WhiteOak Capital Liquid Fund Direct-Growth
Debt: Liquid - Growth (Open ended) Factsheet
NAV: ₹1,502.87+0.01%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Liquid Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.79% | 99.68% | 99.75% | 99.69% | 99.72% | 99.60% |
| Others (incl. cash) | 0.21% | 0.32% | 0.25% | 0.31% | 0.28% | 0.40% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
23
Top Holding %
8.19%
Top 5 Holdings %
35.88%
Top 10 Holdings %
57.02%
Modified Duration
0.14 yrs
Avg. Maturity
0.15 yrs
Yield to Maturity
6.73%
AUM
₹608 Cr
Expense Ratio
0.14%
Since Inception
5.60%
Max Drawdown
-0.00%
Sharpe Ratio
4.26
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Financial | 1,000 | 49.8 | 8.19% | -0.53%↓ |
| Punjab National Bank | Financial | 1,000 | 49.82 | 8.19% | -0.54%↓ |
| Canara Bank | Financial | 1,000 | 49.28 | 8.11% | - |
| Reserve Bank of India | Financial | 40,00,000 | 39.48 | 6.49% | - |
| Reserve Bank of India | Financial | 30,00,000 | 29.8 | 4.90% | -0.33%↓ |
| Others | Others | 0 | 29.5 | 4.85% | 2.24%↑ |
| Aditya Birla Capital Ltd. | Financial | 500 | 24.89 | 4.09% | -0.27%↓ |
| Reserve Bank of India | Financial | 25,00,000 | 24.78 | 4.08% | - |
| National Bank For Agriculture & Rural Development | Financial | 500 | 24.67 | 4.06% | - |
| Axis Bank Ltd. | Financial | 500 | 24.66 | 4.06% | - |
| Export-Import Bank Of India | Financial | 500 | 24.61 | 4.05% | - |
| Axis Bank Ltd. | Financial | 500 | 24.62 | 4.05% | - |
| HDFC Bank Ltd. | Financial | 500 | 24.6 | 4.05% | - |
| HDFC Securities Ltd. | Financial | 500 | 24.64 | 4.05% | - |
| HDFC Bank Ltd. | Financial | 500 | 24.61 | 4.05% | - |
| Kotak Mahindra Securities Ltd. | Financial | 500 | 24.61 | 4.05% | - |
| Bank Of Baroda | Financial | 500 | 24.65 | 4.05% | - |
| Union Bank of India | Financial | 500 | 24.59 | 4.04% | - |
| Muthoot Finance Ltd. | Financial | 380 | 18.94 | 3.11% | -0.21%↓ |
| Bajaj Financial Securities Ltd. | Financial | 380 | 18.7 | 3.08% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 77.58% | 73.85% |
| SOV | 17.11% | 15.72% |
| Cash & Call Money | 5.06% | 5.35% |
| Others | 0.25% | 0.31% |
| AA | - | 0.19% |
| AA+ | - | 0.50% |
| AAA | - | 4.08% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Commercial Paper | 0.00% | 25/06/2026 | CRISIL A1+ | 8.19% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 23/06/2026 | CRISIL A1+ | 8.19% |
| Canara Bank | Certificate of Deposit | 0.00% | 14/08/2026 | CRISIL A1+ | 8.11% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 28/08/2026 | SOV | 6.49% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 16/07/2026 | SOV | 4.90% |
| Others | CBLO | 0.00% | 0 | - | 4.85% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 78-D 24/06/2026 | CRISIL A1+ | 4.09% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 30/07/2026 | SOV | 4.08% |
| National Bank For Agriculture & Rural Development | Commercial Paper | 0.00% | 91-D 07/08/2026 | CRISIL A1+ | 4.06% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 10/08/2026 | CRISIL A1+ | 4.06% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 12/08/2026 | CARE A1+ | 4.05% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 91-D 06/08/2026 | CARE A1+ | 4.05% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 91-D 21/08/2026 | CRISIL A1+ | 4.05% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 91-D 11/08/2026 | ICRA A1+ | 4.05% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 18/08/2026 | CRISIL A1+ | 4.05% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/08/2026 | CRISIL A1+ | 4.05% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 20/08/2026 | CRISIL A1+ | 4.05% |
| Union Bank of India | Certificate of Deposit | 0.00% | 25/08/2026 | ICRA A1+ | 4.04% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 216-D 17/06/2026 | CRISIL A1+ | 3.11% |
| Bajaj Financial Securities Ltd. | Commercial Paper | 0.00% | 91-D 12/08/2026 | CRISIL A1+ | 3.08% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 15/06/2026 | FITCH A1+ | 2.30% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 04/06/2026 | SOV | 1.64% |
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Liquid Fund Direct-Growth?
The top holdings of WhiteOak Capital Liquid Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does WhiteOak Capital Liquid Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Liquid Fund Direct-Growth holds 23 securities in its portfolio. The top 5 holdings account for 35.88% of the portfolio and the top 10 for 57.02% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of WhiteOak Capital Liquid Fund Direct-Growth?
The sector allocation of WhiteOak Capital Liquid Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of WhiteOak Capital Liquid Fund Direct-Growth?
As of 31 May 2026, WhiteOak Capital Liquid Fund Direct-Growth has 0.00% in equity, 99.79% in debt and 0.21% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 6.73%.
What is the market cap allocation of WhiteOak Capital Liquid Fund Direct-Growth?
The market cap distribution of WhiteOak Capital Liquid Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is WhiteOak Capital Liquid Fund Direct-Growth a concentrated or diversified fund?
WhiteOak Capital Liquid Fund Direct-Growth holds 23 securities, with the top 10 accounting for 57.02% of the portfolio and the top 5 for 35.88%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of WhiteOak Capital Liquid Fund Direct-Growth?
The debt holdings of WhiteOak Capital Liquid Fund Direct-Growth are rated as follows — A1+: 77.58%, SOV: 17.11%, Cash & Call Money: 5.06%, Others: 0.25%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does WhiteOak Capital Liquid Fund Direct-Growth change its portfolio?
The portfolio currently holds 23 securities with the top 10 accounting for 57.02% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of WhiteOak Capital Liquid Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of WhiteOak Capital Liquid Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for WhiteOak Capital Liquid Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Liquid Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.