JMFINANCIL

JM Financial Ltd.

NSE: JMFINANCIL

BSE: 523405

Sector: Financial Services

Industry Group: Finance

Industry: Investment Company

126.26-0.0 (-0.03%)

21 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

66.6 / 100

Value Score

87.8 / 100

Price Momentum Score

34.5 / 100

QVM Score

75.3 / 100

Key Metrics

Market Cap

12082.60

P/E (TTM)

11.62

P/B

1.13

P/S (TTM)

3.20

EV/EBITDA

17.08

CAPE (5Y)

15.50

ROE (TTM)

11.79

ROCE (TTM)

5.79

ROA (TTM)

4.71

Avg 3Y ROE

8.58

Earnings 3Y CAGR

20.52

Sales 3Y CAGR

2.19

Sales 5Y CAGR

1.55

Debt/Equity

1.07

Consensus TP

165.00

Strong Buy %

Promoter Holding

57.03

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of JM Financial Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 3.0% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Moderate ROE but improving trend

The company reported moderate ROE of 11.79% for 12-month ended 30 Jun 2026 but ROE improved by 276 bps from 1 year ago

What is ROE (FY)?

Consistently pays dividend

The company has not missed dividend payments once in the last 10 financial years

What is Dividend streak?

Negative

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -7.1% for 12-month ended 30 Jun 2026 and the growth was 23.7 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 16.6

Value -7.1

-92.316766.15

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -5.87% for 12-month ended 30 Jun 2026 and the growth was 21.24 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.13 indicates that the stock is cheap on a standalone basis but is at a 39.51% premium to industry median P/B

What is P/B Ratio?

Median: 0.81

Value 1.13

0.1214.29

High operating margin but declining trend

The company reported strong operating margin of 33.41% for 12-month ended 30 Jun 2026 but operating margin declined by -161 bps from 1 year ago

What is Operating profit margin?

Reasonable Debt to Equity, and has been stable

The company has reasonable Debt to Equity of 1.07 as on 30 Jun 2026 and Debt to Equity decreased marginally by 0.09 in the last 1 year

What is Debt to Equity?

Moderate dividend yield

The company has a moderate dividend yield of 2.57%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for JM Financial Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

JM Financial Ltd. Shareholding Pattern

Quarterly breakdown of JM Financial Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	62.05	54.84	54.82	54.81	54.79	54.75	54.81	55.27	55.42	55.41	56.01	56.01	56.49	56.47	56.47	56.44	56.44	56.43	56.43	56.43	56.50	56.51	56.60	56.90	57.07	57.03
Indian Promoter	62.05	54.84	54.82	54.81	54.79	54.75	54.81	55.27	55.42	55.41	56.01	56.01	56.49	56.47	56.47	56.44	56.44	56.43	56.43	56.43	56.50	56.51	56.60	56.90	57.07	57.03
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	25.09	33.85	34.38	33.26	33.58	33.55	32.19	31.13	30.61	29.92	30.42	29.49	28.70	28.33	26.87	26.38	26.64	25.46	23.88	24.21	24.56	24.21	23.99	23.47	23.03	22.44
Mutual Funds / UTI	4.06	7.69	7.09	8.95	9.78	11.32	10.23	9.53	8.65	8.66	8.17	7.22	7.33	7.46	7.89	8.31	8.35	8.41	7.82	6.50	6.38	5.77	5.00	5.08	5.17	4.73
FI/Bank/Insurance	0.02	0.41	0.04	0.11	0.10	0.30	0.06	0.06	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.01	0.02	0.03	0.07
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	20.91	25.66	27.15	24.00	23.51	21.75	21.74	21.41	21.83	21.13	20.90	22.14	21.24	20.72	18.82	17.92	18.19	16.83	15.31	17.02	17.48	17.69	18.38	17.71	17.16	16.95
Other Institutions	0.11	0.10	0.10	0.20	0.20	0.17	0.16	0.12	0.13	0.13	1.35	0.13	0.14	0.15	0.17	0.15	0.11	0.22	0.74	0.69	0.68	0.75	0.60	0.66	0.68	0.70
Non-Institution	12.85	11.31	10.80	11.93	11.63	11.71	13.00	13.60	13.97	14.67	13.57	14.50	14.81	15.19	16.66	17.18	16.92	18.11	19.69	19.36	18.95	19.28	19.41	19.63	19.90	20.53
Bodies Corporate	1.17	0.92	0.80	1.19	1.07	1.05	1.06	1.08	1.24	1.79	1.85	2.01	2.18	2.07	3.00	2.14	1.81	2.26	3.35	2.92	2.75	2.52	2.48	2.33	2.59	2.77
Others (incl. Retail) No. of shareholders	11.68 52,712	10.39 58,699	10.00 61,463	10.74 67,910	10.56 61,270	10.66 69,238	11.94 92,040	12.52 94,552	12.73 98,632	12.88 99,281	11.72 97,694	12.49 97,232	12.63 96,320	13.12 1,06,343	13.66 1,18,547	15.04 1,34,324	15.11 1,57,665	15.85 1,63,102	16.34 1,61,227	16.44 1,88,550	16.20 1,86,138	16.76 1,72,293	16.93 1,76,003	17.30 1,75,425	17.31 1,71,730	17.76 1,74,396

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 250	0.22%	185 / 249
2	Nifty Total Market	0.02%	471 / 749
3	Nifty 500	0.02%	431 / 499

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in JM Financial Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Shiv Kampani Directors Immediate Relative	March-2023	Market Purchase (Acquisition) 20th Mar 2023	0.00 %	₹ 60.63	12.00 lac	₹ 7.28 cr
Anil Baburao Salvi Designated Person	August-2021	Market Sale (Disposal) 11th Aug 2021	0.02 %	₹ 102.27	20.00 k	₹ 20.45 lac
Siddharth Vaidya Employee	May-2021	Market Purchase (Acquisition) 27th May 2021	0.00 %	₹ 82.85	500.00	₹ 41.42 k
Siddharth Kothari Employee	May-2021	Market Sale (Disposal) 18th May 2021	0.01 %	₹ 80.33	3.00 k	₹ 2.41 lac
Persepolis Investment Company Private Limited Promoter Group	April-2021	Inter-se Transfer (Acquisition) 1st Apr 2021	0.17 %	₹ 88.25	6.00 lac	₹ 5.29 cr
Vishal Kampani Promoter Group	April-2021	Inter-se Transfer (Acquisition) 1st Apr 2021	1.21 %	₹ 88.25	5.00 lac	₹ 4.41 cr
Aruna N Kampani Promoter Group	April-2021	Inter-se Transfer (Disposal) 1st Apr 2021	3.72 %	₹ 88.25	11.00 lac	₹ 9.71 cr
Anjali Damania Spouse of Anish Damania Immediate Relative	March-2021	Market Purchase (Acquisition) 26th Mar 2021	0.00 %	₹ 90.12	3.80 k	₹ 3.42 lac
Anjali Damania Spouse of Anish Damania Immediate Relative	March-2021	Market Purchase (Acquisition) 23rd Mar 2021	0.00 %	₹ 88.52	3.50 k	₹ 3.10 lac
Anjali Damania Spouse of Anish Damania Immediate Relative	March-2021	Market Purchase (Acquisition) 18th Mar 2021	0.00 %	₹ 95.79	13.97 k	₹ 13.38 lac

Corporate Actions

History of JM Financial Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1.75/share
Record date: 12th Jun 2026Ex-date: 12th Jun 2026
Announced on: 29th May 2026
Dividend₹ 1.50/share
Record date: 14th Nov 2025Ex-date: 14th Nov 2025
Announced on: 6th Nov 2025
Dividend₹ 2.70/share
Record date: 13th Jun 2025Ex-date: 13th Jun 2025
Announced on: 12th May 2025
Dividend₹ 2/share
Record date: 8th Jun 2024Ex-date: 7th Jun 2024
Announced on: 24th May 2024
Dividend₹ 0.90/share
Record date: 20th May 2023Ex-date: 19th May 2023
Announced on: 9th May 2023

Company Profile

Overview of JM Financial Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

JM Financial Limited is an India-based diversified financial company. The Company operates through four segments, which include Corporate Advisory and Capital Markets, Wealth and Asset Management, Private Markets, and Affordable Home Loans. The Corporate Advisory and Capital Markets segment caters t...

Key personnel

Mr. Nishit Shah

Group Chief Financial Officer, Managing Director

Mr. Hemant Vijay Pandya

Compliance Officer, Company Secretary

Ms. Neha Agarwal

Managing Director and Head - Equity Capital Markets

Mr. Abhishek Bhagat

Managing Director - Technology, Media and Telecom

Mr. Sanjay Bhatia

Managing Director, Co-Head - Business Affiliates

Mr. Ranganath Char

Managing Director - Real Estate Advisory

Mr. Anish Damania

Managing Director - Group Relationships

Ms. Sonia Dasgupta

Managing Director, Chief Executive Officer - Investment Banking

View all

Incorporated on

30 Jan 1986

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

5,250

IPO date

15 Jun 1995

Free Float

72,17,68,262

Website

https://www.jmfl.com/

Phone no.

+912266303030

Address

7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, MUMBAI, 400025, India

Frequently Asked Questions

What is the current share price of JM Financial Ltd.?

The current share price of JM Financial Ltd. is ₹ 126.26 as of 21 Sep 2026.

What is the market capitalisation of JM Financial Ltd.?

The market capitalisation of JM Financial Ltd. stands at ₹ 12,082.60 Cr.

What is the PE ratio of JM Financial Ltd.?

The Price-to-Earnings (PE) ratio of JM Financial Ltd. is 11.62 as of the latest trailing twelve months data.

What is the ROE and ROCE of JM Financial Ltd.?

JM Financial Ltd. has a Return on Equity (ROE) of 11.79% and a Return on Capital Employed (ROCE) of 5.79% as per the latest financial reports.

What is the 52-week high and low of JM Financial Ltd.?

The 52-week high of JM Financial Ltd. is - and the 52-week low is -.

What is the dividend yield of JM Financial Ltd.?

The dividend yield of JM Financial Ltd. is 2.57% based on the current market price.

What is the FII and DII holding in JM Financial Ltd.?

Foreign Institutional Investors (FII) hold 16.95%, Domestic Institutional Investors (DII) hold 4.80% and retail/public investors hold 17.76% of JM Financial Ltd. shares.

What sector does JM Financial Ltd. belong to?

JM Financial Ltd. operates in the Financial Services sector.

What is the beta of JM Financial Ltd.?

The beta of JM Financial Ltd. is 1.60, indicating its price volatility relative to the broader market. Over the past 1 year, JM Financial Ltd. has delivered an absolute return of -29.88%.

What is the RSI of JM Financial Ltd.?

The 14-day Relative Strength Index (RSI) of JM Financial Ltd. is 49.02, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

JM Financial Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

JM Financial Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile

Corporate Actions