UTI Retirement Fund Direct
Hybrid: Balanced Hybrid - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Hybrid: Balanced HybridBenchmark: CRISIL Short Term Debt Hybrid 60+40 IndexCheck Portfolio Overlap →
NAV: ₹53.43-0.32%
22 Oct 2026
Similar Funds
Side-by-side comparison of UTI Retirement Fund Direct with similar funds — trailing returns, risk metrics, AUM and expense ratio.
| Period | This Fund | Category Avg | Category Rank |
|---|---|---|---|
| 1Y Return | -1.50% | -2.02% | 3 / 5 |
| 3Y Return | +8.15% | 8.53% | 2 / 4 |
| 5Y Return | +7.95% | 7.52% | 1 / 3 |
| 10Y Return | +8.67% | 9.20% | 1 / 3 |
Trailing annualised returns (%). Category rank: lower is better. Green = top third of category.
Funds in Hybrid: Balanced Hybrid
Top funds by AUM in the Hybrid: Balanced Hybrid category — see how UTI Retirement Fund Direct compares on size and returns.
Funds Tracking CRISIL Short Term Debt Hybrid 60+40 Index
Top funds tracking the CRISIL Short Term Debt Hybrid 60+40 Index — sorted by AUM to show the largest options available.
Frequently Asked Questions
Which funds are similar to UTI Retirement Fund Direct?
Funds similar to UTI Retirement Fund Direct in the Hybrid: Balanced Hybrid category include UTI Childrens Hybrid Fund-Direct Plan, SBI Balanced Hybrid Fund Direct-Growth, and 360 ONE Balanced Hybrid Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.
What is the rank of UTI Retirement Fund Direct in its category?
On a 3-year return basis UTI Retirement Fund Direct is ranked 2 out of 4 funds in the Hybrid: Balanced Hybrid category as of 21 Oct 2026. On a 5-year return basis it ranks 1 out of 3. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.
How does UTI Retirement Fund Direct's expense ratio compare to similar funds?
UTI Retirement Fund Direct has an expense ratio of 1.16%. The peers UTI Childrens Hybrid Fund-Direct Plan has an expense ratio of 1.51% and SBI Balanced Hybrid Fund Direct-Growth has 1.46%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.
How does UTI Retirement Fund Direct's AUM compare to similar funds?
UTI Retirement Fund Direct has an AUM of ₹4,578.02 crore. The peers UTI Childrens Hybrid Fund-Direct Plan has an AUM of ₹4,258.23 crore and SBI Balanced Hybrid Fund Direct-Growth has ₹1,979.76 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.
Which fund has the best 3-year returns in the Hybrid: Balanced Hybrid?
The top performing fund in the Hybrid: Balanced Hybrid category on a 3-year basis is 360 ONE Balanced Hybrid Fund Direct-Growth with a CAGR of 9.86% as of 21 Oct 2026. UTI Retirement Fund Direct has delivered 8.15% CAGR over the same period, ranking 2 out of 4 funds. You can view and compare the full category ranking on sharpely.
How does UTI Retirement Fund Direct rank in risk-adjusted returns vs peers?
On a risk-adjusted basis, UTI Retirement Fund Direct has a Sharpe ratio of 0.38 compared to the Hybrid: Balanced Hybrid average of 0.23 as of 21 Oct 2026. It ranks 1 out of 3 funds in its category on Sharpe ratio.