WhiteOak Capital Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: LiquidBenchmark: CRISIL Liquid Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹1,529.73+0.00%
25 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.78% | 102.76% | 99.42% | 99.23% | 99.79% | 99.68% |
| Others (incl. cash) | 0.22% | -2.76% | 0.58% | 0.77% | 0.21% | 0.32% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
28
Top Holding %
10.19%
Top 5 Holdings %
30.81%
Top 10 Holdings %
47.93%
Modified Duration
0.14 yrs
Avg. Maturity
0.15 yrs
Yield to Maturity
6.20%
AUM
₹727 Cr
Expense Ratio
0.14%
Since Inception
5.62%
Max Drawdown
-0.00%
Sharpe Ratio
4.84
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Financial | 1,500 | 74.06 | 10.19% | - |
| Power Finance Corporation Ltd. | Financial | 1,000 | 49.41 | 6.80% | - |
| Reserve Bank of India | Financial | 47,66,400 | 47.27 | 6.51% | 0.17%↑ |
| Others | Others | 0 | 28.18 | 3.88% | -4.38%↓ |
| Reserve Bank of India | Financial | 25,00,000 | 24.9 | 3.43% | 0.09%↑ |
| Titan Company Ltd. | Consumer Discretionary | 500 | 24.93 | 3.43% | 0.09%↑ |
| Union Bank of India | Financial | 500 | 24.9 | 3.43% | 0.10%↑ |
| Indian Bank | Financial | 500 | 24.88 | 3.42% | 0.09%↑ |
| HDFC Securities Ltd. | Financial | 500 | 24.87 | 3.42% | 0.09%↑ |
| Bank Of Baroda | Financial | 500 | 24.85 | 3.42% | 0.09%↑ |
| Aditya Birla Money Ltd. | Financial | 500 | 24.87 | 3.42% | 0.09%↑ |
| Bank Of Baroda | Financial | 500 | 24.83 | 3.42% | 0.09%↑ |
| Tata Capital Housing Finance Ltd. | Financial | 500 | 24.77 | 3.41% | 0.09%↑ |
| HDFC Bank Ltd. | Financial | 500 | 24.79 | 3.41% | 0.09%↑ |
| Axis Bank Ltd. | Financial | 500 | 24.76 | 3.41% | 0.09%↑ |
| Bajaj Financial Securities Ltd. | Financial | 500 | 24.8 | 3.41% | 0.09%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 24.74 | 3.40% | -3.22%↓ |
| Bajaj Financial Securities Ltd. | Financial | 500 | 24.64 | 3.39% | - |
| Kotak Mahindra Securities Ltd. | Financial | 500 | 24.6 | 3.39% | - |
| Axis Bank Ltd. | Financial | 500 | 24.62 | 3.39% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 79.56% | 70.46% |
| SOV | 16.09% | 16.86% |
| Cash & Call Money | 4.10% | 5.70% |
| Others | 0.25% | 2.46% |
| AA | - | 0.11% |
| AA+ | - | 0.23% |
| AAA | - | 2.30% |
| Bill Rediscounting | - | 0.01% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.34% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Commercial Paper | 0.00% | 14/12/2026 | CRISIL A1+ | 10.19% |
| Power Finance Corporation Ltd. | Commercial Paper | 0.00% | 09/12/2026 | CRISIL A1+ | 6.80% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 27/11/2026 | SOV | 6.51% |
| Others | CBLO | 0.00% | 0 | - | 3.88% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 29/10/2026 | SOV | 3.43% |
| Union Bank of India | Certificate of Deposit | 0.00% | 27/10/2026 | ICRA A1+ | 3.43% |
| Titan Company Ltd. | Commercial Paper | 0.00% | 90-D 19/10/2026 | CARE A1+ | 3.43% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/11/2026 | CARE A1+ | 3.42% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/11/2026 | CARE A1+ | 3.42% |
| Indian Bank | Certificate of Deposit | 0.00% | 30/10/2026 | CRISIL A1+ | 3.42% |
| Aditya Birla Money Ltd. | Commercial Paper | 0.00% | 91-D 29/10/2026 | CRISIL A1+ | 3.42% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 29/10/2026 | CRISIL A1+ | 3.42% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/11/2026 | CRISIL A1+ | 3.41% |
| Tata Capital Housing Finance Ltd. | Commercial Paper | 0.00% | 90-D 23/11/2026 | CRISIL A1+ | 3.41% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 19/11/2026 | CARE A1+ | 3.41% |
| Bajaj Financial Securities Ltd. | Commercial Paper | 0.00% | 91-D 11/11/2026 | CRISIL A1+ | 3.41% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 0 | CRISIL A1+ | 3.40% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 28/12/2026 | CRISIL A1+ | 3.39% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 15/12/2026 | CRISIL A1+ | 3.39% |
| Bajaj Financial Securities Ltd. | Commercial Paper | 0.00% | 15/12/2026 | CRISIL A1+ | 3.39% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 22/12/2026 | ICRA A1+ | 3.39% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/12/2026 | CARE A1+ | 3.39% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CARE A1+ | 2.72% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D | SOV | 2.06% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 03/12/2026 | SOV | 2.05% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 10/12/2026 | SOV | 2.04% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CRISIL A1+ | 1.90% |
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Liquid Fund Direct-Growth?
The top holdings of WhiteOak Capital Liquid Fund Direct-Growth as of 30 Sep 2026 are Export-Import Bank Of India (10.19%), Power Finance Corporation Ltd. (6.80%), Reserve Bank of India (6.51%), Others (3.88%), Reserve Bank of India (3.43%). These top 5 stocks together account for 30.81% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does WhiteOak Capital Liquid Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Liquid Fund Direct-Growth holds 28 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of WhiteOak Capital Liquid Fund Direct-Growth?
The sector allocation of WhiteOak Capital Liquid Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of WhiteOak Capital Liquid Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Liquid Fund Direct-Growth has 0.00% allocated to equity, and 99.78% to debt. You can also check the historical trends above.
What is the market cap allocation of WhiteOak Capital Liquid Fund Direct-Growth?
The market cap allocation of WhiteOak Capital Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of WhiteOak Capital Liquid Fund Direct-Growth's portfolio?
The portfolio PE ratio of WhiteOak Capital Liquid Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of WhiteOak Capital Liquid Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Liquid Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 16.09% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for WhiteOak Capital Liquid Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Liquid Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.