	C 2012 Mar 31	2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	782	942	926	1,306	1,608	2,265	2,975	3,479	3,326	3,045	3,488	3,050	4,466	4,035	3,691
Cost of Operating Revenue	296	377	308	420	512	782	1,139	1,446	1,386	1,111	1,077	1,173	1,553	1,295	999
Total Operating Expenses	599	688	644	789	915	1,273	1,727	2,182	1,995	1,748	1,839	2,075	2,679	2,577	2,496
Operating Profit	184	254	282	517	693	992	1,248	1,298	1,331	1,297	1,649	976	1,788	1,458	1,195
Operating Margin	23.5	27.0	30.4	39.6	43.1	43.8	42.0	37.3	40.0	42.6	47.3	32.0	40.0	36.1	32.4
Financing Income/(Expense) - Net	-	0	-	-	-	-	11	-	14	14	13	22	19	23	-
Profit before Taxes	183	254	280	517	693	972	1,165	1,283	1,094	1,067	1,348	953	353	997	1,580
Income Taxes	60	75	80	156	222	335	382	446	316	261	356	244	326	225	404
Profit after Tax	121	183	210	331	400	470	601	572	545	590	773	597	410	821	1,202
PAT Margin	15.5	19.4	22.6	25.3	24.9	20.8	20.2	16.4	16.4	19.4	22.2	19.6	9.2	20.4	32.6
EPS - Basic - ex Extraordinary Items	1.62	2.44	2.78	4.32	5.08	5.93	7.48	6.82	6.48	6.34	8.11	6.26	4.29	8.59	12.57
EPS - Diluted - ex Extraordinary Items	1.61	2.43	2.72	4.25	5.04	5.89	7.44	6.79	6.45	6.32	8.09	6.25	4.29	8.58	12.55
EBIT	184	254	282	517	693	992	1,248	1,298	1,331	1,297	1,649	976	1,788	1,458	1,195
EBITDA	195	266	297	535	713	1,015	1,274	1,325	1,372	1,337	1,687	1,017	1,841	1,522	1,273
EBITDA Margin	25.0	28.3	32.1	41.0	44.4	44.8	42.8	38.1	41.3	43.9	48.4	33.4	41.2	37.7	34.5

Balance Sheet

Abridged

Understanding Balance Sheet

JM Financial Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	R 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	C 2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	R 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	24	21	118	335	333	375	367	360	388	363	356	447	499	514	699
Total Assets	5,705	6,927	5,930	8,505	11,061	17,278	22,206	22,635	20,746	23,515	25,815	29,370	29,764	24,504	26,537
Long Term Debt	271	425	415	261	2,472	10,952	14,987	13,990	11,799	11,333	3,832	10,368	10,221	6,787	11,635
Total Liabilities	3,625	4,726	3,568	5,307	7,483	12,149	15,734	14,869	12,611	13,839	15,189	18,101	18,708	14,274	15,179
Total Shareholders' Equity	1,939	2,051	2,197	2,543	2,909	3,425	4,555	5,132	5,639	7,000	7,686	8,136	8,491	9,728	10,657
Minority Interest	140	150	165	655	669	1,704	1,918	2,634	2,496	2,676	2,939	3,134	2,566	503	701
Total Equity	2,080	2,201	2,362	3,198	3,578	5,129	6,472	7,766	8,134	9,676	10,626	11,270	11,056	10,230	11,358
Total Liabilities & Equity	5,705	6,927	5,930	8,505	11,061	17,278	22,206	22,635	20,746	23,515	25,815	29,370	29,764	24,504	26,537
Total Current Assets	4,492	5,214	3,705	4,505	5,302	-	-	-	-	-	-	-	-	-	-
Total Current Liabilities	3,216	4,160	3,013	4,901	4,846	-	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

JM Financial Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	R 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	C 2017 Mar 31	R 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	144	183	192	347	500	760	755	842	863	755	408	601	925	535	653
Working Capital - Increase/(Decrease)	62	-811	661	-2,381	-1,802	-3,910	-4,238	19	2,383	284	-3,751	-2,883	2,750	5,081	82
Net CF from Operating Activities	206	-628	852	-2,034	-1,302	-3,150	-3,483	860	3,246	1,040	-3,343	-2,282	3,675	5,616	735
Capital Expenditures - Net	7	9	113	237	19	64	21	21	10	6	17	124	53	32	55
Net CF from Investing Activities	59	16	483	-384	136	-456	-810	-240	-984	-2,319	2,499	-617	-2,130	-2,522	-687
Dividends Paid - Cash - Total	55	92	90	101	140	144	164	172	46	18	96	196	87	196	402
Stock - Issuance/(Retirement) - Net	1	1	2	538	8	11	84	651	97	0	50	0	92	91	3
Debt - LT & ST - Issuance/(Retirement) - Total	-145	724	-1,198	1,767	1,949	3,252	4,034	-996	-2,256	594	1,327	2,363	234	-4,664	49
Net Cash Flow from Financing Activities	-199	633	-1,286	2,203	1,817	3,119	4,540	-518	-2,205	1,296	1,281	2,160	162	-4,786	-116
Free Cash Flow to Equity	54	87	-459	-504	628	38	530	-157	981	1,627	-2,033	-43	3,856	919	730
Free Operating CF net dividend	143	-730	649	-2,374	-1,462	-3,359	-3,669	667	3,191	1,016	-3,456	-2,603	3,534	5,386	269
Free Operating CF	199	-638	739	-2,272	-1,322	-3,214	-3,504	839	3,236	1,033	-3,361	-2,406	3,621	5,582	671

Business Segment Analysis

FY End:

Mar 25

JM Financial Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Asset Mangement (48.8%)₹ 16.58 CrInvestment Banking and Securities Business (23.3%)₹ 7.93 CrMortgage Lending (20.6%)₹ 7.01 CrOthers (6.8%)₹ 2.30 CrDistressed Credit (0.4%)₹ 0.15 Cr

Revenue / Sales

Investment Banking, Weath Management and Securities business (37.6%)₹ 1,758.61 CrMortgage Lending (28.2%)₹ 1,317.00 CrAsset Mangement (26.0%)₹ 1,213.87 CrDistressed Credit (4.9%)₹ 226.77 CrOthers (3.3%)₹ 154.98 Cr

Assets

Mortgage Lending (37.6%)₹ 9,201.73 CrInvestment Banking and Securities Business (25.0%)₹ 6,106.28 CrAsset Mangement (23.7%)₹ 5,797.31 CrDistressed Credit (10.4%)₹ 2,531.67 CrOthers (3.3%)₹ 814.67 Cr

Regional Segment Analysis

FY End:

Mar 25

JM Financial Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (99.6%)₹ 4,433.00 CrOutside India (0.4%)₹ 19.83 Cr

Historical Segment Analysis

Track how JM Financial Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Business

Regional

Business

	2010 Mar 31	2011 Mar 31	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31

Asset Mangement	-	-	-	-	-	-	-	-	0	3	1	10	21	30	17
Investment Banking and Securities Business	5	6	5	7	9	10	11	7	17	3	4	3	34	7	8
Mortgage Lending	-	-	-	-	-	-	-	-	2	3	1	2	4	10	7
Others	-	-	-	-	-	-	-	-	2	1	1	2	65	6	2
Distressed Credit	-	-	-	-	-	-	-	-	0	0	0	0	0	1	0
Alternative Asset Mangement	1	0	0	0	0	0	0	0	-	-	-	-	-	-	-
Asset Management	1	1	1	0	0	27	5	1	-	-	-	-	-	-	-
Fund Based Activities	1	1	1	2	3	1	2	5	-	-	-	-	-	-	-
Unallocated	2	0	1	0	32	200	2	50	-	-	-	-	-	-	-

Frequently Asked Questions

What is the revenue of JM Financial Ltd.?

The latest trailing twelve month revenue of JM Financial Ltd. is ₹ 3,691.49 Cr, reflecting a 1-year growth of -8.50% and a 3-year CAGR of 6.56%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of JM Financial Ltd.?

The latest trailing twelve month net profit (PAT) of JM Financial Ltd. is ₹ 1,177.81 Cr, with a 3-year earnings CAGR of 26.14%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of JM Financial Ltd.?

The operating margin of JM Financial Ltd. is -. Detailed EBITDA history is available in the Income Statement section of the Statements tab.

What is the EPS of JM Financial Ltd.?

The trailing twelve month Earnings Per Share (EPS) of JM Financial Ltd. is 12.55. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of JM Financial Ltd.?

The debt-to-equity ratio of JM Financial Ltd. stands at 0.84. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of JM Financial Ltd.?

The estimated book value per share of JM Financial Ltd. is 111.71 (derived from a P/B ratio of 1.12 and market price of ₹ 125.59), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of JM Financial Ltd.?

The trailing twelve month operating cash flow of JM Financial Ltd. is ₹ 735.39 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does JM Financial Ltd. report consolidated or standalone financials?

JM Financial Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.