SG Finserve Ltd.

BSE: 539199

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

631.15-14.7 (-2.28%)

17 Jul, 12:00 AM

Income Statement

Abridged

Understanding Income Statement

SG Finserve Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Total Revenue	0.02	0.05	1.71	1.92	41.45	189.72	171.04	333.41	401.93
Cost of Operating Revenue	-	-	-	-	-	-	-	-	-
Total Operating Expenses	0.77	1.38	0.71	1.08	8.21	20.73	26.61	25.22	26.97
Operating Profit	-0.75	-1.33	1.00	0.85	33.24	168.99	144.43	308.20	374.96
Operating Margin	-3,761.6	-2,907.3	58.6	44.0	80.2	89.1	84.4	92.4	93.3
Financing Income/(Expense) - Net	-0.04	-0.07	-0.03	0.00	-8.42	-63.96	-31.98	-134.46	-163.71
Profit before Taxes	-0.48	-0.95	1.65	1.12	25.02	105.03	110.16	171.55	209.29
Income Taxes	-0.14	0.05	0.07	0.33	6.61	26.44	29.17	43.89	52.47
Profit after Tax	-0.34	-1.00	1.58	0.78	18.41	78.58	80.99	127.66	156.82
PAT Margin	-1,721.4	-2,180.4	92.1	40.8	44.4	41.4	47.4	38.3	39.0
EPS - Basic - ex Extraordinary Items	-0.68	-1.99	3.15	1.57	8.50	15.72	14.54	22.75	26.55
EPS - Diluted - ex Extraordinary Items	-0.68	-1.99	3.15	1.57	6.86	15.31	13.45	22.41	24.63
EBIT	-0.75	-1.33	1.00	0.85	33.24	168.99	144.43	308.20	374.96
EBITDA	-0.74	-1.32	1.01	0.85	33.27	169.16	144.93	308.88	375.69
EBITDA Margin	-3,717.2	-2,892.8	59.1	44.2	80.3	89.2	84.7	92.6	93.5

Balance Sheet

Abridged

Understanding Balance Sheet

SG Finserve Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR
Property Plant & Equipment - Net	0	0	0	0	1	1	1	1
Total Assets	8	8	8	9	1,079	1,779	2,416	4,173
Long Term Debt	1	1	-	-	493	-	50	83
Total Liabilities	1	1	0	0	506	973	1,402	2,713
Total Shareholders' Equity	8	7	8	9	573	806	1,015	1,460
Total Equity	8	7	8	9	573	806	1,015	1,460
Total Liabilities & Equity	8	8	8	9	1,079	1,779	2,416	4,173

Cash Flow

Abridged

Understanding Cash Flow Statement

SG Finserve Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	-1	-1	1	1	22	80	92	134
Working Capital - Increase/(Decrease)	0	0	-1	0	-971	-709	-581	-1,702
Net CF from Operating Activities	-1	-1	0	1	-949	-629	-489	-1,569
Capital Expenditures - Net	0	0	0	0	0	1	1	1
Net CF from Investing Activities	0	0	1	0	2	-1	-58	59
Stock - Issuance/(Retirement) - Net	-	-	-	-	545	152	126	316
Debt - LT & ST - Issuance/(Retirement) - Total	0	0	-1	-	493	464	428	1,315
Net Cash Flow from Financing Activities	0	0	-1	-	1,038	616	554	1,632
Free Cash Flow to Equity	-1	0	-1	1	-456	-166	-62	-255
Free Operating CF net dividend	-1	-1	0	1	-950	-630	-490	-1,570
Free Operating CF	-1	-1	0	1	-950	-630	-490	-1,570

Business Segment Analysis

FY End:

Mar 26

SG Finserve Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Business of Lending (100.0%)₹ 1.04 Cr

Revenue / Sales

Business of Lending (100.0%)₹ 333.41 Cr

Assets

Business of Lending (100.0%)₹ 4,173.40 Cr

Operating Income

Business of Lending (100.0%)₹ 308.20 Cr

Regional Segment Analysis

FY End:

Mar 26

SG Finserve Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 333.41 Cr

Assets

India (100.0%)₹ 4,173.40 Cr

Historical Segment Analysis

Track how SG Finserve Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Business of Lending	1	1	1	1

Frequently Asked Questions

What is the revenue of SG Finserve Ltd.?

The latest trailing twelve month revenue of SG Finserve Ltd. is ₹ 401.93 Cr, reflecting a 1-year growth of 106.03% and a 3-year CAGR of 74.01%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of SG Finserve Ltd.?

The latest trailing twelve month net profit (PAT) of SG Finserve Ltd. is ₹ 156.82 Cr, with a 3-year earnings CAGR of 32.36%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of SG Finserve Ltd.?

The trailing twelve month EBITDA of SG Finserve Ltd. is approximately ₹ 374.09 Cr (based on an operating margin of 93.07%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of SG Finserve Ltd.?

The trailing twelve month Earnings Per Share (EPS) of SG Finserve Ltd. is 24.63. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of SG Finserve Ltd.?

The debt-to-equity ratio of SG Finserve Ltd. stands at 1.85. The interest coverage ratio is 2.29x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of SG Finserve Ltd.?

The estimated book value per share of SG Finserve Ltd. is 221.60 (derived from a P/B ratio of 2.85 and market price of ₹ 631.15), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of SG Finserve Ltd.?

The trailing twelve month operating cash flow of SG Finserve Ltd. is ₹ -1,568.97 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does SG Finserve Ltd. report consolidated or standalone financials?

SG Finserve Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.