mutual funds pgim india balanced advantage fund directgrowth

holdings

PGIM India Balanced Advantage Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate IndexCheck Portfolio Overlap →

NAV: ₹15.91-0.56%

07 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for PGIM India Balanced Advantage Fund Direct-Growth.

Asset Allocation

As on 31 Aug 2026

Equity

75.49%

Debt

24.35%

Others

0.16%

Market Cap Distribution

Large Cap (73.6%)

Mid Cap (24.8%)

Small Cap (1.5%)

Historical Asset Allocation

Asset	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Equity	75.49%	73.42%	74.35%	72.27%	67.20%	66.12%
Debt	24.35%	26.28%	25.36%	27.78%	32.51%	33.67%
Others (incl. cash)	0.16%	0.30%	0.29%	-0.05%	0.29%	0.21%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

24.30

P/B Ratio

3.70

Top Holding %

5.99%

Top 5 Holdings %

22.22%

Top 10 Holdings %

33.24%

Modified Duration

2.83 yrs

Avg. Maturity

4.40 yrs

Yield to Maturity

6.88%

AUM

₹739 Cr

Expense Ratio

0.91%

Since Inception

8.53%

Max Drawdown

-0.12%

Sharpe Ratio

0.12

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
ICICI Bank Ltd.	Financial	3,04,164	44.23	5.99%	0.24%↑
HDFC Bank Ltd.	Financial	5,19,767	36.85	4.99%	-0.13%↓
Reliance Industries Ltd.	Energy	2,33,072	29.76	4.03%	0.02%↑
Bharti Airtel Ltd.	Communication	1,24,521	22.56	3.05%	-0.18%↓
State Bank of India	Financial	1,70,570	18.08	2.45%	0.14%↑
Infosys Ltd.	Technology	1,28,739	14.6	1.98%	0.06%↑
Bajaj Finance Ltd.	Financial	1,30,190	13.76	1.86%	-0.10%↓
Larsen & Toubro Ltd.	Construction	33,515	13.56	1.84%	0.10%↑
Eternal Ltd.	Services	3,45,414	11.33	1.53%	0.15%↑
Titan Company Ltd.	Consumer Discretionary	21,860	11.15	1.51%	0.11%↑
NTPC Ltd.	Energy	3,14,476	10.3	1.39%	-0.05%↓
TVS Motor Company Ltd.	Automobile	23,527	10.21	1.38%	0.04%↑
Mahindra & Mahindra Ltd.	Automobile	29,239	9.6	1.30%	-0.01%↓
Axis Bank Ltd.	Financial	73,218	9.52	1.29%	0.10%↑
Tata Consultancy Services Ltd.	Technology	39,726	9.53	1.29%	0.05%↑
Solar Industries India Ltd.	Chemicals	4,424	8.9	1.20%	0.13%↑
SRF Ltd.	Chemicals	33,977	8.7	1.18%	0.01%↑
Varun Beverages Ltd.	Consumer Staples	2,06,097	8.25	1.12%	-0.08%↓
CG Power and Industrial Solutions Ltd.	Capital Goods	86,983	7.97	1.08%	0.09%↑
Divis Laboratories Ltd.	Healthcare	8,291	7.85	1.06%	0.18%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026
Financial	21.22%	20.93%	21.34%	19.48%	18.30%	17.80%
Energy	7.22%	7.34%	7.88%	7.81%	7.74%	7.58%
Automobile	6.85%	6.62%	6.03%	5.95%	5.18%	5.28%
Technology	5.79%	5.58%	4.04%	4.59%	4.39%	4.58%
Services	5.38%	4.83%	4.68%	4.78%	4.93%	4.54%
Healthcare	5.32%	5.22%	5.63%	5.11%	4.53%	4.56%
Capital Goods	3.76%	3.58%	3.89%	4.04%	2.61%	2.87%
Consumer Staples	3.64%	3.69%	4.63%	4.51%	4.60%	4.53%
Communication	3.05%	3.23%	3.13%	2.99%	2.41%	2.40%
Construction	2.83%	2.69%	2.87%	2.73%	2.30%	2.06%
Metals & Mining	2.53%	2.35%	2.53%	2.72%	2.33%	2.14%
Chemicals	2.38%	2.24%	2.38%	2.46%	2.54%	2.45%
Materials	2.09%	2.13%	2.32%	2.26%	2.07%	2.14%
Consumer Discretionary	1.85%	1.78%	1.74%	1.58%	2.32%	2.22%
Insurance	1.58%	1.21%	1.26%	1.26%	0.95%	0.97%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	7.00%	2.02%
SOV	6.85%	7.06%
AAA	5.13%	8.60%
Cash & Call Money	4.32%	8.56%
AA+	1.21%	1.59%
A	-	0.01%
A+	-	0.10%
A-	-	0.11%
AA	-	0.88%
AA-	-	0.15%
BBB+	-	0.07%
Cash	-	3.74%
Others	-	0.32%
Term Deposits	-	0.03%
Unrated	-	0.01%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

48.7 / 100

Weighted average Value score is 48.7. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

49.8 / 100

Weighted average Price Momentum score is 49.8. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

74.4 / 100

Weighted average Quality score is 74.4. This indicates that portfolio has average quality using composite of quality measures.

QVM score

63.6 / 100

Weighted average QVM score is 63.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Ashok Leyland Ltd.	-1.59
CG Power and Industrial Solutions Ltd.	-0.65
Abbott India Ltd.	-1.38
Torrent Pharmaceuticals Ltd.	-0.63
Solar Industries India Ltd.	-1.01
Torrent Power Ltd.	-1.7
JSW Infrastructure Ltd.	-1.74
Varun Beverages Ltd.	-1.69
Tube Investments of India Ltd.	-1.47
Max Healthcare Institute Ltd.	-1.68
SJS Enterprises Ltd.	-1.72

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): ITC Ltd., United Spirits Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Ashok Leyland Ltd.	4.49
TVS Motor Company Ltd.	3.43

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Others	CBLO	0.00%	0	-	4.16%
GOI	GOI Securities	7.18%	14/08/2033	SOV	2.49%
GOI	GOI Securities	6.79%	07/10/2034	SOV	2.15%
Muthoot Finance Ltd.	Commercial Paper	0.00%	365-D 16/03/2027	CRISIL A1+	1.95%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	1.32%
Fedbank Financial Services Ltd.	Commercial Paper	0.00%	322-D 28/01/2027	CRISIL A1+	1.31%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL AA+	1.21%
Power Finance Corporation Ltd.	Debenture	6.59%	15/10/2030	CRISIL AAA	0.98%
NHPC Ltd.	Bonds/Debentures	8.50%	14/07/2028	FITCH AAA	0.90%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.87%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	21/12/2026	CARE A1+	0.80%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.90%	10/08/2028	CRISIL AAA	0.68%
Power Finance Corporation Ltd.	Debenture	7.82%	12/03/2032	CRISIL AAA	0.68%
Hindustan Petroleum Corporation Ltd.	Commercial Paper	0.00%	17/09/2026	CRISIL A1+	0.68%
Infina Finance Pvt. Ltd.	Commercial Paper	0.00%	364-D 17/11/2026	CRISIL A1+	0.67%
GOI	GOI Securities	7.25%	12/06/2063	SOV	0.57%
Bajaj Housing Finance Ltd.	Debenture	7.98%	09/09/2026	CRISIL AAA	0.54%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL AAA	0.54%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL AAA	0.40%
GOI	GOI Securities	6.64%	09/12/2027	SOV	0.31%
Axis Bank Ltd.	Certificate of Deposit	0.00%	27/11/2026	CRISIL A1+	0.27%
Aditya Birla Finance Ltd.	Debenture	8.16%	14/02/2029	ICRA AAA	0.27%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.25%
Shriram Finance Ltd	Debenture	8.70%	09/04/2028	CRISIL AAA	0.14%
GOI	GOI Securities	7.17%	08/01/2028	SOV	0.11%
GOI	GOI Securities	6.54%	17/01/2032	SOV	0.07%
GOI	GOI Securities	7.26%	22/08/2032	SOV	0.03%

Frequently Asked Questions

What are the top holdings of PGIM India Balanced Advantage Fund Direct-Growth?

The top holdings of PGIM India Balanced Advantage Fund Direct-Growth as of 31 Aug 2026 are ICICI Bank Ltd. (5.99%), HDFC Bank Ltd. (4.99%), Others (4.16%), Reliance Industries Ltd. (4.03%), Bharti Airtel Ltd. (3.05%). These top 5 stocks together account for 22.22% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does PGIM India Balanced Advantage Fund Direct-Growth hold in its portfolio?

PGIM India Balanced Advantage Fund Direct-Growth holds 96 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of PGIM India Balanced Advantage Fund Direct-Growth?

As of 31 Aug 2026, PGIM India Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (21.22%), Energy (7.22%), Automobile (6.85%). You can find detailed sector allocation above.

What is the equity and debt allocation of PGIM India Balanced Advantage Fund Direct-Growth?

As of 31 Aug 2026, PGIM India Balanced Advantage Fund Direct-Growth has 75.49% allocated to equity, and 24.35% to debt. You can also check the historical trends above.

What is the market cap allocation of PGIM India Balanced Advantage Fund Direct-Growth?

As of 31 Aug 2026, PGIM India Balanced Advantage Fund Direct-Growth's market cap allocation is 73.65% in large caps, 24.84% in mid caps, and 1.51% in small caps.

What is the PE ratio of PGIM India Balanced Advantage Fund Direct-Growth's portfolio?

The portfolio PE ratio of PGIM India Balanced Advantage Fund Direct-Growth is 24.30 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of PGIM India Balanced Advantage Fund Direct-Growth?

As of 31 Aug 2026, PGIM India Balanced Advantage Fund Direct-Growth's debt portfolio has 5.13% in AAA-rated instruments, 1.21% in AA-rated, and 6.85% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for PGIM India Balanced Advantage Fund Direct-Growth?

The latest portfolio disclosure for PGIM India Balanced Advantage Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Equity

75.49%

73.42%

74.35%

72.27%

67.20%

66.12%

Debt

24.35%

26.28%

25.36%

27.78%

32.51%

33.67%

Others (incl. cash)

0.16%

0.30%

0.29%

-0.05%

0.29%

0.21%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

ICICI Bank Ltd.

Financial

3,04,164

44.23

5.99%

0.24%↑

HDFC Bank Ltd.

Financial

5,19,767

36.85

4.99%

-0.13%↓

Reliance Industries Ltd.

Energy

2,33,072

29.76

4.03%

0.02%↑

Bharti Airtel Ltd.

Communication

1,24,521

22.56

3.05%

-0.18%↓

State Bank of India

Financial

1,70,570

18.08

2.45%

0.14%↑

Infosys Ltd.

Technology

1,28,739

14.6

1.98%

0.06%↑

Bajaj Finance Ltd.

Financial

1,30,190

13.76

1.86%

-0.10%↓

Larsen & Toubro Ltd.

Construction

33,515

13.56

1.84%

0.10%↑

Eternal Ltd.

Services

3,45,414

11.33

1.53%

0.15%↑

Titan Company Ltd.

Consumer Discretionary

21,860

11.15

1.51%

0.11%↑

NTPC Ltd.

Energy

3,14,476

10.3

1.39%

-0.05%↓

TVS Motor Company Ltd.

Automobile

23,527

10.21

1.38%

0.04%↑

Mahindra & Mahindra Ltd.

Automobile

29,239

9.6

1.30%

-0.01%↓

Axis Bank Ltd.

Financial

73,218

9.52

1.29%

0.10%↑

Tata Consultancy Services Ltd.

Technology

39,726

9.53

1.29%

0.05%↑

Solar Industries India Ltd.

Chemicals

4,424

8.9

1.20%

0.13%↑

SRF Ltd.

Chemicals

33,977

8.7

1.18%

0.01%↑

Varun Beverages Ltd.

Consumer Staples

2,06,097

8.25

1.12%

-0.08%↓

CG Power and Industrial Solutions Ltd.

Capital Goods

86,983

7.97

1.08%

0.09%↑

Divis Laboratories Ltd.

Healthcare

8,291

7.85

1.06%

0.18%↑

Sector

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

Financial

21.22%

20.93%

21.34%

19.48%

18.30%

17.80%

Energy

7.22%

7.34%

7.88%

7.81%

7.74%

7.58%

Automobile

6.85%

6.62%

6.03%

5.95%

5.18%

5.28%

Technology

5.79%

5.58%

4.04%

4.59%

4.39%

4.58%

Services

5.38%

4.83%

4.68%

4.78%

4.93%

4.54%

Healthcare

5.32%

5.22%

5.63%

5.11%

4.53%

4.56%

Capital Goods

3.76%

3.58%

3.89%

4.04%

2.61%

2.87%

Consumer Staples

3.64%

3.69%

4.63%

4.51%

4.60%

4.53%

Communication

3.05%

3.23%

3.13%

2.99%

2.41%

2.40%

Construction

2.83%

2.69%

2.87%

2.73%

2.30%

2.06%

Metals & Mining

2.53%

2.35%

2.53%

2.72%

2.33%

2.14%

Chemicals

2.38%

2.24%

2.38%

2.46%

2.54%

2.45%

Materials

2.09%

2.13%

2.32%

2.26%

2.07%

2.14%

Consumer Discretionary

1.85%

1.78%

1.74%

1.58%

2.32%

2.22%

Insurance

1.58%

1.21%

1.26%

0.95%

0.97%

Rating

Fund