DCBBANK

DCB Bank Ltd.

NSE: DCBBANK

BSE: 532772

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

180.00-4.9 (-2.67%)

8 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

76.5 / 100

Value Score

98.9 / 100

Price Momentum Score

80.9 / 100

QVM Score

99.3 / 100

Key Metrics

Market Cap

5797.39

P/E (TTM)

7.92

P/B

0.89

P/S (TTM)

0.78

EV/EBITDA

7.07

CAPE (5Y)

10.78

ROE (TTM)

11.97

ROCE (TTM)

7.05

ROA (TTM)

0.89

Avg 3Y ROE

11.51

Earnings 3Y CAGR

15.86

Sales 3Y CAGR

15.90

Sales 5Y CAGR

13.67

Debt/Equity

0.93

Consensus TP

228.00

Strong Buy %

72.22

Promoter Holding

16.23

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of DCB Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.89 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -33.58%

What is P/B Ratio?

Median: 1.34

Value 0.89

0.753.33

Strong price momentum

Price Momentum score of 80.9 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

80.9 / 100

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 15.92% for 12-month ended 31 Mar 2026 and the growth was 8.6 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 7.32

Value 15.92

-6.1824.91

Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 18.07% for 12-month ended 31 Mar 2026 and the growth was 9.96 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Reasonable Gross NPA, and decreasing

The company has reasonable Gross NPA of 2.45% as on 31 Mar 2026 but Gross NPA decreased by 0.54 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -3.48% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low dividend yield

The company has a low dividend yield of 0.75%

What is Dividend yield?

Neutral

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 3.1% for 12-month ended 31 Mar 2026 and Net Interest Margin (NIM) declined marginally by -3 bps from 1 year ago

What is Net interest margin?

Moderate and stable ROE

The company reported moderate ROE of 11.97% for 12-month ended 31 Mar 2026 and ROE improved marginally by 52 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for DCB Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

DCB Bank Ltd. Shareholding Pattern

Quarterly breakdown of DCB Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	14.88	14.88	14.88	14.88	14.88	14.88	14.87	14.87	14.86	14.85	14.85	14.85	14.83	14.82	14.81	14.80	14.77	14.75	14.73	14.72	14.70	14.69	14.66	16.24	16.23
Indian Promoter	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.79	0.78	0.78	0.78	0.78	0.78	0.78	0.78	0.76	0.76
Foreign Promoter	14.09	14.09	14.09	14.09	14.09	14.09	14.08	14.08	14.07	14.07	14.06	14.06	14.04	14.03	14.03	14.02	13.99	13.97	13.95	13.94	13.92	13.91	13.88	15.48	15.47
Institutions	58.14	51.00	52.12	52.75	53.58	50.69	49.19	48.85	47.52	50.07	50.02	51.81	52.16	52.00	51.73	47.22	42.40	42.26	37.71	38.75	38.82	43.48	42.43	44.08	45.44
Mutual Funds / UTI	26.85	27.78	26.36	27.52	27.38	27.01	27.36	28.58	27.14	27.65	27.50	27.46	28.33	27.50	27.24	25.30	20.94	18.49	18.31	19.53	19.74	21.81	21.48	21.73	24.20
FI/Bank/Insurance	1.34	0.52	0.68	0.78	2.88	1.24	1.11	1.18	1.20	1.24	1.07	2.96	2.37	2.97	3.05	1.32	1.35	1.77	1.04	0.79	1.70	1.68	2.03	1.91	1.91
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	22.82	15.08	14.44	13.76	13.04	12.15	10.86	9.24	8.82	12.45	12.51	12.44	12.27	12.30	12.74	13.02	12.75	14.65	11.06	10.86	9.64	11.69	10.49	11.92	12.64
Other Institutions	7.14	7.62	10.64	10.70	10.29	10.28	9.86	9.86	10.36	8.73	8.94	8.96	9.19	9.23	8.70	7.58	7.36	7.35	7.30	7.57	7.74	8.30	8.42	8.50	6.69
Non-Institution	26.97	34.11	33.00	32.37	31.54	34.44	35.94	36.27	37.63	35.07	35.12	33.34	33.01	33.18	33.45	37.99	42.83	42.99	47.56	46.53	46.48	41.82	42.91	39.68	38.33
Bodies Corporate	2.98	4.28	4.63	5.39	5.31	4.47	4.34	4.37	4.84	4.07	4.80	4.65	4.66	4.95	5.07	4.86	4.25	4.04	3.90	3.51	3.88	3.92	3.70	4.48	4.61
Others (incl. Retail) No. of shareholders	23.99 1,67,628	29.83 1,97,816	28.37 1,90,010	26.98 1,76,503	26.23 1,77,307	29.97 1,96,963	31.60 1,99,216	31.90 1,96,904	32.79 1,97,278	31.00 1,91,678	30.32 1,89,763	28.69 1,79,814	28.35 1,79,377	28.23 1,69,253	28.38 1,71,674	33.13 1,84,709	38.58 2,47,455	38.95 2,41,763	43.66 2,46,998	43.02 2,37,634	42.60 2,33,309	37.90 2,09,033	39.21 2,04,176	35.20 1,88,327	33.72 1,80,949

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Microcap 250	0.55%	46 / 250
2	Nifty Total Market	0.02%	480 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in DCB Bank Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
HRTI PRIVATE LIMITED	23 Oct 2025	buy	₹ 156.89	16.32 lac	₹ 25.60 cr
HRTI PRIVATE LIMITED	23 Oct 2025	sell	₹ 157.02	15.47 lac	₹ 24.29 cr
GRAVITON RESEARCH CAPITAL LLP	20 Oct 2025	buy	₹ 144.36	42.85 lac	₹ 61.85 cr
GRAVITON RESEARCH CAPITAL LLP	20 Oct 2025	sell	₹ 144.52	42.85 lac	₹ 61.92 cr
INFINITY ASSET ADVISORS PRIVATE LIMITED	20 Oct 2025	sell	₹ 145.18	16.54 lac	₹ 24.01 cr
GRAVITON RESEARCH CAPITAL LLP	28 Apr 2025	buy	₹ 137.58	19.80 lac	₹ 27.24 cr
GRAVITON RESEARCH CAPITAL LLP	28 Apr 2025	sell	₹ 137.73	19.80 lac	₹ 27.27 cr
DSP MUTUAL FUND	25 Jun 2024	sell	₹ 140.15	17.00 lac	₹ 23.83 cr
INDIA FIRST LIFE INSURANCE COMPANY LIMITED	25 Jun 2024	buy	₹ 140.15	20.23 lac	₹ 28.35 cr
GRAVITON RESEARCH CAPITAL LLP	01 Jan 2024	buy	₹ 142.43	18.88 lac	₹ 26.90 cr

Corporate Actions

History of DCB Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1.45/share
Record date: 12th Jun 2026Ex-date: 12th Jun 2026
Announced on: 24th Apr 2026
Dividend₹ 1.35/share
Record date: 4th Jul 2025Ex-date: 4th Jul 2025
Announced on: 25th Apr 2025
Dividend₹ 1.25/share
Record date: 10th May 2024Ex-date: 10th May 2024
Announced on: 24th Apr 2024
Dividend₹ 1.25/share
Record date: 15th Jun 2023Ex-date: 15th Jun 2023
Announced on: 5th May 2023
Dividend₹ 1/share
Record date: 15th Jun 2022Ex-date: 14th Jun 2022
Announced on: 7th May 2022

Company Profile

Overview of DCB Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

DCB Bank Limited is an India-based scheduled commercial bank. The Company provides banking and financial services. Its segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment includes all financial markets activities undert...

Key personnel

Mr. Ravi Kumar Vadlamani

Chief Financial Officer

Mr. Murali Mohan Rao Manduva

Chief Technology Officer

Ms. Rubi Chaturvedi

Company Secretary and Compliance Officer

Mr. Manoj Joshi

Chief Compliance Officer

Mr. Mahesh Raman Kutty

Chief Risk Officer

Mr. Ajit Kumar Singh

Head Treasury, Financial Institutions Group and Chief Investor Relationship (CIRO)

Mr. Damodar Agarwal

Head - Strategic Initiatives and Alternate Channels

Mr. Vikash Agarwal

Head - Marketing Services

View all

Incorporated on

31 May 1995

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

11,374

IPO date

21 Oct 2006

Free Float

24,71,39,710

Website

https://www.dcbbank.com/

Phone no.

+912266187000

Address

6TH FLOOR TOWER A,, 601 & 602 SENAPATI BAPAT MARG, PENINSULA BUSINESS PARK, LOWER PAREL, , 400013, India

Frequently Asked Questions

What is the current share price of DCB Bank Ltd.?

The current share price of DCB Bank Ltd. is ₹ 180.00 as of 8 Jul 2026.

What is the market capitalisation of DCB Bank Ltd.?

The market capitalisation of DCB Bank Ltd. stands at ₹ 5,797.39 Cr.

What is the PE ratio of DCB Bank Ltd.?

The Price-to-Earnings (PE) ratio of DCB Bank Ltd. is 7.92 as of the latest trailing twelve months data.

What is the ROE and ROCE of DCB Bank Ltd.?

DCB Bank Ltd. has a Return on Equity (ROE) of 11.97% and a Return on Capital Employed (ROCE) of 7.05% as per the latest financial reports.

What is the 52-week high and low of DCB Bank Ltd.?

The 52-week high of DCB Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of DCB Bank Ltd.?

The dividend yield of DCB Bank Ltd. is 0.75% based on the current market price.

What is the FII and DII holding in DCB Bank Ltd.?

Foreign Institutional Investors (FII) hold 12.64%, Domestic Institutional Investors (DII) hold 26.11% and retail/public investors hold 33.72% of DCB Bank Ltd. shares.

What sector does DCB Bank Ltd. belong to?

DCB Bank Ltd. operates in the Financial Services sector. 94.44% of analysts have a Buy or Strong Buy rating on DCB Bank Ltd. with a consensus target price of ₹ 228.00, implying 26.67% upside from current levels.

What is the beta of DCB Bank Ltd.?

The beta of DCB Bank Ltd. is 1.54, indicating its price volatility relative to the broader market. Over the past 1 year, DCB Bank Ltd. has delivered an absolute return of 23.97%.

What is the RSI of DCB Bank Ltd.?

The 14-day Relative Strength Index (RSI) of DCB Bank Ltd. is 44.53, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

DCB Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

DCB Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile

Corporate Actions