IDBI

IDBI Bank Ltd.

NSE: IDBI

BSE: 500116

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

93.05+4.7 (+5.37%)

26 Aug, 1:29 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

67.9 / 100

Value Score

90.0 / 100

Price Momentum Score

39.5 / 100

QVM Score

81.4 / 100

Key Metrics

Market Cap

94954.50

P/E (TTM)

10.19

P/B

1.34

P/S (TTM)

3.21

EV/EBITDA

7.90

CAPE (5Y)

15.63

ROE (TTM)

13.87

ROCE (TTM)

13.02

ROA (TTM)

2.19

Avg 3Y ROE

13.19

Earnings 3Y CAGR

30.89

Sales 3Y CAGR

5.19

Sales 5Y CAGR

6.38

Debt/Equity

0.37

Consensus TP

Strong Buy %

Promoter Holding

94.71

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of IDBI Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and reasonably valued with respect to the industry

PB of 1.34 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is modest at -0.74%

What is P/B Ratio?

Median: 1.35

Value 1.34

0.863.56

Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 17.8% for 12-month ended 30 Jun 2026 and the growth was 3.82 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 3 financial years

What is Dividend streak?

Negative

Moderate Net Interest Margin (NIM) but declining trend

The company reported moderate Net Interest Margin (NIM) of 3.51% for 12-month ended 30 Jun 2026 but Net Interest Margin (NIM) declined by -58 bps from 1 year ago

What is Net interest margin?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -1.28% for 12-month ended 30 Jun 2026 and the growth was 9.21 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value -1.28

-5.5721.45

Reasonable Gross NPA, but increasing

The company has reasonable Gross NPA of 2.32% as on 30 Jun 2026 but Gross NPA increased by 2.11 in the last 1 year

What is Gross NPA (%)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Moderate and stable ROE

The company reported moderate ROE of 13.87% for 12-month ended 30 Jun 2026 and ROE improved marginally by 44 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for IDBI Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

IDBI Bank Ltd. Shareholding Pattern

Quarterly breakdown of IDBI Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	98.11	98.11	98.11	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71
Indian Promoter	98.11	98.11	98.11	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71	94.71
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.17	0.15	0.14	3.20	1.71	1.40	0.81	0.40	0.39	0.25	0.21	0.24	0.39	0.46	0.66	0.49	0.61	0.63	0.64	0.61	0.65	0.70	0.60	0.65	0.66	0.57
Mutual Funds / UTI	0.00	0.00	0.00	0.06	0.04	0.03	0.02	0.02	0.01	0.02	0.02	0.01	0.01	0.01	0.10	0.01	0.01	0.02	0.02	0.03	0.04	0.06	0.05	0.06	0.05	0.07
FI/Bank/Insurance	0.15	0.14	0.13	2.58	1.52	1.27	0.68	0.36	0.36	0.21	0.13	0.16	0.15	0.15	0.14	0.14	0.14	0.14	0.15	0.15	0.14	0.09	0.06	0.05	0.03	0.03
Govt	-	-	-	-	-	-	-	-	-	-	-	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
FII	0.02	0.00	0.00	0.34	0.09	0.04	0.05	0.02	0.03	0.02	0.05	0.06	0.22	0.30	0.40	0.32	0.45	0.46	0.46	0.42	0.46	0.54	0.47	0.52	0.56	0.45
Other Institutions	0.00	0.00	0.00	0.21	0.06	0.06	0.06	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00
Non-Institution	1.73	1.74	1.76	2.09	3.58	3.89	4.48	4.89	4.89	5.04	5.09	5.05	4.90	4.83	4.63	4.80	4.68	4.66	4.64	4.68	4.64	4.59	4.69	4.65	4.63	4.72
Bodies Corporate	0.20	0.18	0.13	0.14	0.22	0.26	0.49	0.56	0.56	0.52	0.53	0.53	0.44	0.40	0.38	0.38	0.43	0.36	0.34	0.34	0.40	0.49	0.37	0.43	0.41	0.54
Others (incl. Retail) No. of shareholders	1.53 3,83,220	1.56 3,89,081	1.63 4,09,582	1.95 4,27,621	3.36 5,39,427	3.63 5,78,468	3.99 5,13,046	4.33 5,59,196	4.33 5,67,776	4.52 5,91,843	4.56 5,93,559	4.52 5,82,897	4.46 5,96,707	4.43 5,80,455	4.25 6,06,719	4.42 6,34,935	4.25 6,70,672	4.30 6,80,348	4.30 7,13,560	4.34 7,21,717	4.24 7,19,636	4.10 6,90,681	4.32 6,97,211	4.22 6,85,962	4.22 7,11,832	4.18 7,16,581

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 250	0.22%	189 / 249
2	Nifty Total Market	0.02%	495 / 749
3	Nifty 500	0.02%	429 / 499

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in IDBI Bank Ltd. shares as reported to NSE and BSE.

No bulk, block or insider trade data available.

Corporate Actions

History of IDBI Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2.10/share
Record date: 15th Jul 2025Ex-date: 15th Jul 2025
Announced on: 28th Apr 2025
Dividend₹ 1.50/share
Record date: 16th Jul 2024Ex-date: 16th Jul 2024
Announced on: 4th May 2024
Dividend₹ 1/share
Record date: 6th Jul 2023Ex-date: 6th Jul 2023
Announced on: 29th Apr 2023
Dividend₹ 0.75/share
Record date: 5th Aug 2015Ex-date: 4th Aug 2015
Announced on: 26th May 2015
Dividend₹ 0.28/share
Record date: 27th Jun 2014Ex-date: 26th Jun 2014
Announced on: 30th Apr 2014

Company Profile

Overview of IDBI Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

IDBI Bank Limited is an India-based banking company, which is engaged in providing a range of banking and ¬financial services including retail banking, wholesale banking, and treasury operations. Its segments include Corporate/Wholesale banking, Retail banking, Treasury, and Other banking operations...

Key personnel

Smt. Smita Harish Kuber

Chief Financial Officer, Executive Director

Shri. Shalil Mukund Awale

Executive Director, Chief Compliance Officer

Shri. Anirudha Behera

Chief Risk Officer, Executive Director

Shri. Joseph Kumar A

Executive Director NPA Management Group & Legal

Shri. Nagaraj Garla

Executive Director - Priority Sector Group (PSG) (Agriculture & MSE), Financial Inclusion, Credit Processing Centre

Mr. Biju George Kozhippattu

Executive Director Mid-Corporate Group (MCG) & Transaction Banking

Shri. Ajay Ramesh Lande

Executive Director & Head - Information Technology & Digital Banking Department

Dr. Kumar Neel Lohit

Executive Director - Retail Assets

View all

Incorporated on

27 Sep 2004

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

20,693

IPO date

20 Sep 1995

Free Float

5,85,42,23,849

Website

https://www.idbibank.in/

Phone no.

+912266553355

Address

IDBI Tower, 22nd Floor, B Wing, WTC Complex, Cuffe Parade, MUMBAI, 400005, India

Frequently Asked Questions

What is the current share price of IDBI Bank Ltd.?

The current share price of IDBI Bank Ltd. is ₹ 93.05 as of 26 Aug 2026.

What is the market capitalisation of IDBI Bank Ltd.?

The market capitalisation of IDBI Bank Ltd. stands at ₹ 94,954.50 Cr.

What is the PE ratio of IDBI Bank Ltd.?

The Price-to-Earnings (PE) ratio of IDBI Bank Ltd. is 10.19 as of the latest trailing twelve months data.

What is the ROE and ROCE of IDBI Bank Ltd.?

IDBI Bank Ltd. has a Return on Equity (ROE) of 13.87% and a Return on Capital Employed (ROCE) of 13.02% as per the latest financial reports.

What is the 52-week high and low of IDBI Bank Ltd.?

The 52-week high of IDBI Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of IDBI Bank Ltd.?

The dividend yield of IDBI Bank Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in IDBI Bank Ltd.?

Foreign Institutional Investors (FII) hold 0.45%, Domestic Institutional Investors (DII) hold 0.10% and retail/public investors hold 4.18% of IDBI Bank Ltd. shares.

What sector does IDBI Bank Ltd. belong to?

IDBI Bank Ltd. operates in the Financial Services sector.

What is the beta of IDBI Bank Ltd.?

The beta of IDBI Bank Ltd. is 1.42, indicating its price volatility relative to the broader market. Over the past 1 year, IDBI Bank Ltd. has delivered an absolute return of 0.09%.

What is the RSI of IDBI Bank Ltd.?

The 14-day Relative Strength Index (RSI) of IDBI Bank Ltd. is 67.14, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

IDBI Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

IDBI Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Holdings and Presence

Corporate Actions