HDBFS

HDB Financial Services Ltd.

NSE: HDBFS

BSE: 544429

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

726.90-10.6 (-1.44%)

8 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

3.5 / 100

Value Score

38.3 / 100

Price Momentum Score

41.3 / 100

QVM Score

11.3 / 100

Key Metrics

Market Cap

60220.40

P/E (TTM)

23.67

P/B

2.91

P/S (TTM)

23.26

EV/EBITDA

CAPE (5Y)

29.65

ROE (TTM)

13.94

ROCE (TTM)

-2.52

ROA (TTM)

2.19

Avg 3Y ROE

16.07

Earnings 3Y CAGR

9.35

Sales 3Y CAGR

-40.68

Sales 5Y CAGR

Debt/Equity

4.80

Consensus TP

775.00

Strong Buy %

26.67

Promoter Holding

74.12

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of HDB Financial Services Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 17.73% for 12-month ended 31 Mar 2026 and the growth was 17.45 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -2.8% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Not enough data

Low operating margin

The company reported low operating margin of -108.89% for 12-month ended 31 Mar 2026

What is Operating profit margin?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -84.12% for 12-month ended 31 Mar 2026 and the growth was 95.17 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 11.05

Value -84.12

-519.5340214.8

High Debt to Equity

The company has high Debt to Equity of 4.8 as on 31 Mar 2026

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.28%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.91 indicates that the stock is reasonably valued on a standalone basis but is at a 162.16% premium to industry median P/B

What is P/B Ratio?

Median: 1.11

Value 2.91

058.08

Moderate ROE

The company reported moderate ROE of 13.94% for 12-month ended 31 Mar 2026

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for HDB Financial Services Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

HDB Financial Services Ltd. Shareholding Pattern

Quarterly breakdown of HDB Financial Services Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2014	Mar 2015	Jun 2015	Jun 2016	Jun 2017	Jun 2018	Jul 2019	Jun 2020	Mar 2021	Mar 2022	Mar 2023	Jun 2025	Jul 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	97.32	97.22	97.22	97.12	96.20	95.87	95.53	95.30	95.11	94.96	94.84	74.19	74.19	74.19	74.15	74.12
Indian Promoter	97.32	97.22	97.22	97.12	96.20	95.87	95.53	95.30	95.11	94.96	94.84	74.19	74.19	74.19	74.15	74.12
Foreign Promoter	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-
Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.14	0.00	0.00	0.00	8.96	8.96	14.09	14.72	15.29
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3.02	3.02	10.01	10.40	10.96
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.47	1.47	0.76	0.83	1.19
Govt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	4.11	4.11	3.17	3.32	3.01
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.14	0.00	0.00	0.00	0.35	0.35	0.16	0.18	0.14
Non-Institution	2.68	2.78	2.78	2.88	3.80	4.13	4.47	4.56	4.89	5.04	5.16	16.85	16.85	11.72	11.13	10.59
Bodies Corporate	0.00	0.00	0.00	0.00	0.00	0.46	0.22	0.07	0.00	0.00	0.00	0.17	0.17	0.39	0.32	0.30
Others (incl. Retail) No. of shareholders	2.68 1	2.78 0	2.78 0	2.88 0	3.80 0	3.67 0	4.25 0	4.49 0	4.89 0	5.04 0	5.16 0	16.68 25,31,046	16.68 25,31,046	11.33 11,56,004	10.81 10,26,040	10.29 9,60,415

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Non Banking Financial Company (NBFC)	4.1%	7 / 21
2	Nifty Midcap 150	0.3%	120 / 149
3	NIFTY Large Midcap 250	0.16%	188 / 250
4	Nifty 500	0.06%	254 / 499
5	Nifty Total Market	0.06%	266 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in HDB Financial Services Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Ajay Thakur Employee	November-2025	Market Sale (Disposal) 6th Nov 2025	0.00 %	₹ 733.54	7.00 k	₹ 51.35 lac
Premal Brahmbhatt Employee	November-2025	Market Sale (Disposal) 6th Nov 2025	0.00 %	₹ 733.00	6.64 k	₹ 48.67 lac
Shishir Janardhan Kunder Employee	November-2025	Market Sale (Disposal) 6th Nov 2025	0.00 %	₹ 730.64	1.44 k	₹ 10.52 lac
Ritesh Sharma Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.01 %	₹ 746.62	21.00 k	₹ 1.57 cr
Ritesh Sharma Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.01 %	₹ 736.81	11.00 k	₹ 81.05 lac
Ajit Bhaskar Kamble Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.00 %	₹ 733.39	8.45 k	₹ 61.99 lac
Ajit Bhaskar Kamble Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.00 %	₹ 733.39	218.00	₹ 1.60 lac
Ajit Bhaskar Kamble Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.00 %	₹ 731.16	307.00	₹ 2.24 lac
Ajit Bhaskar Kamble Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.00 %	₹ 731.16	893.00	₹ 6.53 lac
Samir Jaiswal Employee	October-2025	Market Sale (Disposal) 31st Oct 2025	0.00 %	₹ 743.82	1.70 k	₹ 12.64 lac

…

Corporate Actions

History of HDB Financial Services Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2/share
Record date: 18th Jun 2026Ex-date: 18th Jun 2026
Announced on: 15th Apr 2026
Dividend₹ 2/share
Record date: 24th Oct 2025Ex-date: 24th Oct 2025
Announced on: 15th Oct 2025

Company Profile

Overview of HDB Financial Services Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

HDB Financial Services Limited is an India-based diversified retail-focused non-banking financial company. The Company offers a portfolio of lending products that cater to a diverse customer base through an omni-channel distribution network. Its lending products are offered through its three busines...

Key personnel

Mr. Jaykumar Pravinchandra Shah

Chief Financial Officer

Ms. Dipti Jayesh Khandelwal

Compliance Officer, Company Secretary, Head Legal

Mr. Natarajan SrinivasanD

Non-Executive Independent Chairman of the Board

Mr. Ramesh GanesanD

Chief Executive Officer, Managing Director, Executive Director

Jimmy Minocher TataD

Non-Executive Non-Independent Director

Mr. Jayesh ChakravarthiD

Independent Director

Shri. Jayant Purushottam GokhaleD

Independent Director

Ms. Arundhati MechD

Independent Director

View all

Incorporated on

04 Jun 2007

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

88,162

IPO date

02 Jul 2025

Free Float

21,14,67,035

Website

https://www.hdbfs.com/

Phone no.

+912249116300

Address

HDB House, Tukaram Sandam Marg, A - Subhash Rd, Navpada, Vile Parle East, MUMBAI, 400057, India

Frequently Asked Questions

What is the current share price of HDB Financial Services Ltd.?

The current share price of HDB Financial Services Ltd. is ₹ 726.90 as of 8 Jul 2026.

What is the market capitalisation of HDB Financial Services Ltd.?

The market capitalisation of HDB Financial Services Ltd. stands at ₹ 60,220.40 Cr.

What is the PE ratio of HDB Financial Services Ltd.?

The Price-to-Earnings (PE) ratio of HDB Financial Services Ltd. is 23.67 as of the latest trailing twelve months data.

What is the ROE and ROCE of HDB Financial Services Ltd.?

HDB Financial Services Ltd. has a Return on Equity (ROE) of 13.94% and a Return on Capital Employed (ROCE) of -2.52% as per the latest financial reports.

What is the 52-week high and low of HDB Financial Services Ltd.?

The 52-week high of HDB Financial Services Ltd. is - and the 52-week low is -.

What is the dividend yield of HDB Financial Services Ltd.?

The dividend yield of HDB Financial Services Ltd. is 0.28% based on the current market price.

What is the FII and DII holding in HDB Financial Services Ltd.?

Foreign Institutional Investors (FII) hold 3.01%, Domestic Institutional Investors (DII) hold 12.15% and retail/public investors hold 10.29% of HDB Financial Services Ltd. shares.

What sector does HDB Financial Services Ltd. belong to?

HDB Financial Services Ltd. operates in the Financial Services sector. 46.67% of analysts have a Buy or Strong Buy rating on HDB Financial Services Ltd. with a consensus target price of ₹ 775.00, implying 6.62% upside from current levels.

What is the beta of HDB Financial Services Ltd.?

The beta of HDB Financial Services Ltd. is -, indicating its price volatility relative to the broader market.

What is the RSI of HDB Financial Services Ltd.?

The 14-day Relative Strength Index (RSI) of HDB Financial Services Ltd. is 57.09, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

HDB Financial Services Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

HDB Financial Services Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Corporate Actions

Stock Analysis

Holdings and Presence

Company Profile