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LICI

Life Insurance Corporation of India

Industry Group: Insurance
Industry: Life Insurance
425.30+3.4 (+0.82%)
25 Aug, 9:59 AM

Income Statement

Abridged
Understanding Income Statement
Life Insurance Corporation of India income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
C
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
TTM
Jun 30
Period length:
Source:
12M
PR
12M
PR
12M
PR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
IR
Net Premiums Earned
3,39,9723,82,4764,05,3984,29,5014,75,9574,76,8314,89,7755,37,6045,45,609
Net Investment Income
2,00,0582,22,0852,39,5832,53,8382,76,1183,01,2733,22,9753,41,1229,351
Total Revenue
5,69,7306,44,2426,97,5877,24,8347,94,5148,56,6598,94,5039,78,3519,97,402
Insurance Claims/Reserves - Total
4,98,3115,44,6746,12,2956,57,6876,88,9937,44,4427,72,3248,62,0258,74,654
Underwriting Expenses
--22,35823,82625,70526,06425,41924,55624,642
Total Operating Expenses
5,67,9646,36,5846,92,6067,25,9877,59,0588,28,4778,51,6339,25,0649,44,943
Operating Profit
1,7657,6584,980-1,15335,45628,18242,87053,28752,459
Operating Margin
0.31.20.7-0.24.53.34.85.45.3
Profit before Taxes
-542-4,2292,264-3231,89736,98543,54550,54354,100
Income Taxes
158640841413071144
Profit after Tax
2,6272,7102,9744,12535,99740,91648,32057,45360,080
PAT Margin
0.50.40.40.64.54.85.45.96.0
EPS - Basic - ex Extraordinary Items
2.082.142.353.2628.4532.3438.2045.4247.50
EPS - Diluted - ex Extraordinary Items
2.082.142.353.2628.4532.3438.2045.4247.50
EBIT
1,7657,6584,980-1,15335,45628,18242,87053,28752,459
EBITDA
2,1948,4365,699-71735,92228,65443,37854,14252,459
EBITDA Margin
0.41.30.8-0.14.53.34.85.55.3

Balance Sheet

Abridged
Understanding Balance Sheet
Life Insurance Corporation of India balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
R
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Source:
PR
PR
PR
AR
AR
AR
AR
AR
Total Receivables
1,82,7531,93,6061,48,8041,54,1201,52,1741,55,2751,41,6361,60,181
Property Plant & Equipment - Net
14,56814,5723,4743,5493,8214,0644,4744,727
Total Assets
34,27,24934,99,83438,29,52442,54,05845,78,49153,16,04756,60,56859,48,556
Insurance Reserves - Total
28,36,24531,39,22534,60,01137,74,43041,21,07044,67,22347,94,35651,75,557
Long Term Debt
2,69,4012,53,41441----
Total Liabilities
34,26,35234,98,73638,22,54142,42,60045,32,14152,33,14855,33,06557,71,676
Total Shareholders' Equity
8101,0026,88411,33746,23382,7471,27,2261,76,605
Minority Interest
889699120117153277275
Total Equity
8971,0986,98311,45846,35082,9001,27,5041,76,881
Total Liabilities & Equity
34,27,24934,99,83438,29,52442,54,05845,78,49153,16,04756,60,56859,48,556

Cash Flow

Abridged
Understanding Cash Flow Statement
Life Insurance Corporation of India cash flow statement covering operating, investing and financing activities across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
PR
12M
PR
12M
PR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
Cash Receipts - Business Activities
3,43,5593,85,1504,09,3654,29,9764,83,5114,83,9154,92,3885,39,377
Cash Payments - Business Activities
3,07,2193,14,9453,55,9784,24,6634,28,7064,60,7234,99,0455,55,367
Net CF from Operating Activities
13,83751,69077,887-3,78353,57021,694-12,939-33,837
Capital Expenditures - Net
1,992920-6,16397542713715969
Net CF from Investing Activities
8,765-41,8091,48,79212,099-54,472-25,40040,42334,708
Debt - LT & ST - Issuance/(Retirement) - Total
-14,263-15,987-2,53,410-----
Net Cash Flow from Financing Activities
-14,263-15,987-2,53,410-----
Free Cash Flow to Equity
-2,41834,783-1,69,361-3,87953,02820,982-13,654-34,806
Free Operating CF net dividend
11,29150,57076,810-4,49952,68320,927-13,716-34,953
Free Operating CF
11,29150,57076,810-4,49952,68320,927-13,716-34,953

Business Segment Analysis

FY End:
Mar 26

Life Insurance Corporation of India business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Assets
Total₹ 1,87,073Cr
Life Participating (75.3%)₹ 1,40,822.62 CrLinked Life Non Participating (11.8%)₹ 22,085.47 CrLinked Pension NLinked Pension Non Participating (9.7%)₹ 18,149.21 CrShareholder (1.4%)₹ 2,665.63 CrLinked Health Non Participating (1.3%)₹ 2,493.84 CrPension Participating (0.5%)₹ 852.94 CrHealth Non Participating (0.0%)₹ 2.99 Cr
Net premium earned
Total₹ 5,37,604Cr
Life Business (76.7%)₹ 4,12,490.91 CrPension Business (20.3%)₹ 1,09,076.90 CrAnnuity Business (2.9%)₹ 15,827.51 CrHealth Business (0.0%)₹ 205.04 CrVariable Business (0.0%)₹ 2.58 CrSubsidiaries/ Inter company Adjustments (0.0%)₹ 0.85 Cr
Premium written gross
Total₹ 5,38,434Cr
Life Business (76.7%)₹ 4,13,157.43 CrPension Business (20.3%)₹ 1,09,077.00 CrAnnuity Business (2.9%)₹ 15,883.54 CrHealth Business (0.1%)₹ 312.13 CrVariable Business (0.0%)₹ 2.85 CrSubsidiaries/ Inter company Adjustments (0.0%)₹ 0.85 Cr

Regional Segment Analysis

Life Insurance Corporation of India geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Life Insurance Corporation of India

Historical Segment Analysis

Track how Life Insurance Corporation of India segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Business
We don't have enough data to show the Capex for Life Insurance Corporation of India.

Frequently Asked Questions

What is the revenue of Life Insurance Corporation of India?
The latest trailing twelve month revenue of Life Insurance Corporation of India is ₹ 9,97,402.00 Cr, reflecting a 1-year growth of 10.41% and a 3-year CAGR of 7.03%. Annual and quarterly revenue trends are available in the Income Statement section.
What is the net profit of Life Insurance Corporation of India?
The latest trailing twelve month net profit (PAT) of Life Insurance Corporation of India is ₹ 60,080.40 Cr, with a 3-year earnings CAGR of 10.10%. Detailed profit history across annual and quarterly periods is in the Income Statement section.
What is the EBITDA of Life Insurance Corporation of India?
The trailing twelve month EBITDA of Life Insurance Corporation of India is approximately ₹ 52,458.86 Cr (based on an operating margin of 5.26%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.
What is the EPS of Life Insurance Corporation of India?
The trailing twelve month Earnings Per Share (EPS) of Life Insurance Corporation of India is 47.50. EPS trends across annual and quarterly periods are visible in the Income Statement section.
What is the debt level of Life Insurance Corporation of India?
The debt-to-equity ratio of Life Insurance Corporation of India stands at 0.00. The full breakdown of total borrowings is in the Balance Sheet section.
What is the book value per share of Life Insurance Corporation of India?
The estimated book value per share of Life Insurance Corporation of India is 141.31 (derived from a P/B ratio of 3.01 and market price of ₹ 425.30), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.
What is the cash flow from operations of Life Insurance Corporation of India?
The trailing twelve month operating cash flow of Life Insurance Corporation of India is ₹ -33,837.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.
Does Life Insurance Corporation of India report consolidated or standalone financials?
Life Insurance Corporation of India reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.