	C 2012 Mar 31	C 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	C 2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M IR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	2,063	3,092	4,031	5,382	7,293	9,944	12,211	17,772	25,317	25,422	29,887	39,519	53,038	67,086	78,324
Cost of Operating Revenue	746	1,206	1,573	2,248	2,927	3,804	4,614	6,624	9,447	9,385	9,717	12,517	18,660	24,685	28,666
Total Operating Expenses	1,569	2,238	2,982	4,061	5,368	7,152	7,349	10,108	12,537	13,440	15,532	20,755	29,041	36,978	42,784
Operating Profit	494	854	1,049	1,321	1,925	2,792	4,862	7,664	12,781	11,982	14,355	18,764	23,997	30,108	35,540
Operating Margin	23.9	27.6	26.0	24.5	26.4	28.1	39.8	43.1	50.5	47.1	48.0	47.5	45.2	44.9	45.4
Financing Income/(Expense) - Net	0	0	-	9	0	0	0	0	-26	-29	-31	-42	-63	-86	-
Profit before Taxes	602	872	1,091	1,357	1,965	2,817	3,843	6,179	7,322	5,992	9,504	15,528	19,310	22,080	25,817
Income Taxes	196	280	372	459	686	981	1,347	2,184	2,058	1,572	2,476	4,020	4,858	5,300	6,484
Profit after Tax	406	591	719	898	1,279	1,836	2,496	3,995	5,264	4,420	7,028	11,508	14,451	16,638	19,017
PAT Margin	19.7	19.1	17.8	16.7	17.5	18.5	20.4	22.5	20.8	17.4	23.5	29.1	27.2	24.8	24.3
EPS - Basic - ex Extraordinary Items	1.08	1.36	1.45	1.80	2.42	3.40	4.44	6.93	8.98	7.36	11.66	19.05	23.69	26.89	30.60
EPS - Diluted - ex Extraordinary Items	1.07	1.35	1.44	1.78	2.39	3.37	4.39	6.88	8.91	7.30	11.58	18.96	23.60	26.82	30.51
EBIT	494	854	1,049	1,321	1,925	2,792	4,862	7,664	12,781	11,982	14,355	18,764	23,997	30,108	35,540
EBITDA	509	874	1,078	1,370	1,981	2,863	4,964	7,808	13,075	12,307	14,740	19,249	24,680	30,989	36,549
EBITDA Margin	24.7	28.3	26.8	25.5	27.2	28.8	40.7	43.9	51.6	48.4	49.3	48.7	46.5	46.2	46.7

Balance Sheet

Abridged

Understanding Balance Sheet

Bajaj Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	R 2013 Mar 31	2014 Mar 31	R 2015 Mar 31	R 2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	128	164	197	218	243	288	346	527	1,097	1,049	1,296	1,691	2,384	2,716	2,913
Total Assets	12,929	17,806	24,618	32,780	46,973	61,940	84,798	1,24,233	1,64,391	1,71,470	2,12,505	2,75,229	3,75,742	4,66,127	5,59,952
Long Term Debt	7,782	8,252	13,352	18,274	25,287	45,621	54,232	77,916	1,03,187	97,577	1,22,875	1,58,754	2,06,041	2,60,910	3,66,580
Total Liabilities	10,895	14,454	20,627	27,980	39,546	52,888	68,950	1,04,535	1,32,064	1,34,552	1,68,793	2,20,857	2,99,046	3,67,190	4,42,967
Total Shareholders' Equity	2,034	3,352	3,991	4,800	7,427	9,053	15,848	19,697	32,328	36,918	43,713	54,372	76,685	96,578	1,13,999
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	2,244	2,987
Total Equity	2,034	3,352	3,991	4,800	7,427	9,053	15,848	19,697	32,328	36,918	43,713	54,372	76,695	98,937	1,16,986
Total Liabilities & Equity	12,929	17,806	24,618	32,780	46,973	61,940	84,798	1,24,233	1,64,391	1,71,470	2,12,505	2,75,229	3,75,742	4,66,127	5,59,952
Total Current Assets	6,075	7,913	10,294	13,958	21,067	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	4,427	6,845	9,982	9,419	13,569	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Bajaj Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	C 2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	C 2020 Mar 31	2021 Mar 31	R 2022 Mar 31	C 2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	-2,208	-2,179	-3,486	-10,312	-11,968	3,721	5,647	10,002	8,841	13,487	14,721	19,688	26,017	33,471
Working Capital - Increase/(Decrease)	-2,360	-1,072	-2,600	477	1,529	-24,182	-34,592	-34,278	-9,495	-50,176	-56,226	-89,532	-94,170	-99,260
Net CF from Operating Activities	-4,567	-3,250	-6,086	-9,835	-10,439	-20,462	-28,945	-24,276	-654	-36,689	-41,505	-69,843	-68,153	-65,789
Capital Expenditures - Net	52	57	73	95	148	207	366	501	298	615	859	999	1,045	896
Net CF from Investing Activities	-52	-57	-96	-721	-3,047	971	-5,496	-8,894	-655	5,946	-11,001	-10,088	-2,766	-3,390
Dividends Paid - Cash - Total	37	49	75	191	38	197	230	943	3	603	1,207	1,815	2,225	3,477
Stock - Issuance/(Retirement) - Net	327	814	14	1,527	338	4,538	57	8,568	103	173	158	9,364	1,251	439
Debt - LT & ST - Issuance/(Retirement) - Total	3,523	2,907	6,616	10,370	12,225	11,791	29,405	18,794	-2,521	27,921	38,167	60,140	54,514	72,855
Net Cash Flow from Financing Activities	3,807	3,664	6,543	11,656	12,513	19,503	34,449	34,167	1,826	32,275	50,675	82,415	70,527	67,433
Free Cash Flow to Equity	-1,096	-401	457	440	1,638	-8,878	94	-5,982	-3,473	-9,383	-4,197	-10,702	-14,685	6,171
Free Operating CF net dividend	-4,656	-3,357	-6,235	-10,121	-10,626	-20,866	-29,573	-25,727	-966	-37,926	-43,590	-72,696	-71,460	-70,226
Free Operating CF	-4,619	-3,308	-6,160	-9,931	-10,588	-20,669	-29,342	-24,784	-964	-37,323	-42,383	-70,881	-69,235	-66,750

Business Segment Analysis

FY End:

Mar 25

Bajaj Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Financing (100.0%)₹ 1,081.82 Cr

Revenue / Sales

Financing (100.0%)₹ 67,085.85 Cr

Assets

Financing (100.0%)₹ 4,66,126.83 Cr

Operating Income

Financing (100.0%)₹ 30,107.65 Cr

Regional Segment Analysis

FY End:

Mar 25

Bajaj Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 67,085.85 Cr

Assets

India (100.0%)₹ 4,66,126.83 Cr

Historical Segment Analysis

Track how Bajaj Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Financing	507	309	634	878	1,038	1,082

Frequently Asked Questions

What is the revenue of Bajaj Finance Ltd.?

The latest trailing twelve month revenue of Bajaj Finance Ltd. is ₹ 78,324.30 Cr, reflecting a 1-year growth of 16.75% and a 3-year CAGR of 25.63%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Bajaj Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Bajaj Finance Ltd. is ₹ 19,017.40 Cr, with a 3-year earnings CAGR of 17.19%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Bajaj Finance Ltd.?

The trailing twelve month EBITDA of Bajaj Finance Ltd. is approximately ₹ 35,540.12 Cr (based on an operating margin of 45.38%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Bajaj Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Bajaj Finance Ltd. is 30.51. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Bajaj Finance Ltd.?

The debt-to-equity ratio of Bajaj Finance Ltd. stands at 3.22. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Bajaj Finance Ltd.?

The estimated book value per share of Bajaj Finance Ltd. is 183.28 (derived from a P/B ratio of 5.64 and market price of ₹ 1,033.00), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Bajaj Finance Ltd.?

The trailing twelve month operating cash flow of Bajaj Finance Ltd. is ₹ -65,788.70 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Bajaj Finance Ltd. report consolidated or standalone financials?

Bajaj Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.