GICRE

General Insurance Corporation of India

NSE: GICRE

BSE: 540755

Sector: Financial Services

Industry Group: Insurance

Industry: General Insurance

360.00+0.3 (+0.10%)

3 Jul, 2:29 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

55.8 / 100

Value Score

87.9 / 100

Price Momentum Score

67.5 / 100

QVM Score

89.1 / 100

Key Metrics

Market Cap

63097.00

P/E (TTM)

6.53

P/B

1.06

P/S (TTM)

1.30

EV/EBITDA

3.27

CAPE (5Y)

9.54

ROE (TTM)

17.90

ROCE (TTM)

19.60

ROA (TTM)

4.83

Avg 3Y ROE

17.16

Earnings 3Y CAGR

11.84

Sales 3Y CAGR

7.40

Sales 5Y CAGR

0.70

Debt/Equity

0.00

Consensus TP

465.00

Strong Buy %

0.00

Promoter Holding

82.40

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of General Insurance Corporation of India covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 1.06 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -75.91%

What is P/B Ratio?

Median: 4.4

Value 1.06

0.86.18

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 0.32% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

High and stable ROE

The company reported strong ROE of 17.9% for 12-month ended 31 Mar 2026 and ROE improved marginally by 149 bps from 1 year ago

What is ROE (FY)?

High and improving operating margin

The company reported strong operating margin of 21.85% for 12-month ended 31 Mar 2026 and operating margin improved by 195 bps from 1 year ago

What is Operating profit margin?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 18.47% for 12-month ended 31 Mar 2026 and the growth was 4.88 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 13.59

Value 18.47

6.7724.64

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 30.02% for 12-month ended 31 Mar 2026 and the growth was 11.43 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 31 Mar 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

Not enough talking points with negative stance

Neutral

Moderate dividend yield

The company has a moderate dividend yield of 2.78%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for General Insurance Corporation of India covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

General Insurance Corporation of India Shareholding Pattern

Quarterly breakdown of General Insurance Corporation of India ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	82.40	82.40	82.40	82.40	82.40	82.40	82.40
Indian Promoter	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	85.78	82.40	82.40	82.40	82.40	82.40	82.40	82.40
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	12.16	12.14	12.00	11.95	12.12	12.18	11.73	11.42	11.35	11.38	11.54	11.55	11.69	11.80	11.88	12.07	11.92	11.96	15.05	15.50	15.60	15.41	15.22	15.44	15.61
Mutual Funds / UTI	0.68	0.66	0.57	0.54	0.36	0.25	0.12	0.13	0.13	0.14	0.18	0.12	0.12	0.12	0.13	0.22	0.15	0.29	1.48	1.43	1.19	0.73	0.85	1.19	1.49
FI/Bank/Insurance	11.22	11.23	11.21	11.21	11.21	11.13	10.91	10.77	10.76	10.76	10.89	10.89	10.90	10.90	10.89	10.89	10.91	10.62	11.66	11.61	11.58	11.56	11.56	11.48	11.39
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.26	0.25	0.22	0.19	0.55	0.80	0.69	0.53	0.45	0.47	0.46	0.53	0.67	0.77	0.86	0.95	0.87	1.05	1.34	1.80	1.93	2.12	2.12	2.12	2.05
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.58	0.66	0.91	1.00	0.69	0.65	0.67
Non-Institution	2.06	2.08	2.22	2.27	2.09	2.04	2.49	2.79	2.87	2.84	2.68	2.67	2.53	2.41	2.33	2.15	2.29	2.25	2.55	2.10	2.00	2.20	2.39	2.16	2.00
Bodies Corporate	0.21	0.17	0.12	0.10	0.09	0.10	0.09	0.27	0.29	0.30	0.31	0.39	0.37	0.40	0.41	0.37	0.34	0.30	0.42	0.35	0.32	0.32	0.35	0.30	0.28
Others (incl. Retail) No. of shareholders	1.85 2,56,816	1.91 2,59,893	2.10 2,67,750	2.17 2,64,850	2.00 2,51,850	1.94 2,51,449	2.40 2,65,814	2.52 2,68,412	2.58 2,73,065	2.54 2,79,218	2.37 2,67,043	2.28 2,54,536	2.16 2,47,590	2.01 2,35,156	1.92 2,26,368	1.78 2,22,090	1.95 2,41,714	1.95 2,42,529	2.13 2,51,575	1.75 2,31,390	1.68 2,25,502	1.88 2,26,095	2.04 2,29,976	1.86 2,23,897	1.72 2,16,852

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	BSE Enhanced Value	0.84%	26 / 30
2	Nifty Midcap 150	0.29%	121 / 149
3	NIFTY Large Midcap 250	0.15%	201 / 250
4	Nifty 500	0.06%	254 / 499
5	Nifty Total Market	0.06%	269 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in General Insurance Corporation of India shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
The President of India acting through and represented by the Ministry of Finance, Government of India Promoter	June-2026	Market Sale (Disposal) 19th Jun 2026	82.40 %	₹ 352.71	8.77 cr	₹ 3094.03 cr
The President of India acting through and represented by the Ministry of Finance Government of India Promoter	September-2024	Market Sale (Disposal) 9th Sep 2024	85.78 %	₹ 395.11	5.94 cr	₹ 2348.25 cr

Corporate Actions

History of General Insurance Corporation of India dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 13.25/share
Record date: 4th Sep 2026Ex-date: 4th Sep 2026
Announced on: 26th May 2026
Dividend₹ 10/share
Record date: 5th Sep 2025Ex-date: 4th Sep 2025
Announced on: 26th May 2025
Dividend₹ 10/share
Record date: 11th Sep 2024Ex-date: 11th Sep 2024
Announced on: 28th May 2024
Dividend₹ 7.20/share
Record date: 8th Sep 2023Ex-date: 8th Sep 2023
Announced on: 25th May 2023
Dividend₹ 2.25/share
Record date: 8th Jun 2022Ex-date: 7th Jun 2022
Announced on: 27th May 2022

Company Profile

Overview of General Insurance Corporation of India covering business description, industry classification, key management, financial ratios, and listed exchange details.

General Insurance Corporation of India is an India-based global reinsurance solutions provider. The Companys segments include Fire, Miscellaneous, Marine and Life. The Miscellaneous segment includes Motor, Aviation, Engineering, Workmen Compensation, Liability. Personal Accident, Health, Agriculture...

Key personnel

Mr. Rajesh Laheri

Chief Financial Officer

Smt. Radhika Ravishekar

Chief Investment Officer, Deputy General Manager

Shri. Rajesh Khadatare

Chief Marketing Officer, Deputy General Manager

Shri. Satheesh Kumar

Compliance Officer, Company Secretary

Shri. V. Balkrishna

General Manager

Shri. Sateesh N. Bhat

General Manager, Actuary - Non-Life Insurance

Mr. Suresh Narayan Sindhi

General Manager, Actuary - Life Insurance

Mr. Sanjay Mokashi

Chief Underwriting Officer, Deputy General Manager

View all

Incorporated on

22 Nov 1972

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

25 Oct 2017

Free Float

30,88,32,385

Website

https://www.gicre.in/

Phone no.

+912222867000

Address

SURAKSHA170 J TATA ROAD CHURCHGATE, , 400020, India

Frequently Asked Questions

What is the current share price of General Insurance Corporation of India?

The current share price of General Insurance Corporation of India is ₹ 360.00 as of 3 Jul 2026.

What is the market capitalisation of General Insurance Corporation of India?

The market capitalisation of General Insurance Corporation of India stands at ₹ 63,097.00 Cr.

What is the PE ratio of General Insurance Corporation of India?

The Price-to-Earnings (PE) ratio of General Insurance Corporation of India is 6.53 as of the latest trailing twelve months data.

What is the ROE and ROCE of General Insurance Corporation of India?

General Insurance Corporation of India has a Return on Equity (ROE) of 17.90% and a Return on Capital Employed (ROCE) of 19.60% as per the latest financial reports.

What is the 52-week high and low of General Insurance Corporation of India?

The 52-week high of General Insurance Corporation of India is - and the 52-week low is -.

What is the dividend yield of General Insurance Corporation of India?

The dividend yield of General Insurance Corporation of India is 2.78% based on the current market price.

What is the FII and DII holding in General Insurance Corporation of India?

Foreign Institutional Investors (FII) hold 2.05%, Domestic Institutional Investors (DII) hold 12.88% and retail/public investors hold 1.72% of General Insurance Corporation of India shares.

What sector does General Insurance Corporation of India belong to?

General Insurance Corporation of India operates in the Financial Services sector. 80% of analysts have a Buy or Strong Buy rating on General Insurance Corporation of India with a consensus target price of ₹ 465.00, implying 29.29% upside from current levels.

What is the beta of General Insurance Corporation of India?

The beta of General Insurance Corporation of India is 0.69, indicating its price volatility relative to the broader market. Over the past 1 year, General Insurance Corporation of India has delivered an absolute return of -5.62%.

What is the RSI of General Insurance Corporation of India?

The 14-day Relative Strength Index (RSI) of General Insurance Corporation of India is 40.70, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

General Insurance Corporation of India

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

General Insurance Corporation of India Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile