ICICIGI

ICICI Lombard General Insurance Company Ltd.

NSE: ICICIGI

BSE: 540716

Sector: Financial Services

Industry Group: Insurance

Industry: General Insurance

1,770.20+9.2 (+0.52%)

3 Jul, 12:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

73.6 / 100

Value Score

42.1 / 100

Price Momentum Score

55.4 / 100

QVM Score

61.2 / 100

Key Metrics

Market Cap

88016.70

P/E (TTM)

31.75

P/B

5.22

P/S (TTM)

3.25

EV/EBITDA

23.48

CAPE (5Y)

42.95

ROE (TTM)

17.85

ROCE (TTM)

23.87

ROA (TTM)

3.82

Avg 3Y ROE

17.37

Earnings 3Y CAGR

16.26

Sales 3Y CAGR

14.73

Sales 5Y CAGR

17.23

Debt/Equity

0.00

Consensus TP

2180.00

Strong Buy %

33.33

Promoter Holding

51.29

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of ICICI Lombard General Insurance Company Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and stable ROE

The company reported strong ROE of 17.85% for 12-month ended 31 Mar 2026 and ROE declined marginally by -10 bps from 1 year ago

What is ROE (FY)?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.0 as on 31 Mar 2026 and Debt to Equity remained same in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

Expensive and at a premium to industry median P/B

PB of 5.22 indicates that the stock is expensive on a standalone basis and is at a 18.64% premium to industry median P/B

What is P/B Ratio?

Median: 4.4

Value 5.22

0.86.18

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -2.76% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of 9.94% for 12-month ended 31 Mar 2026 and the growth was 8.65 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.77%

What is Dividend yield?

Neutral

Moderate and stable operating margin

The company reported moderate operating margin of 13.69% for 12-month ended 31 Mar 2026 and operating margin declined marginally by -11 bps from 1 year ago

What is Operating profit margin?

Moderate revenue growth and in line with median growth of industry

The company delivered moderate revenue growth of 12.92% for 12-month ended 31 Mar 2026 and the growth was 0.67 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 13.59

Value 12.92

6.7724.64

Financial Snapshot

See detailed analysis

Multi-year trends for ICICI Lombard General Insurance Company Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

ICICI Lombard General Insurance Company Ltd. Shareholding Pattern

Quarterly breakdown of ICICI Lombard General Insurance Company Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	55.86	51.89	51.89	51.89	51.88	51.87	48.08	48.05	48.04	48.03	48.02	48.02	48.02	48.01	48.00	47.91	51.27	51.81	51.66	51.60	51.55	51.46	51.37	51.31	51.29
Indian Promoter	55.86	51.89	51.89	51.89	51.88	51.87	48.08	48.05	48.04	48.03	48.02	48.02	48.02	48.01	48.00	47.91	51.27	51.81	51.66	51.60	51.55	51.46	51.37	51.31	51.29
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	36.57	40.64	40.69	40.93	41.04	41.44	38.27	41.59	40.61	40.37	40.05	40.18	40.18	40.21	40.89	41.01	39.13	41.18	41.44	41.61	41.48	41.51	41.51	41.67	41.77
Mutual Funds / UTI	10.47	10.52	10.53	10.23	9.85	9.63	8.80	11.33	11.47	13.48	13.73	14.30	14.96	15.21	15.54	15.16	13.44	15.03	14.91	15.50	15.85	14.94	14.18	14.59	15.40
FI/Bank/Insurance	0.12	0.00	0.00	0.00	0.06	0.08	0.14	0.15	0.09	0.08	1.08	1.38	1.45	2.14	1.84	1.67	1.49	1.13	0.62	0.61	0.56	0.60	0.71	0.64	0.60
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	23.39	26.61	27.10	28.41	29.08	29.75	27.41	28.12	26.88	25.00	24.07	23.39	22.85	22.00	22.37	23.04	23.05	23.94	24.75	24.36	23.68	23.94	24.04	23.35	22.29
Other Institutions	2.59	5.26	3.06	2.28	2.05	2.79	1.91	3.27	3.63	3.24	1.17	1.10	0.92	0.85	1.13	1.13	1.13	1.09	1.16	1.13	1.39	2.04	2.58	3.08	3.47
Non-Institution	7.57	7.47	7.42	7.18	7.08	6.69	13.65	10.36	11.34	11.59	11.93	11.80	11.80	11.78	11.11	11.08	9.60	7.00	6.90	6.79	6.97	7.03	7.12	7.02	6.94
Bodies Corporate	1.05	0.75	0.64	0.66	0.65	0.67	4.37	4.39	4.50	4.57	4.61	4.50	4.46	4.45	4.56	4.62	3.31	0.65	0.85	0.61	0.58	0.63	0.64	0.65	0.74
Others (incl. Retail) No. of shareholders	6.52 2,40,247	6.72 2,49,179	6.78 2,54,282	6.52 2,48,956	6.43 2,56,719	6.02 2,51,953	9.28 2,61,285	5.97 2,72,621	6.84 2,85,028	7.02 2,88,695	7.32 2,95,260	7.30 2,89,651	7.34 2,84,499	7.33 2,73,285	6.55 2,62,714	6.46 2,50,677	6.29 2,37,498	6.35 2,35,329	6.05 2,34,501	6.18 2,36,159	6.39 2,38,558	6.40 2,38,723	6.48 2,37,599	6.37 2,33,489	6.20 2,27,760

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Midcap 50	1.94%	23 / 50
2	Nifty Financial Services	1.32%	16 / 20
3	Nifty Midcap 100	1.3%	26 / 100
4	Nifty Midcap 150	1.08%	26 / 149
5	NIFTY Large Midcap 250	0.56%	46 / 250
6	Nifty 500	0.22%	104 / 499
7	Nifty Total Market	0.22%	104 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in ICICI Lombard General Insurance Company Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Average price	Qty.	Transaction value
Manvinder Kaur Connected Person	September-2025	Market Sale (Disposal) 5th Sep 2025	₹ 1,896.46	2.40 k	₹ 45.52 lac
Sahil Kangotra Connected Person	June-2025	Market Sale (Disposal) 3rd Jun 2025	₹ 1,849.07	600.00	₹ 11.09 lac
Vasundhara Bhonsle Connected Person	May-2025	Market Sale (Disposal) 9th May 2025	₹ 1,849.00	10.00 k	₹ 1.85 cr
Vasundhara Bhonsle Connected Person	April-2025	Market Sale (Disposal) 30th Apr 2025	₹ 1,875.00	38.50 k	₹ 7.22 cr
Vasundhara Bhonsle Connected Person	April-2025	Market Sale (Disposal) 16th Apr 2025	₹ 1,829.90	32.28 k	₹ 5.91 cr
Vasundhara Bhonsle Connected Person	March-2025	Market Sale (Disposal) 28th Mar 2025	₹ 1,713.05	25.55 k	₹ 4.38 cr
Vasundhara Bhonsle Connected Person	February-2025	Market Sale (Disposal) 17th Feb 2025	₹ 1,821.30	20.00 k	₹ 3.64 cr
Vasundhara Bhonsle Connected Person	January-2025	Market Sale (Disposal) 28th Jan 2025	₹ 1,927.61	4.20 k	₹ 80.96 lac
Vidisha Singhal Connected Person	December-2024	Market Sale (Disposal) 12th Dec 2024	₹ 1,923.98	400.00	₹ 7.70 lac
Sanjay Pujari Connected Person	October-2024	Market Purchase (Acquisition) 31st Oct 2024	₹ 1,926.60	10.00	₹ 19.27 k

…

Corporate Actions

History of ICICI Lombard General Insurance Company Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 7/share
Record date: 29th May 2026Ex-date: 29th May 2026
Announced on: 15th Apr 2026
Dividend₹ 6.50/share
Record date: 23rd Oct 2025Ex-date: 23rd Oct 2025
Announced on: 23rd Sep 2025
Dividend₹ 7/share
Record date: 6th Jun 2025Ex-date: 6th Jun 2025
Announced on: 15th Apr 2025
Dividend₹ 5.50/share
Record date: 28th Oct 2024Ex-date: 28th Oct 2024
Announced on: 24th Sep 2024
Dividend₹ 6/share
Record date: 7th Jun 2024Ex-date: 7th Jun 2024
Announced on: 17th Apr 2024

Company Profile

Overview of ICICI Lombard General Insurance Company Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

ICICI Lombard General Insurance Company Limited is an India-based general insurance company. The Company offers a comprehensive and diversified range of products through multiple distribution channels, including motor, health, crop, fire, personal accident, marine, engineering, and liability insuran...

Key personnel

Mr. Gopal Balachandran

Chief Financial Officer

Mr. Girish Sehgal

Chief - Customer Experience, Support and Operations

Mr. Jerry Jose

Chief - Human Resource

Mr. Girish Nayak

Chief - Technology and Health Underwriting & Claims

Mr. Vinod Mahajan

Chief Investment Officer

Mr. Amit Kushwaha

Chief Compliance Officer, Head - Legal

Mr. Steve Dsouza

Chief Risk Officer

Mr. Gaurav Arora

Chief - Reinsurance, Underwriting & Claims (Property and Casualty)

View all

Incorporated on

30 Oct 2000

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

15,008

IPO date

27 Sep 2017

Free Float

23,19,15,193

Website

https://www.icicilombard.com/

Phone no.

+918655222666

Address

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, MUMBAI, 400025, India

Frequently Asked Questions

What is the current share price of ICICI Lombard General Insurance Company Ltd.?

The current share price of ICICI Lombard General Insurance Company Ltd. is ₹ 1,770.20 as of 3 Jul 2026.

What is the market capitalisation of ICICI Lombard General Insurance Company Ltd.?

The market capitalisation of ICICI Lombard General Insurance Company Ltd. stands at ₹ 88,016.70 Cr.

What is the PE ratio of ICICI Lombard General Insurance Company Ltd.?

The Price-to-Earnings (PE) ratio of ICICI Lombard General Insurance Company Ltd. is 31.75 as of the latest trailing twelve months data.

What is the ROE and ROCE of ICICI Lombard General Insurance Company Ltd.?

ICICI Lombard General Insurance Company Ltd. has a Return on Equity (ROE) of 17.85% and a Return on Capital Employed (ROCE) of 23.87% as per the latest financial reports.

What is the 52-week high and low of ICICI Lombard General Insurance Company Ltd.?

The 52-week high of ICICI Lombard General Insurance Company Ltd. is - and the 52-week low is -.

What is the dividend yield of ICICI Lombard General Insurance Company Ltd.?

The dividend yield of ICICI Lombard General Insurance Company Ltd. is 0.77% based on the current market price.

What is the FII and DII holding in ICICI Lombard General Insurance Company Ltd.?

Foreign Institutional Investors (FII) hold 22.29%, Domestic Institutional Investors (DII) hold 16.00% and retail/public investors hold 6.20% of ICICI Lombard General Insurance Company Ltd. shares.

What sector does ICICI Lombard General Insurance Company Ltd. belong to?

ICICI Lombard General Insurance Company Ltd. operates in the Financial Services sector. 66.67% of analysts have a Buy or Strong Buy rating on ICICI Lombard General Insurance Company Ltd. with a consensus target price of ₹ 2,180.00, implying 23.66% upside from current levels.

What is the beta of ICICI Lombard General Insurance Company Ltd.?

The beta of ICICI Lombard General Insurance Company Ltd. is 0.68, indicating its price volatility relative to the broader market. Over the past 1 year, ICICI Lombard General Insurance Company Ltd. has delivered an absolute return of -11.27%.

What is the RSI of ICICI Lombard General Insurance Company Ltd.?

The 14-day Relative Strength Index (RSI) of ICICI Lombard General Insurance Company Ltd. is 46.11, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

ICICI Lombard General Insurance Company Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

ICICI Lombard General Insurance Company Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile