	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M AR	12M AR	12M AR	12M AR	12M AR
Net Interest & Dividend Income	228	284	368	508	620	797	995	1,149	1,265	1,287	1,358	1,717	1,928	2,107	2,457
Non-Interest Revenue	97	110	129	155	197	221	278	300	326	-	341	341	439	735	837
Total Revenue	325	395	498	663	817	1,018	1,274	1,449	1,591	1,287	1,698	2,058	2,367	2,842	3,293
Total Operating Expenses	268	292	347	454	552	711	881	941	1,036	602	1,308	1,429	1,645	2,013	2,317
Operating Profit	57	103	151	209	265	307	393	509	554	685	390	628	722	828	977
Operating Margin	17.5	26.0	30.3	31.5	32.5	30.1	30.8	35.1	34.8	53.2	23.0	30.5	30.5	29.2	29.7
Profit before Taxes	55	102	151	208	261	307	386	507	492	453	390	628	722	829	977
Income Taxes	0	0	0	17	67	107	141	181	154	117	102	162	186	213	245
Profit after Tax	55	102	151	191	195	200	245	325	338	336	288	466	536	615	732
PAT Margin	16.9	25.8	30.4	28.8	23.8	19.6	19.3	22.4	21.2	26.1	16.9	22.6	22.6	21.7	22.2
EPS - Basic - ex Extraordinary Items	2.73	4.19	6.05	7.21	6.86	7.01	8.02	10.53	10.90	10.82	9.26	14.96	17.18	19.63	23.01
EPS - Diluted - ex Extraordinary Items	2.71	4.17	5.99	7.03	6.77	6.87	7.85	10.36	10.74	10.70	9.19	14.79	16.99	19.49	22.82
EBIT	57	103	151	209	265	307	393	509	554	685	390	628	722	828	977
EBITDA	70	117	170	232	295	346	446	553	605	741	453	705	816	930	1,083
EBITDA Margin	21.5	29.7	34.1	35.0	36.2	34.0	35.0	38.2	38.1	57.6	26.7	34.3	34.5	32.7	32.9

Balance Sheet

Abridged

Understanding Balance Sheet

DCB Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	R 2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	R 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	457	883	690	719	892	967	1,197	1,543	1,131	3,039	3,844	2,368	3,066	2,699	4,220
Lending & LT Balance with Banks	-	-	403	196	158	225	1,215	1,250	2,415	-	313	-	-	-	-
Property Plant & Equipment - Net	185	239	239	237	248	489	494	526	546	569	661	826	865	898	989
Total Assets	8,677	11,279	12,923	16,132	19,119	24,046	30,222	35,792	38,505	39,602	44,793	52,366	63,037	76,810	88,069
Deposits - Total	6,336	8,364	10,325	12,609	14,926	19,289	24,007	28,435	30,370	29,704	34,692	41,239	49,353	60,031	72,583
Long Term Debt	1,123	1,526	470	468	761	571	1,551	2,126	2,618	4,482	2,350	2,784	3,135	2,647	3,187
Total Liabilities	7,815	10,276	11,769	14,544	17,326	21,841	27,414	32,676	35,083	35,844	40,744	47,800	57,966	71,119	81,534
Total Shareholders' Equity	861	1,003	1,154	1,589	1,792	2,205	2,808	3,116	3,422	3,759	4,049	4,566	5,071	5,691	6,535
Total Equity	861	1,003	1,154	1,589	1,792	2,205	2,808	3,116	3,422	3,759	4,049	4,566	5,071	5,691	6,535
Total Liabilities & Equity	8,677	11,279	12,923	16,132	19,119	24,046	30,222	35,792	38,505	39,602	44,793	52,366	63,037	76,810	88,069

Cash Flow

Abridged

Understanding Cash Flow Statement

DCB Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	R 2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	108	150	217	320	299	352	458	498	651	800	756	846	913	972	1,238
Working Capital - Increase/(Decrease)	-514	-94	273	-816	-79	-112	-228	-779	-481	-2,302	850	-2,411	-2,153	-1,413	5,402
Net CF from Operating Activities	-406	55	490	-496	220	240	230	-281	171	-1,502	1,606	-1,566	-1,240	-441	6,640
Capital Expenditures - Net	73	71	19	29	41	71	59	76	72	79	157	165	133	135	89
Net CF from Investing Activities	-73	-71	-19	-29	-41	-71	-59	-76	-72	-79	-157	-165	-133	-2,792	-2,141
Dividends Paid - Cash - Total	0	-	-	-	-	-	18	28	37	-	-	31	39	39	42
Stock - Issuance/(Retirement) - Net	186	41	1	251	10	4	376	11	6	1	2	3	8	9	94
Debt - LT & ST - Issuance/(Retirement) - Total	263	402	-665	304	-16	128	651	796	685	1,074	-400	36	2,101	2,896	-3,029
Net Cash Flow from Financing Activities	448	443	-665	554	-6	132	1,009	779	654	1,075	-398	8	2,070	2,865	-2,977
Free Cash Flow to Equity	-216	386	-194	-221	163	297	822	439	784	-507	1,049	-1,694	729	2,320	3,522
Free Operating CF net dividend	-480	-17	470	-526	178	168	152	-387	60	-1,582	1,449	-1,763	-1,414	-616	6,507
Free Operating CF	-480	-17	470	-526	178	168	170	-360	98	-1,582	1,449	-1,732	-1,375	-577	6,549

Business Segment Analysis

FY End:

Mar 26

DCB Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Retail Banking (90.4%)₹ 105.07 CrUnallocable (9.1%)₹ 10.61 CrCorporate/Wholesale Banking (0.4%)₹ 0.41 CrTreasury Operations (0.1%)₹ 0.12 CrOther Banking Operations (0.0%)₹ 0.00 Cr

Revenue / Sales

Retail Banking (70.9%)₹ 6,758.11 CrTreasury Operations (21.2%)₹ 2,025.18 CrCorporate/Wholesale Banking (5.7%)₹ 541.33 CrOther Banking Operations (2.2%)₹ 206.37 CrUnallocable (0.0%)₹ 4.47 Cr

Assets

Retail Banking (63.1%)₹ 55,597.12 CrTreasury Operations (29.1%)₹ 25,625.18 CrCorporate/Wholesale Banking (7.2%)₹ 6,300.13 CrUnallocable (0.6%)₹ 547.04 Cr

Regional Segment Analysis

DCB Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for DCB Bank Ltd.

Historical Segment Analysis

Track how DCB Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Business

Regional

Business

	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Retail Banking	25	38	65	51	68	66	72	96	161	99	83	105
Unallocable	3	2	3	6	6	5	6	7	13	52	9	11
Corporate/Wholesale Banking	1	1	2	2	2	1	2	1	2	1	0	0
Treasury Operations	0	0	0	0	1	0	0	0	0	4	1	0
Other Banking Operations	0	1	1	1	1	0	0	0	0	0	0	0

Frequently Asked Questions

What is the revenue of DCB Bank Ltd.?

The latest trailing twelve month revenue of DCB Bank Ltd. is ₹ 3,311.67 Cr, reflecting a 1-year growth of 15.92% and a 3-year CAGR of 15.90%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of DCB Bank Ltd.?

The latest trailing twelve month net profit (PAT) of DCB Bank Ltd. is ₹ 731.56 Cr, with a 3-year earnings CAGR of 15.86%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of DCB Bank Ltd.?

The trailing twelve month EBITDA of DCB Bank Ltd. is approximately ₹ 976.97 Cr (based on an operating margin of 29.50%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of DCB Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of DCB Bank Ltd. is 23.01. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of DCB Bank Ltd.?

The debt-to-equity ratio of DCB Bank Ltd. stands at 0.93. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of DCB Bank Ltd.?

The estimated book value per share of DCB Bank Ltd. is 206.59 (derived from a P/B ratio of 0.89 and market price of ₹ 183.27), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of DCB Bank Ltd.?

The trailing twelve month operating cash flow of DCB Bank Ltd. is ₹ 6,639.89 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does DCB Bank Ltd. report consolidated or standalone financials?

DCB Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.