	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	C 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Net Interest & Dividend Income	4,433	4,542	4,377	5,103	5,330	5,968	7,440	7,028	7,616	15,682	16,759	20,268	23,309	25,213	26,965
Non-Interest Revenue	551	559	791	723	892	1,390	1,228	674	1,420	3,234	3,163	2,869	3,407	3,158	3,445
Total Revenue	4,984	5,101	5,168	5,825	6,222	7,357	8,668	7,702	9,037	18,916	19,923	23,137	26,716	28,371	30,410
Total Operating Expenses	2,712	3,266	3,689	4,347	5,261	5,591	7,586	7,417	7,512	15,990	16,663	17,147	15,670	13,486	13,909
Operating Profit	2,272	1,835	1,479	1,478	960	1,767	1,082	285	1,525	2,926	3,260	5,990	11,046	14,886	16,501
Operating Margin	45.6	36.0	28.6	25.4	15.4	24.0	12.5	3.7	16.9	15.5	16.4	25.9	41.3	52.5	54.3
Profit before Taxes	2,271	1,827	1,476	1,477	958	1,765	1,080	283	1,377	2,925	3,263	5,990	11,044	14,887	16,502
Income Taxes	525	245	317	463	244	353	-183	-38	619	-90	-731	659	2,915	3,893	4,275
Profit after Tax	1,766	1,609	1,189	1,049	751	1,453	1,311	380	861	3,149	4,142	5,572	8,419	11,261	11,704
PAT Margin	35.4	31.6	23.0	18.0	12.1	19.8	15.1	4.9	9.5	16.6	20.8	24.1	31.5	39.7	38.5
EPS - Basic - ex Extraordinary Items	40.16	37.45	27.48	22.56	15.64	30.25	27.29	7.91	16.95	27.88	33.99	44.74	66.03	83.61	86.89
EPS - Diluted - ex Extraordinary Items	40.16	37.45	27.48	22.56	15.64	30.25	27.29	7.91	16.95	27.88	33.99	44.74	66.03	83.61	86.89
EBIT	2,272	1,835	1,479	1,478	960	1,767	1,082	285	1,525	2,926	3,260	5,990	11,046	14,886	16,501
EBITDA	2,362	1,927	1,584	1,617	1,112	1,933	1,319	544	1,839	3,563	3,861	6,522	11,577	15,429	17,110
EBITDA Margin	47.4	37.8	30.7	27.8	17.9	26.3	15.2	7.1	20.4	18.8	19.4	28.2	43.3	54.4	56.3

Balance Sheet

Abridged

Understanding Balance Sheet

Indian Bank balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	8,138	9,639	10,494	15,273	13,466	11,423	14,338	19,455	13,281	44,706	48,886	47,642	46,062	59,200	71,766
Lending & LT Balance with Banks	86,156	99,710	81,386	389	6	11	1	2,232	2,109	8,929	34,512	5,010	2,001	4	14
Property Plant & Equipment - Net	1,637	1,697	2,938	2,974	3,516	3,447	3,422	3,965	3,899	7,393	7,699	7,481	7,540	8,857	8,677
Total Assets	1,41,490	1,62,953	1,87,488	1,93,036	2,03,941	2,18,507	2,52,981	2,80,388	3,10,141	6,25,535	6,74,096	7,13,334	7,95,709	8,77,039	9,91,553
Deposits - Total	1,20,716	1,41,968	1,62,255	1,69,204	1,78,259	1,82,480	2,08,262	2,42,041	2,60,184	5,38,030	5,93,571	6,21,123	6,87,953	7,37,098	8,27,654
Long Term Debt	4,873	2,863	4,964	2,646	3,509	12,637	19,760	12,138	20,830	24,763	17,153	22,092	23,143	41,552	46,807
Total Liabilities	1,30,565	1,50,846	1,73,450	1,77,990	1,87,434	2,01,054	2,34,246	2,60,652	2,87,352	5,86,055	6,29,120	6,63,801	7,35,431	8,05,493	9,11,475
Total Shareholders' Equity	10,910	12,093	14,024	15,029	16,490	17,434	18,715	19,715	22,768	39,458	44,952	49,507	60,248	71,513	80,043
Minority Interest	14	15	15	16	17	19	20	20	21	23	25	26	29	32	35
Total Equity	10,925	12,107	14,038	15,045	16,507	17,453	18,735	19,736	22,789	39,481	44,977	49,533	60,278	71,545	80,078
Total Liabilities & Equity	1,41,490	1,62,953	1,87,488	1,93,036	2,03,941	2,18,507	2,52,981	2,80,388	3,10,141	6,25,535	6,74,096	7,13,334	7,95,709	8,77,039	9,91,553

Cash Flow

Abridged

Understanding Cash Flow Statement

Indian Bank cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	3,583	3,190	3,040	3,188	3,227	4,216	5,295	5,199	6,124	12,185	13,832	16,196	16,405	19,706	18,549
Working Capital - Increase/(Decrease)	-5,463	257	-3,765	1,948	-4,157	-15,030	-8,970	9,766	-23,546	11,192	21,146	-49,699	-27,807	-23,366	-10,448
Net CF from Operating Activities	-1,880	3,447	-725	5,136	-931	-10,814	-3,676	14,965	-17,423	23,377	34,978	-33,503	-11,402	-3,660	8,101
Capital Expenditures - Net	145	191	147	236	772	179	214	249	247	545	305	314	618	348	428
Net CF from Investing Activities	-145	-191	-147	-236	-772	-179	-214	-249	-247	-545	-305	-314	-618	-348	-428
Dividends Paid - Cash - Total	362	362	320	234	202	72	288	-	-	-	249	810	1,071	1,616	2,189
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	-	-	-	-	-	1,650	-	4,000	-	-
Debt - LT & ST - Issuance/(Retirement) - Total	2,696	-2,010	2,101	-2,318	863	9,128	7,123	-7,623	8,693	-4,278	-7,610	4,875	1,050	18,409	5,254
Net Cash Flow from Financing Activities	2,276	-2,431	1,727	-2,312	620	9,041	6,776	-7,623	11,522	-4,281	-6,209	4,065	3,979	16,793	3,065
Free Cash Flow to Equity	671	1,246	1,230	2,582	-839	-1,866	3,233	7,094	-8,977	18,554	27,063	-28,942	-10,969	14,401	12,927
Free Operating CF net dividend	-2,399	2,890	-1,216	4,658	-1,915	-11,070	-4,187	14,709	-17,682	22,817	34,406	-34,647	-13,099	-5,816	5,458
Free Operating CF	-2,037	3,252	-896	4,892	-1,714	-10,998	-3,899	14,709	-17,682	22,817	34,655	-33,837	-12,028	-4,200	7,647

Business Segment Analysis

FY End:

Mar 26

Indian Bank business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (41.6%)₹ 32,213.67 CrCorporate Wholesale Banking (32.3%)₹ 25,027.09 CrTreasury Operations (24.2%)₹ 18,739.55 CrOther Banking Operations (1.9%)₹ 1,460.98 Cr

Assets

Retail Banking (38.8%)₹ 3,83,509.48 CrCorporate Wholesale Banking (30.8%)₹ 3,04,457.62 CrTreasury Operations (29.8%)₹ 2,94,517.21 CrUnallocated (0.6%)₹ 5,468.52 Cr

Operating Income

Retail Banking (33.9%)₹ 6,758.35 CrTreasury Operations (31.9%)₹ 6,348.84 CrCorporate Wholesale Banking (27.6%)₹ 5,503.98 CrOther Banking Operations (6.6%)₹ 1,304.93 Cr

Regional Segment Analysis

FY End:

Mar 26

Indian Bank geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

Domestic Operations (96.8%)₹ 75,829.47 CrForeign Operations (3.2%)₹ 2,503.23 Cr

Assets

Domestic Operations (94.6%)₹ 9,38,352.36 CrForeign Operations (5.4%)₹ 53,200.43 Cr

Historical Segment Analysis

Track how Indian Bank segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Indian Bank.

Frequently Asked Questions

What is the revenue of Indian Bank?

The latest trailing twelve month revenue of Indian Bank is ₹ 37,793.80 Cr, reflecting a 1-year growth of 7.30% and a 3-year CAGR of 10.42%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Indian Bank?

The latest trailing twelve month net profit (PAT) of Indian Bank is ₹ 11,704.30 Cr, with a 3-year earnings CAGR of 24.76%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Indian Bank?

The trailing twelve month EBITDA of Indian Bank is approximately ₹ 16,501.30 Cr (based on an operating margin of 43.66%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Indian Bank?

The trailing twelve month Earnings Per Share (EPS) of Indian Bank is 86.89. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Indian Bank?

The debt-to-equity ratio of Indian Bank stands at 0.61. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Indian Bank?

The estimated book value per share of Indian Bank is 582.47 (derived from a P/B ratio of 1.37 and market price of ₹ 798.95), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Indian Bank?

The trailing twelve month operating cash flow of Indian Bank is ₹ 8,100.91 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Indian Bank report consolidated or standalone financials?

Indian Bank reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.