performance

UTI Liquid Direct-Growth

Debt: Liquid - Growth (Open ended)

UTI Liquid Direct-GrowthNAV: 461.24 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: LiquidBenchmark: NIFTY Liquid Index A-I

NAV: ₹461.24+0.03%

17 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of UTI Liquid Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	15 Sep, 2013 - 17 Jul, 2026	27 Jan, 2015 - 17 Jul, 2026	10 Jun, 2016 - 17 Jul, 2026	23 Oct, 2017 - 17 Jul, 2026
Average returns	4.62%	4.51%	4.38%	4.28%
Standard deviation	1.17%	1.03%	0.85%	0.70%
Best returns	6.85% 1 year ending on 01 Apr, 2014	6.27% 3 years ending on 13 Aug, 2015	5.99% 5 years ending on 10 Jun, 2016	5.62% 7 years ending on 23 Oct, 2017
Worst returns	2.21% 1 year ending on 09 Mar, 2021	2.36% 3 years ending on 07 Jun, 2022	2.97% 5 years ending on 19 Dec, 2022	3.51% 7 years ending on 25 Jan, 2024
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	40.11%	23.36%	24.12%	24.17%
Period with return > 10%	0.00%	0.00%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	27.39%	15.19%	8.44%	3.61%
Beat % Benchmark	26.94%	2.63%	2.17%	0.00%

Trailing Returns

Point-to-point returns of UTI Liquid Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

3.6%

3.5%

-6.2%

YTD

0.5%

1.4%

1 M

3.4%

3.3%

-4.7%

6 M

6.4%

6.3%

-2.0%

1 Y

7.0%

6.9%

8.6%

3 Y

6.3%

6.2%

10.1%

5 Y

6.1%

12.4%

10 Y

Fund

Debt: Liquid

NIFTY Liquid Index A-I

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	3.64%	0.54%	3.38%	6.40%	6.99%	6.26%	6.15%	6.83%
Debt: Liquid	3.55%	0.54%	3.30%	6.30%	6.92%	6.19%	6.09%	-
NIFTY Liquid Index A-I	-6.21%	1.36%	-4.68%	-1.96%	8.56%	10.14%	12.43%	-
Rank in category	9	22	10	8	15	10	12	-
Funds in category	42	42	42	39	36	35	30	-

Period Returns

Calendar-year, quarterly and monthly return history of UTI Liquid Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of UTI Liquid Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of UTI Liquid Direct-Growth?

UTI Liquid Direct-Growth has delivered a 1-year return of 6.40% as of 16 Jul 2026. During the same period, its benchmark NIFTY Liquid Index A-I returned -1.96%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of UTI Liquid Direct-Growth?

UTI Liquid Direct-Growth has delivered a 3-year CAGR of 6.99% as of 16 Jul 2026. Its benchmark NIFTY Liquid Index A-I returned 8.56% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of UTI Liquid Direct-Growth?

UTI Liquid Direct-Growth has delivered a 5-year CAGR of 6.26% as of 16 Jul 2026. Its benchmark NIFTY Liquid Index A-I returned 10.14% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of UTI Liquid Direct-Growth since inception?

Since its launch on 31 Dec 2012, UTI Liquid Direct-Growth has delivered a CAGR of 6.83%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has UTI Liquid Direct-Growth performed vs its category over the long term?

Over the long term, UTI Liquid Direct-Growth has ranked 15 out of 36 funds in the Debt: Liquid category on a 3-year basis, and 10 out of 35 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of UTI Liquid Direct-Growth?

The Sharpe ratio of UTI Liquid Direct-Growth is 4.96 (as of 16 Jul 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of UTI Liquid Direct-Growth?

The alpha of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Liquid Direct-Growth?

The beta of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Liquid Direct-Growth?

The average 1-year and 3-year rolling returns of UTI Liquid Direct-Growth is 4.62% and 4.51% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

15 Sep, 2013 - 17 Jul, 2026

27 Jan, 2015 - 17 Jul, 2026

10 Jun, 2016 - 17 Jul, 2026

23 Oct, 2017 - 17 Jul, 2026

Average returns

4.62%

4.51%

4.38%

4.28%

Standard deviation

1.17%

1.03%

0.85%

0.70%

Best returns

6.85%

1 year ending on 01 Apr, 2014

6.27%

3 years ending on 13 Aug, 2015

5.99%

5 years ending on 10 Jun, 2016

5.62%

7 years ending on 23 Oct, 2017

Worst returns

2.21%

1 year ending on 09 Mar, 2021

2.36%

3 years ending on 07 Jun, 2022

2.97%

5 years ending on 19 Dec, 2022

3.51%

7 years ending on 25 Jan, 2024

Period with positive return

100.00%

Period with return > 5%

40.11%

23.36%

24.12%

24.17%

Period with return > 10%

0.00%

Period with return > 15%

0.00%

Beat % Category

27.39%

15.19%

8.44%

3.61%

Beat % Benchmark

26.94%

2.63%

2.17%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

3.64%

0.54%

3.38%

6.40%

6.99%

6.26%

6.15%

6.83%

Debt: Liquid

3.55%

0.54%

3.30%

6.30%

6.92%

6.19%

6.09%

NIFTY Liquid Index A-I

-6.21%

1.36%

-4.68%

-1.96%

8.56%

10.14%

12.43%

Rank in category

Funds in category

Frequently Asked Questions

What are the 1-year returns of UTI Liquid Direct-Growth?

What are the 3-year returns of UTI Liquid Direct-Growth?

What are the 5-year returns of UTI Liquid Direct-Growth?

What are the returns of UTI Liquid Direct-Growth since inception?

How has UTI Liquid Direct-Growth performed vs its category over the long term?

What is the Sharpe ratio of UTI Liquid Direct-Growth?

What is the alpha of UTI Liquid Direct-Growth?

The alpha of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Liquid Direct-Growth?

The beta of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Liquid Direct-Growth?

UTI Liquid Direct-Growth

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

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Frequently Asked Questions

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

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