Kotak Institutional Equities said ICICI Lombard General Insurance Company Limited reported 13% year-on-year ex-crop gross written premium growth in July 2026 versus 8% in 1QFY27, with motor up 17% (motor third-party up 18% and own damage up 16%) and health up 25% driven by 65% retail health growth, while fire declined 28% and reported GWP fell 3% due to lower crop insurance timing.