SBIN

State Bank Of India

NSE: SBIN

BSE: 500112

Sector: Financial Services

Industry Group: Banks

Industry: Public Sector Bank

954.90-2.1 (-0.22%)

14 Oct, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

33.1 / 100

Value Score

87.7 / 100

Price Momentum Score

56.0 / 100

QVM Score

66.8 / 100

Key Metrics

Market Cap

8,83,370 Cr

P/E (TTM)

10.60

P/B

1.48

P/S (TTM)

1.72

EV/EBITDA

11.03

CAPE (5Y)

13.47

ROE (TTM)

15.38

ROCE (TTM)

8.93

ROA (TTM)

1.07

Avg 3Y ROE

16.64

Earnings 3Y CAGR

13.50

Sales 3Y CAGR

11.66

Sales 5Y CAGR

11.98

Debt/Equity

1.36

Consensus TP

1260.00

Strong Buy %

45.95

Promoter Holding

55.47

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of State Bank Of India covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 3.49% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Not enough data

High and stable ROE

The company reported strong ROE of 15.38% for 12-month ended 30 Jun 2026 and ROE declined marginally by -117 bps from 1 year ago

What is ROE (FY)?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 12.38% for 12-month ended 30 Jun 2026 and the growth was 9.47 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 2.91

Value 12.38

-10.5816.24

Low and declining Gross NPA

The company has low Gross NPA of 1.47% as on 30 Jun 2026 and Gross NPA decreased by 0.36 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of 4.89% for 12-month ended 30 Jun 2026 and the growth was 8.27 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.48 indicates that the stock is cheap on a standalone basis but is at a 62.64% premium to industry median P/B

What is P/B Ratio?

Median: 0.91

Value 1.48

0.671.8

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 2.75% for 12-month ended 30 Jun 2026 and Net Interest Margin (NIM) declined marginally by -15 bps from 1 year ago

What is Net interest margin?

Moderate dividend yield

The company has a moderate dividend yield of 1.66%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for State Bank Of India covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

State Bank Of India Shareholding Pattern

Quarterly breakdown of State Bank Of India ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	57.63	57.64	57.63	57.64	57.63	57.62	57.62	57.60	57.59	57.57	57.52	57.50	57.49	57.47	57.49	57.51	57.54	57.54	57.51	57.43	57.43	57.42	55.50	55.51	55.52	55.47
Indian Promoter	57.63	57.64	57.63	57.64	57.63	57.62	57.62	57.60	57.59	57.57	57.52	57.50	57.49	57.47	57.49	57.51	57.54	57.54	57.51	57.43	57.43	57.42	55.50	55.51	55.52	55.47
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	34.25	32.81	33.24	34.90	34.54	34.68	34.87	34.62	34.78	34.86	35.35	35.47	35.10	35.22	35.11	35.09	35.08	34.80	34.82	35.20	35.02	35.01	37.35	37.52	37.65	37.46
Mutual Funds / UTI	13.62	13.18	12.95	12.72	12.57	12.75	13.04	12.91	13.16	13.18	13.30	13.20	13.05	12.54	11.98	11.75	11.61	11.12	11.46	12.34	12.16	13.02	14.23	13.76	13.29	13.61
FI/Bank/Insurance	10.67	11.37	11.37	11.13	10.74	10.29	9.94	9.96	10.15	10.47	10.51	10.55	10.36	10.51	10.51	10.51	10.39	10.43	10.66	10.53	10.77	10.50	11.28	10.93	10.43	10.28
Govt	0.11	0.20	0.20	0.20	0.20	0.15	0.15	0.15	0.15	0.15	0.00	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
FII	9.59	7.91	7.75	9.82	9.94	10.34	10.55	10.37	9.97	9.62	9.95	10.09	9.89	10.36	10.72	10.91	11.09	11.15	10.70	10.26	9.93	9.32	9.57	10.34	11.41	10.81
Other Institutions	0.27	0.15	0.97	1.03	1.10	1.13	1.19	1.23	1.34	1.44	1.58	1.61	1.79	1.78	1.87	1.89	1.96	2.06	1.98	2.06	2.13	2.16	2.27	2.47	2.51	2.76
Non-Institution	8.12	9.55	9.13	7.46	7.83	7.70	7.51	7.78	7.63	7.58	7.13	7.03	7.41	7.30	7.40	7.40	7.38	7.67	7.67	7.37	7.56	7.57	7.13	6.97	6.81	7.06
Bodies Corporate	0.69	0.78	0.62	0.51	0.63	0.64	0.62	0.65	0.69	0.64	0.58	0.58	0.59	0.57	0.52	0.57	0.57	0.58	0.54	0.54	0.52	0.54	0.56	0.59	0.58	0.60
Others (incl. Retail) No. of shareholders	7.43 24,39,699	8.77 28,59,454	8.51 30,29,760	6.95 25,98,333	7.20 26,80,065	7.06 26,80,361	6.89 26,32,939	7.13 29,10,659	6.94 29,74,607	6.94 30,44,799	6.55 28,29,461	6.45 27,89,387	6.82 29,85,077	6.73 29,40,288	6.88 30,20,682	6.83 30,39,116	6.81 31,41,425	7.09 36,03,455	7.13 37,81,648	6.83 37,09,997	7.04 38,16,658	7.03 37,44,553	6.57 36,08,903	6.38 35,57,678	6.23 37,53,365	6.46 38,87,955

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty PSU Bank	33.33%	1 / 12
2	Nifty Div Opps 50	10%	1 / 50
3	Nifty Financial Services	9.94%	5 / 20
4	Nifty Bank	9.92%	5 / 14
5	Nifty50 Value 20	9.11%	4 / 20
6	BSE Enhanced Value	6.97%	5 / 30
7	Nifty 50	3.79%	6 / 50
8	Nifty Alpha Low Vol 30	3.15%	19 / 30
9	Nifty 100 Low Volatility 30	3.08%	23 / 30
10	Nifty 100	3.07%	6 / 100

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in State Bank Of India shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Ravi Shankar Designated Person	September-2024	Market Sale (Disposal) 5th Sep 2024	0.00 %	₹ 757.35	400.00	₹ 3.03 lac
Ravi Shankar Designated Person	September-2024	Market Purchase (Acquisition) 5th Sep 2024	0.00 %	₹ 757.70	400.00	₹ 3.03 lac
Ravi Shankar Designated Person	September-2024	Market Purchase (Acquisition) 5th Sep 2024	0.00 %	₹ 808.95	400.00	₹ 3.24 lac
Ravi Shankar Designated Person	September-2024	Market Sale (Disposal) 5th Sep 2024	0.00 %	₹ 887.65	200.00	₹ 1.78 lac
SBI Capital Markets Limited Connected Person	July-2024	Market Sale (Disposal) 22nd Jul 2024	0.55 %	₹ 1,00,000.00	490.00	₹ 4.90 cr
SBI Capital Markets Limited Connected Person	July-2024	Market Sale (Disposal) 18th Jul 2024	5.15 %	₹ 1,00,000.00	1.00 k	₹ 10.00 cr
SBI Capital Markets Limited Connected Person	July-2024	Market Purchase (Acquisition) 18th Jul 2024	0.00 %	₹ 1,00,000.00	85.49 k	₹ 854.90 cr
SBI Capital Markets Limited Connected Person	July-2024	Market Sale (Disposal) 18th Jul 2024	0.00 %	₹ 1,00,000.00	50.00	₹ 50.00 lac
SBI Capital Markets Limited Connected Person	July-2024	Market Sale (Disposal) 18th Jul 2024	5.05 %	₹ 1,00,000.00	45.00 k	₹ 450.00 cr
SBI Capital Markets Limited Connected Person	July-2024	Market Sale (Disposal) 18th Jul 2024	0.25 %	₹ 1,00,000.00	2.45 k	₹ 24.50 cr

Corporate Actions

History of State Bank Of India dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 17.35/share
Record date: 16th May 2026Ex-date: 15th May 2026
Announced on: 8th May 2026
Dividend₹ 15.90/share
Record date: 16th May 2025Ex-date: 16th May 2025
Announced on: 4th May 2025
Dividend₹ 13.70/share
Record date: 22nd May 2024Ex-date: 22nd May 2024
Announced on: 9th May 2024
Dividend₹ 11.30/share
Record date: 31st May 2023Ex-date: 31st May 2023
Announced on: 18th May 2023
Dividend₹ 7.10/share
Record date: 26th May 2022Ex-date: 25th May 2022
Announced on: 13th May 2022

Company Profile

Overview of State Bank Of India covering business description, industry classification, key management, financial ratios, and listed exchange details.

State Bank of India is an India-based banking and financial services provider. The Company is engaged in providing a wide range of products and services to individuals, commercial enterprises, corporates, public bodies and institutional customers. The Company has a digital platform, YONO 2.0, which ...

Key personnel

Mr. Sunil Ramgopal Agrawal

Chief Financial Officer - Designate

Ms. Aruna Nitin Dak

Deputy General Manager - Compliance, Company Secretary

Shri. Challa Sreenivasulu SettyD

Executive Chairman of the Board

Shri. Ravi RanjanD

Managing Director - Risk, Compliance and SARG, Executive Director

Shri. Rama Mohan Rao AmaraD

Managing Director - Retail Business and Operations, Executive Director

Shri. Rana Ashutosh Kumar SinghD

Managing Director - International Banking, Global Markets and Technology, Executive Director

Mr. Ashwini Kumar TewariD

Managing Director - Corporate Banking and Subsidiaries, Executive Director

Shri. Ajay KumarD

Non-Executive Director - RBI Nominee Director

View all

Incorporated on

01 Jan 1955

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

2,45,131

IPO date

03 Nov 1994

Free Float

3,94,78,53,286

Website

https://sbi.bank.in/

Phone no.

+912222740841

Address

Corporate Centre,14th Floor, State Bank Bhavan, Madame Cama Marg, MUMBAI, 400021, India

Frequently Asked Questions

What is the current share price of State Bank Of India?

The current share price of State Bank Of India is ₹ 954.90 as of 14 Oct 2026.

What is the market capitalisation of State Bank Of India?

The market capitalisation of State Bank Of India stands at ₹ 8,83,370.00 Cr.

What is the PE ratio of State Bank Of India?

The Price-to-Earnings (PE) ratio of State Bank Of India is 10.60 as of the latest trailing twelve months data.

What is the ROE and ROCE of State Bank Of India?

State Bank Of India has a Return on Equity (ROE) of 15.38% and a Return on Capital Employed (ROCE) of 8.93% as per the latest financial reports.

What is the 52-week high and low of State Bank Of India?

The 52-week high of State Bank Of India is - and the 52-week low is -.

What is the dividend yield of State Bank Of India?

The dividend yield of State Bank Of India is 1.66% based on the current market price.

What is the FII and DII holding in State Bank Of India?

Foreign Institutional Investors (FII) hold 10.81%, Domestic Institutional Investors (DII) hold 23.89% and retail/public investors hold 6.46% of State Bank Of India shares.

What sector does State Bank Of India belong to?

State Bank Of India operates in the Financial Services sector. 83.78% of analysts have a Buy or Strong Buy rating on State Bank Of India with a consensus target price of ₹ 1,260.00, implying 31.66% upside from current levels.

What is the beta of State Bank Of India?

The beta of State Bank Of India is 1.11, indicating its price volatility relative to the broader market. Over the past 1 year, State Bank Of India has delivered an absolute return of 9.49%.

What is the RSI of State Bank Of India?

The 14-day Relative Strength Index (RSI) of State Bank Of India is 41.82, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.