LIC MF Conservative Hybrid Fund Direct-Growth
Hybrid: Conservative Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative IndexCheck Portfolio Overlap →
NAV: ₹94.88+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for LIC MF Conservative Hybrid Fund Direct-Growth.
Market Cap Distribution
Large Cap (52.1%)
Mid Cap (42.9%)
Small Cap (5.0%)
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 19.36% | 19.05% | 18.26% | 17.78% | 16.82% | 16.25% |
| Debt | 61.38% | 75.40% | 75.78% | 75.75% | 74.69% | 77.00% |
| Others (incl. cash) | 19.26% | 5.55% | 5.96% | 6.48% | 8.48% | 6.75% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
32
P/E Ratio
43.43
P/B Ratio
6.26
Top Holding %
19.26%
Top 5 Holdings %
63.65%
Top 10 Holdings %
82.99%
Modified Duration
3.46 yrs
Avg. Maturity
4.15 yrs
Yield to Maturity
6.58%
AUM
₹47 Cr
Expense Ratio
1.69%
Since Inception
7.49%
Max Drawdown
-0.08%
Sharpe Ratio
0.32
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Sun Pharmaceutical Industries Ltd. | Healthcare | 3,400 | 0.67 | 1.44% | -0.00%↓ |
| Divis Laboratories Ltd. | Healthcare | 650 | 0.62 | 1.31% | 0.20%↑ |
| Bajaj Auto Ltd. | Automobile | 500 | 0.61 | 1.29% | 0.19%↑ |
| ICICI Bank Ltd. | Financial | 3,700 | 0.54 | 1.15% | 0.02%↑ |
| FSN E-Commerce Ventures Ltd. | Services | 15,000 | 0.52 | 1.12% | - |
| Torrent Pharmaceuticals Ltd. | Healthcare | 900 | 0.46 | 0.97% | 0.10%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 1,354 | 0.44 | 0.95% | -0.03%↓ |
| Marico Ltd. | Consumer Staples | 5,400 | 0.44 | 0.94% | -0.06%↓ |
| Shriram Finance Ltd | Financial | 3,400 | 0.38 | 0.81% | 0.05%↑ |
| Bharat Electronics Ltd. | Capital Goods | 9,000 | 0.37 | 0.80% | 0.05%↑ |
| Coforge Ltd. | Technology | 1,800 | 0.36 | 0.76% | 0.10%↑ |
| AU Small Finance Bank Ltd. | Financial | 3,200 | 0.35 | 0.74% | 0.03%↑ |
| Endurance Technologies Ltd. | Automobile | 1,200 | 0.34 | 0.74% | - |
| Sona BLW Precision Forgings Ltd. | Automobile | 4,200 | 0.34 | 0.73% | - |
| Hitachi Energy India Ltd. | Capital Goods | 100 | 0.34 | 0.72% | 0.04%↑ |
| Persistent Systems Ltd. | Technology | 600 | 0.34 | 0.72% | 0.01%↑ |
| Aster DM Quality Care Ltd. | Healthcare | 4,300 | 0.33 | 0.69% | -0.06%↓ |
| Bharat Forge Ltd. | Automobile | 1,500 | 0.32 | 0.67% | -0.03%↓ |
| Cummins India Ltd. | Capital Goods | 600 | 0.31 | 0.65% | -0.05%↓ |
| Ajanta Pharma Ltd. | Healthcare | 825 | 0.3 | 0.63% | 0.03%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Healthcare | 5.05% | 4.79% | - | - | - | - |
| Automobile | 4.38% | 2.78% | 3.45% | 3.27% | 3.15% | 2.92% |
| Financial | 2.70% | 3.49% | 8.00% | 7.57% | 7.54% | 7.24% |
| Capital Goods | 2.17% | 2.13% | 1.35% | 1.02% | - | - |
| Services | 2.09% | 0.96% | - | - | - | - |
| Technology | 1.48% | 1.37% | 1.66% | 1.96% | 1.97% | 2.13% |
| Consumer Staples | 0.94% | 1.85% | 1.30% | 1.34% | 1.39% | 1.30% |
| Energy | 0.55% | 1.68% | 2.51% | 2.60% | 2.77% | 2.66% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 52.04% | 23.51% |
| Cash & Call Money | 19.26% | 14.07% |
| AAA | 8.93% | 19.16% |
| Others | 0.40% | 0.18% |
| A | - | 0.78% |
| A+ | - | 1.42% |
| A- | - | 0.25% |
| A1+ | - | 3.19% |
| AA | - | 4.10% |
| AA+ | - | 4.67% |
| AA- | - | 0.99% |
| B+ | - | 1.85% |
| B- | - | 2.24% |
| BBB+ | - | 0.00% |
| Cash | - | 0.14% |
| D | - | 0.09% |
| Term Deposits | - | 0.01% |
| Unrated | - | 0.09% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
62.0 / 100
Weighted average Value score is 62.0. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
47.0 / 100
Weighted average Price Momentum score is 47.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
68.7 / 100
Weighted average Quality score is 68.7. This indicates that portfolio has average quality using composite of quality measures.
QVM score
66.0 / 100
Weighted average QVM score is 66.0. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 11.21% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 11.18% |
| Tamilnadu State | State Development Loan | 7.65% | 18/10/2033 | SOV | 11.11% |
| GOI | GOI Securities | 6.79% | 07/10/2034 | SOV | 10.90% |
| Nuclear Power Corpn. Of India Ltd. | Debenture | 8.13% | 28/03/2028 | CRISIL AAA | 8.93% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 4.38% |
| Tamilnadu State | State Development Loan | 7.19% | 27/11/2030 | SOV | 3.27% |
Frequently Asked Questions
What are the top holdings of LIC MF Conservative Hybrid Fund Direct-Growth?
The top holdings of LIC MF Conservative Hybrid Fund Direct-Growth as of 31 Aug 2026 are Others (19.26%), GOI (11.21%), GOI (11.18%), Tamilnadu State (11.11%), GOI (10.90%). These top 5 stocks together account for 63.65% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does LIC MF Conservative Hybrid Fund Direct-Growth hold in its portfolio?
LIC MF Conservative Hybrid Fund Direct-Growth holds 32 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of LIC MF Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, LIC MF Conservative Hybrid Fund Direct-Growth's top sector allocations are Healthcare (5.05%), Automobile (4.38%), Financial (2.70%). You can find detailed sector allocation above.
What is the equity and debt allocation of LIC MF Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, LIC MF Conservative Hybrid Fund Direct-Growth has 19.36% allocated to equity, and 61.38% to debt. You can also check the historical trends above.
What is the market cap allocation of LIC MF Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, LIC MF Conservative Hybrid Fund Direct-Growth's market cap allocation is 52.12% in large caps, 42.87% in mid caps, and 5.01% in small caps.
What is the PE ratio of LIC MF Conservative Hybrid Fund Direct-Growth's portfolio?
The portfolio PE ratio of LIC MF Conservative Hybrid Fund Direct-Growth is 43.43 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of LIC MF Conservative Hybrid Fund Direct-Growth?
As of 31 Aug 2026, LIC MF Conservative Hybrid Fund Direct-Growth's debt portfolio has 8.93% in AAA-rated instruments, - in AA-rated, and 52.04% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for LIC MF Conservative Hybrid Fund Direct-Growth?
The latest portfolio disclosure for LIC MF Conservative Hybrid Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.