538611-BOM

Real Touch Finance Ltd.

BSE: 538611

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

46.13-2.4 (-4.98%)

10 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

58.55

P/E (TTM)

11.28

P/B

1.12

P/S (TTM)

1.68

EV/EBITDA

11.23

CAPE (5Y)

17.83

ROE (TTM)

10.46

ROCE (TTM)

ROA (TTM)

1.88

Avg 3Y ROE

9.11

Earnings 3Y CAGR

25.61

Sales 3Y CAGR

50.18

Sales 5Y CAGR

72.66

Debt/Equity

4.91

Consensus TP

Strong Buy %

Promoter Holding

54.12

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Real Touch Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 1.12 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -27.74%

What is P/B Ratio?

Median: 1.55

Value 1.12

01339.98

High and improving operating margin

The company reported strong operating margin of 78.96% for 12-month ended 31 Mar 2026 and operating margin improved by 580 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 24.33% for 12-month ended 31 Mar 2026 and the growth was 18.48 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 5.85

Value 24.33

-637.4757032300

Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 14.56% for 12-month ended 31 Mar 2026 and the growth was 38.71 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 10 financial years

What is Dividend streak?

Negative

High and increasing Debt to Equity

The company has high Debt to Equity of 4.91 as on 31 Mar 2026 and Debt to Equity increased by 1.41 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Moderate and stable ROE

The company reported moderate ROE of 10.46% for 12-month ended 31 Mar 2026 and ROE improved marginally by 9 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for Real Touch Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Real Touch Finance Ltd. Shareholding Pattern

Quarterly breakdown of Real Touch Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12
Indian Promoter	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12	54.12
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.88	45.87	45.87
Bodies Corporate	-	-	-	-	-	-	-	-	-	-	36.91	36.90	36.89	35.88	34.66	34.66	34.66	34.66	34.70	34.74	34.69	34.68	34.68	34.64	34.65
Others (incl. Retail) No. of shareholders	45.88 751	45.88 754	45.88 798	45.88 796	45.88 807	45.88 827	45.88 951	45.88 1,064	45.88 1,399	45.88 1,602	8.97 1,472	8.98 1,435	8.99 1,368	10.00 1,377	11.22 1,372	11.22 1,330	11.22 1,296	11.22 1,270	11.18 1,279	11.14 1,291	11.19 1,313	11.20 1,309	11.20 1,334	11.23 1,335	11.22 1,332

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Real Touch Finance Ltd. shares as reported to NSE and BSE.

No bulk, block or insider trade data available.

No corporate action data available.

Company Profile

Overview of Real Touch Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Real Touch Finance Limited is an India-based non-banking finance company. The Company offers various products, such as personal loan, personal loan for education expenses, loan against property, secured business loan, structured finance and EMI calculator. The Company provides personal loans for wed...

Key personnel

Mr. A. Anandakumar

Chief Financial Officer

Mrs. Varsha Gupta

Company Secretary and Compliance Officer

Mr. Gopal SridharanD

Whole Time Director

Mrs. Padmini Ceruseri SrikanthD

Additional Non-Executive Non-Independent Director

Mr. Muthusamy GaneshkumarD

Additional Independent Director

Mr. Ratnesh Kumar AgrawalD

Additional Non-Executive Independent Director

Mr. Ujjawal Kumar BothraD

Non-Executive Independent Director

Mr. Somnath SarkarD

Non-Executive Independent Director

View all

Incorporated on

13 Aug 1997

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

28 Aug 2014

Free Float

21,09,643

Website

https://www.realtouchfinance.com/

Phone no.

+917810024623

Address

ARIHANT ENCLAVE, GROUND FLOOR, 493B/57A G.T ROAD (SOUTH), SHIBPUR, , 711102, India

Frequently Asked Questions

What is the current share price of Real Touch Finance Ltd.?

The current share price of Real Touch Finance Ltd. is ₹ 46.13 as of 10 Jul 2026.

What is the market capitalisation of Real Touch Finance Ltd.?

The market capitalisation of Real Touch Finance Ltd. stands at ₹ 58.55 Cr.

What is the PE ratio of Real Touch Finance Ltd.?

The Price-to-Earnings (PE) ratio of Real Touch Finance Ltd. is 11.28 as of the latest trailing twelve months data.

What is the ROE and ROCE of Real Touch Finance Ltd.?

Real Touch Finance Ltd. has a Return on Equity (ROE) of 10.46% and a Return on Capital Employed (ROCE) of - as per the latest financial reports.

What is the 52-week high and low of Real Touch Finance Ltd.?

The 52-week high of Real Touch Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Real Touch Finance Ltd.?

The dividend yield of Real Touch Finance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Real Touch Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 11.22% of Real Touch Finance Ltd. shares.

What sector does Real Touch Finance Ltd. belong to?

Real Touch Finance Ltd. operates in the Financial Services sector.

What is the beta of Real Touch Finance Ltd.?

The beta of Real Touch Finance Ltd. is 0.00, indicating its price volatility relative to the broader market.

What is the RSI of Real Touch Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Real Touch Finance Ltd. is 45.17, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Real Touch Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Real Touch Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile