mutual funds sbi equity savings fund directgrowth

holdings

SBI Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

SBI Equity Savings Fund Direct-GrowthNAV: 27.20 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹27.2-0.57%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Equity Savings Fund Direct-Growth.

Market Cap Distribution

Large Cap (82.9%)

Mid Cap (12.7%)

Small Cap (4.3%)

Portfolio Snapshot

AUM

₹5,643 Cr

Expense Ratio

1.48%

Since Inception

9.41%

Max Drawdown

-0.19%

Sharpe Ratio

0.67

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Tata Power Company Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Aditya Birla Capital Ltd., Bajaj Finserv Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., Grasim Industries Ltd., JIO Financial Services Ltd., LIC Housing Finance Ltd., Power Finance Corporation Ltd., Shriram Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
Jubilant FoodWorks Ltd.	2.14
Interglobe Aviation Ltd.	11.15
Adani Green Energy Ltd.	5.26

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.10%	08/04/2034	SOV	2.23%
Infopark Properties Ltd.	Debenture	0.00%	19/06/2039	CARE AA-	1.77%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	1.76%
Avanse Financial Services Ltd.	Debenture	9.40%	27/09/2027	CARE AA-	1.33%
INDOSTAR-12.25%-23-5-16-A-PVT	Debenture	9.40%	19/07/2027	CARE AA-	1.33%
GOI	GOI Securities	6.01%	21/07/2030	SOV	1.30%
H.G. Infra Engineering Ltd.	Debenture	8.55%	29/08/2028	[ICRA]AA-	1.05%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL AA	0.93%
GOI	GOI Securities	7.38%	20/06/2027	SOV	0.90%
JM Financial Credit Solutions Ltd.	Debenture	9.30%	14/08/2026	[ICRA]AA	0.89%
Motilal Oswal Finevest Ltd.	Bonds	8.80%	10/09/2027	CRISIL AA	0.89%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL AAA	0.88%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/12/2028	CRISIL AA	0.87%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/03/2029	CRISIL AA	0.87%
Reserve Bank of India	Treasury Bills	0.00%	364-D 06/11/2026	SOV	0.86%
Mahindra Rural Housing Finance Ltd.	Debenture	8.41%	28/02/2029	CRISIL AAA	0.80%
GMR Airports Ltd.	Bonds	0.00%	13/08/2028	CRISIL A+	0.74%
Bharti Telecom Ltd.	Debenture	8.75%	05/11/2028	CRISIL AAA	0.45%
Muthoot Finance Ltd.	Debenture	8.43%	31/07/2026	CRISIL AA+	0.44%
Muthoot Finance Ltd.	Bonds	8.85%	20/12/2028	CRISIL AA+	0.44%
Muthoot Finance Ltd.	Debenture	8.78%	20/05/2027	CRISIL AA+	0.18%
Reserve Bank of India	Treasury Bills	0.00%	364-D 19/11/2026	SOV	0.17%

Frequently Asked Questions

What are the top holdings of SBI Equity Savings Fund Direct-Growth?

The top holdings of SBI Equity Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does SBI Equity Savings Fund Direct-Growth hold in its portfolio?

The number of securities held by SBI Equity Savings Fund Direct-Growth is shown in the Holdings Analysis section.

What is the sector allocation of SBI Equity Savings Fund Direct-Growth?

The sector allocation of SBI Equity Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of SBI Equity Savings Fund Direct-Growth?

The equity, debt and cash allocation of SBI Equity Savings Fund Direct-Growth is shown in the Holdings Analysis section. The asset mix is updated monthly with each portfolio disclosure.

What is the market cap allocation of SBI Equity Savings Fund Direct-Growth?

SBI Equity Savings Fund Direct-Growth's equity portfolio — Large Cap: 82.94%, Mid Cap: 12.71%, Small Cap: 4.35%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is SBI Equity Savings Fund Direct-Growth a concentrated or diversified fund?

Concentration data for SBI Equity Savings Fund Direct-Growth — top 5, top 10 holding weights and number of securities — is in the Holdings Analysis section.

What is the credit quality of SBI Equity Savings Fund Direct-Growth?

The credit quality breakdown of SBI Equity Savings Fund Direct-Growth's debt portfolio is in the Credit Rating section. For equity-oriented funds, this section may not be applicable.

How often does SBI Equity Savings Fund Direct-Growth change its portfolio?

Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of SBI Equity Savings Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of SBI Equity Savings Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for SBI Equity Savings Fund Direct-Growth?

The latest portfolio disclosure date for SBI Equity Savings Fund Direct-Growth is shown in the Top Portfolio Holdings section. Funds must disclose their full portfolio monthly — historical dates can be selected using the date switcher.

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Name

Value

Grasim Industries Ltd.

2.2

Tata Power Company Ltd.

2.02

Jubilant FoodWorks Ltd.

2.14

Interglobe Aviation Ltd.

11.15

Adani Green Energy Ltd.

5.26

Interest risk

Low

Moderate

High

Low

Moderate

High

Full name

Description

Coupon rate

Maturity

Rating raw

Weight

GOI

GOI Securities

7.10%

08/04/2034

SOV

2.23%

Infopark Properties Ltd.

Debenture

0.00%

19/06/2039

CARE AA-

1.77%

National Bank For Agriculture & Rural Development

Bonds

7.48%

15/09/2028

CRISIL AAA

1.76%

Avanse Financial Services Ltd.

Debenture

9.40%

27/09/2027

CARE AA-

1.33%

INDOSTAR-12.25%-23-5-16-A-PVT

Debenture

9.40%

19/07/2027

CARE AA-

1.33%

GOI

GOI Securities

6.01%

21/07/2030

SOV

1.30%

H.G. Infra Engineering Ltd.

Debenture

8.55%

29/08/2028

[ICRA]AA-

1.05%

JTPM Metal Traders Ltd.

Debenture

0.00%

30/04/2030

CRISIL AA

0.93%

GOI

GOI Securities

7.38%

20/06/2027

SOV

0.90%

JM Financial Credit Solutions Ltd.

Debenture

9.30%

14/08/2026

[ICRA]AA

0.89%

Motilal Oswal Finevest Ltd.

Bonds

8.80%

10/09/2027

CRISIL AA

0.89%

Small Industries Devp. Bank of India Ltd.

Bonds/NCDs

7.42%

12/03/2029

CRISIL AAA

0.88%

Godrej Seeds & Genetics Ltd.

Non Convertible Debenture

7.99%

26/12/2028

CRISIL AA

0.87%

Godrej Seeds & Genetics Ltd.

Non Convertible Debenture

7.99%

26/03/2029

CRISIL AA

0.87%

Reserve Bank of India

Treasury Bills

0.00%

364-D 06/11/2026

SOV

0.86%

Mahindra Rural Housing Finance Ltd.

Debenture

8.41%

28/02/2029

CRISIL AAA

0.80%

GMR Airports Ltd.

Bonds

0.00%

13/08/2028

CRISIL A+

0.74%

Bharti Telecom Ltd.

Debenture

8.75%

05/11/2028

CRISIL AAA

0.45%

Muthoot Finance Ltd.

Debenture

8.43%

31/07/2026

CRISIL AA+

0.44%

Muthoot Finance Ltd.

Bonds

8.85%

20/12/2028

CRISIL AA+

0.44%

Muthoot Finance Ltd.

Debenture

8.78%

20/05/2027

CRISIL AA+

0.18%

Reserve Bank of India

Treasury Bills

0.00%

364-D 19/11/2026

SOV

0.17%