Kotak Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset Allocation
NAV: ₹16.45+0.10%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Kotak Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (58.8%)
Mid Cap (20.1%)
Small Cap (21.1%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 70.15% | 72.23% | 69.84% | 67.30% | 67.52% | 68.07% |
| Debt | 11.49% | 12.01% | 13.03% | 10.74% | 10.33% | 7.95% |
| Others (incl. cash) | 5.37% | 3.23% | 3.61% | 4.52% | 3.43% | 4.88% |
| Commodities | 12.95% | 12.49% | 13.48% | 17.42% | 18.69% | 19.06% |
| Real Estate | 0.03% | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% |
Portfolio Snapshot
No. of Securities
95
P/E Ratio
17.49
P/B Ratio
2.47
Top Holding %
8.21%
Top 5 Holdings %
24.85%
Top 10 Holdings %
38.80%
Modified Duration
3.12 yrs
Avg. Maturity
7.81 yrs
Yield to Maturity
7.14%
AUM
₹13,958 Cr
Expense Ratio
0.60%
Since Inception
19.71%
Max Drawdown
-0.14%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| NTPC Ltd. | Energy | 1,18,43,500 | 458.23 | 3.28% | -0.23%↓ |
| State Bank of India | Financial | 46,90,434 | 452.35 | 3.24% | -0.49%↓ |
| ITC Ltd. | Consumer Staples | 1,47,50,000 | 423.18 | 3.03% | -0.42%↓ |
| Power Finance Corporation Ltd. | Financial | 93,49,910 | 400.74 | 2.87% | -0.25%↓ |
| Maruti Suzuki India Ltd. | Automobile | 3,05,000 | 400.37 | 2.87% | -0.05%↓ |
| Indus Towers Ltd. | Communication | 85,42,629 | 377.63 | 2.71% | 0.49%↑ |
| Hindustan Unilever Ltd. | Consumer Staples | 16,01,383 | 344.86 | 2.47% | -0.21%↓ |
| Hero Motocorp Ltd. | Automobile | 6,50,000 | 318.7 | 2.28% | -0.18%↓ |
| NLC India Ltd. | Energy | 91,25,284 | 317.15 | 2.27% | 0.12%↑ |
| Bandhan Bank Ltd. | Financial | 1,48,00,000 | 308.28 | 2.21% | 0.01%↑ |
| Oil India Ltd. | Energy | 63,30,162 | 301.41 | 2.16% | -0.15%↓ |
| Shriram Finance Ltd | Financial | 29,50,000 | 279.41 | 2.00% | -0.05%↓ |
| HDFC Bank Ltd. | Financial | 36,39,950 | 271.01 | 1.94% | -0.15%↓ |
| Park Medi World Ltd. | Healthcare | 90,68,254 | 261.66 | 1.87% | 0.32%↑ |
| Radico Khaitan Ltd. | Consumer Staples | 6,55,791 | 230.75 | 1.65% | -0.02%↓ |
| Bank Of Baroda | Financial | 80,00,000 | 214.8 | 1.54% | -0.03%↓ |
| Eternal Ltd. | Services | 83,82,040 | 210.04 | 1.50% | -0.04%↓ |
| Reliance Industries Ltd. | Energy | 15,27,500 | 201.81 | 1.45% | -0.18%↓ |
| Bharti Airtel Ltd. | Communication | 11,00,000 | 201.19 | 1.44% | -0.10%↓ |
| Infosys Ltd. | Technology | 17,00,216 | 197.38 | 1.41% | -0.08%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 18.95% | 20.23% | 18.31% | 17.98% | 15.99% | 16.69% |
| Energy | 12.31% | 12.12% | 12.09% | 11.31% | 11.11% | 8.34% |
| Consumer Staples | 9.01% | 9.87% | 9.50% | 7.41% | 7.70% | 8.64% |
| Automobile | 7.38% | 7.64% | 8.01% | 8.54% | 8.54% | 8.97% |
| Services | 4.92% | 5.35% | 4.90% | 5.27% | 5.48% | 6.39% |
| Technology | 4.67% | 4.91% | 5.13% | 5.03% | 6.77% | 6.77% |
| Communication | 4.14% | 3.76% | 4.05% | 3.94% | 4.00% | 4.36% |
| Healthcare | 3.62% | 3.03% | 2.94% | 2.74% | 2.55% | 2.56% |
| Metals & Mining | 2.29% | 2.30% | 2.25% | 2.28% | 2.35% | 1.65% |
| Capital Goods | 1.13% | 1.25% | 1.09% | 1.01% | 1.09% | 1.39% |
| Chemicals | 0.54% | 0.42% | 0.34% | 0.39% | 0.43% | 0.49% |
| Consumer Discretionary | 0.43% | 0.53% | 0.47% | 0.52% | 0.46% | 0.60% |
| Insurance | 0.41% | 0.41% | 0.42% | 0.46% | 0.47% | 0.55% |
| Construction | 0.22% | 0.25% | 0.21% | 0.25% | 0.31% | 0.39% |
| Others | 0.14% | 0.16% | 0.14% | 0.16% | 0.24% | 0.28% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 5.59% | 1.78% |
| Cash & Call Money | 4.54% | 5.01% |
| SOV | 4.36% | 8.03% |
| AAA | 0.75% | 6.43% |
| AA+ | 0.71% | 1.02% |
| Cash | 0.69% | 2.61% |
| AA | 0.07% | 0.59% |
| Others | 0.00% | 0.05% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| AA- | - | 0.17% |
| Term Deposits | - | 0.11% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
55.1 / 100
Weighted average Value score is 55.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
56.4 / 100
Weighted average Price Momentum score is 56.4. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
70.2 / 100
Weighted average Quality score is 70.2. This indicates that portfolio has average quality using composite of quality measures.
QVM score
69.2 / 100
Weighted average QVM score is 69.2. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CARE A1+ | 1.36% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 1.25% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 1.03% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/03/2027 | FITCH A1+ | 1.01% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 1.01% |
| Andhra Pradesh State | State Development Loan | 6.87% | 16/07/2033 | SOV | 0.92% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.45% | 26/06/2029 | CRISIL AA+ | 0.71% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 04/02/2027 | FITCH A1+ | 0.68% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CARE A1+ | 0.68% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.68% |
| IndiGrid Infrastructure Trust | Debenture | 7.88% | 30/04/2029 | CRISIL AAA | 0.36% |
| West Bengal State | State Development Loan | 6.98% | 17/11/2037 | SOV | 0.29% |
| GOI | GOI Securities | 7.09% | 05/08/2054 | SOV | 0.27% |
| National Bank For Agriculture & Rural Development | Debenture | 7.58% | 31/07/2026 | FITCH AAA | 0.21% |
| GOI | GOI Securities | 7.09% | 25/11/2074 | SOV | 0.18% |
| Rajasthan State | State Development Loan | 7.61% | 29/03/2027 | SOV | 0.18% |
| Bihar State | State Development Loan | 6.88% | 09/07/2035 | SOV | 0.17% |
| REC Ltd. | Bonds | 0.00% | 03/11/2034 | CRISIL AAA | 0.10% |
| Aadhar Housing Finance Ltd | Debenture | 8.65% | 21/08/2027 | ICRA AA | 0.07% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 09/07/2027 | CRISIL AAA | 0.07% |
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 0.04% |
| Rajasthan State | State Development Loan | 7.09% | 31/07/2029 | SOV | 0.01% |
| Karnataka State | State Development Loan | 7.20% | 23/10/2029 | SOV | 0.01% |
Frequently Asked Questions
What are the top holdings of Kotak Multi Asset Allocation Fund Direct-Growth?
The top holdings of Kotak Multi Asset Allocation Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Kotak Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
Kotak Multi Asset Allocation Fund Direct-Growth holds 95 securities in its portfolio. The top 5 holdings account for 24.85% of the portfolio and the top 10 for 38.80% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Kotak Multi Asset Allocation Fund Direct-Growth?
The sector allocation of Kotak Multi Asset Allocation Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Kotak Multi Asset Allocation Fund Direct-Growth?
As of 31 May 2026, Kotak Multi Asset Allocation Fund Direct-Growth has 70.15% in equity, 11.49% in debt and 5.37% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.14%.
What is the market cap allocation of Kotak Multi Asset Allocation Fund Direct-Growth?
Kotak Multi Asset Allocation Fund Direct-Growth's equity portfolio — Large Cap: 58.82%, Mid Cap: 20.06%, Small Cap: 21.12%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Kotak Multi Asset Allocation Fund Direct-Growth a concentrated or diversified fund?
Kotak Multi Asset Allocation Fund Direct-Growth holds 95 securities, with the top 10 accounting for 38.80% of the portfolio and the top 5 for 24.85%. With 95 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Kotak Multi Asset Allocation Fund Direct-Growth?
The debt holdings of Kotak Multi Asset Allocation Fund Direct-Growth are rated as follows — A1+: 5.59%, Cash & Call Money: 4.54%, SOV: 4.36%, AAA: 0.75%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Kotak Multi Asset Allocation Fund Direct-Growth change its portfolio?
The portfolio currently holds 95 securities with the top 10 accounting for 38.80% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Kotak Multi Asset Allocation Fund Direct-Growth's portfolio?
The weighted average PE ratio of Kotak Multi Asset Allocation Fund Direct-Growth's portfolio is 17.49 and the PB ratio is 2.47. The debt portfolio has a modified duration of 3.12 years and an average maturity of 7.81 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Kotak Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for Kotak Multi Asset Allocation Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.