Unifi Dynamic Asset Allocation Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate IndexCheck Portfolio Overlap →
NAV: ₹11.32+0.15%
18 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Unifi Dynamic Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (80.6%)
Mid Cap (11.3%)
Small Cap (8.1%)
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 18.41% | 13.66% | 7.87% | 7.62% | 6.28% | 7.44% |
| Debt | 46.39% | 49.11% | 52.89% | 50.30% | 53.17% | 56.14% |
| Others (incl. cash) | 35.20% | 37.24% | 39.25% | 42.08% | 40.55% | 36.42% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
130
P/E Ratio
18.87
P/B Ratio
2.68
Top Holding %
35.20%
Top 5 Holdings %
60.27%
Top 10 Holdings %
74.47%
Modified Duration
1.32 yrs
Avg. Maturity
1.88 yrs
Yield to Maturity
10.03%
AUM
₹1,427 Cr
Expense Ratio
1.40%
Since Inception
8.51%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| State Bank of India | Financial | 2,85,000 | 30.21 | 2.12% | 0.45%↑ |
| HDFC Bank Ltd. | Financial | 3,91,300 | 27.74 | 1.94% | -0.22%↓ |
| Axis Bank Ltd. | Financial | 2,09,375 | 27.22 | 1.91% | 0.26%↑ |
| Bharti Airtel Ltd. | Communication | 1,21,125 | 21.95 | 1.54% | -0.22%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 53,800 | 17.66 | 1.24% | 0.63%↑ |
| JIO Financial Services Ltd. | Financial | 7,26,150 | 17.53 | 1.23% | -0.15%↓ |
| Reliance Industries Ltd. | Energy | 1,31,000 | 16.73 | 1.17% | -0.67%↓ |
| ITC Ltd. | Consumer Staples | 6,43,425 | 16.44 | 1.15% | -0.18%↓ |
| Adani Enterprises Ltd. | Services | 55,929 | 15.99 | 1.12% | 0.50%↑ |
| Hindustan Unilever Ltd. | Consumer Staples | 79,800 | 15.7 | 1.10% | -0.18%↓ |
| ICICI Bank Ltd. | Financial | 1,07,100 | 15.57 | 1.09% | -0.02%↓ |
| Hindalco Industries Ltd. | Metals & Mining | 1,51,900 | 15.42 | 1.08% | -0.03%↓ |
| Tata Steel Ltd. | Metals & Mining | 8,19,500 | 15.11 | 1.06% | 0.18%↑ |
| IIFL Capital Services Ltd | Financial | 4,12,645 | 13.9 | 0.97% | 0.13%↑ |
| Adani Ports and Special Economic Zone Ltd. | Services | 80,750 | 12.86 | 0.90% | -0.11%↓ |
| HDFC Life Insurance Co Ltd. | Insurance | 2,22,200 | 12.07 | 0.85% | -0.05%↓ |
| Tata Consultancy Services Ltd. | Technology | 47,700 | 11.44 | 0.80% | -0.03%↓ |
| Yes Bank Ltd. | Financial | 45,09,500 | 10.3 | 0.72% | 0.03%↑ |
| Premier Explosives Ltd. | Chemicals | 1,54,800 | 10.26 | 0.72% | 0.17%↑ |
| Bajaj Finance Ltd. | Financial | 88,500 | 9.35 | 0.66% | - |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Others | 8.73% | 3.89% | - | - | - | - |
| Automobile | 8.08% | 8.20% | 7.70% | 7.19% | 5.86% | 5.51% |
| Financial | 1.02% | 0.80% | 0.20% | - | - | - |
| Chemicals | 0.72% | 0.84% | 0.00% | - | - | 0.62% |
| Healthcare | 0.06% | - | - | - | - | - |
| Capital Goods | 0.03% | - | - | - | - | - |
| Technology | 0.02% | - | 0.00% | - | 0.02% | - |
| Construction | 0.00% | - | - | - | - | - |
| Consumer Discretionary | 0.00% | - | 0.07% | - | - | - |
| Services | - | - | - | 0.68% | 0.53% | 0.85% |
| Materials | - | - | - | - | - | 0.64% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash | 33.96% | 3.74% |
| A- | 10.11% | 0.11% |
| AA | 7.05% | 0.88% |
| BBB+ | 6.87% | 0.07% |
| A+ | 6.50% | 0.10% |
| AA+ | 6.01% | 1.59% |
| SOV | 5.66% | 7.06% |
| AA- | 3.49% | 0.15% |
| Cash & Call Money | 1.25% | 8.56% |
| AAA | 0.70% | 8.60% |
| A | - | 0.01% |
| A1+ | - | 2.02% |
| Others | - | 0.32% |
| Term Deposits | - | 0.03% |
| Unrated | - | 0.01% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
56.4 / 100
Weighted average Value score is 56.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
58.0 / 100
Weighted average Price Momentum score is 58.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
61.1 / 100
Weighted average Quality score is 61.1. This indicates that portfolio has average quality using composite of quality measures.
QVM score
65.0 / 100
Weighted average QVM score is 65.0. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Vedanta Ltd. | Debenture | 9.45% | 05/06/2028 | CRISIL AA+ | 4.26% |
| Shrem Infra Invest Private Ltd. | Non Convertible Debenture | 9.75% | 15/05/2028 | IND AA | 3.93% |
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 3.91% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/08/2028 | CRISIL A+ | 3.36% |
| GMR Goa International Airport Ltd. | Non Convertible Debenture | 0.00% | 27/09/2043 | CARE A- | 2.80% |
| SRG Housing Finance Ltd. | Non Convertible Debenture | 11.52% | 01/03/2031 | ACUITE A- | 2.01% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 1.96% |
| Mahaveer Finance India Ltd. | Non Convertible Debenture | 11.50% | 30/12/2028 | CARE BBB+ | 1.88% |
| Si Creva Capital Services Pvt Ltd. | Non Convertible Debenture | 12.03% | 22/05/2028 | IND A- | 1.78% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Debenture | 10.81% | 31/01/2028 | ICRA A+(CE) | 1.76% |
| Hinduja Housing FInance Ltd. | Non Convertible Debenture | 9.75% | 12/06/2030 | CRISIL AA+ | 1.76% |
| Aditya Birla Digital Fashion Ventures Ltd. | Debenture | 8.80% | 26/08/2027 | CRISIL AA- | 1.75% |
| Aditya Birla Digital Fashion Ventures Ltd. | Non Convertible Debenture | 0.00% | 20/07/2029 | CRISIL AA- | 1.74% |
| Progfin Pvt Ltd. | Non Convertible Debenture | 11.15% | 29/07/2027 | ICRA BBB+ | 1.49% |
| Si Creva Capital Services Pvt Ltd. | Non Convertible Debenture | 0.00% | 30/06/2027 | IND A- | 1.41% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 1.40% |
| Arman Financial Services Ltd. | Non Convertible Debenture | 11.40% | 05/06/2028 | ACUITE A- | 1.17% |
| The Andhra Pradesh Mineral Development Corporation | Non Convertible Debenture | 9.30% | 07/05/2027 | IND AA(CE) | 1.16% |
| Spandana Sphoorty Financial Ltd. | Non Convertible Debenture | 11.25% | 26/04/2028 | ICRA BBB+ | 1.04% |
| Keertana Finserv Ltd. | Non Convertible Debenture | 11.40% | 26/05/2027 | IND BBB+ | 0.99% |
| Si Creva Capital Services Pvt Ltd. | Non Convertible Debenture | 0.00% | 23/07/2027 | IND A- | 0.94% |
| Spandana Sphoorty Financial Ltd. | Non Convertible Debenture | 11.50% | 30/06/2028 | CARE BBB+ | 0.93% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/02/2027 | CRISIL A+ | 0.74% |
| Altum Credo Home Finance Pvt. Ltd. | Debenture | 12.50% | 14/02/2028 | CARE BBB+ | 0.47% |
| GOI | GOI Securities | 6.79% | 07/10/2034 | SOV | 0.35% |
| KrazyBee Services Ltd. | Non Convertible Debenture | 10.40% | 25/01/2027 | CRISIL A+ | 0.35% |
| KrazyBee Services Ltd. | Non Convertible Debenture | 11.50% | 29/03/2027 | CARE A+ | 0.28% |
| Mahindra Rural Housing Finance Ltd. | Non Convertible Debenture | 8.35% | 22/12/2034 | CRISIL AAA | 0.26% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 8.30% | 24/10/2034 | CRISIL AAA | 0.26% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 8.15% | 25/10/2032 | ICRA AAA | 0.18% |
| Spandana Sphoorty Financial Ltd. | Non Convertible Debenture | 10.75% | 04/09/2026 | IND BBB+ | 0.07% |
Frequently Asked Questions
What are the top holdings of Unifi Dynamic Asset Allocation Fund Direct-Growth?
The top holdings of Unifi Dynamic Asset Allocation Fund Direct-Growth as of 31 Aug 2026 are Others (35.20%), Others (Application Money) (8.73%), TVS Motor Company Ltd - Pref. Shares (Preference Shares) (8.14%), Vedanta Ltd. (4.26%), Shrem Infra Invest Private Ltd. (3.93%). These top 5 stocks together account for 60.27% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Unifi Dynamic Asset Allocation Fund Direct-Growth hold in its portfolio?
Unifi Dynamic Asset Allocation Fund Direct-Growth holds 130 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Unifi Dynamic Asset Allocation Fund Direct-Growth?
As of 31 Aug 2026, Unifi Dynamic Asset Allocation Fund Direct-Growth's top sector allocations are Others (8.73%), Automobile (8.08%), Financial (1.02%). You can find detailed sector allocation above.
What is the equity and debt allocation of Unifi Dynamic Asset Allocation Fund Direct-Growth?
As of 31 Aug 2026, Unifi Dynamic Asset Allocation Fund Direct-Growth has 18.41% allocated to equity, and 46.39% to debt. You can also check the historical trends above.
What is the market cap allocation of Unifi Dynamic Asset Allocation Fund Direct-Growth?
As of 31 Aug 2026, Unifi Dynamic Asset Allocation Fund Direct-Growth's market cap allocation is 80.62% in large caps, 11.30% in mid caps, and 8.08% in small caps.
What is the PE ratio of Unifi Dynamic Asset Allocation Fund Direct-Growth's portfolio?
The portfolio PE ratio of Unifi Dynamic Asset Allocation Fund Direct-Growth is 18.87 as of 31 Aug 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Unifi Dynamic Asset Allocation Fund Direct-Growth?
As of 31 Aug 2026, Unifi Dynamic Asset Allocation Fund Direct-Growth's debt portfolio has 0.70% in AAA-rated instruments, 7.05% in AA-rated, and 5.66% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Unifi Dynamic Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for Unifi Dynamic Asset Allocation Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.