	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	-	847	2,063	1,973	3,461	6,012	7,383	9,708	12,637	16,455	19,294	21,216
Non-Interest Revenue	-	401	1,023	1,119	844	1,700	2,233	3,077	4,409	5,827	6,725	-
Total Revenue	-	1,249	3,085	3,091	4,305	7,712	9,616	12,785	17,046	22,282	26,019	21,216
Total Operating Expenses	3	529	1,456	2,126	4,568	8,781	9,933	13,060	14,180	18,538	24,472	19,409
Operating Profit	-3	720	1,629	965	-263	-1,069	-317	-276	2,866	3,744	1,547	1,807
Operating Margin	-	57.6	52.8	31.2	-6.1	-13.9	-3.3	-2.2	16.8	16.8	5.9	8.5
Profit before Taxes	-3	716	1,514	1,135	-3,210	-2,346	519	175	3,331	3,857	1,864	1,807
Income Taxes	0	249	451	180	-1,330	-253	36	43	846	915	374	196
Profit after Tax	-3	467	1,019	880	-1,908	-2,843	483	132	2,485	2,942	1,490	1,611
PAT Margin	-	37.4	33.0	28.5	-44.3	-36.9	5.0	1.0	14.6	13.2	5.7	7.6
EPS - Basic - ex Extraordinary Items	-0.01	1.38	3.00	2.59	-4.66	-4.37	0.88	0.21	3.98	4.30	2.04	1.89
EPS - Diluted - ex Extraordinary Items	-0.01	1.38	2.98	2.58	-4.66	-4.37	0.87	0.21	3.92	4.23	2.03	1.88
EBIT	-3	720	1,629	965	-263	-1,069	-317	-276	2,866	3,744	1,547	1,807
EBITDA	-3	761	1,765	1,133	-42	-749	25	107	3,301	4,374	2,382	2,668
EBITDA Margin	-	60.9	57.2	36.7	-1.0	-9.7	0.3	0.8	19.4	19.6	9.2	12.6

Balance Sheet

Abridged

Understanding Balance Sheet

IDFC First Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	IR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	0	2,904	3,097	4,190	4,734	3,551	4,994	5,844	10,851	11,315	14,597	12,767
Lending & LT Balance with Banks	-	-	2,199	928	5,065	925	1,070	10,078	3,137	1,394	1,077	-
Property Plant & Equipment - Net	-	673	799	800	974	1,073	1,296	1,387	2,133	2,675	2,736	2,626
Total Assets	0	83,216	1,12,064	1,26,382	1,67,099	1,49,159	1,63,072	1,90,146	2,39,882	2,96,210	3,43,909	3,99,775
Deposits - Total	-	8,219	40,098	48,039	70,354	65,079	88,536	1,05,540	1,44,470	2,00,570	2,52,010	2,94,312
Long Term Debt	-	57,160	50,262	57,287	69,983	57,397	45,786	52,963	57,212	50,936	38,984	36,633
Total Liabilities	3	69,583	97,387	1,11,108	1,48,900	1,33,755	1,45,172	1,69,064	2,14,035	2,63,936	3,05,753	3,52,371
Total Shareholders' Equity	-3	13,633	14,677	15,274	18,199	15,404	17,900	21,082	25,848	32,274	38,156	47,404
Total Equity	-3	13,633	14,677	15,274	18,199	15,404	17,900	21,082	25,848	32,274	38,156	47,404
Total Liabilities & Equity	0	83,216	1,12,064	1,26,382	1,67,099	1,49,159	1,63,072	1,90,146	2,39,882	2,96,210	3,43,909	3,99,775

Cash Flow

Abridged

Understanding Cash Flow Statement

IDFC First Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2015 Mar 31	2016 Mar 31	2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	-3	557	1,676	1,230	1,317	2,269	3,534	4,015	5,366	6,343	8,234	8,262
Working Capital - Increase/(Decrease)	3	-4,344	12,452	-7,208	16,046	8,697	10,507	-1,336	-1,803	5,200	6,231	-1,445
Net CF from Operating Activities	0	-3,788	14,128	-5,978	17,364	10,966	14,042	2,679	3,563	11,543	14,465	6,817
Capital Expenditures - Net	-	178	267	171	272	419	549	479	1,180	1,163	886	749
Net CF from Investing Activities	-	7,171	-4,918	-1,027	-1,365	-3,790	-2,833	-2,960	-11,996	-9,887	-3,478	-14,143
Dividends Paid - Cash - Total	-	-	102	307	308	-	-	-	-	-	-	296
Stock - Issuance/(Retirement) - Net	0	7,036	26	24	2	48	2,013	3,034	2,260	3,323	3,279	7,619
Debt - LT & ST - Issuance/(Retirement) - Total	-	-8,807	-6,898	7,025	-11,910	-12,586	-11,611	7,177	4,249	-6,276	-11,952	-2,351
Net Cash Flow from Financing Activities	0	-1,771	-6,974	6,742	-12,220	-12,539	-9,598	10,211	6,509	-2,954	-8,673	4,972
Free Cash Flow to Equity	-	-12,773	6,963	876	5,182	-2,040	1,881	9,377	6,633	4,103	1,627	3,716
Free Operating CF net dividend	0	-3,967	13,756	-6,459	16,780	10,538	13,456	2,197	2,375	10,169	13,546	5,744
Free Operating CF	0	-3,967	13,858	-6,152	17,087	10,538	13,456	2,197	2,375	10,169	13,546	6,039

Business Segment Analysis

FY End:

Mar 25

IDFC First Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Other reatil banking (82.6%)₹ 776.75 CrDigital Banking (9.4%)₹ 88.79 CrCorporate/Wholesale Banking (5.4%)₹ 50.69 CrUnallocated (1.4%)₹ 13.63 CrOther Banking Business (0.8%)₹ 7.51 CrTreasury (0.3%)₹ 3.02 Cr

Revenue / Sales

Other reatil banking (46.8%)₹ 39,201.31 CrTreasury (31.1%)₹ 26,066.30 CrCorporate/Wholesale Banking (10.9%)₹ 9,168.80 CrDigital Banking (9.7%)₹ 8,111.57 CrOther Banking Business (1.3%)₹ 1,074.67 CrUnallocated (0.1%)₹ 124.01 Cr

Assets

Other reatil banking (51.5%)₹ 1,76,993.25 CrTreasury (29.0%)₹ 99,595.68 CrCorporate/Wholesale Banking (12.8%)₹ 44,181.54 CrDigital Banking (6.0%)₹ 20,467.74 CrUnallocated (0.7%)₹ 2,562.35 CrOther Banking Business (0.0%)₹ 108.18 Cr

Regional Segment Analysis

FY End:

Mar 22

IDFC First Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 12,784.89 Cr

Assets

India (100.0%)₹ 1,90,145.73 Cr

Historical Segment Analysis

Track how IDFC First Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Business

Regional

Business

	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Other reatil banking	-	-	-	-	-	-	-	-	1,322	777
Digital Banking	-	-	-	-	-	-	-	-	16	89
Corporate/Wholesale Banking	58	13	9	15	30	6	44	106	136	51
Unallocated	281	214	102	89	0	2	3	6	8	14
Other Banking Business	0	0	0	0	5	23	3	3	8	8
Treasury	3	1	1	0	4	22	4	16	6	3
Retail Banking	27	54	64	146	349	532	415	917	-	-

Frequently Asked Questions

What is the revenue of IDFC First Bank Ltd.?

The latest trailing twelve month revenue of IDFC First Bank Ltd. is ₹ 29,089.30 Cr, reflecting a 1-year growth of 11.47% and a 3-year CAGR of 19.39%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of IDFC First Bank Ltd.?

The latest trailing twelve month net profit (PAT) of IDFC First Bank Ltd. is ₹ 1,610.56 Cr, with a 3-year earnings CAGR of -21.73%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of IDFC First Bank Ltd.?

The trailing twelve month EBITDA of IDFC First Bank Ltd. is approximately ₹ 1,807.00 Cr (based on an operating margin of 6.21%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of IDFC First Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of IDFC First Bank Ltd. is 1.88. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of IDFC First Bank Ltd.?

The debt-to-equity ratio of IDFC First Bank Ltd. stands at 0.77. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of IDFC First Bank Ltd.?

The estimated book value per share of IDFC First Bank Ltd. is 55.57 (derived from a P/B ratio of 1.45 and market price of ₹ 80.31), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of IDFC First Bank Ltd.?

The trailing twelve month operating cash flow of IDFC First Bank Ltd. is ₹ 6,816.64 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does IDFC First Bank Ltd. report consolidated or standalone financials?

IDFC First Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.