Nippon India Banking and PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Banking and PSU DebtBenchmark: CRISIL Banking and PSU Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹22.81-0.04%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Nippon India Banking and PSU Debt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 93.28% | 89.74% | 96.11% | 96.69% | 94.37% | 95.14% |
| Others (incl. cash) | 6.73% | 10.27% | 3.90% | 3.32% | 5.64% | 4.87% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
110
Top Holding %
6.73%
Top 5 Holdings %
21.22%
Top 10 Holdings %
32.70%
Modified Duration
2.37 yrs
Avg. Maturity
3.03 yrs
Yield to Maturity
7.59%
AUM
₹5,057 Cr
Expense Ratio
0.39%
Since Inception
7.47%
Max Drawdown
-0.03%
Sharpe Ratio
0.69
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 2,00,00,000 | 204.02 | 4.03% | - |
| National Bank For Agriculture & Rural Development | Financial | 18,000 | 179 | 3.54% | 0.05%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 17,500 | 175.25 | 3.47% | 0.09%↑ |
| National Bank For Agriculture & Rural Development | Financial | 17,500 | 174.23 | 3.45% | 0.06%↑ |
| National Housing Bank | Financial | 13,000 | 130.14 | 2.57% | 0.04%↑ |
| REC Ltd. | Financial | 12,500 | 125.09 | 2.47% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 12,500 | 123.64 | 2.45% | 0.04%↑ |
| Union Bank of India | Financial | 103 | 101.75 | 2.01% | 0.02%↑ |
| Nuclear Power Corpn. Of India Ltd. | Energy | 10,000 | 100.1 | 1.98% | 0.03%↑ |
| Bank Of Baroda | Financial | 2,000 | 97.92 | 1.94% | - |
| Power Grid Corporation Of India Ltd. | Energy | 10,000 | 97.24 | 1.92% | 0.02%↑ |
| Bajaj Finance Ltd. | Financial | 10,000 | 96.15 | 1.90% | 0.00% |
| Indian Railway Finance Corporation Ltd. | Financial | 9,500 | 94.78 | 1.87% | 0.02%↑ |
| REC Ltd. | Financial | 850 | 86.57 | 1.71% | 0.02%↑ |
| Power Grid Corporation Of India Ltd. | Energy | 12,500 | 84.55 | 1.67% | 0.02%↑ |
| Power Finance Corporation Ltd. | Financial | 8,10,000 | 79.28 | 1.57% | 0.02%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 7,500 | 74.99 | 1.48% | 0.03%↑ |
| Export-Import Bank Of India | Financial | 7,500 | 74.86 | 1.48% | 0.02%↑ |
| Tata Capital Ltd. | Financial | 7,500 | 74.77 | 1.48% | 0.03%↑ |
| Bharti Telecom Ltd. | Communication | 7,500 | 74.03 | 1.46% | 0.02%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 72.44% | 59.72% |
| SOV | 11.25% | 10.32% |
| A1+ | 9.21% | 15.53% |
| Cash & Call Money | 6.73% | 11.14% |
| Others | 0.38% | 0.33% |
| AA | - | 0.30% |
| AA+ | - | 1.19% |
| AA- | - | 0.00% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.06% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.61% | 09/05/2030 | SOV | 4.03% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 3.54% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 0.00% | 04/06/2029 | CRISIL AAA | 3.47% |
| National Bank For Agriculture & Rural Development | Debenture | 7.68% | 30/04/2029 | CRISIL AAA | 3.45% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL AAA | 2.57% |
| REC Ltd. | Non Convertible Debenture | 7.77% | 31/03/2028 | CRISIL AAA | 2.47% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 2.45% |
| Union Bank of India | Non Convertible Debenture | 7.80% | 29/11/2032 | ICRA AAA | 2.01% |
| Nuclear Power Corpn. Of India Ltd. | Non Convertible Debenture | 7.70% | 0 | ICRA AAA | 1.98% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | CARE A1+ | 1.94% |
| Power Grid Corporation Of India Ltd. | Bonds | 7.02% | 12/12/2035 | CRISIL AAA | 1.92% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 7.79% | 04/07/2036 | CRISIL AAA | 1.90% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.57% | 18/04/2029 | CRISIL AAA | 1.87% |
| REC Ltd. | Debenture | 8.54% | 15/11/2028 | CRISIL AAA | 1.71% |
| Power Grid Corporation Of India Ltd. | Non Convertible Debenture | 7.56% | 31/03/2033 | CRISIL AAA | 1.67% |
| Power Finance Corporation Ltd. | Floating Rate Debenture | 0.00% | 22/01/2031 | CRISIL AAA | 1.57% |
| Export-Import Bank Of India | Debenture | 7.45% | 12/04/2028 | CRISIL AAA | 1.48% |
| Tata Capital Ltd. | Non Convertible Debenture | 0.00% | 21/02/2029 | CRISIL AAA | 1.48% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 18/05/2029 | CRISIL AAA | 1.48% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 7.85% | 20/03/2029 | CRISIL AAA | 1.46% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | FITCH A1+ | 1.46% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | CARE A1+ | 1.45% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.55% | 06/11/2029 | CRISIL AAA | 1.38% |
| Indian Railway Finance Corporation Ltd. | Debenture | 8.45% | 04/12/2028 | CRISIL AAA | 1.26% |
| Power Grid Corporation Of India Ltd. | Debenture | 7.40% | 17/02/2033 | CRISIL AAA | 1.22% |
| HDFC Bank Ltd. | Debenture | 7.86% | 02/12/2032 | CRISIL AAA | 1.17% |
| HDFC Bank Ltd. | Debenture | 7.65% | 20/03/2034 | CRISIL AAA | 1.16% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.83% | 24/11/2028 | CRISIL AAA | 1.09% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 0.99% |
| REC Ltd. | Debenture | 7.55% | 31/03/2028 | CRISIL AAA | 0.99% |
| Power Finance Corporation Ltd. | Debenture | 7.77% | 15/04/2028 | CRISIL AAA | 0.99% |
| Tata Capital Housing Finance Ltd. | Debenture | 8.20% | 25/09/2029 | CRISIL AAA | 0.99% |
| Bajaj Housing Finance Ltd. | Debenture | 8.25% | 27/05/2031 | CRISIL AAA | 0.99% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.98% |
| REC Ltd. | Debenture | 7.58% | 31/05/2029 | ICRA AAA | 0.98% |
| Export-Import Bank Of India | Non Convertible Debenture | 7.40% | 14/03/2029 | CRISIL AAA | 0.98% |
| Power Finance Corporation Ltd. | Bonds | 7.42% | 15/04/2028 | CRISIL AAA | 0.98% |
| Jio Credit Ltd. | Non Convertible Debenture | 8.15% | 16/06/2031 | CRISIL AAA | 0.98% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.97% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CARE A1+ | 0.97% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 0.97% |
| Tamilnadu State | State Development Loan | 7.31% | 21/01/2033 | SOV | 0.97% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/01/2027 | CARE A1+ | 0.97% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL A1+ | 0.97% |
| ICICI Bank Ltd. | Debenture | 6.67% | 26/11/2028 | ICRA AAA | 0.97% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | CRISIL AAA | 0.95% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.94% |
| Kerala State | State Development Loan | 7.91% | 08/04/2030 | SOV | 0.80% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 0.78% |
| Karnataka State | State Development Loan | 7.11% | 12/02/2033 | SOV | 0.77% |
| National Highways Authority of India Ltd. | Non Convertible Debenture | 7.70% | 13/09/2029 | CRISIL AAA | 0.60% |
| Andhra Pradesh State | State Development Loan | 7.06% | 04/03/2030 | SOV | 0.59% |
| Maharashtra State | State Development Loan | 6.91% | 15/09/2033 | SOV | 0.59% |
| Indian Railway Finance Corporation Ltd. | Bonds | 0.00% | 01/12/2035 | CRISIL AAA | 0.59% |
| Indian Railway Finance Corporation Ltd. | Debenture | 8.23% | 29/03/2029 | CRISIL AAA | 0.50% |
| Power Finance Corporation Ltd. | Debenture | 7.59% | 17/01/2028 | CRISIL AAA | 0.49% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.60% | 13/04/2029 | CRISIL AAA | 0.49% |
| Power Finance Corporation Ltd. | Debenture | 7.64% | 22/02/2033 | CRISIL AAA | 0.49% |
| Power Finance Corporation Ltd. | Bonds | 7.45% | 0 | CRISIL AAA | 0.49% |
| National Bank For Agriculture & Rural Development | Bonds | 7.64% | 06/12/2029 | ICRA AAA | 0.49% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 10/05/2029 | CRISIL AAA | 0.49% |
| Export-Import Bank Of India | Bonds | 7.14% | 13/12/2029 | CRISIL AAA | 0.49% |
| Nuclear Power Corpn. Of India Ltd. | Bonds | 7.25% | 15/12/2028 | CRISIL AAA | 0.49% |
| National Housing Bank | Bonds | 7.20% | 03/10/2031 | CARE AAA | 0.48% |
| Tamilnadu State | State Development Loan | 7.15% | 19/03/2033 | SOV | 0.48% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 0.48% |
| L&T Metro Rail (Hyderabad) Ltd. | Non Convertible Debenture | 7.55% | 28/04/2035 | CRISIL AAA(CE) | 0.48% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 0.48% |
| GOI | GOI Securities | 7.06% | 27/07/2041 | SOV | 0.48% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 0.48% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.08% | 28/02/2030 | CRISIL AAA | 0.48% |
| NTPC Ltd. | Debenture | 6.43% | 27/01/2031 | CRISIL AAA | 0.47% |
| National Highways Infra Trust | Debenture | 0.00% | 30/01/2034 | CARE AAA | 0.42% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | CRISIL AAA | 0.39% |
| NHPC Ltd. | Non Convertible Debenture | 7.50% | 07/10/2028 | ICRA AAA | 0.39% |
| Numaligarh Refinery Ltd. | Non Convertible Debenture | 7.34% | 23/09/2035 | CRISIL AAA | 0.38% |
| National Bank For Financing Infrastructure And Development | Debenture | 0.00% | 30/05/2030 | CRISIL AAA | 0.38% |
| Power Grid Corporation Of India Ltd. | Debenture | 7.49% | 25/10/2029 | CRISIL AAA | 0.30% |
| HDFC Bank Ltd. | Non Convertible Debenture | 7.78% | 27/03/2027 | CRISIL AAA | 0.30% |
| National Bank For Agriculture & Rural Development | Non Convertible Debenture | 8.20% | 09/03/2028 | CRISIL AAA | 0.30% |
| Karnataka State | State Development Loan | 7.13% | 20/08/2034 | SOV | 0.29% |
| Kotak Mahindra Prime Ltd. | Non Convertible Debenture | 7.78% | 17/09/2029 | CRISIL AAA | 0.29% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | CRISIL AAA | 0.26% |
| ICICI Prudential Life Insurance Company Ltd. | Non Convertible Debenture | 7.69% | 28/11/2035 | CRISIL AAA | 0.24% |
| REC Ltd. | Debenture | 8.55% | 09/08/2028 | CRISIL AAA | 0.20% |
| Power Grid Corporation Of India Ltd. | Debenture | 8.40% | 27/05/2029 | CRISIL AAA | 0.20% |
| Karnataka State | State Development Loan | 7.70% | 08/11/2033 | SOV | 0.20% |
| Kerala State | State Development Loan | 8.48% | 08/08/2030 | SOV | 0.20% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 0.20% |
| Maharashtra State | State Development Loan | 7.63% | 31/01/2036 | SOV | 0.18% |
| REC Ltd. | Debenture | 7.71% | 31/10/2033 | CRISIL AAA | 0.10% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 0.10% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | CRISIL AAA | 0.10% |
| Power Grid Corporation Of India Ltd. | Debenture | 7.36% | 18/10/2026 | CRISIL AAA | 0.10% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 0.10% |
| National Bank For Agriculture & Rural Development | Debenture | 7.27% | 23/02/2029 | CRISIL AAA | 0.10% |
| Maharashtra State | State Development Loan | 7.49% | 07/02/2036 | SOV | 0.10% |
| National Bank For Agriculture & Rural Development | Debenture | 8.22% | 13/12/2028 | CRISIL AAA | 0.10% |
| Karnataka State | State Development Loan | 7.04% | 26/03/2032 | SOV | 0.08% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 0.07% |
| Maharashtra State | State Development Loan | 7.12% | 05/02/2036 | SOV | 0.06% |
| Tamilnadu State | State Development Loan | 7.17% | 27/11/2029 | SOV | 0.04% |
| Others | Margin Money | 0.00% | 0 | - | 0.04% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 0.04% |
| GOI | GOI Securities | 7.04% | 03/06/2029 | SOV | 0.03% |
| GOI | GOI Securities | 0.00% | 04/10/2028 | SOV | 0.02% |
| Karnataka State | State Development Loan | 7.44% | 28/02/2034 | SOV | 0.01% |
| National Highways Authority of India Ltd. | Debenture | 8.27% | 28/03/2029 | CRISIL AAA | 0.00% |
| Others | Interest Rate Swap | 0.00% | 0 | - | 0.00% |
| NHPC Ltd. | Debenture | 8.12% | 22/03/2029 | CARE AAA | 0.00% |
Frequently Asked Questions
What are the top holdings of Nippon India Banking and PSU Debt Fund Direct-Growth?
The top holdings of Nippon India Banking and PSU Debt Fund Direct-Growth as of 30 Sep 2026 are Others (6.73%), GOI (4.03%), National Bank For Agriculture & Rural Development (3.54%), Small Industries Devp. Bank of India Ltd. (3.47%), National Bank For Agriculture & Rural Development (3.45%). These top 5 stocks together account for 21.22% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Nippon India Banking and PSU Debt Fund Direct-Growth hold in its portfolio?
Nippon India Banking and PSU Debt Fund Direct-Growth holds 110 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?
The sector allocation of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Banking and PSU Debt Fund Direct-Growth has 0.00% allocated to equity, and 93.28% to debt. You can also check the historical trends above.
What is the market cap allocation of Nippon India Banking and PSU Debt Fund Direct-Growth?
The market cap allocation of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Nippon India Banking and PSU Debt Fund Direct-Growth's portfolio?
The portfolio PE ratio of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Nippon India Banking and PSU Debt Fund Direct-Growth?
As of 30 Sep 2026, Nippon India Banking and PSU Debt Fund Direct-Growth's debt portfolio has 72.44% in AAA-rated instruments, - in AA-rated, and 11.25% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Nippon India Banking and PSU Debt Fund Direct-Growth?
The latest portfolio disclosure for Nippon India Banking and PSU Debt Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.