Nippon India Banking and PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Banking and PSU DebtBenchmark: CRISIL Banking and PSU Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹22.81-0.04%
23 Oct 2026
Rolling Returns Analysis
Rolling annualized returns of Nippon India Banking and PSU Debt Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 31 May, 2016 - 23 Oct, 2026 | 19 Jun, 2018 - 23 Oct, 2026 | 17 Jul, 2020 - 23 Oct, 2026 | 04 Aug, 2022 - 22 Jan, 2026 |
| Average returns | 7.91% | 7.76% | 7.73% | 7.79% |
| Standard deviation | 2.74% | 1.32% | 0.89% | 0.25% |
| Best returns | 14.45% 1 year ending on 15 Jul, 2020 | 10.01% 3 years ending on 19 Jul, 2021 | 9.70% 5 years ending on 20 Jul, 2020 | 8.24% 7 years ending on 05 Aug, 2025 |
| Worst returns | 2.59% 1 year ending on 28 Sep, 2022 | 5.13% 3 years ending on 01 Dec, 2023 | 6.24% 5 years ending on 23 Jan, 2026 | 7.23% 7 years ending on 14 Feb, 2024 |
| Period with positive return | 100.00% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 81.99% | 100.00% | 100.00% | 100.00% |
| Period with return > 10% | 25.66% | 0.10% | 0.00% | 0.00% |
| Period with return > 15% | 0.00% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 77.11% | 84.08% | 100.00% | 100.00% |
| Beat % Benchmark | 36.93% | 9.99% | 4.47% | 0.00% |
Trailing Returns
Point-to-point returns of Nippon India Banking and PSU Debt Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-10%
-5%
0%
5%
10%
3.0%
3.1%
-12.7%
YTD
-0.5%
-0.4%
-3.6%
1 M
2.0%
2.0%
-5.7%
6 M
3.6%
3.9%
-11.8%
1 Y
6.9%
6.8%
6.7%
3 Y
6.1%
6.1%
5.8%
5 Y
7.1%
6.8%
11.3%
10 Y
Fund
Debt: Banking and PSU Debt
CRISIL Banking and PSU Debt A-II Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 3.03% | -0.53% | 1.99% | 3.64% | 6.88% | 6.08% | 7.08% | 7.47% |
| Debt: Banking and PSU Debt | 3.13% | -0.44% | 2.03% | 3.91% | 6.83% | 6.06% | 6.84% | - |
| CRISIL Banking and PSU Debt A-II Index | -12.67% | -3.58% | -5.71% | -11.76% | 6.68% | 5.77% | 11.33% | - |
| Rank in category | 11 | 11 | 9 | 15 | 9 | 9 | 5 | - |
| Funds in category | 20 | 20 | 20 | 20 | 19 | 18 | 14 | - |
Period Returns
Calendar-year, quarterly and monthly return history of Nippon India Banking and PSU Debt Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of Nippon India Banking and PSU Debt Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
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Frequently Asked Questions
What are the 1-year returns of Nippon India Banking and PSU Debt Fund Direct-Growth?
Nippon India Banking and PSU Debt Fund Direct-Growth has delivered a 1-year return of 3.64% as of 22 Oct 2026. During the same period, its benchmark CRISIL Banking and PSU Debt A-II Index returned -11.76%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of Nippon India Banking and PSU Debt Fund Direct-Growth?
Nippon India Banking and PSU Debt Fund Direct-Growth has delivered a 3-year CAGR of 6.88% as of 22 Oct 2026. Its benchmark CRISIL Banking and PSU Debt A-II Index returned 6.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of Nippon India Banking and PSU Debt Fund Direct-Growth?
Nippon India Banking and PSU Debt Fund Direct-Growth has delivered a 5-year CAGR of 6.08% as of 22 Oct 2026. Its benchmark CRISIL Banking and PSU Debt A-II Index returned 5.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of Nippon India Banking and PSU Debt Fund Direct-Growth since inception?
Since its launch on 25 May 2015, Nippon India Banking and PSU Debt Fund Direct-Growth has delivered a CAGR of 7.47%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has Nippon India Banking and PSU Debt Fund Direct-Growth performed vs its category over the long term?
Over the long term, Nippon India Banking and PSU Debt Fund Direct-Growth has ranked 9 out of 19 funds in the Debt: Banking and PSU Debt category on a 3-year basis, and 9 out of 18 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of Nippon India Banking and PSU Debt Fund Direct-Growth?
The Sharpe ratio of Nippon India Banking and PSU Debt Fund Direct-Growth is 0.69 (as of 22 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of Nippon India Banking and PSU Debt Fund Direct-Growth?
The alpha of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of Nippon India Banking and PSU Debt Fund Direct-Growth?
The beta of Nippon India Banking and PSU Debt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of Nippon India Banking and PSU Debt Fund Direct-Growth?
The average 1-year and 3-year rolling returns of Nippon India Banking and PSU Debt Fund Direct-Growth is 7.91% and 7.76% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.