PGIM India Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate IndexCheck Portfolio Overlap →
NAV: ₹16.54-0.24%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (74.1%)
Mid Cap (24.5%)
Small Cap (1.4%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 73.42% | 74.35% | 72.27% | 67.20% | 66.12% | 66.17% |
| Debt | 26.28% | 25.36% | 27.78% | 32.51% | 33.67% | 33.57% |
| Others (incl. cash) | 0.30% | 0.29% | -0.05% | 0.29% | 0.21% | 0.26% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
99
P/E Ratio
23.96
P/B Ratio
3.67
Top Holding %
5.75%
Top 5 Holdings %
21.43%
Top 10 Holdings %
32.16%
Modified Duration
2.55 yrs
Avg. Maturity
3.93 yrs
Yield to Maturity
6.96%
AUM
₹759 Cr
Expense Ratio
0.92%
Since Inception
9.42%
Max Drawdown
-0.12%
Sharpe Ratio
0.28
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 3,04,164 | 43.66 | 5.75% | 0.18%↑ |
| HDFC Bank Ltd. | Financial | 5,19,767 | 38.89 | 5.12% | -0.87%↓ |
| Reliance Industries Ltd. | Energy | 2,33,072 | 30.48 | 4.01% | -0.48%↓ |
| Bharti Airtel Ltd. | Communication | 1,24,521 | 24.56 | 3.23% | 0.10%↑ |
| State Bank of India | Financial | 1,70,570 | 17.52 | 2.31% | -0.11%↓ |
| Bajaj Finance Ltd. | Financial | 1,30,190 | 14.86 | 1.96% | 0.12%↑ |
| Infosys Ltd. | Technology | 1,28,739 | 14.55 | 1.92% | 0.60%↑ |
| Larsen & Toubro Ltd. | Construction | 33,515 | 13.2 | 1.74% | -0.22%↓ |
| NTPC Ltd. | Energy | 3,14,476 | 10.92 | 1.44% | -0.12%↓ |
| Titan Company Ltd. | Consumer Discretionary | 21,860 | 10.66 | 1.40% | 0.02%↑ |
| Eternal Ltd. | Services | 3,45,414 | 10.45 | 1.38% | 0.07%↑ |
| TVS Motor Company Ltd. | Automobile | 23,527 | 10.15 | 1.34% | 0.20%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 29,239 | 9.94 | 1.31% | 0.15%↑ |
| Tata Consultancy Services Ltd. | Technology | 39,726 | 9.4 | 1.24% | 0.47%↑ |
| Varun Beverages Ltd. | Consumer Staples | 2,06,097 | 9.12 | 1.20% | -1.14%↓ |
| Axis Bank Ltd. | Financial | 73,218 | 9 | 1.19% | -0.20%↓ |
| SRF Ltd. | Chemicals | 33,977 | 8.91 | 1.17% | -0.14%↓ |
| Torrent Power Ltd. | Energy | 58,104 | 8.21 | 1.08% | 0.01%↑ |
| Solar Industries India Ltd. | Chemicals | 4,424 | 8.14 | 1.07% | 0.00% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 86,983 | 7.51 | 0.99% | -0.08%↓ |
1 / 4
Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 20.93% | 21.34% | 19.48% | 18.30% | 17.80% | 19.07% |
| Energy | 7.34% | 7.88% | 7.81% | 7.74% | 7.58% | 6.89% |
| Automobile | 6.62% | 6.03% | 5.95% | 5.18% | 5.28% | 5.56% |
| Technology | 5.58% | 4.04% | 4.59% | 4.39% | 4.58% | 4.33% |
| Healthcare | 5.22% | 5.63% | 5.11% | 4.53% | 4.56% | 4.29% |
| Services | 4.83% | 4.68% | 4.78% | 4.93% | 4.54% | 4.09% |
| Consumer Staples | 3.69% | 4.63% | 4.51% | 4.60% | 4.53% | 4.58% |
| Capital Goods | 3.58% | 3.89% | 4.04% | 2.61% | 2.87% | 2.84% |
| Communication | 3.23% | 3.13% | 2.99% | 2.41% | 2.40% | 2.28% |
| Construction | 2.69% | 2.87% | 2.73% | 2.30% | 2.06% | 2.29% |
| Metals & Mining | 2.35% | 2.53% | 2.72% | 2.33% | 2.14% | 2.13% |
| Chemicals | 2.24% | 2.38% | 2.46% | 2.54% | 2.45% | 2.33% |
| Materials | 2.13% | 2.32% | 2.26% | 2.07% | 2.14% | 2.17% |
| Consumer Discretionary | 1.78% | 1.74% | 1.58% | 2.32% | 2.22% | 2.31% |
| Insurance | 1.21% | 1.26% | 1.26% | 0.95% | 0.97% | 1.01% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 10.07% | 1.97% |
| SOV | 6.69% | 7.62% |
| AAA | 5.01% | 8.59% |
| Cash & Call Money | 3.62% | 7.54% |
| AA+ | 1.19% | 1.62% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| A- | - | 0.12% |
| AA | - | 0.92% |
| AA- | - | 0.16% |
| BBB+ | - | 0.08% |
| Cash | - | 5.15% |
| Others | - | 0.32% |
| Term Deposits | - | 0.02% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
46.8 / 100
Weighted average Value score is 46.8. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
51.9 / 100
Weighted average Price Momentum score is 51.9. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
74.7 / 100
Weighted average Quality score is 74.7. This indicates that portfolio has average quality using composite of quality measures.
QVM score
63.5 / 100
Weighted average QVM score is 63.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Others | CBLO | 0.00% | 0 | - | 3.32% |
| GOI | GOI Securities | 7.18% | 14/08/2033 | SOV | 2.44% |
| GOI | GOI Securities | 6.79% | 07/10/2034 | SOV | 2.10% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 365-D 16/03/2027 | CRISIL A1+ | 1.88% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 1.77% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.27% |
| Fedbank Financial Services Ltd. | Commercial Paper | 0.00% | 322-D 28/01/2027 | CRISIL A1+ | 1.27% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 1.19% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | CRISIL AAA | 0.96% |
| Union Bank of India | Certificate of Deposit | 0.00% | 27/10/2026 | ICRA A1+ | 0.91% |
| NHPC Ltd. | Bonds/Debentures | 8.50% | 14/07/2028 | FITCH AAA | 0.88% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 0.84% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CARE A1+ | 0.77% |
| Power Finance Corporation Ltd. | Debenture | 7.82% | 12/03/2032 | CRISIL AAA | 0.67% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CRISIL AAA | 0.66% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CRISIL A1+ | 0.65% |
| Hindustan Petroleum Corporation Ltd. | Commercial Paper | 0.00% | 17/09/2026 | CRISIL A1+ | 0.65% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 17/11/2026 | CRISIL A1+ | 0.64% |
| GOI | GOI Securities | 7.25% | 12/06/2063 | SOV | 0.56% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 0.53% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 09/09/2026 | CRISIL AAA | 0.53% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 0.39% |
| GOI | GOI Securities | 6.64% | 09/12/2027 | SOV | 0.31% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 0.26% |
| Aditya Birla Finance Ltd. | Debenture | 8.16% | 14/02/2029 | ICRA AAA | 0.26% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 0.25% |
| Shriram Finance Ltd | Debenture | 8.70% | 09/04/2028 | CRISIL AAA | 0.13% |
| GOI | GOI Securities | 7.17% | 08/01/2028 | SOV | 0.10% |
| GOI | GOI Securities | 6.54% | 17/01/2032 | SOV | 0.06% |
| GOI | GOI Securities | 7.26% | 22/08/2032 | SOV | 0.03% |
Frequently Asked Questions
What are the top holdings of PGIM India Balanced Advantage Fund Direct-Growth?
The top holdings of PGIM India Balanced Advantage Fund Direct-Growth as of 31 Jul 2026 are ICICI Bank Ltd. (5.75%), HDFC Bank Ltd. (5.12%), Reliance Industries Ltd. (4.01%), Others (3.32%), Bharti Airtel Ltd. (3.23%). These top 5 stocks together account for 21.43% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does PGIM India Balanced Advantage Fund Direct-Growth hold in its portfolio?
PGIM India Balanced Advantage Fund Direct-Growth holds 99 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of PGIM India Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, PGIM India Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (20.93%), Energy (7.34%), Automobile (6.62%). You can find detailed sector allocation above.
What is the equity and debt allocation of PGIM India Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, PGIM India Balanced Advantage Fund Direct-Growth has 73.42% allocated to equity, and 26.28% to debt. You can also check the historical trends above.
What is the market cap allocation of PGIM India Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, PGIM India Balanced Advantage Fund Direct-Growth's market cap allocation is 74.09% in large caps, 24.48% in mid caps, and 1.43% in small caps.
What is the PE ratio of PGIM India Balanced Advantage Fund Direct-Growth's portfolio?
The portfolio PE ratio of PGIM India Balanced Advantage Fund Direct-Growth is 23.96 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of PGIM India Balanced Advantage Fund Direct-Growth?
As of 31 Jul 2026, PGIM India Balanced Advantage Fund Direct-Growth's debt portfolio has 5.01% in AAA-rated instruments, 1.19% in AA-rated, and 6.69% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for PGIM India Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for PGIM India Balanced Advantage Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.