Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	89.74%	96.11%	96.69%	94.37%	95.14%	93.52%
Others (incl. cash)	10.27%	3.90%	3.32%	5.64%	4.87%	6.48%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

108

Top Holding %

10.27%

Top 5 Holdings %

23.06%

Top 10 Holdings %

33.80%

Modified Duration

2.93 yrs

Avg. Maturity

3.64 yrs

Yield to Maturity

7.41%

AUM

₹5,150 Cr

Expense Ratio

0.39%

Since Inception

7.61%

Max Drawdown

-0.03%

Sharpe Ratio

0.70

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
National Bank For Agriculture & Rural Development	Financial	18,000	179.49	3.49%	0.06%↑
National Bank For Agriculture & Rural Development	Financial	17,500	174.79	3.39%	0.04%↑
Small Industries Devp. Bank of India Ltd.	Financial	17,500	174.31	3.38%	0.03%↑
National Housing Bank	Financial	13,000	130.22	2.53%	0.04%↑
REC Ltd.	Financial	12,500	125.44	2.44%	0.04%↑
Small Industries Devp. Bank of India Ltd.	Financial	12,500	123.96	2.41%	0.03%↑
Union Bank of India	Financial	103	102.34	1.99%	0.02%↑
Nuclear Power Corpn. Of India Ltd.	Energy	10,000	100.31	1.95%	0.03%↑
Power Finance Corporation Ltd.	Financial	10,000	100.24	1.95%	0.03%↑
Reserve Bank of India	Financial	1,00,00,000	99.97	1.94%	-
Bajaj Finance Ltd.	Financial	10,000	97.69	1.90%	0.95%↑
Power Grid Corporation Of India Ltd.	Energy	10,000	97.98	1.90%	0.02%↑
Indian Railway Finance Corporation Ltd.	Financial	9,500	95.26	1.85%	-0.46%↓
REC Ltd.	Financial	850	86.84	1.69%	0.02%↑
Power Grid Corporation Of India Ltd.	Energy	12,500	84.98	1.65%	-0.04%↓
Power Finance Corporation Ltd.	Financial	8,10,000	79.83	1.55%	0.01%↑
Export-Import Bank Of India	Financial	7,500	75.07	1.46%	0.02%↑
HDFC Bank Ltd.	Financial	750	75.44	1.46%	0.01%↑
Tata Capital Ltd.	Financial	7,500	74.68	1.45%	0.02%↑
Mahindra & Mahindra Financial Services Ltd.	Financial	7,500	74.76	1.45%	0.02%↑

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	77.36%	61.37%
Cash & Call Money	10.27%	10.93%
SOV	8.64%	11.43%
A1+	3.34%	13.53%
Others	0.40%	0.32%
AA	-	0.34%
AA+	-	1.08%
AA-	-	0.00%
Cash	-	-0.26%
Term Deposits	-	0.05%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	3.49%
National Bank For Agriculture & Rural Development	Debenture	7.68%	30/04/2029	CRISIL AAA	3.39%
Small Industries Devp. Bank of India Ltd.	Bonds	0.00%	04/06/2029	CRISIL AAA	3.38%
National Housing Bank	Non Convertible Debenture	7.59%	08/09/2027	CRISIL AAA	2.53%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL AAA	2.44%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL AAA	2.41%
Union Bank of India	Non Convertible Debenture	7.80%	29/11/2032	ICRA AAA	1.99%
Power Finance Corporation Ltd.	Debenture	7.77%	15/04/2028	CRISIL AAA	1.95%
Nuclear Power Corpn. Of India Ltd.	Non Convertible Debenture	7.70%	0	ICRA AAA	1.95%
Reserve Bank of India	Treasury Bills	0.00%	91-D 03/09/2026	SOV	1.94%
Bajaj Finance Ltd.	Non Convertible Debenture	7.79%	04/07/2036	CRISIL AAA	1.90%
Power Grid Corporation Of India Ltd.	Bonds	7.02%	12/12/2035	CRISIL AAA	1.90%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.57%	18/04/2029	CRISIL AAA	1.85%
REC Ltd.	Debenture	8.54%	15/11/2028	CRISIL AAA	1.69%
Power Grid Corporation Of India Ltd.	Non Convertible Debenture	7.56%	31/03/2033	CRISIL AAA	1.65%
Power Finance Corporation Ltd.	Floating Rate Debenture	0.00%	22/01/2031	CRISIL AAA	1.55%
HDFC Bank Ltd.	Debenture	0.00%	27/07/2032	CRISIL AAA	1.46%
Export-Import Bank Of India	Debenture	7.45%	12/04/2028	CRISIL AAA	1.46%
Tata Capital Ltd.	Non Convertible Debenture	0.00%	21/02/2029	CRISIL AAA	1.45%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	18/05/2029	CRISIL AAA	1.45%
Bharti Telecom Ltd.	Non Convertible Debenture	7.85%	20/03/2029	CRISIL AAA	1.44%
REC Ltd.	Non Convertible Debenture	7.17%	01/07/2031	CRISIL AAA	1.43%
ICICI Bank Ltd.	Debenture	6.45%	15/06/2028	ICRA AAA	1.43%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	CARE A1+	1.42%
Indian Railway Finance Corporation Ltd.	Debenture	7.55%	06/11/2029	CRISIL AAA	1.36%
Indian Railway Finance Corporation Ltd.	Debenture	8.45%	04/12/2028	CRISIL AAA	1.24%
Power Grid Corporation Of India Ltd.	Debenture	7.40%	17/02/2033	CRISIL AAA	1.20%
Small Industries Devp. Bank of India Ltd.	Debenture	7.83%	24/11/2028	CRISIL AAA	1.17%
HDFC Bank Ltd.	Debenture	7.65%	20/03/2034	CRISIL AAA	1.16%
HDFC Bank Ltd.	Debenture	7.86%	02/12/2032	CRISIL AAA	1.16%
Bajaj Housing Finance Ltd.	Debenture	8.25%	27/05/2031	CRISIL AAA	0.98%
Canara Bank	Certificate of Deposit	0.00%	15/09/2026	ICRA A1+	0.97%
Tamilnadu State	State Development Loan	7.31%	21/01/2033	SOV	0.97%
REC Ltd.	Debenture	7.55%	31/03/2028	CRISIL AAA	0.97%
Jio Credit Ltd.	Non Convertible Debenture	8.15%	16/06/2031	CRISIL AAA	0.97%
Small Industries Devp. Bank of India Ltd.	Bonds	7.49%	11/06/2029	CRISIL AAA	0.97%
National Housing Bank	Debenture	7.59%	14/07/2027	CRISIL AAA	0.97%
REC Ltd.	Debenture	7.58%	31/05/2029	ICRA AAA	0.97%
Export-Import Bank Of India	Non Convertible Debenture	7.40%	14/03/2029	CRISIL AAA	0.97%
National Housing Bank	Bonds	7.20%	03/10/2031	CARE AAA	0.96%
REC Ltd.	Non Convertible Debenture	7.28%	31/08/2029	CRISIL AAA	0.96%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL AAA	0.96%
Export-Import Bank Of India	Commercial Paper	0.00%	363-D 25/01/2027	CRISIL A1+	0.95%
ICICI Bank Ltd.	Debenture	6.67%	26/11/2028	ICRA AAA	0.95%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.95%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	0.94%
Power Finance Corporation Ltd.	Debenture	6.59%	15/10/2030	CRISIL AAA	0.94%
Kerala State	State Development Loan	7.91%	08/04/2030	SOV	0.79%
Kotak Mahindra Prime Ltd.	Non Convertible Debenture	7.78%	17/09/2029	CRISIL AAA	0.77%
Karnataka State	State Development Loan	7.11%	12/02/2033	SOV	0.76%
Maharashtra State	State Development Loan	6.91%	15/09/2033	SOV	0.59%
National Highways Authority of India Ltd.	Non Convertible Debenture	7.70%	13/09/2029	CRISIL AAA	0.59%
Indian Railway Finance Corporation Ltd.	Bonds	0.00%	01/12/2035	CRISIL AAA	0.58%
Andhra Pradesh State	State Development Loan	7.06%	04/03/2030	SOV	0.58%
Gujarat State	State Development Loan	7.66%	10/01/2032	SOV	0.49%
Power Finance Corporation Ltd.	Debenture	7.59%	17/01/2028	CRISIL AAA	0.49%
Indian Railway Finance Corporation Ltd.	Debenture	8.23%	29/03/2029	CRISIL AAA	0.49%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.60%	13/04/2029	CRISIL AAA	0.48%
Bharti Telecom Ltd.	Debenture	7.40%	01/02/2029	CRISIL AAA	0.48%
Indian Railway Finance Corporation Ltd.	Debenture	7.08%	28/02/2030	CRISIL AAA	0.48%
GOI	GOI Securities	6.36%	16/02/2031	SOV	0.48%
Power Finance Corporation Ltd.	Debenture	7.64%	22/02/2033	CRISIL AAA	0.48%
National Bank For Agriculture & Rural Development	Debenture	7.62%	10/05/2029	CRISIL AAA	0.48%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds	7.64%	06/12/2029	ICRA AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds	7.01%	26-D 16/03/2029	CRISIL AAA	0.48%
Export-Import Bank Of India	Bonds	7.14%	13/12/2029	CRISIL AAA	0.48%
Tamilnadu State	State Development Loan	7.15%	19/03/2033	SOV	0.48%
NTPC Ltd.	Debenture	6.43%	27/01/2031	CRISIL AAA	0.47%
L&T Metro Rail (Hyderabad) Ltd.	Non Convertible Debenture	7.55%	28/04/2035	CRISIL AAA(CE)	0.47%
National Highways Infra Trust	Debenture	0.00%	30/01/2034	CARE AAA	0.41%
NHPC Ltd.	Non Convertible Debenture	7.50%	07/10/2028	ICRA AAA	0.39%
Numaligarh Refinery Ltd.	Non Convertible Debenture	7.34%	23/09/2035	CRISIL AAA	0.38%
National Bank For Financing Infrastructure And Development	Debenture	0.00%	30/05/2030	CRISIL AAA	0.38%
HDFC Bank Ltd.	Non Convertible Debenture	7.78%	27/03/2027	CRISIL AAA	0.29%
National Bank For Agriculture & Rural Development	Non Convertible Debenture	8.20%	09/03/2028	CRISIL AAA	0.29%
Power Grid Corporation Of India Ltd.	Debenture	7.49%	25/10/2029	CRISIL AAA	0.29%
Indian Railway Finance Corporation Ltd.	Debenture	7.68%	24/11/2026	CRISIL AAA	0.29%
Karnataka State	State Development Loan	7.13%	20/08/2034	SOV	0.29%
ICICI Prudential Life Insurance Company Ltd.	Non Convertible Debenture	7.69%	28/11/2035	CRISIL AAA	0.24%
Power Grid Corporation Of India Ltd.	Debenture	8.40%	27/05/2029	CRISIL AAA	0.20%
Karnataka State	State Development Loan	7.70%	08/11/2033	SOV	0.20%
Kerala State	State Development Loan	8.48%	08/08/2030	SOV	0.20%
REC Ltd.	Debenture	8.55%	09/08/2028	CRISIL AAA	0.20%
Andhra Pradesh State	State Development Loan	7.15%	04/03/2031	SOV	0.19%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA AAA	0.19%
Maharashtra State	State Development Loan	7.63%	31/01/2036	SOV	0.17%
Tata Capital Housing Finance Ltd.	Debenture	7.71%	14/01/2028	CRISIL AAA	0.10%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL AAA	0.10%
Power Grid Corporation Of India Ltd.	Debenture	7.36%	18/10/2026	CRISIL AAA	0.10%
REC Ltd.	Debenture	7.71%	31/10/2033	CRISIL AAA	0.10%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	0.10%
National Bank For Agriculture & Rural Development	Debenture	8.22%	13/12/2028	CRISIL AAA	0.10%
GOI	GOI Securities	6.94%	11/05/2036	SOV	0.10%
Maharashtra State	State Development Loan	7.49%	07/02/2036	SOV	0.10%
Karnataka State	State Development Loan	7.04%	26/03/2032	SOV	0.08%
GOI	GOI Securities	7.32%	13/11/2030	SOV	0.07%
Maharashtra State	State Development Loan	7.12%	05/02/2036	SOV	0.06%
Others	Margin Money	0.00%	0	-	0.06%
SBI Life Insurance Company Ltd.	Non Convertible Debenture	8.35%	21/02/2034	CRISIL AAA	0.04%
Tamilnadu State	State Development Loan	7.17%	27/11/2029	SOV	0.04%
National Bank For Agriculture & Rural Development	Debenture	7.62%	31/01/2028	CRISIL AAA	0.04%
GOI	GOI Securities	7.04%	03/06/2029	SOV	0.03%
GOI	GOI Securities	0.00%	04/10/2028	SOV	0.02%
Karnataka State	State Development Loan	7.44%	28/02/2034	SOV	0.01%
NHPC Ltd.	Debenture	8.12%	22/03/2029	CARE AAA	0.00%
National Highways Authority of India Ltd.	Debenture	8.27%	28/03/2029	CRISIL AAA	0.00%

Frequently Asked Questions

What are the top holdings of Nippon India Banking and PSU Debt Fund Direct-Growth?

The top holdings of Nippon India Banking and PSU Debt Fund Direct-Growth as of 31 Aug 2026 are Others (10.27%), National Bank For Agriculture & Rural Development (3.49%), National Bank For Agriculture & Rural Development (3.39%), Small Industries Devp. Bank of India Ltd. (3.38%), National Housing Bank (2.53%). These top 5 stocks together account for 23.06% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Nippon India Banking and PSU Debt Fund Direct-Growth hold in its portfolio?

Nippon India Banking and PSU Debt Fund Direct-Growth holds 108 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?

The sector allocation of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?

As of 31 Aug 2026, Nippon India Banking and PSU Debt Fund Direct-Growth has 0.00% allocated to equity, and 89.74% to debt. You can also check the historical trends above.

What is the market cap allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?

The market cap allocation of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Nippon India Banking and PSU Debt Fund Direct-Growth's portfolio?

The portfolio PE ratio of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Nippon India Banking and PSU Debt Fund Direct-Growth?

As of 31 Aug 2026, Nippon India Banking and PSU Debt Fund Direct-Growth's debt portfolio has 77.36% in AAA-rated instruments, - in AA-rated, and 8.64% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Nippon India Banking and PSU Debt Fund Direct-Growth?

The latest portfolio disclosure for Nippon India Banking and PSU Debt Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

0.00%

Debt

89.74%

96.11%

96.69%

94.37%

95.14%

93.52%

Others (incl. cash)

10.27%

3.90%

3.32%

5.64%

4.87%

6.48%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

National Bank For Agriculture & Rural Development

Financial

18,000

179.49

3.49%

0.06%↑

National Bank For Agriculture & Rural Development

Financial

17,500

174.79

3.39%

0.04%↑

Small Industries Devp. Bank of India Ltd.

Financial

17,500

174.31

3.38%

0.03%↑

National Housing Bank

Financial

13,000

130.22

2.53%

0.04%↑

REC Ltd.

Financial

12,500

125.44

2.44%

0.04%↑

Small Industries Devp. Bank of India Ltd.

Financial

12,500

123.96

2.41%

0.03%↑

Union Bank of India

Financial

103

102.34

1.99%

0.02%↑

Nuclear Power Corpn. Of India Ltd.

Energy

10,000

100.31

1.95%

0.03%↑

Power Finance Corporation Ltd.

Financial

10,000

100.24

1.95%

0.03%↑

Reserve Bank of India

Financial

1,00,00,000

99.97

1.94%

Bajaj Finance Ltd.

Financial

10,000

97.69

1.90%

0.95%↑

Power Grid Corporation Of India Ltd.

Energy

10,000

97.98

1.90%

0.02%↑

Indian Railway Finance Corporation Ltd.

Financial

9,500

95.26

1.85%

-0.46%↓

REC Ltd.

Financial

850

86.84

1.69%

0.02%↑

Power Grid Corporation Of India Ltd.

Energy

12,500

84.98

1.65%

-0.04%↓

Power Finance Corporation Ltd.

Financial

8,10,000

79.83

1.55%

0.01%↑

Export-Import Bank Of India

Financial

7,500

75.07

1.46%

0.02%↑

HDFC Bank Ltd.

Financial

750

75.44

1.46%

0.01%↑

Tata Capital Ltd.

Financial

7,500

74.68

1.45%

0.02%↑

Mahindra & Mahindra Financial Services Ltd.

Financial

7,500

74.76

1.45%

0.02%↑

Rating

Fund