SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth
Hybrid: Aggressive Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Aggressive HybridBenchmark: CRISIL Hybrid 35+65 Aggressive IndexCheck Portfolio Overlap →
NAV: ₹21.06-0.42%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth.
Market Cap Distribution
Large Cap (52.1%)
Mid Cap (23.6%)
Small Cap (24.4%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 78.70% | 78.77% | 79.44% | 78.15% | 78.62% | 79.53% |
| Debt | 0.57% | 3.45% | 3.44% | 5.15% | 5.56% | 6.60% |
| Others (incl. cash) | 8.49% | 5.62% | 6.86% | 6.81% | 5.20% | 4.22% |
| Commodities | 4.45% | 4.43% | 5.05% | 4.83% | 5.12% | 4.97% |
| Real Estate | 7.79% | 7.73% | 5.21% | 5.06% | 5.50% | 4.68% |
Portfolio Snapshot
No. of Securities
61
P/E Ratio
30.27
P/B Ratio
4.14
Top Holding %
8.41%
Top 5 Holdings %
26.46%
Top 10 Holdings %
40.12%
Modified Duration
0.06 yrs
Avg. Maturity
0.17 yrs
Yield to Maturity
3.53%
AUM
₹1,629 Cr
Expense Ratio
1.22%
Since Inception
14.29%
Max Drawdown
-0.14%
Sharpe Ratio
0.46
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 11,64,296 | 87.11 | 5.35% | -0.40%↓ |
| ICICI Bank Ltd. | Financial | 5,55,000 | 79.66 | 4.89% | 0.17%↑ |
| Larsen & Toubro Ltd. | Construction | 1,35,584 | 53.41 | 3.28% | -0.20%↓ |
| State Bank of India | Financial | 4,78,460 | 49.16 | 3.02% | -0.02%↓ |
| Maruti Suzuki India Ltd. | Automobile | 32,600 | 46.4 | 2.85% | -0.20%↓ |
| Ultratech Cement Ltd. | Materials | 33,400 | 39.76 | 2.44% | 0.11%↑ |
| Infosys Ltd. | Technology | 3,18,906 | 36.04 | 2.21% | 0.24%↑ |
| Axis Bank Ltd. | Financial | 2,91,300 | 35.82 | 2.20% | -0.23%↓ |
| Bajaj Finance Ltd. | Financial | 3,10,000 | 35.38 | 2.17% | 0.24%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 8,35,000 | 32.59 | 2.00% | -0.03%↓ |
| TVS Motor Company Ltd. | Automobile | 70,000 | 30.19 | 1.85% | 0.35%↑ |
| JSW Cement Ltd. | Materials | 20,21,010 | 26.9 | 1.65% | -0.04%↓ |
| Timken India Ltd. | Capital Goods | 84,000 | 26.42 | 1.62% | -0.19%↓ |
| Urban Company Ltd. | Consumer Staples | 20,19,515 | 26.13 | 1.60% | -0.04%↓ |
| JSW Infrastructure Ltd. | Services | 8,27,500 | 25.85 | 1.59% | 0.34%↑ |
| Schaeffler India Ltd. | Capital Goods | 61,400 | 25.05 | 1.54% | -0.05%↓ |
| Central Depository Services (India) Ltd. | Financial | 1,88,000 | 25.06 | 1.54% | - |
| Anthem Biosciences Ltd. | Healthcare | 3,05,000 | 24.68 | 1.52% | 0.07%↑ |
| Navin Fluorine International Ltd. | Chemicals | 32,000 | 24.22 | 1.49% | -0.03%↓ |
| Divis Laboratories Ltd. | Healthcare | 28,800 | 23.2 | 1.42% | 0.25%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 23.16% | 21.80% | 20.91% | 21.36% | 21.38% | 22.89% |
| Capital Goods | 7.70% | 8.36% | 8.72% | 8.18% | 7.57% | 7.43% |
| Automobile | 7.35% | 7.02% | 8.28% | 8.20% | 8.12% | 8.44% |
| Materials | 7.05% | 7.38% | 7.41% | 5.69% | 5.59% | 5.73% |
| Services | 6.69% | 6.27% | 4.68% | 4.83% | 4.64% | 3.99% |
| Construction | 5.97% | 6.02% | 5.99% | 5.92% | 5.47% | 5.83% |
| Healthcare | 4.85% | 3.51% | 2.16% | 2.04% | 3.63% | 3.41% |
| Technology | 2.96% | 3.50% | 4.20% | 4.33% | 4.60% | 4.40% |
| Consumer Staples | 2.68% | 2.67% | 2.52% | 2.93% | 3.09% | 2.51% |
| Chemicals | 2.65% | 2.67% | 2.55% | 2.40% | 2.38% | 2.28% |
| Energy | 2.09% | 2.17% | 5.35% | 5.91% | 5.75% | 5.47% |
| Metals & Mining | 2.08% | 4.04% | 4.16% | 3.73% | 3.81% | 4.41% |
| Consumer Discretionary | 1.85% | 1.75% | 0.91% | 1.04% | 1.00% | 1.09% |
| Textiles | 0.84% | 0.87% | 0.82% | 0.79% | 0.74% | 0.67% |
| Insurance | 0.78% | 0.74% | 0.78% | 0.80% | 0.85% | 0.98% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash & Call Money | 8.41% | 4.85% |
| AAA | 0.32% | 5.90% |
| SOV | 0.25% | 6.92% |
| A | - | 0.01% |
| A+ | - | 0.18% |
| A1+ | - | 2.55% |
| AA | - | 0.59% |
| AA+ | - | 1.76% |
| AA- | - | 0.21% |
| B+ | - | 0.00% |
| BBB | - | 0.00% |
| Cash | - | 0.20% |
| D | - | 2.38% |
| Others | - | 0.13% |
| Term Deposits | - | 0.16% |
| Unrated | - | 0.00% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
44.1 / 100
Weighted average Value score is 44.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
52.4 / 100
Weighted average Price Momentum score is 52.4. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
67.4 / 100
Weighted average Quality score is 67.4. This indicates that portfolio has average quality using composite of quality measures.
QVM score
61.3 / 100
Weighted average QVM score is 61.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
The top holdings of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth as of 31 Jul 2026 are Others (8.41%), HDFC Bank Ltd. (5.35%), ICICI Bank Ltd. (4.89%), SBI Gold ETF (4.53%), Larsen & Toubro Ltd. (3.28%). These top 5 stocks together account for 26.46% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth hold in its portfolio?
SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth holds 61 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
As of 31 Jul 2026, SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth's top sector allocations are Financial (23.16%), Capital Goods (7.70%), Automobile (7.35%). You can find detailed sector allocation above.
What is the equity and debt allocation of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
As of 31 Jul 2026, SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth has 78.70% allocated to equity, and 0.57% to debt. You can also check the historical trends above.
What is the market cap allocation of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
As of 31 Jul 2026, SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth's market cap allocation is 52.10% in large caps, 23.55% in mid caps, and 24.35% in small caps.
What is the PE ratio of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth's portfolio?
The portfolio PE ratio of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth is 30.27 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
As of 31 Jul 2026, SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth's debt portfolio has 0.32% in AAA-rated instruments, - in AA-rated, and 0.25% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth?
The latest portfolio disclosure for SBI Retirement Benefit Fund - Aggressive Hybrid Plan Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.