mutual funds uti balanced advantage fund

holdings

UTI Balanced Advantage Fund Direct-Growth

Hybrid: Dynamic Asset Allocation - Growth (Open ended)

UTI Balanced Advantage Fund Direct-GrowthNAV: 13.03 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index

NAV: ₹13.03-0.03%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for UTI Balanced Advantage Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Equity

67.57%

Debt

29.24%

Others

2.56%

Real estate

0.63%

Market Cap Distribution

Large Cap (86.1%)

Mid Cap (10.0%)

Small Cap (3.9%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	67.57%	62.57%	62.74%	67.46%	60.53%	60.87%
Debt	29.24%	29.26%	29.52%	27.83%	26.65%	26.63%
Others (incl. cash)	2.56%	7.53%	7.73%	4.70%	12.82%	12.50%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.63%	0.64%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

21.10

P/B Ratio

3.07

Top Holding %

7.67%

Top 5 Holdings %

26.49%

Top 10 Holdings %

41.15%

Modified Duration

1.51 yrs

Avg. Maturity

1.80 yrs

Yield to Maturity

7.13%

AUM

₹3,022 Cr

Expense Ratio

0.72%

Since Inception

9.44%

Max Drawdown

-0.10%

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	29,05,863	231.87	7.67%	0.35%↑
ICICI Bank Ltd.	Financial	14,27,832	196.36	6.50%	0.26%↑
Reliance Industries Ltd.	Energy	10,32,167	133.55	4.42%	-0.38%↓
Bharti Airtel Ltd.	Communication	5,68,479	105.28	3.48%	-0.00%↓
Kotak Mahindra Bank Ltd.	Financial	22,86,247	89.68	2.97%	0.02%↑
Axis Bank Ltd.	Financial	6,29,731	84.74	2.80%	0.02%↑
Bajaj Finance Ltd.	Financial	8,17,843	82.17	2.72%	0.17%↑
Infosys Ltd.	Technology	8,10,332	81.07	2.68%	0.01%↑
State Bank of India	Financial	7,38,341	75.82	2.51%	-0.06%↓
Larsen & Toubro Ltd.	Construction	1,50,006	62.15	2.06%	0.28%↑
Mahindra & Mahindra Ltd.	Automobile	1,95,454	59.98	1.98%	0.04%↑
Eternal Ltd.	Services	21,12,532	55.9	1.85%	0.07%↑
Titan Company Ltd.	Consumer Discretionary	1,22,497	53.95	1.79%	0.36%↑
Ultratech Cement Ltd.	Materials	33,498	37.7	1.25%	0.34%↑
Maruti Suzuki India Ltd.	Automobile	24,350	34.37	1.14%	-0.71%↓
Coal India Ltd.	Materials	7,71,122	33.86	1.12%	-0.06%↓
Tata Consultancy Services Ltd.	Technology	1,65,025	33.52	1.11%	-0.14%↓
ITC Ltd.	Consumer Staples	11,22,515	32.21	1.07%	-0.01%↓
Adani Ports and Special Economic Zone Ltd.	Services	1,72,500	31.23	1.03%	0.58%↑
Tata Steel Ltd.	Metals & Mining	16,13,003	30.33	1.00%	-0.30%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	25.17%	22.02%	22.50%	23.80%	22.28%	21.14%
Energy	6.29%	6.73%	6.59%	7.09%	5.16%	4.96%
Technology	5.65%	6.03%	6.14%	7.13%	6.71%	7.96%
Automobile	5.01%	4.71%	4.89%	5.23%	4.45%	4.96%
Services	4.91%	4.06%	3.96%	3.68%	2.69%	2.86%
Communication	3.48%	3.49%	3.54%	3.52%	2.72%	3.27%
Healthcare	3.42%	3.30%	3.36%	3.51%	3.19%	2.67%
Consumer Discretionary	2.93%	2.59%	2.41%	2.22%	1.84%	1.63%
Materials	2.80%	2.53%	2.48%	2.77%	1.69%	1.48%
Construction	2.69%	1.79%	1.75%	1.73%	3.02%	3.04%
Consumer Staples	1.65%	1.66%	1.70%	2.16%	1.53%	1.80%
Insurance	1.64%	1.71%	1.49%	1.84%	1.96%	1.84%
Metals & Mining	1.37%	1.41%	1.41%	1.81%	2.17%	2.08%
Capital Goods	0.56%	0.52%	0.52%	0.56%	0.41%	0.44%
Chemicals	-	0.00%	-	0.42%	0.43%	0.46%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	16.40%	8.60%
A1+	6.81%	2.42%
SOV	6.00%	8.00%
Cash & Call Money	2.59%	6.96%
Others	0.01%	0.76%
A	-	0.02%
A+	-	0.11%
A-	-	0.13%
AA	-	1.09%
AA+	-	1.40%
AA-	-	0.14%
BBB+	-	0.09%
Cash	-	5.66%
Term Deposits	-	0.02%
Unrated	-	0.01%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

54.6 / 100

Weighted average Value score is 54.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

56.1 / 100

Weighted average Price Momentum score is 56.1. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

75.5 / 100

Weighted average Quality score is 75.5. This indicates that portfolio has high quality using composite of quality measures.

QVM score

71.5 / 100

Weighted average QVM score is 71.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
TVS Motor Company Ltd.	3.43
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.06%	10/04/2028	SOV	4.38%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA-AAA	2.49%
Export-Import Bank Of India	Bonds	7.14%	13/12/2029	ICRA-AAA	1.99%
Export-Import Bank Of India	Non Convertible Debenture	7.40%	14/03/2029	CRISIL-AAA	1.67%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	15/02/2027	CARE-A1+	1.59%
Export-Import Bank Of India	Commercial Paper	0.00%	363-D 25/01/2027	CRISIL-A1+	1.59%
Bajaj Finance Ltd.	Debenture	7.38%	28/06/2030	CRISIL-AAA	1.31%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.85%
Power Finance Corporation Ltd.	Debenture	7.85%	03/04/2028	CRISIL-AAA	0.84%
Small Industries Devp. Bank of India Ltd.	Debenture	7.83%	24/11/2028	CRISIL-AAA	0.84%
Export-Import Bank Of India	Debenture	7.45%	12/04/2028	CRISIL-AAA	0.83%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL-AAA	0.83%
Small Industries Devp. Bank of India Ltd.	Bonds	7.48%	24/05/2029	CRISIL-AAA	0.83%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL-AAA	0.83%
Aditya Birla Housing Finance Ltd.	Non Convertible Debenture	7.62%	25/01/2029	CRISIL-AAA	0.82%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	10/11/2026	CARE-A1+	0.81%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	08/03/2027	ICRA-A1+	0.79%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/03/2027	CRISIL-A1+	0.79%
GOI	GOI Securities	7.18%	24/07/2037	SOV	0.34%
REC Ltd.	Bonds	7.71%	26/02/2027	CRISIL-AAA	0.33%
HDB Financial Services Ltd.	Debenture	6.35%	11/09/2026	CRISIL-AAA	0.33%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL-A1+	0.32%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.14%	26/02/2027	CRISIL-AAA	0.17%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL-A1+	0.16%
Others	CBLO	0.00%	0	-	0.03%

Frequently Asked Questions

What are the top holdings of UTI Balanced Advantage Fund Direct-Growth?

The top holdings of UTI Balanced Advantage Fund Direct-Growth as of 30 Jun 2026 are HDFC Bank Ltd. (7.67%), ICICI Bank Ltd. (6.50%), Reliance Industries Ltd. (4.42%), GOI (4.38%), UTI Floater Fund Direct - Growth (3.52%). These top 5 stocks together account for 26.49% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does UTI Balanced Advantage Fund Direct-Growth hold in its portfolio?

UTI Balanced Advantage Fund Direct-Growth holds 86 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of UTI Balanced Advantage Fund Direct-Growth?

As of 30 Jun 2026, UTI Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (25.17%), Energy (6.29%), Technology (5.65%). You can find detailed sector allocation above.

What is the equity and debt allocation of UTI Balanced Advantage Fund Direct-Growth?

As of 30 Jun 2026, UTI Balanced Advantage Fund Direct-Growth has 67.57% allocated to equity, and 29.24% to debt. You can also check the historical trends above.

What is the market cap allocation of UTI Balanced Advantage Fund Direct-Growth?

As of 30 Jun 2026, UTI Balanced Advantage Fund Direct-Growth's market cap allocation is 86.13% in large caps, 10.02% in mid caps, and 3.86% in small caps.

What is the PE ratio of UTI Balanced Advantage Fund Direct-Growth's portfolio?

The portfolio PE ratio of UTI Balanced Advantage Fund Direct-Growth is 21.10 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of UTI Balanced Advantage Fund Direct-Growth?

As of 30 Jun 2026, UTI Balanced Advantage Fund Direct-Growth's debt portfolio has 16.40% in AAA-rated instruments, - in AA-rated, and 6.00% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for UTI Balanced Advantage Fund Direct-Growth?

The latest portfolio disclosure for UTI Balanced Advantage Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

67.57%

62.57%

62.74%

67.46%

60.53%

60.87%

Debt

29.24%

29.26%

29.52%

27.83%

26.65%

26.63%

Others (incl. cash)

2.56%

7.53%

7.73%

4.70%

12.82%

12.50%

Commodities

0.00%

Real Estate

0.63%

0.64%

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

29,05,863

231.87

7.67%

0.35%↑

ICICI Bank Ltd.

Financial

14,27,832

196.36

6.50%

0.26%↑

Reliance Industries Ltd.

Energy

10,32,167

133.55

4.42%

-0.38%↓

Bharti Airtel Ltd.

Communication

5,68,479

105.28

3.48%

-0.00%↓

Kotak Mahindra Bank Ltd.

Financial

22,86,247

89.68

2.97%

0.02%↑

Axis Bank Ltd.

Financial

6,29,731

84.74

2.80%

0.02%↑

Bajaj Finance Ltd.

Financial

8,17,843

82.17

2.72%

0.17%↑

Infosys Ltd.

Technology

8,10,332

81.07

2.68%

0.01%↑

State Bank of India

Financial

7,38,341

75.82

2.51%

-0.06%↓

Larsen & Toubro Ltd.

Construction

1,50,006

62.15

2.06%

0.28%↑

Mahindra & Mahindra Ltd.

Automobile

1,95,454

59.98

1.98%

0.04%↑

Eternal Ltd.

Services

21,12,532

55.9

1.85%

0.07%↑

Titan Company Ltd.

Consumer Discretionary

1,22,497

53.95

1.79%

0.36%↑

Ultratech Cement Ltd.

Materials

33,498

37.7

1.25%

0.34%↑

Maruti Suzuki India Ltd.

Automobile

24,350

34.37

1.14%

-0.71%↓

Coal India Ltd.

Materials

7,71,122

33.86

1.12%

-0.06%↓

Tata Consultancy Services Ltd.

Technology

1,65,025

33.52

1.11%

-0.14%↓

ITC Ltd.

Consumer Staples

11,22,515

32.21

1.07%

-0.01%↓

Adani Ports and Special Economic Zone Ltd.

Services

1,72,500

31.23

1.03%

0.58%↑

Tata Steel Ltd.

Metals & Mining

16,13,003

30.33

1.00%

-0.30%↓

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

25.17%

22.02%

22.50%

23.80%

22.28%

21.14%

Energy

6.29%

6.73%

6.59%

7.09%

5.16%

4.96%

Technology

5.65%

6.03%

6.14%

7.13%

6.71%

7.96%

Automobile

5.01%

4.71%

4.89%

5.23%

4.45%

4.96%

Services

4.91%

4.06%

3.96%

3.68%

2.69%

2.86%

Communication

3.48%

3.49%

3.54%

3.52%

2.72%

3.27%

Healthcare

3.42%

3.30%

3.36%

3.51%

3.19%

2.67%

Consumer Discretionary

2.93%

2.59%

2.41%

2.22%

1.84%

1.63%

Materials

2.80%

2.53%

2.48%

2.77%

1.69%

1.48%

Construction

2.69%

1.79%

1.75%

1.73%

3.02%

3.04%

Consumer Staples

1.65%

1.66%

1.70%

2.16%

1.53%

1.80%

Insurance

1.64%

1.71%

1.49%

1.84%

1.96%

1.84%

Metals & Mining

1.37%

1.41%

1.81%

2.17%

2.08%

Capital Goods

0.56%

0.52%

0.56%

0.41%

0.44%

Chemicals

0.00%

0.42%

0.43%

0.46%

Rating

Fund