statements

The stock has been placed in Graded Surveillance Measure (GSM) list GSM - 0.

Gujarat Credit Corporation Ltd.

BSE: 511441

Sector: Financial Services

Industry Group: Finance

Industry: Other Financial Services

24.30-1.2 (-4.59%)

25 Aug, 1:59 PM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

Gujarat Credit Corporation Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	R 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	R 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS	12M IR
Total Revenue	0.00	0.71	0.20	0.09	-	-	-	-	-	-	-	-	-	-	-	0.30
Cost of Operating Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	0.00	-	-
Gross Profit	0.00	0.71	0.20	0.09	-	-	-	-	-	-	-	-	-	0.00	-	-
Gross Margin	100.0	100.0	100.0	100.0	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	0.16	0.29	0.16	0.19	0.19	0.27	0.14	0.24	0.24	0.27	0.20	0.12	0.20	0.45	0.28	0.36
Operating Profit	-0.16	0.42	0.04	-0.10	-0.19	-0.27	-0.14	-0.24	-0.24	-0.27	-0.20	-0.12	-0.20	-0.45	-0.28	-0.36
Operating Margin	-7,108.4	58.6	19.3	-106.9	-	-	-	-	-	-	-	-	-	-	-	-119.6
Financing Income/(Expense) - Net	-0.01	-0.04	-0.01	-0.02	-0.01	-0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-
Profit before Taxes	-0.12	0.40	0.04	-0.09	0.04	0.02	0.07	0.38	0.04	0.09	0.06	0.03	0.02	-0.28	0.02	0.03
Income Taxes	-0.01	0.32	0.00	0.03	0.00	0.01	0.00	0.08	0.00	0.02	0.02	0.02	0.01	-0.01	0.00	0.00
Profit after Tax	-0.12	0.08	0.04	-0.12	0.04	0.15	0.15	0.20	0.04	0.06	1.50	0.03	-0.11	-0.87	0.08	0.07
PAT Margin	-5,223.1	11.1	17.5	-134.6	-	-	-	-	-	-	-	-	-	-	-	23.5
EPS - Basic - ex Extraordinary Items	-0.05	0.03	0.01	-0.05	0.02	0.06	0.06	0.08	0.05	0.08	1.76	0.03	-0.13	-1.03	0.10	-0.09
EPS - Diluted - ex Extraordinary Items	-0.05	0.03	0.01	-0.05	0.02	0.06	0.06	0.08	0.05	0.08	1.76	0.03	-0.13	-1.03	0.10	-0.09
EBIT	-0.16	0.42	0.04	-0.10	-0.19	-0.27	-0.14	-0.24	-0.24	-0.27	-0.20	-0.12	-0.20	-0.45	-0.28	-0.36
EBITDA	-0.12	0.45	0.07	-0.07	-0.17	-0.25	-0.13	-0.23	-0.22	-0.26	-0.19	-0.11	-0.20	-0.45	-0.28	-0.36
EBITDA Margin	-5,425.8	63.9	33.1	-76.8	-	-	-	-	-	-	-	-	-	-	-	-119.2

Balance Sheet

Abridged

Understanding Balance Sheet

Gujarat Credit Corporation Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Total Current Assets	0.40	0.05	0.11	0.22	0.05	0.04	0.02	0.05	0.06	0.06	0.24	0.53	0.26	0.02	0.03
Long-Term Investments	3.39	3.39	3.39	3.39	3.39	3.05	3.21	2.83	2.86	2.88	4.15	0.11	0.13	0.13	2.10
Property Plant & Equipment - Net	0.19	0.14	0.11	0.18	0.16	26.69	26.94	27.02	27.05	27.08	27.11	28.01	28.39	29.04	30.28
Total Non-Current Assets	29.93	29.77	29.78	29.94	29.52	30.08	30.35	30.05	30.12	30.17	31.27	32.17	32.45	32.49	32.38
Total Assets	30.33	29.82	29.89	30.16	29.57	30.13	30.38	30.11	30.17	30.23	31.51	32.71	32.71	32.50	32.41
Total Current Liabilities	0.02	0.07	0.01	0.12	0.03	0.04	0.05	0.12	0.07	0.07	0.11	0.11	0.10	7.05	2.38
Long Term Debt	19.70	19.07	19.17	19.45	18.92	17.79	17.82	17.45	17.50	17.47	17.44	18.61	18.71	12.44	18.67
Total Non-Current Liabilities	19.72	19.08	19.17	19.45	18.92	17.79	17.82	17.45	17.50	17.47	17.44	18.62	18.73	12.44	18.68
Total Liabilities	19.74	19.15	19.18	19.57	18.95	17.83	17.88	17.57	17.57	17.54	17.55	18.73	18.82	19.49	21.05
Total Shareholders' Equity	10.59	10.67	10.71	10.58	10.62	12.30	12.50	12.54	12.61	12.69	13.96	13.97	13.88	13.02	11.36
Total Equity	10.59	10.67	10.71	10.58	10.62	12.30	12.50	12.54	12.61	12.69	13.96	13.97	13.88	13.02	11.36
Total Liabilities & Equity	30.33	29.82	29.89	30.16	29.57	30.13	30.38	30.11	30.17	30.23	31.51	32.71	32.71	32.50	32.41

Cash Flow

Abridged

Understanding Cash Flow Statement

Gujarat Credit Corporation Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	-0.09	0.15	0.07	-0.10	0.06	0.23	0.25	0.22	0.09	0.10	0.07	0.04	0.01	-0.29	-0.01
Working Capital - Increase/(Decrease)	-0.29	0.28	-0.15	0.07	0.37	19.44	0.15	0.03	-0.05	-0.01	0.06	-0.18	0.15	5.85	-5.00
Net CF from Operating Activities	-0.37	0.43	-0.09	-0.03	0.44	19.67	0.40	0.25	0.04	0.09	0.13	-0.13	0.16	5.56	-5.00
Capital Expenditures - Net	-	-0.01	-	0.10	-	20.35	0.29	0.09	0.05	0.05	0.05	0.91	0.38	0.65	1.24
Net CF from Investing Activities	-	0.01	-	-0.24	0.14	-20.12	-0.45	0.12	-0.08	-0.07	-0.09	-1.03	-0.26	-0.64	-1.24
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	1.57	-	-	-	-	-	-	-	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	0.37	-0.63	0.09	0.29	-0.61	-1.13	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94	6.23
Net Cash Flow from Financing Activities	0.37	-0.67	0.09	0.29	-0.61	0.44	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94	6.23
Free Cash Flow to Equity	0.00	-0.19	0.01	0.16	-0.18	-1.81	0.14	-0.21	0.03	0.02	0.05	0.13	-0.12	-0.03	-0.01
Free Operating CF net dividend	-0.37	0.43	-0.09	-0.12	0.44	-0.68	0.10	0.16	-0.01	0.05	0.08	-1.04	-0.22	4.91	-6.24
Free Operating CF	-0.37	0.43	-0.09	-0.12	0.44	-0.68	0.10	0.16	-0.01	0.05	0.08	-1.04	-0.22	4.91	-6.24

Business Segment Analysis

FY End:

Mar 23

Gujarat Credit Corporation Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Real Estate Development (100.0%)₹ 0.91 Cr

Assets

Real Estate Development (100.0%)₹ 32.71 Cr

Operating Income

Real Estate Development (100.0%)₹ -0.12 Cr

Regional Segment Analysis

Gujarat Credit Corporation Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Gujarat Credit Corporation Ltd.

Historical Segment Analysis

Track how Gujarat Credit Corporation Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Assets

Operating Income

Business

Regional

Business

	2023 Mar 31
	2023 Mar 31
Real Estate Development	1

Frequently Asked Questions

What is the revenue of Gujarat Credit Corporation Ltd.?

The latest trailing twelve month revenue of Gujarat Credit Corporation Ltd. is ₹ 0.30 Cr, reflecting a 1-year growth of 232.82%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Gujarat Credit Corporation Ltd.?

The latest trailing twelve month net profit (PAT) of Gujarat Credit Corporation Ltd. is ₹ 0.07 Cr, with a 3-year earnings CAGR of -77.11%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Gujarat Credit Corporation Ltd.?

The trailing twelve month EBITDA of Gujarat Credit Corporation Ltd. is approximately ₹ -0.36 Cr (based on an operating margin of -119.59%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Gujarat Credit Corporation Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Gujarat Credit Corporation Ltd. is -0.09. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Gujarat Credit Corporation Ltd.?

The debt-to-equity ratio of Gujarat Credit Corporation Ltd. stands at 1.64. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Gujarat Credit Corporation Ltd.?

The estimated book value per share of Gujarat Credit Corporation Ltd. is 4.33 (derived from a P/B ratio of 5.61 and market price of ₹ 24.30), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Gujarat Credit Corporation Ltd.?

The trailing twelve month operating cash flow of Gujarat Credit Corporation Ltd. is ₹ -5.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Gujarat Credit Corporation Ltd. report consolidated or standalone financials?

Gujarat Credit Corporation Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.