	C 2012 Mar 31	2013 Mar 31	C 2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	1,980	2,043	2,286	2,439	2,567	3,131	3,688	4,319	4,912	5,879	6,422	7,837	9,071	10,475	11,903
Non-Interest Revenue	418	590	615	753	699	1,012	1,045	1,246	1,810	1,854	1,954	2,255	2,806	3,400	-
Total Revenue	2,398	2,634	2,901	3,192	3,266	4,143	4,734	5,565	6,723	7,733	8,376	10,092	11,877	13,875	11,903
Total Operating Expenses	1,234	1,424	1,589	1,755	2,510	2,777	3,173	3,524	4,604	5,439	5,654	5,789	6,652	8,442	6,039
Operating Profit	1,164	1,210	1,312	1,436	756	1,366	1,561	2,041	2,118	2,295	2,722	4,303	5,225	5,433	5,863
Operating Margin	48.5	45.9	45.2	45.0	23.1	33.0	33.0	36.7	31.5	29.7	32.5	42.6	44.0	39.2	49.3
Profit before Taxes	1,164	1,210	1,202	1,530	739	1,342	1,393	1,960	2,060	2,209	2,646	4,263	5,261	5,588	5,863
Income Taxes	393	360	373	517	251	489	484	678	507	561	681	1,087	1,333	1,386	1,380
Profit after Tax	754	853	850	1,058	486	867	935	1,316	1,580	1,664	1,970	3,165	3,880	4,159	4,345
PAT Margin	31.4	32.4	29.3	33.1	14.9	20.9	19.8	23.7	23.5	21.5	23.5	31.4	32.7	30.0	36.5
EPS - Basic - ex Extraordinary Items	4.41	4.98	4.97	6.18	2.83	5.04	4.92	6.65	7.94	8.34	9.52	15.01	16.76	16.98	17.67
EPS - Diluted - ex Extraordinary Items	4.41	4.98	4.97	6.18	2.82	4.96	4.86	6.61	7.88	8.31	9.44	14.85	16.55	16.80	17.67
EBIT	1,164	1,210	1,312	1,436	756	1,366	1,561	2,041	2,118	2,295	2,722	4,303	5,225	5,433	5,863
EBITDA	1,223	1,292	1,410	1,516	864	1,490	1,686	2,163	2,244	2,410	2,860	4,485	5,459	5,722	6,169
EBITDA Margin	51.0	49.1	48.6	47.5	26.5	36.0	35.6	38.9	33.4	31.2	34.2	44.4	46.0	41.2	51.8

Balance Sheet

Abridged

Understanding Balance Sheet

The Federal Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	3,538	3,727	4,534	4,584	5,423	5,977	7,401	7,785	8,521	15,922	14,769	17,305	18,645	30,476	26,897
Lending & LT Balance with Banks	-	-	5	201	7	1,557	6,216	4,525	6,023	5,842	7,760	3,466	7,562	9,037	-
Property Plant & Equipment - Net	337	412	436	473	524	492	461	480	505	517	672	972	1,063	1,528	1,528
Total Assets	60,544	70,993	74,645	82,908	94,706	1,15,486	1,39,214	1,60,552	1,83,353	2,04,967	2,26,241	2,68,004	3,17,839	3,60,152	4,02,081
Deposits - Total	48,935	57,611	59,729	70,823	79,171	97,662	1,11,970	1,34,879	1,52,252	1,72,186	1,81,678	2,12,989	2,52,455	2,83,484	3,13,491
Long Term Debt	4,266	5,239	5,768	2,393	5,236	6,345	12,329	8,706	12,528	12,271	19,587	25,862	25,160	32,596	33,193
Total Liabilities	54,952	64,728	67,784	75,208	86,642	1,06,534	1,26,939	1,46,974	1,68,350	1,88,248	2,06,680	2,45,530	2,86,913	3,24,699	3,60,968
Total Shareholders' Equity	5,592	6,265	6,861	7,700	8,064	8,951	12,274	13,498	14,822	16,502	19,256	22,122	30,105	34,538	40,043
Minority Interest	-	-	-	-	-	-	-	80	181	217	305	352	820	915	1,069
Total Equity	5,592	6,265	6,861	7,700	8,064	8,951	12,274	13,579	15,003	16,719	19,561	22,474	30,926	35,453	41,112
Total Liabilities & Equity	60,544	70,993	74,645	82,908	94,706	1,15,486	1,39,214	1,60,552	1,83,353	2,04,967	2,26,241	2,68,004	3,17,839	3,60,152	4,02,081

Cash Flow

Abridged

Understanding Cash Flow Statement

The Federal Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	C 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	949	1,081	954	1,140	1,544	1,720	1,825	2,256	2,730	3,582	3,447	4,243	4,423	5,150	6,944
Working Capital - Increase/(Decrease)	-1,915	1,800	242	4,018	-3,101	1,711	-6,876	5,617	1,000	7,597	-11,220	-3,754	2,008	3,651	-2,595
Net CF from Operating Activities	-967	2,880	1,197	5,158	-1,557	3,431	-5,051	7,873	3,731	11,179	-7,774	489	6,431	8,801	4,349
Capital Expenditures - Net	103	155	119	120	160	93	94	123	145	126	288	481	317	751	286
Net CF from Investing Activities	-1,453	-3,487	-737	-1,364	1,990	-2,384	-1,579	-3,380	-4,693	-3,915	908	-9,844	-8,908	-3,794	-11,109
Dividends Paid - Cash - Total	169	179	180	180	227	145	211	239	335	-	140	379	235	294	295
Stock - Issuance/(Retirement) - Net	-	0	0	11	22	21	2,599	159	84	14	927	96	4,394	168	1,614
Debt - LT & ST - Issuance/(Retirement) - Total	2,378	973	528	-3,375	410	1,109	5,982	-3,621	3,821	-257	7,317	6,275	-702	7,436	597
Net Cash Flow from Financing Activities	2,209	795	349	-3,544	205	985	8,371	-3,637	3,661	-208	8,193	6,038	3,871	7,401	2,069
Free Cash Flow to Equity	1,308	3,698	1,606	1,664	-1,307	4,447	837	4,129	7,407	10,796	-745	6,283	5,412	15,486	4,661
Free Operating CF net dividend	-1,239	2,545	894	4,857	-1,945	3,191	-5,357	7,490	3,241	11,049	-8,209	-373	5,868	7,752	3,746
Free Operating CF	-1,070	2,724	1,074	5,037	-1,718	3,336	-5,147	7,728	3,576	11,049	-8,069	5	6,103	8,046	4,041

Business Segment Analysis

FY End:

Mar 25

The Federal Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking Other Retail Banking (52.9%)₹ 16,930.37 CrCorporate / Whole Sale banking (26.1%)₹ 8,357.57 CrTreasury (14.2%)₹ 4,536.11 CrRetail Banking Digital Banking (5.8%)₹ 1,857.27 CrOther Banking Operations (1.1%)₹ 341.63 CrUnallocated (0.0%)₹ 7.30 Cr

Assets

Retail Banking Other Retail Banking (39.6%)₹ 1,42,699.97 CrCorporate / Whole Sale banking (34.4%)₹ 1,24,053.98 CrTreasury (22.1%)₹ 79,472.71 CrRetail Banking Digital Banking (2.0%)₹ 7,192.33 CrUnallocated (1.9%)₹ 6,731.07 CrOther Banking Operations (0.0%)₹ 1.85 Cr

Regional Segment Analysis

FY End:

Mar 16

The Federal Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

Domestic Operations (100.0%)₹ 8,608.16 CrForeign Operations (0.0%)₹ 1.20 Cr

Assets

Domestic Operations (99.7%)₹ 91,261.14 CrForeign Operations (0.3%)₹ 293.25 Cr

Historical Segment Analysis

Track how The Federal Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for The Federal Bank Ltd..

Frequently Asked Questions

What is the revenue of The Federal Bank Ltd.?

The latest trailing twelve month revenue of The Federal Bank Ltd. is ₹ 16,500.90 Cr, reflecting a 1-year growth of 15.72% and a 3-year CAGR of 16.94%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of The Federal Bank Ltd.?

The latest trailing twelve month net profit (PAT) of The Federal Bank Ltd. is ₹ 4,345.30 Cr, with a 3-year earnings CAGR of 5.97%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of The Federal Bank Ltd.?

The trailing twelve month EBITDA of The Federal Bank Ltd. is approximately ₹ 5,863.43 Cr (based on an operating margin of 35.53%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of The Federal Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of The Federal Bank Ltd. is 17.67. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of The Federal Bank Ltd.?

The debt-to-equity ratio of The Federal Bank Ltd. stands at 0.83. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of The Federal Bank Ltd.?

The estimated book value per share of The Federal Bank Ltd. is 161.15 (derived from a P/B ratio of 2.04 and market price of ₹ 328.70), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of The Federal Bank Ltd.?

The trailing twelve month operating cash flow of The Federal Bank Ltd. is ₹ 4,349.11 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does The Federal Bank Ltd. report consolidated or standalone financials?

The Federal Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.