UTI ELSS Tax Saver Fund Direct-Growth
Equity: ELSS - Tax Saver - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Equity: ELSS - Tax SaverBenchmark: NIFTY 500 Total Return IndexCheck Portfolio Overlap →
NAV: ₹213.71-0.62%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for UTI ELSS Tax Saver Fund Direct-Growth.
Market Cap Distribution
Large Cap (68.6%)
Mid Cap (19.2%)
Small Cap (12.2%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 99.03% | 98.31% | 98.03% | 98.03% | 98.33% | 97.90% |
| Debt | 0.01% | 0.01% | 0.01% | 0.00% | 0.00% | 0.00% |
| Others (incl. cash) | 0.96% | 1.68% | 1.96% | 1.97% | 1.67% | 2.10% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
61
P/E Ratio
24.53
P/B Ratio
3.34
Top Holding %
8.11%
Top 5 Holdings %
27.73%
Top 10 Holdings %
40.71%
AUM
₹3,253 Cr
Expense Ratio
1.19%
Since Inception
12.41%
Max Drawdown
-0.35%
Alpha
-1.77%
Sharpe Ratio
0.16
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 37,25,000 | 263.99 | 8.11% | 0.53%↑ |
| ICICI Bank Ltd. | Financial | 17,50,000 | 231.3 | 7.11% | -0.20%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 35,00,000 | 145.95 | 4.49% | 0.27%↑ |
| Bharti Airtel Ltd. | Communication | 8,00,000 | 140.56 | 4.32% | 0.16%↑ |
| Axis Bank Ltd. | Financial | 9,81,000 | 120.27 | 3.70% | 0.03%↑ |
| Bajaj Finance Ltd. | Financial | 10,00,000 | 95.94 | 2.95% | -0.01%↓ |
| Reliance Industries Ltd. | Energy | 7,50,000 | 89.03 | 2.74% | -0.01%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 2,75,000 | 81.13 | 2.49% | -0.10%↓ |
| Infosys Ltd. | Technology | 8,00,000 | 79.53 | 2.44% | -0.16%↓ |
| State Bank of India | Financial | 8,00,000 | 76.76 | 2.36% | -0.08%↓ |
| Tata Steel Ltd. | Metals & Mining | 39,00,000 | 71.88 | 2.21% | 0.14%↑ |
| Tech Mahindra Ltd. | Technology | 4,45,000 | 67.82 | 2.08% | 0.00%↑ |
| Ajanta Pharma Ltd. | Healthcare | 1,85,721 | 67.25 | 2.07% | 0.15%↑ |
| The Phoenix Mills Ltd. | Construction | 3,35,000 | 64.82 | 1.99% | 0.16%↑ |
| Maruti Suzuki India Ltd. | Automobile | 50,000 | 59.84 | 1.84% | -0.11%↓ |
| Info Edge (India) Ltd. | Services | 4,75,000 | 57.93 | 1.78% | -0.01%↓ |
| Aster DM Quality Care Ltd. | Healthcare | 7,75,000 | 54.03 | 1.66% | 0.03%↑ |
| Varun Beverages Ltd. | Consumer Staples | 12,00,000 | 51.84 | 1.59% | 0.27%↑ |
| Jubilant FoodWorks Ltd. | Services | 11,00,000 | 50.24 | 1.54% | -0.02%↓ |
| Brigade Enterprises Ltd. | Construction | 8,50,000 | 48.9 | 1.50% | -0.17%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Financial | 30.77% | 30.55% | 30.18% | 31.77% | 30.46% | 30.54% |
| Services | 9.86% | 8.82% | 8.57% | 7.09% | 7.10% | 7.21% |
| Automobile | 9.45% | 9.81% | 9.65% | 9.49% | 9.61% | 9.10% |
| Technology | 7.27% | 8.21% | 7.99% | 7.74% | 8.61% | 8.32% |
| Healthcare | 6.89% | 5.86% | 5.88% | 5.72% | 5.61% | 5.39% |
| Energy | 6.32% | 6.80% | 6.98% | 7.10% | 7.02% | 7.40% |
| Consumer Staples | 4.91% | 4.53% | 4.66% | 4.56% | 4.83% | 4.81% |
| Capital Goods | 4.43% | 4.95% | 4.81% | 4.84% | 4.95% | 4.80% |
| Communication | 4.32% | 4.16% | 4.48% | 4.26% | 4.30% | 4.39% |
| Materials | 3.92% | 3.48% | 3.40% | 3.63% | 3.65% | 3.77% |
| Construction | 3.50% | 3.94% | 3.81% | 3.73% | 3.57% | 3.75% |
| Metals & Mining | 3.18% | 3.05% | 3.14% | 3.29% | 3.48% | 3.37% |
| Insurance | 2.20% | 2.08% | 2.19% | 2.41% | 2.60% | 2.53% |
| Consumer Discretionary | 1.41% | 1.49% | 1.62% | 1.74% | 1.82% | 1.74% |
| Chemicals | 0.60% | 0.58% | 0.66% | 0.64% | 0.71% | 0.77% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
53.2 / 100
Weighted average Value score is 53.2. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
55.0 / 100
Weighted average Price Momentum score is 55.0. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
71.6 / 100
Weighted average Quality score is 71.6. This indicates that portfolio has average quality using composite of quality measures.
QVM score
68.3 / 100
Weighted average QVM score is 68.3. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of UTI ELSS Tax Saver Fund Direct-Growth?
The top holdings of UTI ELSS Tax Saver Fund Direct-Growth as of 30 Sep 2026 are HDFC Bank Ltd. (8.11%), ICICI Bank Ltd. (7.11%), Kotak Mahindra Bank Ltd. (4.49%), Bharti Airtel Ltd. (4.32%), Axis Bank Ltd. (3.70%). These top 5 stocks together account for 27.73% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does UTI ELSS Tax Saver Fund Direct-Growth hold in its portfolio?
UTI ELSS Tax Saver Fund Direct-Growth holds 61 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of UTI ELSS Tax Saver Fund Direct-Growth?
As of 30 Sep 2026, UTI ELSS Tax Saver Fund Direct-Growth's top sector allocations are Financial (30.77%), Services (9.86%), Automobile (9.45%). You can find detailed sector allocation above.
What is the equity and debt allocation of UTI ELSS Tax Saver Fund Direct-Growth?
As of 30 Sep 2026, UTI ELSS Tax Saver Fund Direct-Growth has 99.03% allocated to equity, and 0.01% to debt. You can also check the historical trends above.
What is the market cap allocation of UTI ELSS Tax Saver Fund Direct-Growth?
As of 30 Sep 2026, UTI ELSS Tax Saver Fund Direct-Growth's market cap allocation is 68.61% in large caps, 19.17% in mid caps, and 12.21% in small caps.
What is the PE ratio of UTI ELSS Tax Saver Fund Direct-Growth's portfolio?
The portfolio PE ratio of UTI ELSS Tax Saver Fund Direct-Growth is 24.53 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of UTI ELSS Tax Saver Fund Direct-Growth?
A credit rating breakdown is not available for UTI ELSS Tax Saver Fund Direct-Growth — its non-equity allocation was 0.01% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for UTI ELSS Tax Saver Fund Direct-Growth?
The latest portfolio disclosure for UTI ELSS Tax Saver Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.