	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Premiums Earned	13,322	13,609	13,558	15,300	26,375	38,200	38,250	44,351	39,985	39,293	35,974	33,705	36,712	39,743
Net Investment Income	1,915	2,392	2,667	2,577	2,871	3,405	3,868	6,489	4,656	1,183	1,867	2,321	2,842	8,674
Total Revenue	16,227	17,075	18,025	19,425	30,958	43,584	44,667	51,466	46,761	41,494	39,078	37,231	40,868	48,417
Insurance Claims/Reserves - Total	10,942	12,107	11,892	12,966	21,529	33,058	33,970	43,150	36,929	36,703	32,692	26,774	26,297	33,318
Underwriting Expenses	2,906	2,449	2,784	3,506	5,364	6,380	6,116	7,562	8,025	7,026	5,651	6,301	7,472	8,067
Total Operating Expenses	13,827	14,859	15,022	16,537	27,419	39,813	41,014	52,179	43,260	36,497	31,262	29,188	31,697	37,840
Operating Profit	2,401	2,217	3,004	2,888	3,539	3,771	3,654	-713	3,501	4,997	7,816	8,044	9,170	10,577
Operating Margin	14.8	13.0	16.7	14.9	11.4	8.7	8.2	-1.4	7.5	12.0	20.0	21.6	22.4	21.8
Profit before Taxes	2,382	2,303	2,827	2,988	3,417	3,630	3,854	-366	3,069	3,755	8,031	7,925	9,105	11,447
Income Taxes	38	50	134	108	412	435	1,216	-87	1,244	1,556	1,454	1,417	2,131	2,446
Profit after Tax	2,345	2,253	2,694	3,017	3,141	3,146	2,758	-186	1,992	2,386	6,907	6,686	7,432	9,662
PAT Margin	14.4	13.2	14.9	15.5	10.1	7.2	6.2	-0.4	4.3	5.8	17.7	18.0	18.2	20.0
EPS - Basic - ex Extraordinary Items	13.36	12.84	15.35	17.20	17.90	18.13	15.72	-1.06	11.35	13.60	39.37	38.11	42.36	55.08
EPS - Diluted - ex Extraordinary Items	13.36	12.84	15.35	17.20	17.90	18.13	15.72	-1.06	11.35	13.60	39.37	38.11	42.36	55.08
EBIT	2,401	2,217	3,004	2,888	3,539	3,771	3,654	-713	3,501	4,997	7,816	8,044	9,170	10,577
EBITDA	2,406	2,224	3,013	2,898	3,548	3,779	3,668	-694	3,516	5,011	7,826	8,056	9,185	10,577
EBITDA Margin	14.8	13.0	16.7	14.9	11.5	8.7	8.2	-1.3	7.5	12.1	20.0	21.6	22.5	21.8

Balance Sheet

Abridged

Understanding Balance Sheet

General Insurance Corporation of India balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	PR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Total Receivables	4,022	4,111	4,820	5,416	12,699	17,127	17,671	22,165	15,817	13,607	11,269	10,154	11,453	-
Property Plant & Equipment - Net	55	114	138	171	169	172	198	182	172	173	297	290	291	304
Total Assets	59,940	66,992	78,093	81,647	97,079	1,13,039	1,22,209	1,20,581	1,40,265	1,51,841	1,62,731	1,84,452	1,94,769	2,05,733
Insurance Reserves - Total	19,626	20,730	20,967	23,055	31,829	42,652	47,207	58,696	60,882	65,149	70,748	74,950	80,822	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Liabilities	50,278	55,110	64,300	64,590	77,111	88,884	96,716	96,637	1,14,012	1,23,014	1,26,735	1,42,517	1,46,110	1,46,436
Total Shareholders' Equity	9,662	11,882	13,794	17,058	19,969	24,155	25,492	23,944	26,253	28,827	35,996	41,935	48,659	59,296
Total Equity	9,662	11,882	13,794	17,058	19,969	24,155	25,492	23,944	26,253	28,827	35,996	41,935	48,659	59,296
Total Liabilities & Equity	59,940	66,992	78,093	81,647	97,079	1,13,039	1,22,209	1,20,581	1,40,265	1,51,841	1,62,731	1,84,452	1,94,769	2,05,733

Cash Flow

Abridged

Understanding Cash Flow Statement

General Insurance Corporation of India cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	R 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	2,201	2,317	3,327	3,195	3,696	3,470	3,055	-166	2,679	2,336	8,050	-	-	-
Working Capital - Increase/(Decrease)	1,314	489	-756	2,680	4,386	5,367	4,549	8,783	10,604	6,671	3,673	-	-	-
Net CF from Operating Activities	3,515	2,806	2,571	5,876	8,082	8,837	7,604	8,617	13,284	9,007	11,722	-1,475	222	-1,288
Capital Expenditures - Net	11	67	33	42	3	16	40	3	5	15	133	6	24	14
Net CF from Investing Activities	-2,349	-2,422	-2,634	-4,534	-4,534	-5,502	-7,865	-4,595	-10,453	-6,679	-9,999	1,677	-926	-2,075
Dividends Paid - Cash - Total	-	587	331	-	860	1,002	1,184	1,184	-	-	395	-	-	-
Net Cash Flow from Financing Activities	-	-687	-387	453	-1,035	-1,206	-1,428	-1,428	-	-	-395	-	-	-
Cash Receipts - Business Activities	-	-	-	-	-	-	-	-	-	-	-	2,139	2,155	3,394
Cash Payments - Business Activities	-	-	-	-	-	-	-	-	-	-	-	350	450	235
Free Cash Flow to Equity	3,504	2,739	2,539	5,834	8,078	8,821	7,564	8,614	13,278	8,993	11,589	-1,481	198	-1,302
Free Operating CF net dividend	3,504	2,152	2,208	5,833	7,218	7,819	6,380	7,430	13,278	8,992	11,193	-1,481	196	-1,302
Free Operating CF	3,504	2,739	2,539	5,833	8,078	8,821	7,564	8,614	13,278	8,992	11,588	-1,481	196	-1,302

Business Segment Analysis

FY End:

Mar 25

General Insurance Corporation of India business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Net premium earned

MISCELLANEOUS INSURANCE (59.5%)₹ 21,844.32 CrFIRE (31.8%)₹ 11,664.31 CrLIFE (5.6%)₹ 2,073.23 CrMARINE INSURANCE (3.1%)₹ 1,129.97 Cr

Regional Segment Analysis

General Insurance Corporation of India geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for General Insurance Corporation of India

Historical Segment Analysis

Track how General Insurance Corporation of India segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Net premium earned

Business

Regional

Business

We don't have enough data to show the Capex for General Insurance Corporation of India.

Frequently Asked Questions

What is the revenue of General Insurance Corporation of India?

The latest trailing twelve month revenue of General Insurance Corporation of India is ₹ 48,417.10 Cr, reflecting a 1-year growth of 18.47% and a 3-year CAGR of 7.40%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of General Insurance Corporation of India?

The latest trailing twelve month net profit (PAT) of General Insurance Corporation of India is ₹ 9,662.38 Cr, with a 3-year earnings CAGR of 11.84%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of General Insurance Corporation of India?

The trailing twelve month EBITDA of General Insurance Corporation of India is approximately ₹ 10,577.20 Cr (based on an operating margin of 21.85%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of General Insurance Corporation of India?

The trailing twelve month Earnings Per Share (EPS) of General Insurance Corporation of India is 55.08. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of General Insurance Corporation of India?

The debt-to-equity ratio of General Insurance Corporation of India stands at 0.00. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of General Insurance Corporation of India?

The estimated book value per share of General Insurance Corporation of India is 339.21 (derived from a P/B ratio of 1.06 and market price of ₹ 360.95), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of General Insurance Corporation of India?

The trailing twelve month operating cash flow of General Insurance Corporation of India is ₹ -1,287.97 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does General Insurance Corporation of India report consolidated or standalone financials?

General Insurance Corporation of India reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.