analysis

IDFC First Bank Ltd.

NSE: IDFCFIRSTB

BSE: 539437

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

72.35-2.5 (-3.39%)

23 Oct, 12:00 AM

Overview Analysis

Statements Technicals Forecast Peers Resources News

Summary Recommendation

A summary recommendation on the stock based on our classification and scoring techniques along with analyst recommendations.

StyleBox^TMWhat is StyleBox?

Potential turnaround

The stock is cheap and showing a recent price uptick. A value + momentum play. Potential buy.

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QVM scoreWhat is QVM score?

79.4 / 100

The stock has high QVM score with respect to other stocks in the market. Bullish.

Analyst ratingWhat is Analyst rating?

77.27 %

77.27% of analysts have buy or strong buy on this stock implying positive street outlook.

Detail >

Technical indicatorsSee all >

0 %

IDFC First Bank Ltd. on 1D timeframe is bullish for 0 out of 23 technical oscillators and moving averages.

Ratios and Statistics

A look at some key ratios and statistics for the stock. Change tabs to find the relevant ratios. Click on chart icon to view historical analysis of a particular ratio.

	2025 Oct 31	2025 Nov 30	2025 Dec 31	2026 Jan 31	2026 Feb 28	2026 Mar 31	2026 Apr 30	2026 May 31	2026 Jun 30	2026 Jul 31	2026 Aug 31	2026 Sept 30	2026 Oct 23
Multiples
P/E (TTM)	48.87	47.92	51.21	49.99	40.10	32.12	37.20	38.13	42.52	31.66	31.81	30.47	27.07
P/B (latest)	1.51	1.48	1.58	1.54	1.36	1.09	1.26	1.30	1.44	1.50	1.50	1.44	1.28
P/S (TTM)	1.83	1.80	1.92	1.87	1.60	1.28	1.48	1.51	1.69	1.74	1.75	1.67	1.49
CAPE (3Y)	25.56	25.04	26.76	26.12	24.01	19.23	25.68	26.30	29.31	29.67	29.80	28.54	25.35
CAPE (5Y)	34.25	33.57	35.87	35.00	29.95	23.98	28.38	29.07	32.40	28.72	28.85	27.63	24.54
P/E (1Y Forward)	18.59	16.51	18.15	17.00	15.25	11.93	14.88	14.64	16.36	16.08	15.64	14.32	12.26
P/S (1Y Forward)	2.10	1.99	2.15	2.07	1.78	1.40	1.66	1.67	1.90	1.95	1.93	1.81	1.59
Yields (%)
Book to Market	0.66	0.68	0.63	0.65	0.74	0.92	0.79	0.77	0.69	0.67	0.67	0.69	0.78
Earnings yield	2.05%	2.09%	1.95%	2.00%	2.49%	3.11%	2.69%	2.62%	2.35%	3.16%	3.14%	3.28%	3.69%
Operating CF yield	22.19%	22.64%	21.18%	21.69%	24.67%	30.79%	11.38%	11.10%	9.95%	9.34%	9.30%	9.71%	10.93%
FCFE yield	2.32%	2.36%	2.21%	2.26%	2.58%	3.21%	6.20%	6.05%	5.43%	5.09%	5.07%	5.29%	5.96%
FCFF yield	-	-	-	-	-	-	-	-	-	-	-	-	-

Historical Performance

Performance with respect to benchmark. Prices are adjusted for splits, bonus and rights issue.

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Note: Prices are adjusted for splits, bonus and rights issue.

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Performance summary

Style Analysis

Learn more about stock scores

Scores on value, momentum and quality parameters. Change tabs to compare across market, sector, industry.

Value score

76.0 / 100

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IDFC First Bank Ltd. is undervalued relative to other stocks in the market

What is Value score?

Momentum score

79.9 / 100

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IDFC First Bank Ltd. has high momentum relative to other stocks in the market

What is Momentum score?

Quality score

39.6 / 100

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IDFC First Bank Ltd. has moderate quality relative to other stocks in the market

What is Quality score?

QVM score

79.4 / 100

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IDFC First Bank Ltd. has high QVM score with respect to other stocks in the market

What is QVM score?

Scorecard

How to read Scorecard?

A comprehensive scorecard to compare IDFC First Bank Ltd. on all metrics with other stocks. Access both rank and scores.

	Value	Market (All Stocks in NSE)	Sector (Financial Services)	Industry Group (Banks)	Industry (Private Sector Bank)
Size and Listing
Days since Listing	4,004.00
Enterprise value	90,429 Cr
Market Cap	62,390 Cr
Liquidity
Avg daily turnover 1M	180 Cr
Avg daily volume 1M	2,21,18,300
Avg daily turnover 3M	179 Cr
Avg daily volume 3M	2,13,13,100
Bid Ask Spread	0.04%
Volume surge ratio	0.93
Ownership
DII Holding %	24.61%
QoQ change DII holding %	0.87%
FII Holding %	36.67%
QoQ change FII holding %	0.57%
QoQ change Gov holding %	-0.01%
QoQ change Promoter holding %	0.00%
Retail Holding %	28.62%
QoQ change Retail holding %	-1.45%

Checklist

What is Checklist?

Analyse how the stock fares on some investment checklists created by legendary investors and gurus. Also, build your own custom checklist.

O'Shaughnessy Tiny Titans

Benjamin Graham's Value

Piotroski F-Score

Dreman contrarian value

Peter Lynch Growth/Value

O'Shaugnessy Value

Templeton Growth/Value

Warren Buffet’s Consistent Compounders

John Neff’s contrarian value

Richard Driehaus Momentum Strategy

O'Shaughnessy Tiny Titans

Created by the famous investor James O'Shaugnessy, this screen/checklist aims to find out small-cap stocks with significant growth potential. We look for companies with market capitalization between Rs 500 cr and Rs 1500 cr that are reasonable valued and are in the top 25 percentile momentum as measured by Momentum score.

60.0 / 100

IDFC First Bank Ltd. passes 3 out of 5 of this checklist's rules

Hits

Market Cap is greater than ₹500 crore

One Year Rel Return is greater than 0%

Stock is in top 25.0 percentile, sorted by Price Momentum score in descending order

Misses

Market Cap is less than ₹1500 crore

PS TTM is less than 1

Frequently Asked Questions

What is the PB ratio of IDFC First Bank Ltd.?

The Price-to-Book (PB) ratio of IDFC First Bank Ltd. is 1.28. It compares the stock's market price to its book value per share.

What is the EV/EBITDA of IDFC First Bank Ltd.?

The EV/EBITDA of IDFC First Bank Ltd. is 33.90. This ratio is used to assess the overall value of a company relative to its earnings before interest, taxes, depreciation and amortisation.

What is the debt-to-equity ratio of IDFC First Bank Ltd.?

The debt-to-equity (D/E) ratio of IDFC First Bank Ltd. is 0.85. A lower D/E ratio generally indicates a more financially stable company with less leverage.

What is the promoter holding in IDFC First Bank Ltd.?

Promoters hold - of IDFC First Bank Ltd. shares as per the latest quarterly shareholding disclosure.

What is the operating profit margin of IDFC First Bank Ltd.?

The operating profit margin of IDFC First Bank Ltd. is 8.99%, reflecting how much profit the company earns from its core operations relative to revenue.

What is the net profit margin of IDFC First Bank Ltd.?

The net profit margin of IDFC First Bank Ltd. is 7.63%, indicating the percentage of revenue that remains as profit after all expenses.

What is the Sharpely score for IDFC First Bank Ltd.?

On Sharpely's proprietary scoring system, IDFC First Bank Ltd. has a Quality Score of 39.6/100, Value Score of 75.7/100 and Price Momentum Score of 79.4/100, with an overall QVM Score of 79.4/100. The quality rating is low, value is high and price momentum is high. Visit the Scorecard and Checklist sections on the Analysis tab for a full breakdown.