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SHRIRAMFIN
SHRIRAMFIN
950.00-38.0 (-3.85%)
14 Oct, 12:00 AM

Stock Scores

Quality Score

39.3 / 100

Value Score

41.8 / 100

Price Momentum Score

68.4 / 100

QVM Score

46.2 / 100

Key Metrics

Market Cap
2,23,543 Cr
P/E (TTM)
19.75
P/B
3.39
P/S (TTM)
4.52
EV/EBITDA
18.88
CAPE (5Y)
22.90
ROE (TTM)
16.38
ROCE (TTM)
7.72
ROA (TTM)
3.26
Avg 3Y ROE
16.81
Earnings 3Y CAGR
19.27
Sales 3Y CAGR
19.28
Sales 5Y CAGR
22.60
Debt/Equity
2.76
Consensus TP
1200.00
Strong Buy %
45.45
Promoter Holding
20.30
Pledged %
0.00

Share Price

Track Shriram Finance Ltd.'s current share price, historical price chart, 52-week high/low, and performance across different time periods.

950.00-38.0 (-3.85%)
40.88% in past 1 year
1 Week returns: 0.21 %
Low
917.3
High
990.8
1 Month returns: -7.64 %
Low
917.3
High
1,047.8
1 Year returns: 40.88 %
Low
662.3
High
1,153.7
3 Year CAGR: 36.22 %
Low
352.2
High
1,153.7
5 Year CAGR: 27.66 %
Low
200.4
High
1,153.7
Note: Prices may be delayed by a few minutes. For historical calculations, prices are adjusted for splits, bonus and rights issue. Percentage change shown is absolute irrespective of the period.

Stock Analysis

Fundamental analysis overview of Shriram Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views
Red Flags
Positive
Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 2.66% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Not enough data
High and improving operating margin

The company reported strong operating margin of 41.41% for 12-month ended 30 Jun 2026 and operating margin improved by 301 bps from 1 year ago

What is Operating profit margin?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 14.5% for 12-month ended 30 Jun 2026 and the growth was 2.96 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 11.54
Value 14.5
-2151.9255312.3
Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 11.46% for 12-month ended 30 Jun 2026 and the growth was 10.55 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 10 financial years

What is Dividend streak?

Negative
Not enough talking points with negative stance
Neutral
Reasonably valued but PB is at a premium to industry median P/B

PB of 3.39 indicates that the stock is reasonably valued on a standalone basis but is at a 211.01% premium to industry median P/B

What is P/B Ratio?

Median: 1.09
Value 3.39
051.6
High ROE but declining trend

The company reported strong ROE of 16.38% for 12-month ended 30 Jun 2026 but ROE declined by -175 bps from 1 year ago

What is ROE (FY)?

High, but decreasing Debt to Equity

The company has high Debt to Equity of 2.76 as on 30 Jun 2026 but Debt to Equity decreased by 0.41 in the last 1 year

What is Debt to Equity?

Moderate dividend yield

The company has a moderate dividend yield of 1.14%

What is Dividend yield?

No red flags found!
No significant red flags found in the stock.

Financial Snapshot

See detailed analysis

Multi-year trends for Shriram Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY
020k40k60k30.2 K CrMar 202335.9 K CrMar 202441.3 K CrMar 202547.5 K CrMar 2026
Profit After Tax FY
05k10k15k6.0 K CrMar 20237.4 K CrMar 20249.6 K CrMar 202510.0 K CrMar 2026
ROE FY
0%5%10%15%20%17.3%Mar 202315.9%Mar 202418.1%Mar 202516.4%Mar 2026
ROA FY
0%1%2%3%4%3.4%Mar 20233.2%Mar 20243.5%Mar 20253.3%Mar 2026

Shriram Finance Ltd. Shareholding Pattern

Quarterly breakdown of Shriram Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Total Promoter
26.25
26.25
26.48
26.48
26.48
25.10
25.58
26.06
26.45
29.30
29.37
25.29
25.51
25.48
25.45
25.43
25.42
25.41
25.40
25.40
25.40
25.39
25.39
25.38
25.38
20.30
Indian Promoter
26.25
26.25
26.48
26.48
26.48
25.10
25.58
26.06
26.45
29.30
29.37
23.28
23.50
23.47
23.44
23.42
23.41
25.00
24.99
24.99
24.98
24.98
24.98
24.97
24.97
19.97
Foreign Promoter
-
-
-
-
-
-
-
-
-
-
-
2.01
2.01
2.01
2.01
2.01
2.01
0.41
0.41
0.41
0.41
0.41
0.41
0.41
0.41
0.33
Institutions
67.36
65.97
64.91
67.16
67.88
69.66
68.49
68.35
67.87
65.19
65.16
56.69
61.52
70.02
69.84
69.75
69.59
69.52
69.51
69.02
68.91
68.95
68.26
68.52
68.44
74.67
Mutual Funds / UTI
1.75
1.51
1.49
1.58
2.03
3.70
6.28
6.29
5.30
6.42
6.71
5.67
6.04
8.84
9.57
10.97
10.80
10.18
10.64
10.51
9.98
10.52
11.94
14.39
16.34
13.81
FI/Bank/Insurance
0.86
0.67
2.52
3.52
4.50
5.99
8.15
8.40
8.48
8.48
7.49
5.24
5.52
5.60
5.04
4.08
3.87
3.67
4.02
3.70
3.24
3.54
4.18
3.97
3.88
3.35
Govt
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
FII
64.66
63.68
60.52
61.74
61.01
59.64
53.67
53.15
53.88
49.97
50.64
45.55
49.78
55.36
54.67
53.97
53.90
54.26
53.27
53.06
53.58
52.61
49.61
47.21
45.13
54.75
Other Institutions
0.10
0.11
0.37
0.32
0.34
0.33
0.39
0.50
0.22
0.33
0.33
0.22
0.18
0.22
0.56
0.73
1.02
1.41
1.57
1.74
2.12
2.26
2.53
2.93
3.07
2.74
Non-Institution
6.39
7.78
8.60
6.36
5.64
5.24
5.93
5.59
5.68
5.51
5.47
18.03
12.97
4.49
4.71
4.82
5.00
5.07
5.09
5.58
5.69
5.65
6.35
6.10
6.18
5.04
Bodies Corporate
0.29
0.42
0.29
0.23
0.19
0.16
0.18
0.18
0.19
0.27
0.16
8.57
8.52
0.24
0.26
0.27
0.30
0.34
0.32
0.38
0.37
0.37
0.44
0.48
0.42
0.33
Others (incl. Retail)
No. of shareholders
6.10
55,397
7.36
87,286
8.31
1,29,973
6.13
86,883
5.45
77,307
5.08
77,536
5.75
96,893
5.41
96,811
5.49
99,859
5.24
92,304
5.31
91,170
9.46
99,016
4.45
97,970
4.25
90,837
4.45
95,377
4.55
1,05,680
4.70
1,16,313
4.73
1,24,661
4.77
1,38,659
5.20
1,79,145
5.32
2,28,284
5.28
2,50,924
5.91
2,95,775
5.62
2,95,218
5.76
3,31,240
4.71
3,48,993

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence
#IndexWeightRank
1SHI: Non Banking Financial Company (NBFC)13.97%2 / 21
2Nifty 200 Momentum 305.02%4 / 30
3Nifty 500 Momentum 504.87%3 / 50
4Nifty Financial Services4.53%7 / 20
5Nifty Div Opps 503.72%8 / 50
6Nifty Alpha 502.16%16 / 50
7Nifty 50 Equal Weight2.02%11 / 50
8Nifty 501.32%23 / 50
9Nifty 1001.07%23 / 100
10Nifty 100 Equal Weight1.02%18 / 100

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Shriram Finance Ltd. shares as reported to NSE and BSE.

NameMonthTransactionHolding % pre transactionAverage priceQty.Transaction value
Sanlam Life Insurance Limited
Promoter Group
April-2024
Inter-se Transfer (Disposal)
2nd Apr 2024
2.01 %₹ 2,386.0059.80 lac₹ 1426.83 cr
Shriram Value Services Limited
Promoter Group
April-2024
Inter-se Transfer (Acquisition)
2nd Apr 2024
5.53 %₹ 2,386.0059.80 lac₹ 1426.83 cr
Shriram Ownership Trust
Promoter Group
March-2024
Inter-se Transfer (Disposal)
27th Mar 2024
2.09 %₹ 2,310.0077.78 lac₹ 1796.72 cr
Shriram Value Services Limited
Promoter Group
March-2024
Inter-se Transfer (Acquisition)
27th Mar 2024
3.46 %₹ 2,310.0077.78 lac₹ 1796.72 cr
Shriram Value Services Ltd
Promoter Group
December-2022
Market Purchase (Acquisition)
20th Dec 2022
3.21 %₹ 1,388.0331.38 k₹ 4.36 cr
Shriram Life Insurance Company Limited
Promoter Group
April-2022
Market Purchase (Acquisition)
1st Apr 2022
0.00 %₹ 10,00,000.00100.00₹ 10.00 cr
Shriram Value Services Limited
Promoter Group
March-2022
Market Purchase (Acquisition)
31st Mar 2022
0.00 %₹ 1,104.715.67 lac₹ 62.60 cr
Shriram Value Services Limited
Promoter Group
March-2022
Market Purchase (Acquisition)
31st Mar 2022
0.21 %₹ 1,115.674.90 lac₹ 54.64 cr
Shriram Capital Limited
Promoter
July-2021
Preferential Offer (Acquisition)
13th Jul 2021
25.08 %₹ 1,440.0017.36 lac₹ 250.00 cr
Shriram Capital Limited
Promoter
July-2021
Preferential Offer (Acquisition)
13th Jul 2021
0.00 %₹ 360.0017.36 lac₹ 62.50 cr

Corporate Actions

History of Shriram Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

  1. Dividend₹ 6/share
    Record date: 3rd Jul 2026Ex-date: 3rd Jul 2026
    Announced on: 24th Apr 2026
  2. Dividend₹ 4.80/share
    Record date: 7th Nov 2025Ex-date: 7th Nov 2025
    Announced on: 31st Oct 2025
  3. Dividend₹ 3/share
    Record date: 11th Jul 2025Ex-date: 11th Jul 2025
    Announced on: 25th Apr 2025
  4. Dividend₹ 2.50/share
    Record date: 31st Jan 2025Ex-date: 31st Jan 2025
    Announced on: 24th Jan 2025
  5. Stock Split1 : 5
    Ex-date: 10th Jan 2025Announced on: 27th Oct 2024
    Nominal Value change from INR 10 to INR 02.

Company Profile

Overview of Shriram Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Shriram Finance Limited is an India-based retail asset financing non-banking finance company (NBFC). The Company is a finance provider catering to the needs of small road transport operators and small business owners and is engaged in organized financing of pre-owned commercial vehicles and two- whe...
Key personnel
Mr. S. Sunder
Chief Financial Officer, Joint Managing Director
Mr. Sudarshan Holla Balnad
Chief Operating Officer, Joint Managing Director
Mr. G. M. Jilani
Chief Operating Officer, Joint Managing Director
Mr. A. Ganesh
Chief Human Resources Officer
Mr. U. Balasundara Rao
Compliance Officer, Company Secretary
Mr. Hardeep Singh Tur
Chief Risk Officer, Joint Managing Director
Mr. Nilesh Odedara
Joint Managing Director, Chief Sales Officer
Mr. Sanjay K. Mundra
Executive Director - Investor Relations
View all
Incorporated on
30 Jun 1979
Last Annual
31 Mar 2026
Last Interim
30 Jun 2026
No. of Employees
76,241
IPO date
06 Jun 1905
Free Float
1,83,13,98,457
Address
Wockhardt Towers, 3rd Floor, West Wing, G Block, Bandra-Kurla Complex, Bandra (East),, MUMBAI, 400051, India

Frequently Asked Questions

What is the current share price of Shriram Finance Ltd.?
The current share price of Shriram Finance Ltd. is ₹ 950.00 as of 14 Oct 2026.
What is the market capitalisation of Shriram Finance Ltd.?
The market capitalisation of Shriram Finance Ltd. stands at ₹ 2,23,543.00 Cr.
What is the PE ratio of Shriram Finance Ltd.?
The Price-to-Earnings (PE) ratio of Shriram Finance Ltd. is 19.75 as of the latest trailing twelve months data.
What is the ROE and ROCE of Shriram Finance Ltd.?
Shriram Finance Ltd. has a Return on Equity (ROE) of 16.38% and a Return on Capital Employed (ROCE) of 7.72% as per the latest financial reports.
What is the 52-week high and low of Shriram Finance Ltd.?
The 52-week high of Shriram Finance Ltd. is - and the 52-week low is -.
What is the dividend yield of Shriram Finance Ltd.?
The dividend yield of Shriram Finance Ltd. is 1.14% based on the current market price.
What is the FII and DII holding in Shriram Finance Ltd.?
Foreign Institutional Investors (FII) hold 54.75%, Domestic Institutional Investors (DII) hold 17.16% and retail/public investors hold 4.71% of Shriram Finance Ltd. shares.
What sector does Shriram Finance Ltd. belong to?
Shriram Finance Ltd. operates in the Financial Services sector. 90.91% of analysts have a Buy or Strong Buy rating on Shriram Finance Ltd. with a consensus target price of ₹ 1,200.00, implying 26.32% upside from current levels.
What is the beta of Shriram Finance Ltd.?
The beta of Shriram Finance Ltd. is 1.91, indicating its price volatility relative to the broader market. Over the past 1 year, Shriram Finance Ltd. has delivered an absolute return of 42.47%.
What is the RSI of Shriram Finance Ltd.?
The 14-day Relative Strength Index (RSI) of Shriram Finance Ltd. is 42.79, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.