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kotak crisilibx financial services 9 to 12 months debt index fund directgrowth
Kotak Mahindra Mutual Fund

Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth

Debt: Ultra Short to Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: CRISIL-IBX Financial Services 9-12 Months Debt IndexCheck Portfolio Overlap →
NAV: ₹10.65+0.00%
23 Oct 2026
1 Week returns: -0.11 %
Category rank: 27/31
1 Month returns: 0.06 %
Category rank: 17/31
1 Year CAGR: 5.93 %
Category rank: 5/26
3 Years CAGR: -
Category rank: -
5 Years CAGR: -
Category rank: -
52 week high/low
₹10.04
₹10.67
AUM
1105.74
Expense Ratio
0.13
Inception
1759104.00
Credit Risk
Low
IR Risk
Low
YTM
7.57
Duration
0.76
Maturity
0.79
Tracking Error
0.21
Tracking Diff 1Y
-0.11
Tracking Diff 3Y
-
Return 3Y
-

Key Talking Points

Important talking points about the scheme's performance, expense ratio and other factors — grouped by positive, negative, and neutral stance.
Positive
Relatively low expense ratio

Expense ratio of the Index fund (0.13%) is lower than average expense ratio of other Index funds/ETFs (0.22%) tracking CRISIL-IBX Financial Services 9-12 Months Debt Index

This measures the relative expense of the index fund/ETF with respect to average expense ratio all index funds/ETFs tracking the same benchmark. Investors should always prefer schemes with lower expense, everything else remaining the same

What is Expense ratio?

Low tracking error

Tracking error of the Index fund (0.21%) is low

This is a measure of how well an Index fund/ETF has been able to replicate the performance of the benchmark its tracking. As a passive investor, lower tracking error is always better

What is Tracking Error?

Low tracking difference

Tracking difference of the Index fund (0.11%) is low

This measures the difference in returns (last 1 year) between the Index fund/ETF and its respective benchmark. Lower absolute tracking difference is better

What is Tracking Difference (1Y)?

Relatively in line tracking difference

Tracking difference of the Index fund is lower than average tracking difference of other Index funds/ETFs (0.25%) tracking CRISIL-IBX Financial Services 9-12 Months Debt Index

This measures the relative tracking difference of the Index fund/ETF with respect to average tracking difference all index funds/ETFs tracking the same benchmark.

What is Tracking Difference (1Y)?

Negative
Not enough talking points with negative stance
Neutral
Not enough performance data

Since this is a relatively new scheme (less than 3 years), we do not have sufficient data to conduct meaningful performance analysis

Tracking error in line with other ETFs/Index Funds

Tracking error of the Index fund is in line with average tracking error of other Index funds/ETFs (0.22%) tracking CRISIL-IBX Financial Services 9-12 Months Debt Index

This measures the relative tracking error of the Index fund/ETF with respect to average tracking error all index funds/ETFs tracking the same benchmark.

What is Tracking Error?

Scheme Overview

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISILIBX Financial Services 9 -12 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 9 to 12 months from the date of inclusion in the index.

Scheme Category Overview →

Plan Variants

Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-IDCW
Plan
IDCW
Payout
Irregular

Key Scheme Details

Inception
29 Sep 2025
Expense Ratio
0.13%
AUM
₹1,105.74 Cr
Lock in
No lock in
Taxation
Debt
Min. Investment
₹100
Min. Addl Investment
-
Min. SIP Investment
₹100
Exit load
-

AMC Overview

Kotak Mahindra Mutual Fund background and AUM insights, category-wise distribution and historical AUM growth.

AUM Analysis

AUM distribution as on date:
Sep 30, 2026
Total AUM: ₹ 5,92,379 Cr
Equity
₹ 2,79,058 Cr
Debt
₹ 1,65,791 Cr
Hybrid
₹ 1,29,345 Cr
Commodities
₹ 18,185 Cr
Dec 31, 2021Jan 31, 2022Feb 28, 2022Mar 31, 2022Apr 30, 2022May 31, 2022Jun 30, 2022Jul 31, 2022Aug 31, 2022Sep 30, 2022Oct 31, 2022Nov 30, 2022Dec 31, 2022Jan 31, 2023Feb 28, 2023Mar 31, 2023Apr 30, 2023May 31, 2023Jun 30, 2023Jul 31, 2023Aug 31, 2023Sep 30, 2023Oct 31, 2023Nov 30, 2023Dec 31, 2023Jan 31, 2024Feb 29, 2024Mar 31, 2024Apr 30, 2024May 31, 2024Jun 30, 2024Jul 31, 2024Aug 31, 2024Sep 30, 2024Oct 31, 2024Nov 30, 2024Dec 31, 2024Jan 31, 2025Feb 28, 2025Mar 31, 2025Apr 30, 2025May 31, 2025Jun 30, 2025Jul 31, 2025Aug 31, 2025Sep 30, 2025Oct 31, 2025Nov 30, 2025Dec 31, 2025Jan 31, 2026Feb 28, 2026Mar 31, 2026Apr 30, 2026May 31, 2026Jun 30, 2026Jul 31, 2026Aug 31, 2026Sep 30, 2026
equity1,00,423 Cr1,02,162 Cr98,894 Cr1,04,145 Cr1,04,220 Cr1,00,753 Cr97,104 Cr1,07,694 Cr1,12,532 Cr1,12,840 Cr1,17,987 Cr1,18,773 Cr1,16,816 Cr1,15,448 Cr1,15,285 Cr1,16,714 Cr1,22,036 Cr1,27,607 Cr1,33,673 Cr1,39,448 Cr1,42,243 Cr1,44,965 Cr1,41,858 Cr1,52,771 Cr1,64,106 Cr1,67,232 Cr1,70,757 Cr1,74,287 Cr1,84,539 Cr1,90,993 Cr2,06,418 Cr2,17,822 Cr2,18,924 Cr2,24,729 Cr2,16,931 Cr2,22,196 Cr2,22,910 Cr2,13,108 Cr1,94,820 Cr2,12,036 Cr2,19,707 Cr2,31,970 Cr2,43,389 Cr2,40,885 Cr2,40,676 Cr2,45,880 Cr2,55,838 Cr2,60,160 Cr2,61,915 Cr2,57,994 Cr2,66,093 Cr2,37,862 Cr2,67,364 Cr2,70,143 Cr2,79,882 Cr2,86,163 Cr2,92,360 Cr2,79,058 Cr
hybrid42,618 Cr43,458 Cr43,747 Cr43,039 Cr44,097 Cr45,582 Cr45,198 Cr44,897 Cr44,359 Cr43,166 Cr43,329 Cr42,988 Cr42,941 Cr43,201 Cr43,215 Cr40,905 Cr42,444 Cr44,196 Cr45,668 Cr47,513 Cr49,991 Cr55,435 Cr57,175 Cr61,225 Cr65,985 Cr68,055 Cr71,907 Cr73,444 Cr78,072 Cr81,932 Cr85,540 Cr90,890 Cr94,078 Cr95,700 Cr96,588 Cr97,351 Cr97,677 Cr99,947 Cr99,194 Cr1,02,414 Cr1,06,370 Cr1,11,449 Cr1,15,208 Cr1,16,791 Cr1,17,392 Cr1,17,946 Cr1,20,132 Cr1,21,618 Cr1,22,109 Cr1,22,639 Cr1,23,177 Cr1,15,536 Cr1,22,158 Cr1,24,790 Cr1,26,157 Cr1,29,072 Cr1,31,220 Cr1,29,345 Cr
debt1,35,903 Cr1,37,612 Cr1,33,533 Cr1,29,585 Cr1,30,929 Cr1,31,957 Cr1,26,931 Cr1,19,656 Cr1,24,764 Cr1,16,982 Cr1,22,675 Cr1,19,916 Cr1,18,436 Cr1,22,596 Cr1,25,299 Cr1,21,526 Cr1,28,941 Cr1,42,417 Cr1,30,252 Cr1,44,692 Cr1,41,113 Cr1,29,039 Cr1,38,592 Cr1,32,562 Cr1,25,684 Cr1,34,593 Cr1,41,199 Cr1,26,374 Cr1,39,516 Cr1,40,404 Cr1,42,477 Cr1,51,415 Cr1,53,353 Cr1,52,008 Cr1,61,323 Cr1,62,861 Cr1,58,455 Cr1,62,055 Cr1,63,462 Cr1,51,014 Cr1,75,283 Cr1,75,253 Cr1,73,597 Cr1,84,639 Cr1,83,518 Cr1,71,164 Cr1,80,064 Cr1,83,266 Cr1,70,348 Cr1,77,124 Cr1,86,421 Cr1,66,091 Cr1,83,850 Cr1,72,269 Cr1,62,029 Cr1,80,490 Cr1,77,171 Cr1,65,791 Cr
commodities2,137 Cr2,161 Cr2,293 Cr2,322 Cr2,375 Cr2,371 Cr2,391 Cr2,427 Cr2,404 Cr2,357 Cr2,315 Cr2,461 Cr2,587 Cr2,562 Cr2,475 Cr2,721 Cr2,747 Cr2,763 Cr2,641 Cr2,744 Cr2,741 Cr2,649 Cr3,424 Cr3,512 Cr3,526 Cr3,478 Cr3,485 Cr4,067 Cr4,469 Cr4,656 Cr4,685 Cr4,524 Cr5,213 Cr5,625 Cr6,127 Cr5,941 Cr5,963 Cr7,461 Cr8,054 Cr8,423 Cr8,570 Cr8,659 Cr9,005 Cr9,349 Cr9,980 Cr11,754 Cr12,898 Cr13,857 Cr15,541 Cr21,233 Cr19,723 Cr17,435 Cr17,852 Cr18,743 Cr16,881 Cr16,942 Cr18,944 Cr18,185 Cr
Total2,81,081 Cr2,85,392 Cr2,78,466 Cr2,79,092 Cr2,81,621 Cr2,80,662 Cr2,71,624 Cr2,74,674 Cr2,84,059 Cr2,75,345 Cr2,86,306 Cr2,84,137 Cr2,80,780 Cr2,83,807 Cr2,86,274 Cr2,81,865 Cr2,96,168 Cr3,16,983 Cr3,12,233 Cr3,34,397 Cr3,36,088 Cr3,32,089 Cr3,41,050 Cr3,50,071 Cr3,59,301 Cr3,73,358 Cr3,87,349 Cr3,78,172 Cr4,06,596 Cr4,17,984 Cr4,39,120 Cr4,64,652 Cr4,71,568 Cr4,78,062 Cr4,80,969 Cr4,88,349 Cr4,85,005 Cr4,82,571 Cr4,65,529 Cr4,73,887 Cr5,09,930 Cr5,27,330 Cr5,41,199 Cr5,51,664 Cr5,51,565 Cr5,46,745 Cr5,68,932 Cr5,78,901 Cr5,69,913 Cr5,78,989 Cr5,95,414 Cr5,36,924 Cr5,91,225 Cr5,85,946 Cr5,84,950 Cr6,12,667 Cr6,19,695 Cr5,92,379 Cr

AMC Details

AMC
Kotak Mahindra Mutual Fund
CEO
Nilesh Shah(Managing Director)
CIO
Harsha Upadhyaya(Chief Investment Officer-Equity), Deepak Agrawal(Chief Investment Officer-Debt)
IRO
Sushma Mata
Trustee
Kotak Mahindra Trustee Company Ltd
Address
The Capital Building, , Behind ICICI Bank, G Block BKC, Bandra Kurla Complex, Bandra (E), Mumbai

Frequently Asked Questions

What is the current NAV of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The current NAV of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is ₹10.65 as of 22 Oct 2026. The NAV of a mutual fund reflects the per-unit market value of the fund's holdings and is updated at the end of every trading day.
What is the AUM of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The AUM (Assets Under Management) of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is ₹1,105.74 crore. AUM represents the total market value of assets the fund currently manages on behalf of its investors.
What is the expense ratio of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The expense ratio of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is 0.13% per annum. This is the annual fee charged by the fund house to manage your investment. A lower expense ratio means more of your returns stay with you — which is one reason direct plans have a lower expense ratio than regular plans.
Who is the fund manager of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is managed by Manu Sharma. You can check the full list of fund managers in the "Fund Manager" section above.
What is the benchmark of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The benchmark of Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is CRISIL-IBX Financial Services 9-12 Months Debt Index. This is the index against which the fund's performance is measured. Consistently beating the benchmark over long periods is a key indicator of a fund manager's skill.
When was Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth launched?
Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth was launched on 29 Sep 2025. The fund has been in existence for 1 years. A longer track record gives investors more data to evaluate how the fund has performed across different market cycles.
What is the minimum investment in Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The minimum investment in Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is ₹100 for a lump sum and ₹100 per month for a SIP (Systematic Investment Plan). SIPs allow you to invest a fixed amount regularly, making it easier to build wealth over time without needing a large upfront amount.
What is the exit load on Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth?
The exit load on Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth is shown in the Scheme Overview section above. Exit load is charged to discourage early withdrawals and protect long-term investors in the fund.
What category does Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth belong to?
Kotak CRISIL-IBX Financial Services 9 To 12 Months Debt Index Fund Direct-Growth belongs to the Debt: Ultra Short to Short Term category. You can view other funds in this category.