stocksHDBFS
HDBFS

HDB Financial Services Ltd.

726.90-10.6 (-1.44%)
8 Jul, 12:00 AM

Income Statement

Abridged
Understanding Income Statement
HDB Financial Services Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
PR
12M
PR
12M
PR
12M
PR
12M
AR
Total Revenue
11,30612,40314,17116,30018,430
Total Operating Expenses
6,6336,2656,0036,9838,224
Operating Profit
4,6736,1388,1689,31810,205
Operating Margin
41.349.557.657.255.4
Financing Income/(Expense) - Net
-3,326-3,512-4,864-6,390-6,820
Profit before Taxes
1,3482,6273,3052,9283,386
Income Taxes
336668844752842
Profit after Tax
1,0111,9592,4612,1762,544
PAT Margin
8.915.817.413.313.8
EPS - Basic - ex Extraordinary Items
12.1923.6229.6626.2330.97
EPS - Diluted - ex Extraordinary Items
12.1923.6229.6626.2330.88
EBIT
4,6736,1388,1689,31810,205
EBITDA
4,7726,2508,3139,51210,415
EBITDA Margin
42.250.458.758.456.5

Balance Sheet

Abridged
Understanding Balance Sheet
HDB Financial Services Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Source:
PR
PR
PR
PR
AR
Property Plant & Equipment - Net
281367489703708
Total Assets
62,02670,05092,5571,08,6631,23,651
Long Term Debt
49,16755,09274,64187,84499,701
Total Liabilities
52,48658,61378,81492,8441,02,987
Total Shareholders' Equity
9,54011,43713,74315,82020,664
Total Equity
9,54011,43713,74315,82020,664
Total Liabilities & Equity
62,02670,05092,5571,08,6631,23,651

Cash Flow

Abridged
Understanding Cash Flow Statement
HDB Financial Services Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
PR
12M
PR
12M
PR
12M
PR
12M
AR
Operating CF bef Changes in Working Cap
3,0642,9854,2654,9395,254
Working Capital - Increase/(Decrease)
-1,077-9,835-21,001-18,565-13,859
Net CF from Operating Activities
1,987-6,851-16,736-13,626-8,606
Capital Expenditures - Net
40110122208141
Net CF from Investing Activities
-703973-2,1461,159-1,772
Stock - Issuance/(Retirement) - Net
3834711252,494
Debt - LT & ST - Issuance/(Retirement) - Total
-1,5375,91219,30712,8838,425
Net Cash Flow from Financing Activities
-1,5005,79619,13412,77010,673
Free Cash Flow to Equity
410-1,0482,449-951-321
Free Operating CF net dividend
1,946-6,962-16,859-13,836-8,749
Free Operating CF
1,946-6,962-16,859-13,836-8,749

Business Segment Analysis

FY End:
Mar 26

HDB Financial Services Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex
Total₹ 144Cr
Lending business (97.2%)₹ 139.58 CrBPO Services (2.8%)₹ 4.03 CrUnallocated (0.0%)₹ 0.00 Cr
Revenue / Sales
Total₹ 18,430Cr
Lending business (93.4%)₹ 17,205.76 CrBPO Services (6.6%)₹ 1,223.91 Cr
Assets
Total₹ 1,23,651Cr
Lending business (99.1%)₹ 1,22,520.79 CrUnallocated (0.8%)₹ 951.10 CrBPO Services (0.1%)₹ 179.59 Cr

Regional Segment Analysis

FY End:
Mar 26

HDB Financial Services Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales
Total₹ 18,430Cr
India (100.0%)₹ 18,429.67 Cr
Assets
Total₹ 1,23,651Cr
India (100.0%)₹ 1,23,651.48 Cr

Historical Segment Analysis

Track how HDB Financial Services Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Business
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Lending business3686115199140
BPO Services5258104
Unallocated00000

Frequently Asked Questions

What is the revenue of HDB Financial Services Ltd.?
The latest trailing twelve month revenue of HDB Financial Services Ltd. is ₹ 2,589.16 Cr, reflecting a 1-year growth of -84.12% and a 3-year CAGR of -40.68%. Annual and quarterly revenue trends are available in the Income Statement section.
What is the net profit of HDB Financial Services Ltd.?
The latest trailing twelve month net profit (PAT) of HDB Financial Services Ltd. is ₹ 2,543.80 Cr, with a 3-year earnings CAGR of 9.35%. Detailed profit history across annual and quarterly periods is in the Income Statement section.
What is the EBITDA of HDB Financial Services Ltd.?
The trailing twelve month EBITDA of HDB Financial Services Ltd. is approximately ₹ -2,819.23 Cr (based on an operating margin of -108.89%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.
What is the EPS of HDB Financial Services Ltd.?
The trailing twelve month Earnings Per Share (EPS) of HDB Financial Services Ltd. is 30.88. EPS trends across annual and quarterly periods are visible in the Income Statement section.
What is the debt level of HDB Financial Services Ltd.?
The debt-to-equity ratio of HDB Financial Services Ltd. stands at 4.80. The interest coverage ratio is -0.41x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.
What is the book value per share of HDB Financial Services Ltd.?
The estimated book value per share of HDB Financial Services Ltd. is 249.43 (derived from a P/B ratio of 2.91 and market price of ₹ 726.90), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.
What is the cash flow from operations of HDB Financial Services Ltd.?
The trailing twelve month operating cash flow of HDB Financial Services Ltd. is ₹ -8,605.60 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.
Does HDB Financial Services Ltd. report consolidated or standalone financials?
HDB Financial Services Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.