	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	248	276	280	299	305	332	346	347	373	330	362	476	458	483	622
Non-Interest Revenue	38	46	22	32	-	-	21	-27	33	81	19	-18	39	40	-
Total Revenue	285	322	302	331	305	332	367	320	406	411	382	458	498	524	622
Total Operating Expenses	401	346	554	573	501	319	356	318	329	341	345	427	427	452	484
Operating Profit	-116	-24	-252	-242	-196	12	11	1	77	70	37	31	70	71	138
Operating Margin	-40.5	-7.3	-83.5	-73.0	-64.4	3.7	3.0	0.4	19.1	17.0	9.7	6.7	14.1	13.6	22.2
Profit before Taxes	-114	-23	-252	-241	-196	12	-25	12	46	43	37	32	70	72	138
Income Taxes	1	-26	0	0	13	-	-	-	-	5	1	-18	13	5	35
Profit after Tax	-116	3	-252	-241	-209	12	-25	12	66	37	36	49	58	67	103
PAT Margin	-40.6	0.8	-83.4	-72.9	-68.7	3.7	-6.8	3.6	16.2	9.0	9.4	10.8	11.6	12.7	16.5
EPS - Basic - ex Extraordinary Items	-11.02	0.25	-16.23	-11.04	-9.58	0.48	-0.80	0.37	1.48	1.19	1.15	1.58	1.85	2.37	2.60
EPS - Diluted - ex Extraordinary Items	-11.02	0.25	-16.23	-11.04	-9.58	0.48	-0.80	0.37	1.48	1.19	1.15	1.58	1.85	2.37	2.60
EBIT	-116	-24	-252	-242	-196	12	11	1	77	70	37	31	70	71	138
EBITDA	-86	7	-221	-223	-170	33	24	13	91	85	57	52	95	97	168
EBITDA Margin	-30.2	2.3	-73.1	-67.3	-55.7	9.8	6.7	4.0	22.3	20.8	14.9	11.3	19.1	18.5	27.0

Balance Sheet

Abridged

Understanding Balance Sheet

Dhanlaxmi Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	868	510	714	715	833	808	611	623	1,129	985	736	886	872	1,094	1,072
Lending & LT Balance with Banks	58	427	962	575	-	-	2,518	-	-	-	-	1,206	1,338	1,177	-
Property Plant & Equipment - Net	149	136	212	203	179	214	204	202	214	225	221	258	274	282	290
Total Assets	14,676	13,830	14,688	14,352	12,463	12,333	12,286	11,799	12,265	13,097	13,796	15,132	15,962	17,937	21,238
Deposits - Total	11,804	11,202	12,133	12,382	11,354	11,294	10,920	10,603	10,904	11,712	12,403	13,352	14,290	16,013	18,643
Long Term Debt	1,710	1,592	374	184	252	145	392	200	178	150	150	492	299	200	737
Total Liabilities	13,948	13,064	13,951	13,628	11,955	11,679	11,537	11,038	11,438	12,232	12,896	14,171	14,932	16,542	19,764
Total Shareholders' Equity	728	766	736	724	508	654	749	761	827	864	900	961	1,030	1,395	1,474
Total Equity	728	766	736	724	508	654	749	761	827	864	900	961	1,030	1,395	1,474
Total Liabilities & Equity	14,676	13,830	14,688	14,352	12,463	12,333	12,286	11,799	12,265	13,097	13,796	15,132	15,962	17,937	21,238

Cash Flow

Abridged

Understanding Cash Flow Statement

Dhanlaxmi Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	-72	89	31	46	-55	116	164	76	162	138	133	206	96	129	250
Working Capital - Increase/(Decrease)	-984	35	847	-256	296	-108	-464	-123	392	-228	6	-332	114	-185	-5
Net CF from Operating Activities	-1,056	124	878	-211	242	7	-300	-47	554	-90	139	-126	211	-56	245
Capital Expenditures - Net	43	19	24	8	9	11	3	10	25	27	16	34	42	32	31
Net CF from Investing Activities	-43	-19	-24	-10	-9	-11	-3	-10	-25	-27	-388	-106	111	-32	-790
Dividends Paid - Cash - Total	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	32	43	-	-	-	-	-	-	142	-
Debt - LT & ST - Issuance/(Retirement) - Total	1,095	-94	-251	-343	-690	-107	247	-192	-23	-28	-	342	-193	-99	537
Net Cash Flow from Financing Activities	1,090	-94	-116	-165	-690	-23	367	-192	-23	-28	-	342	-193	193	537
Free Cash Flow to Equity	-4	11	603	-562	-457	-110	-56	-248	506	-144	123	182	-24	-187	750
Free Operating CF net dividend	-1,107	100	850	-222	232	-4	-303	-112	528	-117	123	-161	169	-88	211
Free Operating CF	-1,102	100	850	-222	232	-4	-303	-112	528	-117	123	-161	169	-88	211

Business Segment Analysis

FY End:

Mar 25

Dhanlaxmi Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (55.0%)₹ 819.15 CrCorporate/Wholesale banking (26.7%)₹ 397.94 CrTreasury (17.2%)₹ 256.73 CrOther Banking Operations (1.0%)₹ 15.27 Cr

Assets

Retail Banking (48.7%)₹ 8,741.68 CrCorporate/Wholesale banking (26.8%)₹ 4,808.08 CrTreasury (23.9%)₹ 4,278.61 CrUnallocated (0.6%)₹ 108.56 Cr

Operating Income

Retail Banking (37.6%)₹ 52.77 CrTreasury (35.4%)₹ 49.65 CrCorporate/Wholesale banking (16.1%)₹ -22.58 CrOther Banking Operations (10.9%)₹ 15.27 CrUnallocated (0.0%)₹ 0.00 Cr

Regional Segment Analysis

FY End:

Mar 25

Dhanlaxmi Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 523.60 Cr

Assets

India (100.0%)₹ 17,936.94 Cr

Historical Segment Analysis

Track how Dhanlaxmi Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Dhanlaxmi Bank Ltd..

Frequently Asked Questions

What is the revenue of Dhanlaxmi Bank Ltd.?

The latest trailing twelve month revenue of Dhanlaxmi Bank Ltd. is ₹ 814.72 Cr, reflecting a 1-year growth of 24.91% and a 3-year CAGR of 14.03%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Dhanlaxmi Bank Ltd.?

The latest trailing twelve month net profit (PAT) of Dhanlaxmi Bank Ltd. is ₹ 102.75 Cr, with a 3-year earnings CAGR of 18.00%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Dhanlaxmi Bank Ltd.?

The trailing twelve month EBITDA of Dhanlaxmi Bank Ltd. is approximately ₹ 138.22 Cr (based on an operating margin of 16.97%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Dhanlaxmi Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Dhanlaxmi Bank Ltd. is 2.60. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Dhanlaxmi Bank Ltd.?

The debt-to-equity ratio of Dhanlaxmi Bank Ltd. stands at 0.50. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Dhanlaxmi Bank Ltd.?

The estimated book value per share of Dhanlaxmi Bank Ltd. is 37.34 (derived from a P/B ratio of 0.92 and market price of ₹ 34.20), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Dhanlaxmi Bank Ltd.?

The trailing twelve month operating cash flow of Dhanlaxmi Bank Ltd. is ₹ 244.86 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Dhanlaxmi Bank Ltd. report consolidated or standalone financials?

Dhanlaxmi Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.