Navi Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: LiquidBenchmark: CRISIL Liquid Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹30.61+0.01%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Navi Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 90.71% | 93.23% | 80.64% | 75.39% | 83.97% | 81.35% |
| Others (incl. cash) | 9.29% | 6.77% | 19.36% | 24.61% | 16.03% | 18.65% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
16
Top Holding %
13.06%
Top 5 Holdings %
43.96%
Top 10 Holdings %
76.54%
Modified Duration
0.06 yrs
Avg. Maturity
0.06 yrs
Yield to Maturity
5.73%
AUM
₹76 Cr
Expense Ratio
0.26%
Since Inception
6.72%
Max Drawdown
-0.00%
Sharpe Ratio
3.09
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 10,00,000 | 9.97 | 13.06% | - |
| HDFC Bank Ltd. | Financial | 6,50,000 | 6.5 | 8.51% | -0.14%↓ |
| Power Finance Corporation Ltd. | Financial | 5,00,000 | 5 | 6.55% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,00,000 | 5 | 6.55% | - |
| HDFC Securities Ltd. | Financial | 5,00,000 | 5 | 6.54% | -0.11%↓ |
| LIC Housing Finance Ltd. | Financial | 5,00,000 | 5 | 6.54% | - |
| Reserve Bank of India | Financial | 5,00,000 | 4.98 | 6.52% | -0.12%↓ |
| Reserve Bank of India | Financial | 5,00,000 | 4.96 | 6.49% | - |
| Cholamandalam Securities Ltd. | Financial | 5,00,000 | 4.96 | 6.49% | -0.11%↓ |
| Axis Bank Ltd. | Financial | 4,00,000 | 3.99 | 5.23% | -0.09%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 4,00,000 | 3.98 | 5.21% | -0.09%↓ |
| Bank Of Baroda | Financial | 3,50,000 | 3.49 | 4.57% | -0.07%↓ |
| Time Technoplast Ltd. | Materials | 3,00,000 | 2.99 | 3.92% | -0.06%↓ |
| National Bank For Agriculture & Rural Development | Financial | 3,00,000 | 2.98 | 3.90% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 44.37% | 64.53% |
| SOV | 26.07% | 17.23% |
| AAA | 19.64% | 3.32% |
| Cash & Call Money | 9.29% | 8.95% |
| Others | 0.63% | 2.45% |
| AA | - | 0.07% |
| AA+ | - | 0.10% |
| Bill Rediscounting | - | 0.01% |
| Term Deposits | - | 0.34% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/08/2026 | SOV | 13.06% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/08/2026 | CARE A1+ | 8.51% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.44% | 04/09/2026 | CARE AAA | 6.55% |
| Power Finance Corporation Ltd. | Debenture | 7.63% | 14/08/2026 | CRISIL AAA | 6.55% |
| LIC Housing Finance Ltd. | Debenture | 6.17% | 03/09/2026 | CRISIL AAA | 6.54% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 05/08/2026 | CRISIL A1+ | 6.54% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 28/08/2026 | SOV | 6.52% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 01/10/2026 | SOV | 6.49% |
| Cholamandalam Securities Ltd. | Commercial Paper | 0.00% | 91-D 11/09/2026 | ICRA A1+ | 6.49% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 11/08/2026 | CRISIL A1+ | 5.23% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 31/08/2026 | CRISIL A1+ | 5.21% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 20/08/2026 | CARE A1+ | 4.57% |
| Time Technoplast Ltd. | Commercial Paper | 0.00% | 91-D 13/08/2026 | ICRA A1+ | 3.92% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 04/09/2026 | ICRA A1+ | 3.90% |
Frequently Asked Questions
What are the top holdings of Navi Liquid Fund Direct-Growth?
The top holdings of Navi Liquid Fund Direct-Growth as of 31 Jul 2026 are Reserve Bank of India (13.06%), Others (9.29%), HDFC Bank Ltd. (8.51%), Power Finance Corporation Ltd. (6.55%), Small Industries Devp. Bank of India Ltd. (6.55%). These top 5 stocks together account for 43.96% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Navi Liquid Fund Direct-Growth hold in its portfolio?
Navi Liquid Fund Direct-Growth holds 16 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Navi Liquid Fund Direct-Growth?
The sector allocation of Navi Liquid Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Navi Liquid Fund Direct-Growth?
As of 31 Jul 2026, Navi Liquid Fund Direct-Growth has 0.00% allocated to equity, and 90.71% to debt. You can also check the historical trends above.
What is the market cap allocation of Navi Liquid Fund Direct-Growth?
The market cap allocation of Navi Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Navi Liquid Fund Direct-Growth's portfolio?
The portfolio PE ratio of Navi Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Navi Liquid Fund Direct-Growth?
As of 31 Jul 2026, Navi Liquid Fund Direct-Growth's debt portfolio has 19.64% in AAA-rated instruments, - in AA-rated, and 26.07% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Navi Liquid Fund Direct-Growth?
The latest portfolio disclosure for Navi Liquid Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.