Parag Parikh Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
NAV: ₹1,554.44+0.02%
13 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Parag Parikh Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.76% | 98.23% | 99.73% | 99.13% | 99.63% | 93.44% |
| Others (incl. cash) | 0.24% | 1.77% | 0.27% | 0.87% | 0.37% | 6.56% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
45
Top Holding %
5.31%
Top 5 Holdings %
23.44%
Top 10 Holdings %
43.40%
Modified Duration
0.10 yrs
Avg. Maturity
0.11 yrs
Yield to Maturity
6.41%
AUM
₹5,575 Cr
Expense Ratio
0.10%
Since Inception
5.54%
Max Drawdown
-0.00%
Sharpe Ratio
4.12
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Punjab National Bank | Financial | 6,000 | 296.16 | 5.31% | - |
| Others | Others | 0 | 269.3 | 4.83% | - |
| Reserve Bank of India | Financial | 2,50,00,000 | 247.26 | 4.44% | - |
| Export-Import Bank Of India | Financial | 5,000 | 247.01 | 4.43% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,000 | 247 | 4.43% | - |
| Union Bank of India | Financial | 5,000 | 246.68 | 4.42% | - |
| Reserve Bank of India | Financial | 2,25,00,000 | 222.75 | 4.00% | - |
| Tata Capital Ltd. | Financial | 4,500 | 222.65 | 3.99% | -0.01%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 4,500 | 221.79 | 3.98% | - |
| National Bank For Financing Infrastructure And Development | Financial | 4,000 | 198.8 | 3.57% | -0.01%↓ |
| HDFC Bank Ltd. | Financial | 4,000 | 197.53 | 3.54% | - |
| Reserve Bank of India | Financial | 1,85,00,000 | 183.69 | 3.29% | 0.16%↑ |
| NTPC Ltd. | Energy | 3,500 | 172.49 | 3.09% | - |
| Power Finance Corporation Ltd. | Financial | 1,500 | 150 | 2.69% | - |
| HDFC Bank Ltd. | Financial | 3,000 | 148.62 | 2.67% | 0.00% |
| ICICI Securities Ltd. | Financial | 3,000 | 148.39 | 2.66% | - |
| Bharti Telecom Ltd. | Communication | 3,000 | 147.83 | 2.65% | - |
| Bharti Telecom Ltd. | Communication | 2,500 | 123.53 | 2.22% | - |
| Canara Bank | Financial | 2,500 | 123.4 | 2.21% | - |
| IndiGrid Infrastructure Trust | Capital Goods | 1,000 | 99.98 | 1.79% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 74.45% | 78.67% |
| SOV | 13.06% | 17.32% |
| AAA | 7.18% | 6.45% |
| Cash & Call Money | 5.07% | -3.23% |
| Others | 0.24% | 0.31% |
| AA | - | 0.22% |
| AA+ | - | 0.25% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/09/2026 | CARE A1+ | 5.31% |
| Others | CBLO | 0.00% | 0 | - | 4.83% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 17/09/2026 | SOV | 4.44% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 91-D 08/09/2026 | CRISIL A1+ | 4.43% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 91-D 09/09/2026 | CRISIL A1+ | 4.43% |
| Union Bank of India | Certificate of Deposit | 0.00% | 18/09/2026 | IND A1+ | 4.42% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 10/09/2026 | SOV | 4.00% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 91-D 28/08/2026 | CRISIL A1+ | 3.99% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 21/09/2026 | CRISIL A1+ | 3.98% |
| National Bank For Financing Infrastructure And Development | Commercial Paper | 0.00% | 91-D 04/08/2026 | IND A1+ | 3.57% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 11/09/2026 | CRISIL A1+ | 3.54% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 20/08/2026 | SOV | 3.29% |
| NTPC Ltd. | Commercial Paper | 0.00% | 23/09/2026 | CRISIL A1+ | 3.09% |
| Power Finance Corporation Ltd. | Debenture | 7.13% | 15/07/2026 | CRISIL AAA | 2.69% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 24/08/2026 | CRISIL A1+ | 2.67% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 91-D 28/08/2026 | CRISIL A1+ | 2.66% |
| Bharti Telecom Ltd. | Commercial Paper | 0.00% | 365-D 18/09/2026 | CRISIL A1+ | 2.65% |
| Bharti Telecom Ltd. | Commercial Paper | 0.00% | 113-D 03/09/2026 | CRISIL A1+ | 2.22% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | ICRA A1+ | 2.21% |
| IndiGrid Infrastructure Trust | Non Convertible Debenture | 6.72% | 14/09/2026 | CRISIL AAA | 1.79% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 25/08/2026 | CRISIL A1+ | 1.78% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 91-D 21/08/2026 | CRISIL A1+ | 1.78% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 11/09/2026 | CRISIL A1+ | 1.77% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 10/09/2026 | CRISIL A1+ | 1.77% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 08/09/2026 | CRISIL A1+ | 1.77% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 1.77% |
| NTPC Ltd. | Commercial Paper | 0.00% | 18/09/2026 | CRISIL A1+ | 1.77% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CRISIL A1+ | 1.77% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 15/09/2026 | ICRA A1+ | 1.77% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 17/09/2026 | CRISIL A1+ | 1.77% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 10/09/2026 | CRISIL A1+ | 1.77% |
| Power Finance Corporation Ltd. | Debenture | 7.77% | 15/07/2026 | CRISIL AAA | 1.35% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/09/2026 | IND A1+ | 1.33% |
| National Housing Bank | Debenture | 7.40% | 16/07/2026 | CRISIL AAA | 0.90% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 28/08/2026 | SOV | 0.89% |
| Canara Bank | Certificate of Deposit | 0.00% | 14/08/2026 | CRISIL A1+ | 0.89% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 10/09/2026 | CARE A1+ | 0.89% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 18/08/2026 | CRISIL A1+ | 0.89% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 91-D 20/07/2026 | CRISIL A1+ | 0.45% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 11/08/2026 | CRISIL A1+ | 0.45% |
| National Bank For Agriculture & Rural Development | Debenture | 7.58% | 31/07/2026 | CRISIL AAA | 0.45% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 05/08/2026 | CRISIL A1+ | 0.45% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 17/08/2026 | IND A1+ | 0.44% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 28/08/2026 | SOV | 0.44% |
Frequently Asked Questions
What are the top holdings of Parag Parikh Liquid Fund Direct-Growth?
The top holdings of Parag Parikh Liquid Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Parag Parikh Liquid Fund Direct-Growth hold in its portfolio?
Parag Parikh Liquid Fund Direct-Growth holds 45 securities in its portfolio. The top 5 holdings account for 23.44% of the portfolio and the top 10 for 43.40%.
What is the sector allocation of Parag Parikh Liquid Fund Direct-Growth?
The sector allocation of Parag Parikh Liquid Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Parag Parikh Liquid Fund Direct-Growth?
As of 30 Jun 2026, Parag Parikh Liquid Fund Direct-Growth has 0.00% in equity, 99.76% in debt and 0.24% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 6.41%.
What is the market cap allocation of Parag Parikh Liquid Fund Direct-Growth?
The market cap distribution of Parag Parikh Liquid Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Parag Parikh Liquid Fund Direct-Growth a concentrated or diversified fund?
Parag Parikh Liquid Fund Direct-Growth holds 45 securities, with the top 10 accounting for 43.40% of the portfolio and the top 5 for 23.44%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Parag Parikh Liquid Fund Direct-Growth?
The debt holdings of Parag Parikh Liquid Fund Direct-Growth are rated as follows — A1+: 74.45%, SOV: 13.06%, AAA: 7.18%, Cash & Call Money: 5.07%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Parag Parikh Liquid Fund Direct-Growth change its portfolio?
The portfolio currently holds 45 securities with the top 10 accounting for 43.40% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Parag Parikh Liquid Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Parag Parikh Liquid Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Parag Parikh Liquid Fund Direct-Growth?
The latest portfolio disclosure for Parag Parikh Liquid Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.