What are the 1-year returns of UTI Retirement Fund Direct?
UTI Retirement Fund Direct has delivered a 1-year return of 3.06% as of 6 Sep 2026. During the same period, its benchmark CRISIL Short Term Debt Hybrid 60+40 Index returned -4.99%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of UTI Retirement Fund Direct?
UTI Retirement Fund Direct has delivered a 3-year CAGR of 9.03% as of 6 Sep 2026. Its benchmark CRISIL Short Term Debt Hybrid 60+40 Index returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of UTI Retirement Fund Direct?
UTI Retirement Fund Direct has delivered a 5-year CAGR of 9.32% as of 6 Sep 2026. Its benchmark CRISIL Short Term Debt Hybrid 60+40 Index returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of UTI Retirement Fund Direct since inception?
Since its launch on 31 Dec 2012, UTI Retirement Fund Direct has delivered a CAGR of 9.91%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has UTI Retirement Fund Direct performed vs its category over the long term?
Over the long term, UTI Retirement Fund Direct has ranked 1 out of 3 funds in the Hybrid: Balanced Hybrid category on a 3-year basis, and 1 out of 3 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of UTI Retirement Fund Direct?
The Sharpe ratio of UTI Retirement Fund Direct is 0.55 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of UTI Retirement Fund Direct?
The alpha of UTI Retirement Fund Direct is shown in the Alpha, Beta & Sharpe section above.
What is the beta of UTI Retirement Fund Direct?
The beta of UTI Retirement Fund Direct is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of UTI Retirement Fund Direct?
The average 1-year and 3-year rolling returns of UTI Retirement Fund Direct is 11.27% and 10.75% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.
