GUJCRED

The stock has been placed in Graded Surveillance Measure (GSM) list GSM - 0.

Gujarat Credit Corporation Ltd.

BSE: 511441

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

24.30-1.2 (-4.59%)

25 Aug, 1:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

63.67

P/E (TTM)

P/B

5.61

P/S (TTM)

212.11

EV/EBITDA

CAPE (5Y)

131.52

ROE (TTM)

0.68

ROCE (TTM)

-1.02

ROA (TTM)

0.25

Avg 3Y ROE

-2.20

Earnings 3Y CAGR

-77.11

Sales 3Y CAGR

Sales 5Y CAGR

Debt/Equity

1.64

Consensus TP

Strong Buy %

Promoter Holding

33.43

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Gujarat Credit Corporation Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 232.82% for 12-month ended 30 Jun 2026 and the growth was 223.68 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 9.14

Value 232.82

-137.743928.1

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 48.69% for 12-month ended 30 Jun 2026 and the growth was 72.94 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Expensive and at a premium to industry median P/B

PB of 5.61 indicates that the stock is expensive on a standalone basis and is at a 312.5% premium to industry median P/B

What is P/B Ratio?

Median: 1.36

Value 5.61

01274.33

Reasonable Debt to Equity, but increasing

The company has reasonable Debt to Equity of 1.64 as on 30 Jun 2026 but Debt to Equity increased by 0.68 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Low ROE but improving trend

The company reported low ROE of 0.68% for 12-month ended 30 Jun 2026 but ROE improved by 715 bps from 1 year ago

What is ROE (FY)?

Low operating margin but improving trend

The company reported low operating margin of -119.59% for 12-month ended 30 Jun 2026 but operating margin improved by 40401 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Gujarat Credit Corporation Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Gujarat Credit Corporation Ltd. Shareholding Pattern

Quarterly breakdown of Gujarat Credit Corporation Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	33.43	33.43
Indian Promoter	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	31.61	33.43	33.43
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	68.39	66.57	66.57
Bodies Corporate	1.07	1.07	-	-	-	-	-	-	-	-	1.04	24.07	23.03	23.03	23.03	23.03	23.03	23.03	23.03	23.03	23.03	23.03	24.89	25.53	11.93	11.20
Others (incl. Retail) No. of shareholders	67.32 8,591	67.32 8,591	68.39 8,656	68.39 8,656	68.39 8,656	68.39 8,656	68.39 8,656	68.39 8,583	68.39 8,656	68.39 9,234	67.35 9,093	44.32 9,080	45.36 9,129	45.36 9,129	45.36 8,927	45.36 8,922	45.36 8,837	45.36 8,835	45.36 8,858	45.36 8,740	45.36 8,707	45.36 8,670	43.50 8,632	42.86 8,597	54.64 8,567	55.37 8,489

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Gujarat Credit Corporation Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Ketan Mahendrakumar Chalishazar	22 Jun 2026	sell	₹ 24.00	25.50 k	-
Darshilketanchalishazar	22 Jun 2026	buy	₹ 24.00	25.64 k	-
Yatnajigneshacharya	13 May 2025	sell	₹ 35.82	25.48 k	₹ 9.13 lac
Ketan Mahendrakumar Chalishazar	13 May 2025	buy	₹ 35.82	25.52 k	₹ 9.14 lac
Kretto Syscon Limited	28 Mar 2025	sell	₹ 32.83	50.99 k	₹ 16.74 lac
Kapadia Finwealth Llp .	28 Mar 2025	buy	₹ 32.83	50.40 k	₹ 16.54 lac
Nishil Financial Advisors Llp .	05 Mar 2025	buy	₹ 30.50	18.47 k	₹ 5.63 lac
Noble Polymers Limited Noble	05 Mar 2025	buy	₹ 30.70	19.61 k	₹ 6.02 lac
Margi Mahavirbhai Tiwari	05 Mar 2025	sell	₹ 30.70	19.61 k	₹ 6.02 lac
Noble Polymers Limited Noble	04 Mar 2025	sell	₹ 29.92	20.15 k	₹ 6.03 lac

Corporate Actions

History of Gujarat Credit Corporation Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.75/share
Record date: 16th Dec 1996Ex-date: 18th Nov 1996
Dividend₹ 2/share
Record date: 8th Nov 1995Ex-date: 5th Feb 1996
Announced on: 28th Oct 1995

Company Profile

Overview of Gujarat Credit Corporation Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Gujrat Credit Corporation Limited is an India-based real estate development company. The Company is engaged in the business of providing materials for real estate development. It has developed real estate projects in both the commercial and corporate segments. It provides services from concept to co...

Key personnel

Mr. Hetal Patel

Company Secretary and Compliance Officer

Shri. Bahubali S. ShahD

Non-Executive Non Independent Chairman of the Board

Shri. Amam S. ShahD

Managing Director, Non Independent Executive Director

Smt. Binoti Jatinbhai ShahD

Director

Mr. Apurva R. HathiD

Non-Executive Non-Independent Director

Mr. Vipul R. PatelD

Non-Executive Non-Independent Director

Mr. Priyank JhaveriD

Non-Executive Independent Director

Shri. Shriraj S. JhaveriD

Non-Executive Independent Director

View all

Incorporated on

01 Nov 1993

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

IPO date

27 Jan 1994

Free Float

15,60,540

Website

https://www.gccl.co.in/

Phone no.

Address

A-115, Siddhi Vinayak Towers, B/h. DCP Office, offS.G. Highway, Makarba, AHMEDABAD, 380051, India

Frequently Asked Questions

What is the current share price of Gujarat Credit Corporation Ltd.?

The current share price of Gujarat Credit Corporation Ltd. is ₹ 24.30 as of 25 Aug 2026.

What is the market capitalisation of Gujarat Credit Corporation Ltd.?

The market capitalisation of Gujarat Credit Corporation Ltd. stands at ₹ 63.67 Cr.

What is the PE ratio of Gujarat Credit Corporation Ltd.?

The Price-to-Earnings (PE) ratio of Gujarat Credit Corporation Ltd. is - as of the latest trailing twelve months data.

What is the ROE and ROCE of Gujarat Credit Corporation Ltd.?

Gujarat Credit Corporation Ltd. has a Return on Equity (ROE) of 0.68% and a Return on Capital Employed (ROCE) of -1.02% as per the latest financial reports.

What is the 52-week high and low of Gujarat Credit Corporation Ltd.?

The 52-week high of Gujarat Credit Corporation Ltd. is - and the 52-week low is -.

What is the dividend yield of Gujarat Credit Corporation Ltd.?

The dividend yield of Gujarat Credit Corporation Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Gujarat Credit Corporation Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 55.37% of Gujarat Credit Corporation Ltd. shares.

What sector does Gujarat Credit Corporation Ltd. belong to?

Gujarat Credit Corporation Ltd. operates in the Financial Services sector.

What is the beta of Gujarat Credit Corporation Ltd.?

The beta of Gujarat Credit Corporation Ltd. is -0.15, indicating its price volatility relative to the broader market.

What is the RSI of Gujarat Credit Corporation Ltd.?

The 14-day Relative Strength Index (RSI) of Gujarat Credit Corporation Ltd. is 61.74, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

Gujarat Credit Corporation Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Gujarat Credit Corporation Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions