Construction | 1.52% | 1.57% | 1.56% | 1.38% | 1.61% | 0.62% |
| Capital Goods | 1.41% | 0.86% | 0.22% | - | - | - |
| Consumer Discretionary | 1.16% | 1.12% | - | - | - | - |
| Technology | 1.10% | 1.22% | 1.23% | 1.26% | 1.20% | 1.57% |
| Services | 1.08% | 0.93% | 0.92% | 0.85% | 1.00% | 3.17% |
| Healthcare | 0.81% | 0.88% | 0.91% | 0.93% | 0.95% | 0.88% |
| Materials | 0.72% | 0.74% | 2.69% | 2.55% | 2.78% | 2.83% |
| Communication | - | 1.25% | 1.69% | 1.70% | 1.73% | 1.71% |
| Energy | - | 0.22% | - | - | - | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 35.91% | 30.59% |
| Cash & Call Money | 18.89% | 9.55% |
| AAA | 16.74% | 17.67% |
| AA | 5.82% | 3.92% |
| AA- | 2.10% | 0.58% |
| A | - | 0.15% |
| A+ | - | 0.97% |
| A- | - | 0.11% |
| A1+ | - | 2.41% |
| AA+ | - | 3.51% |
| B+ | - | 3.11% |
| B- | - | 2.82% |
| Cash | - | 0.69% |
| Others | - | 0.24% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
47.0 / 100
Weighted average Value score is 47.0. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
62.8 / 100
Weighted average Price Momentum score is 62.8. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
67.2 / 100
Weighted average Quality score is 67.2. This indicates that portfolio has average quality using composite of quality measures.
QVM score
64.6 / 100
Weighted average QVM score is 64.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 13.57% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 6.23% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 5.33% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 5.28% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 5.12% |
| REC Ltd. | Non Convertible Debenture | 8.30% | 25/03/2029 | CRISIL AAA | 4.34% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 3.91% |
| Nirma Ltd. | Debenture | 8.50% | 07/04/2027 | CRISIL AA | 3.69% |
| Power Finance Corporation Ltd. | Debenture | 7.70% | 15/04/2033 | CRISIL AAA | 2.14% |
| Vedanta Ltd. | Debenture | 9.31% | 03/12/2027 | CRISIL AA | 2.12% |
| Yes Bank Ltd. | Bonds | 8.00% | 30/09/2026 | CRISIL AA- | 2.10% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | FITCH AAA(SO) | 1.85% |
| GOI | GOI Securities | 4.45% | 30/10/2034 | SOV | 1.76% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.33% | 28/08/2027 | CRISIL AAA | 1.37% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 1.05% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 20/07/2027 | FITCH AAA(SO) | 0.71% |
Frequently Asked Questions
What are the top holdings of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
The top holdings of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth hold in its portfolio?
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth holds 40 securities in its portfolio. The top 5 holdings account for 49.30% of the portfolio and the top 10 for 68.50%.
What is the sector allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
The sector allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
As of 30 Jun 2026, ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth has 20.54% in equity, 60.57% in debt and 18.89% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.41%.
What is the market cap allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth's equity portfolio — Large Cap: 73.00%, Mid Cap: 10.19%, Small Cap: 16.81%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth a concentrated or diversified fund?
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth holds 40 securities, with the top 10 accounting for 68.50% of the portfolio and the top 5 for 49.30%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
The debt holdings of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth are rated as follows — SOV: 35.91%, Cash & Call Money: 18.89%, AAA: 16.74%, AA: 5.82%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth change its portfolio?
The portfolio currently holds 40 securities with the top 10 accounting for 68.50% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth's portfolio?
The weighted average PE ratio of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth's portfolio is 25.98 and the PB ratio is 4.37. The debt portfolio has a modified duration of 4.45 years and an average maturity of 9.24 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?
The latest portfolio disclosure for ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.