statements

Real Touch Finance Ltd.

BSE: 538611

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

51.50+2.4 (+4.80%)

28 Jul, 12:00 AM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

Real Touch Finance Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	0.03	0.14	0.18	0.91	0.73	0.83	0.45	1.82	1.88	2.27	2.41	10.39	18.55	28.01	39.97
Total Operating Expenses	0.03	0.06	0.06	0.24	0.10	0.17	0.25	0.29	0.30	0.33	0.47	1.87	4.79	7.52	7.33
Operating Profit	0.00	0.08	0.13	0.67	0.64	0.66	0.19	1.53	1.58	1.94	1.95	8.52	13.77	20.49	32.64
Operating Margin	10.4	57.5	69.3	74.1	86.6	79.5	43.5	84.0	84.2	85.5	80.7	82.0	74.2	73.2	81.7
Financing Income/(Expense) - Net	0.00	0.00	-0.01	-0.01	0.00	-	-	-	-	-	-	-4.41	-9.36	-14.20	-19.91
Profit before Taxes	0.00	0.08	0.12	0.67	0.64	0.66	0.19	1.53	1.58	1.94	1.95	3.73	3.93	5.66	7.68
Income Taxes	0.00	0.04	0.03	0.18	0.25	0.23	0.23	0.41	0.44	0.50	0.49	1.11	1.29	1.05	2.49
Profit after Tax	0.00	0.04	0.09	0.49	0.39	0.43	-0.04	1.11	1.14	1.44	1.45	2.62	2.63	4.61	5.19
PAT Margin	-1.6	26.3	47.5	53.9	53.2	51.7	-8.1	61.2	60.6	63.5	60.2	25.2	14.2	16.5	13.0
EPS - Basic - ex Extraordinary Items	0.00	0.03	0.07	0.39	0.31	0.34	-0.03	0.88	0.90	1.14	1.14	2.06	2.07	3.63	4.09
EPS - Diluted - ex Extraordinary Items	0.00	0.03	0.07	0.39	0.31	0.34	-0.03	0.88	0.90	1.14	1.14	2.06	2.07	3.57	4.09
EBIT	0.00	0.08	0.13	0.67	0.64	0.66	0.19	1.53	1.58	1.94	1.95	8.52	13.77	20.49	32.64
EBITDA	0.00	0.08	0.13	0.67	0.64	0.66	0.19	1.53	1.58	1.94	1.95	8.59	14.03	20.79	32.89
EBITDA Margin	10.4	57.5	69.3	74.1	86.6	79.5	43.5	84.0	84.2	85.5	80.8	82.6	75.6	74.2	82.3

Balance Sheet

Abridged

Understanding Balance Sheet

Real Touch Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	-	-	-	-	-	-	-	-	-	-	0.03	0.18	0.23	0.32	0.34
Total Assets	19.62	30.20	30.25	30.91	31.49	32.28	31.86	32.58	33.72	35.62	36.87	130.67	192.51	229.63	321.50
Long Term Debt	0.01	0.01	-	-	-	-	-	-	-	-	-	89.01	139.45	164.51	256.50
Total Liabilities	0.07	0.12	0.08	0.25	0.44	0.80	0.53	0.20	0.22	0.67	0.41	91.47	150.68	182.57	269.24
Total Shareholders' Equity	19.55	30.08	30.17	30.66	31.05	31.48	31.33	32.38	33.50	34.95	36.46	39.20	41.83	47.05	52.27
Total Equity	19.55	30.08	30.17	30.66	31.05	31.48	31.33	32.38	33.50	34.95	36.46	39.20	41.83	47.05	52.27
Total Liabilities & Equity	19.62	30.20	30.25	30.91	31.49	32.28	31.86	32.58	33.72	35.62	36.87	130.67	192.51	229.63	321.50
Total Current Assets	19.00	29.57	19.34	19.91	20.84	20.90	21.81	-	-	-	-	-	-	-	-
Total Current Liabilities	0.07	0.12	0.08	0.25	0.44	0.80	0.53	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Real Touch Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	0.00	0.09	0.09	0.62	0.60	0.24	0.12	1.24	1.17	1.81	1.05	1.85	3.63	5.96	5.81
Working Capital - Increase/(Decrease)	0.03	-10.56	0.60	-0.16	-1.34	0.52	-1.40	-2.01	-4.25	-6.70	-0.36	-90.08	-53.31	-31.78	28.17
Net CF from Operating Activities	0.03	-10.46	0.70	0.47	-0.74	0.76	-1.28	-0.76	-3.08	-4.89	0.69	-88.23	-49.68	-25.82	33.98
Capital Expenditures - Net	-	-	-	-	-	-	-	-	-	-	0.03	0.63	0.31	0.25	0.17
Net CF from Investing Activities	-	-	-0.74	-0.09	0.34	-0.72	1.33	2.05	1.70	4.94	-0.30	-0.64	1.11	-0.25	-127.27
Stock - Issuance/(Retirement) - Net	-	10.50	-	-	-	-	-	-	-	-	-	2.43	-	22.00	0.13
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-	-	-	-	-	86.58	50.43	3.06	91.86
Net Cash Flow from Financing Activities	-	10.48	-0.01	-	-	-	-	-	-	-	-	89.01	50.43	25.06	91.99
Free Cash Flow to Equity	-	-	-	-	-	-	-	-	-	-	0.65	-2.28	0.44	-23.01	125.67
Free Operating CF net dividend	-	-	0.70	0.47	-0.74	0.76	-1.28	-0.76	-3.08	-4.89	0.65	-88.86	-49.99	-26.08	33.81
Free Operating CF	-	-	0.70	0.47	-0.74	0.76	-1.28	-0.76	-3.08	-4.89	0.65	-88.86	-49.99	-26.08	33.81

Business Segment Analysis

Real Touch Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

We don't have enough data to show business segment analysis for Real Touch Finance Ltd.

Regional Segment Analysis

Real Touch Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Real Touch Finance Ltd.

Historical Segment Analysis

Track how Real Touch Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

We don't have enough data to show segments for Real Touch Finance Ltd.

Frequently Asked Questions

What is the revenue of Real Touch Finance Ltd.?

The latest trailing twelve month revenue of Real Touch Finance Ltd. is ₹ 39.97 Cr, reflecting a 1-year growth of 42.70% and a 3-year CAGR of 57.24%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Real Touch Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Real Touch Finance Ltd. is ₹ 5.19 Cr, with a 3-year earnings CAGR of 25.61%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Real Touch Finance Ltd.?

The trailing twelve month EBITDA of Real Touch Finance Ltd. is approximately ₹ 32.64 Cr (based on an operating margin of 81.67%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Real Touch Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Real Touch Finance Ltd. is 4.09. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Real Touch Finance Ltd.?

The debt-to-equity ratio of Real Touch Finance Ltd. stands at 4.91. The interest coverage ratio is 1.64x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Real Touch Finance Ltd.?

The estimated book value per share of Real Touch Finance Ltd. is 41.18 (derived from a P/B ratio of 1.25 and market price of ₹ 51.50), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Real Touch Finance Ltd.?

The trailing twelve month operating cash flow of Real Touch Finance Ltd. is ₹ 33.98 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Real Touch Finance Ltd. report consolidated or standalone financials?

Real Touch Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.