UTI Liquid Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
NAV: ₹461.24+0.03%
17 Jul 2026
Rolling Returns Analysis
Rolling annualized returns of UTI Liquid Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 15 Sep, 2013 - 17 Jul, 2026 | 27 Jan, 2015 - 17 Jul, 2026 | 10 Jun, 2016 - 17 Jul, 2026 | 23 Oct, 2017 - 17 Jul, 2026 |
| Average returns | 4.62% | 4.51% | 4.38% | 4.28% |
| Standard deviation | 1.17% | 1.03% | 0.85% | 0.70% |
| Best returns | 6.85% 1 year ending on 01 Apr, 2014 | 6.27% 3 years ending on 13 Aug, 2015 | 5.99% 5 years ending on 10 Jun, 2016 | 5.62% 7 years ending on 23 Oct, 2017 |
| Worst returns | 2.21% 1 year ending on 09 Mar, 2021 | 2.36% 3 years ending on 07 Jun, 2022 | 2.97% 5 years ending on 19 Dec, 2022 | 3.51% 7 years ending on 25 Jan, 2024 |
| Period with positive return | 100.00% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 40.11% | 23.36% | 24.12% | 24.17% |
| Period with return > 10% | 0.00% | 0.00% | 0.00% | 0.00% |
| Period with return > 15% | 0.00% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 27.39% | 15.19% | 8.44% | 3.61% |
| Beat % Benchmark | 26.94% | 2.63% | 2.17% | 0.00% |
Trailing Returns
Point-to-point returns of UTI Liquid Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
3.6%
3.5%
-6.2%
YTD
0.5%
0.5%
1.4%
1 M
3.4%
3.3%
-4.7%
6 M
6.4%
6.3%
-2.0%
1 Y
7.0%
6.9%
8.6%
3 Y
6.3%
6.2%
10.1%
5 Y
6.1%
6.1%
12.4%
10 Y
Fund
Debt: Liquid
NIFTY Liquid Index A-I
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 3.64% | 0.54% | 3.38% | 6.40% | 6.99% | 6.26% | 6.15% | 6.83% |
| Debt: Liquid | 3.55% | 0.54% | 3.30% | 6.30% | 6.92% | 6.19% | 6.09% | - |
| NIFTY Liquid Index A-I | -6.21% | 1.36% | -4.68% | -1.96% | 8.56% | 10.14% | 12.43% | - |
| Rank in category | 9 | 22 | 10 | 8 | 15 | 10 | 12 | - |
| Funds in category | 42 | 42 | 42 | 39 | 36 | 35 | 30 | - |
Period Returns
Calendar-year, quarterly and monthly return history of UTI Liquid Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of UTI Liquid Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
Compare performance with respect toAdd benchmark
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Frequently Asked Questions
What are the 1-year returns of UTI Liquid Direct-Growth?
UTI Liquid Direct-Growth has delivered a 1-year return of 6.40% as of 16 Jul 2026. During the same period, its benchmark NIFTY Liquid Index A-I returned -1.96%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of UTI Liquid Direct-Growth?
UTI Liquid Direct-Growth has delivered a 3-year CAGR of 6.99% as of 16 Jul 2026. Its benchmark NIFTY Liquid Index A-I returned 8.56% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of UTI Liquid Direct-Growth?
UTI Liquid Direct-Growth has delivered a 5-year CAGR of 6.26% as of 16 Jul 2026. Its benchmark NIFTY Liquid Index A-I returned 10.14% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of UTI Liquid Direct-Growth since inception?
Since its launch on 31 Dec 2012, UTI Liquid Direct-Growth has delivered a CAGR of 6.83%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has UTI Liquid Direct-Growth performed vs its category over the long term?
Over the long term, UTI Liquid Direct-Growth has ranked 15 out of 36 funds in the Debt: Liquid category on a 3-year basis, and 10 out of 35 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of UTI Liquid Direct-Growth?
The Sharpe ratio of UTI Liquid Direct-Growth is 4.96 (as of 16 Jul 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of UTI Liquid Direct-Growth?
The alpha of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of UTI Liquid Direct-Growth?
The beta of UTI Liquid Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of UTI Liquid Direct-Growth?
The average 1-year and 3-year rolling returns of UTI Liquid Direct-Growth is 4.62% and 4.51% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.