	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	C 2015 Mar 31	C 2016 Mar 31	2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M IR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Net Interest & Dividend Income	57,880	61,171	67,586	74,813	77,585	81,337	82,383	97,466	1,08,743	1,22,109	1,33,782	1,60,866	1,79,458	1,90,002	1,99,928
Non-Interest Revenue	28,892	29,443	32,889	42,279	-	59,931	63,539	66,902	76,873	89,239	1,09,331	1,14,009	1,34,100	1,47,469	1,78,141
Total Revenue	86,772	90,614	1,00,474	1,17,092	77,585	1,41,268	1,45,921	1,64,368	1,85,615	2,11,348	2,43,113	2,74,875	3,13,558	3,37,471	3,78,069
Total Operating Expenses	60,886	66,237	80,109	93,635	59,409	1,38,557	1,53,874	1,58,044	1,60,424	1,70,818	1,75,839	1,93,041	2,20,689	2,35,786	2,63,254
Operating Profit	25,886	24,377	20,366	23,457	18,177	2,711	-7,952	6,324	25,191	40,530	67,274	81,834	92,868	1,01,685	1,14,815
Operating Margin	29.8	26.9	20.3	20.0	23.4	1.9	-5.4	3.8	13.6	19.2	27.7	29.8	29.6	30.1	30.4
Profit before Taxes	24,469	25,882	21,326	25,855	18,177	945	-12,245	5,220	30,317	32,796	49,739	75,399	91,240	1,06,365	1,14,028
Income Taxes	8,640	7,559	6,836	8,337	5,434	1,336	-8,058	2,151	8,973	8,516	13,382	18,840	23,102	27,348	28,860
Profit after Tax	15,343	17,916	14,174	16,994	12,225	241	-4,556	2,300	19,768	22,405	35,374	55,648	67,085	77,561	83,299
PAT Margin	17.7	19.8	14.1	14.5	15.8	0.2	-3.1	1.4	10.6	10.6	14.6	20.2	21.4	23.0	22.0
EPS - Basic - ex Extraordinary Items	24.15	26.68	20.40	22.76	15.75	0.31	-5.34	2.58	25.70	25.11	39.64	62.35	75.17	86.91	91.16
EPS - Diluted - ex Extraordinary Items	24.15	26.68	20.40	22.76	15.75	0.31	-5.34	2.58	25.70	25.11	39.64	62.35	75.17	86.91	91.16
EBIT	25,886	24,377	20,366	23,457	18,177	2,711	-7,952	6,324	25,191	40,530	67,274	81,834	92,868	1,01,685	1,14,815
EBITDA	27,257	25,955	22,308	25,038	20,429	5,625	-4,847	9,820	28,853	44,241	70,965	85,530	96,717	1,05,677	1,19,644
EBITDA Margin	31.4	28.6	22.2	21.4	26.3	4.0	-3.3	6.0	15.5	20.9	29.2	31.1	30.8	31.3	31.6

Balance Sheet

Abridged

Understanding Balance Sheet

State Bank Of India balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	R 2014 Mar 31	R 2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	1,27,591	1,28,837	1,46,004	1,71,766	1,91,367	2,34,769	1,84,421	2,04,071	2,00,814	2,90,602	3,29,005	2,99,193	2,81,099	3,27,772	3,75,316
Lending & LT Balance with Banks	-	17,283	71,223	67,728	87,485	1,28,962	91,258	1,00,739	1,35,038	1,42,082	1,90,951	1,71,727	2,27,139	2,39,875	3,03,699
Property Plant & Equipment - Net	7,408	9,370	10,560	12,379	15,256	50,941	41,226	40,703	40,078	40,167	39,510	44,407	44,708	46,338	57,152
Total Assets	18,29,956	21,33,109	23,96,495	27,00,110	30,73,483	34,45,122	36,16,433	38,88,464	41,97,492	48,45,619	53,60,884	59,54,418	67,33,779	73,14,185	83,21,569
Deposits - Total	14,14,689	16,27,403	18,38,852	20,52,961	22,53,858	25,99,811	27,22,178	29,40,541	32,74,161	37,15,331	40,87,411	44,68,536	49,66,537	54,39,898	60,43,097
Long Term Debt	1,57,991	2,03,723	2,23,768	2,44,668	3,61,402	3,36,374	3,69,122	4,13,805	3,33,016	4,33,906	4,49,324	5,21,388	6,39,883	6,10,973	7,77,476
Total Liabilities	17,20,000	20,03,822	22,44,216	25,33,225	28,86,623	32,21,449	33,81,496	36,47,932	39,38,488	45,60,431	50,44,088	55,82,650	63,03,222	68,09,123	77,06,669
Total Shareholders' Equity	1,06,230	1,25,033	1,47,371	1,61,388	1,80,592	2,17,192	2,30,322	2,34,496	2,51,060	2,75,562	3,05,588	3,58,931	4,14,939	4,87,037	5,96,131
Minority Interest	3,726	4,254	4,909	5,497	6,267	6,481	4,615	6,037	7,944	9,626	11,207	12,837	15,618	18,026	18,768
Total Equity	1,09,956	1,29,287	1,52,280	1,66,885	1,86,860	2,23,673	2,34,937	2,40,533	2,59,004	2,85,187	3,16,795	3,71,768	4,30,557	5,05,063	6,14,899
Total Liabilities & Equity	18,29,956	21,33,109	23,96,495	27,00,110	30,73,483	34,45,122	36,16,433	38,88,464	41,97,492	48,45,619	53,60,884	59,54,418	67,33,779	73,14,185	83,21,569

Cash Flow

Abridged

Understanding Cash Flow Statement

State Bank Of India cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	C 2013 Mar 31	C 2014 Mar 31	R 2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	32,747	36,941	29,021	42,361	48,219	62,564	54,059	55,968	56,975	76,845	69,899	83,021	65,266	89,583	1,01,837
Working Capital - Increase/(Decrease)	-81,399	-62,802	-32,401	-40,720	-1,49,138	32,290	-1,99,954	-71,925	51,388	-82,434	-29,423	-2,29,943	-1,64,804	-16,219	-2,43,840
Net CF from Operating Activities	-48,652	-25,861	-3,380	1,641	-1,00,919	94,854	-1,45,894	-15,957	1,08,363	-5,589	40,476	-1,46,922	-99,538	73,364	-1,42,003
Capital Expenditures - Net	2,340	3,571	3,398	3,449	3,776	4,422	-5,811	1,271	2,881	3,828	3,051	4,044	4,175	5,637	8,363
Net CF from Investing Activities	-2,319	-3,653	-3,536	-3,430	-3,669	-2,832	11,066	-857	-3,324	-3,736	-3,619	-4,041	-4,252	-5,635	-691
Dividends Paid - Cash - Total	2,151	2,645	4,508	1,236	3,059	2,337	2,416	-	-	-	3,570	6,337	10,085	12,227	14,190
Stock - Issuance/(Retirement) - Net	7,891	3,000	10,006	-	5,384	5,675	23,782	-9	-	-	-	0	-	0	24,995
Debt - LT & ST - Issuance/(Retirement) - Total	15,128	45,519	20,037	20,904	1,16,736	-25,034	32,714	44,668	-80,847	1,00,972	15,364	71,992	1,18,458	-28,752	1,66,445
Net Cash Flow from Financing Activities	20,747	45,769	26,105	23,103	1,19,744	-21,644	54,934	45,961	-79,005	1,02,651	13,374	67,295	1,11,274	-38,617	1,76,673
Free Cash Flow to Equity	-35,864	16,087	13,258	19,096	12,042	65,398	-1,07,370	27,440	24,635	91,555	52,789	-78,974	14,744	38,974	16,079
Free Operating CF net dividend	-53,143	-32,077	-11,287	-3,048	-1,07,753	88,093	-1,49,101	-18,962	1,05,298	-9,417	33,601	-1,57,930	-1,13,798	55,500	-1,64,556
Free Operating CF	-50,992	-29,432	-6,779	-1,811	-1,04,694	90,430	-1,46,685	-18,962	1,05,298	-9,417	37,171	-1,51,593	-1,03,713	67,727	-1,50,366

Business Segment Analysis

FY End:

Mar 26

State Bank Of India business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Other Retail Banking (36.3%)₹ 2,61,602.85 CrCorporate/Wholesale Banking Operations (21.3%)₹ 1,53,354.79 CrInsurance Business (18.5%)₹ 1,33,260.46 CrTreasury Operations (Before exceptional items) (18.1%)₹ 1,30,118.77 CrOther Banking Operations (4.8%)₹ 34,821.89 CrDigital banking (0.6%)₹ 4,241.13 CrUnallocated Amount (0.3%)₹ 2,470.47 Cr

Assets

Other Retail Banking (38.7%)₹ 32,20,589.20 CrCorporate/Wholesale Banking Operations (27.6%)₹ 22,97,694.27 CrTreasury Operations (Before exceptional items) (24.6%)₹ 20,48,902.84 CrInsurance Business (6.3%)₹ 5,26,241.44 CrOther Banking Operations (1.4%)₹ 1,20,366.06 CrUnallocated Amount (0.9%)₹ 74,641.95 CrDigital banking (0.4%)₹ 33,132.81 Cr

Regional Segment Analysis

FY End:

Mar 26

State Bank Of India geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (93.2%)₹ 6,61,357.83 CrForeign Operations (6.8%)₹ 48,259.13 Cr

Assets

India (87.6%)₹ 72,91,469.39 CrForeign Operations (12.4%)₹ 10,30,099.18 Cr

Historical Segment Analysis

Track how State Bank Of India segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Business

Regional

Business

We don't have enough data to show the Capex for State Bank Of India.

Frequently Asked Questions

What is the revenue of State Bank Of India?

The latest trailing twelve month revenue of State Bank Of India is ₹ 3,94,612.00 Cr, reflecting a 1-year growth of 10.46% and a 3-year CAGR of 11.02%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of State Bank Of India?

The latest trailing twelve month net profit (PAT) of State Bank Of India is ₹ 83,298.80 Cr, with a 3-year earnings CAGR of 13.50%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of State Bank Of India?

The trailing twelve month EBITDA of State Bank Of India is approximately ₹ 1,11,001.20 Cr (based on an operating margin of 28.13%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of State Bank Of India?

The trailing twelve month Earnings Per Share (EPS) of State Bank Of India is 91.16. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of State Bank Of India?

The debt-to-equity ratio of State Bank Of India stands at 1.30. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of State Bank Of India?

The estimated book value per share of State Bank Of India is 643.92 (derived from a P/B ratio of 1.63 and market price of ₹ 1,048.50), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of State Bank Of India?

The trailing twelve month operating cash flow of State Bank Of India is ₹ -1,42,003.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does State Bank Of India report consolidated or standalone financials?

State Bank Of India reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.