	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Premiums Earned	3,39,972	3,82,476	4,05,398	4,29,501	4,75,957	4,76,831	4,89,775	5,37,604
Net Investment Income	2,00,058	2,22,085	2,39,583	2,53,838	2,76,118	3,01,273	3,22,975	8,595
Total Revenue	5,69,730	6,44,242	6,97,587	7,24,834	7,94,514	8,56,659	8,94,503	9,80,580
Insurance Claims/Reserves - Total	4,98,311	5,44,674	6,12,295	6,57,687	6,88,993	7,44,442	7,72,324	8,63,394
Underwriting Expenses	-	-	22,358	23,826	25,705	26,064	25,419	24,556
Total Operating Expenses	5,67,964	6,36,584	6,92,606	7,25,987	7,59,058	8,28,477	8,51,633	9,31,035
Operating Profit	1,765	7,658	4,980	-1,153	35,456	28,182	42,870	49,545
Operating Margin	0.3	1.2	0.7	-0.2	4.5	3.3	4.8	5.1
Profit before Taxes	-542	-4,229	2,264	-32	31,897	36,985	43,545	50,543
Income Taxes	15	8	6	40	84	141	30	71
Profit after Tax	2,627	2,710	2,974	4,125	35,997	40,916	48,320	57,453
PAT Margin	0.5	0.4	0.4	0.6	4.5	4.8	5.4	5.9
EPS - Basic - ex Extraordinary Items	4.15	4.29	4.70	6.52	56.91	64.69	76.40	90.84
EPS - Diluted - ex Extraordinary Items	4.15	4.29	4.70	6.52	56.91	64.69	76.40	90.84
EBIT	1,765	7,658	4,980	-1,153	35,456	28,182	42,870	49,545
EBITDA	2,194	8,436	5,699	-717	35,922	28,654	43,378	49,545
EBITDA Margin	0.4	1.3	0.8	-0.1	4.5	3.3	4.8	5.1

Balance Sheet

Abridged

Understanding Balance Sheet

Life Insurance Corporation of India balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	R 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	AR	AR	AR	AR	PRESS
Total Receivables	1,82,753	1,93,606	1,48,804	1,54,120	1,52,174	1,55,275	1,41,636	1,60,181
Property Plant & Equipment - Net	14,568	14,572	3,474	3,549	3,821	4,064	4,474	4,757
Total Assets	34,27,249	34,99,834	38,29,524	42,54,058	45,78,491	53,16,047	56,60,568	59,48,556
Insurance Reserves - Total	28,36,245	31,39,225	34,60,011	37,74,430	41,21,070	44,67,223	47,94,356	51,69,992
Long Term Debt	2,69,401	2,53,414	4	1	-	-	-	-
Total Liabilities	34,26,352	34,98,736	38,22,541	42,42,600	45,32,141	52,33,148	55,33,065	57,71,676
Total Shareholders' Equity	810	1,002	6,884	11,337	46,233	82,747	1,27,226	1,76,605
Minority Interest	88	96	99	120	117	153	277	275
Total Equity	897	1,098	6,983	11,458	46,350	82,900	1,27,504	1,76,881
Total Liabilities & Equity	34,27,249	34,99,834	38,29,524	42,54,058	45,78,491	53,16,047	56,60,568	59,48,556

Cash Flow

Abridged

Understanding Cash Flow Statement

Life Insurance Corporation of India cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Cash Receipts - Business Activities	3,43,559	3,85,150	4,09,365	4,29,976	4,83,511	4,83,915	4,92,388	5,39,377
Cash Payments - Business Activities	3,07,219	3,14,945	3,55,978	4,24,663	4,28,706	4,60,723	4,99,045	5,55,367
Net CF from Operating Activities	13,837	51,690	77,887	-3,783	53,570	21,694	-12,939	-33,837
Capital Expenditures - Net	1,992	920	-6,163	97	542	713	715	969
Net CF from Investing Activities	8,765	-41,809	1,48,792	12,099	-54,472	-25,400	40,423	34,708
Debt - LT & ST - Issuance/(Retirement) - Total	-14,263	-15,987	-2,53,410	-	-	-	-	-
Net Cash Flow from Financing Activities	-14,263	-15,987	-2,53,410	-	-	-	-	-
Free Cash Flow to Equity	-2,418	34,783	-1,69,361	-3,879	53,028	20,982	-13,654	-34,806
Free Operating CF net dividend	11,291	50,570	76,810	-4,499	52,683	20,927	-13,716	-34,953
Free Operating CF	11,291	50,570	76,810	-4,499	52,683	20,927	-13,716	-34,953

Business Segment Analysis

FY End:

Mar 25

Life Insurance Corporation of India business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Assets

Life Participating (61.5%)₹ 34,53,286.57 CrLife Non Participating (16.6%)₹ 9,33,132.12 CrPension Non Participating (15.2%)₹ 8,52,357.71 CrAnnuity Non Participating (3.0%)₹ 1,68,286.12 CrShareholder (1.9%)₹ 1,07,897.91 CrPension Participating (0.7%)₹ 41,573.03 CrLinked Life Non Participating (0.7%)₹ 37,603.32 CrLinked Pension NLinked Pension Non Participating (0.2%)₹ 9,149.47 CrAnnuity Participating (0.1%)₹ 5,461.94 CrLinked Health Non Participating (0.0%)₹ 2,008.21 CrHealth Non Participating (0.0%)₹ 569.90 CrUnallocated (0.0%)₹ 156.68 CrVariable Non Participating (0.0%)₹ 106.27 Cr

Net premium earned

Life Business (74.5%)₹ 3,65,053.76 CrPension Business (22.2%)₹ 1,09,027.73 CrAnnuity Business (3.2%)₹ 15,799.53 CrHealth Business (0.1%)₹ 355.07 CrVariable Business (0.0%)₹ 5.90 CrSubsidiaries/ Inter company Adjustments (0.0%)₹ 0.91 Cr

Premium written gross

Life Business (74.6%)₹ 3,65,668.56 CrPension Business (22.2%)₹ 1,08,667.23 CrAnnuity Business (3.2%)₹ 15,799.53 CrHealth Business (0.1%)₹ 347.13 CrVariable Business (0.0%)₹ 5.90 CrSubsidiaries/ Inter company Adjustments (0.0%)₹ 0.91 Cr

Regional Segment Analysis

Life Insurance Corporation of India geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Life Insurance Corporation of India

Historical Segment Analysis

Track how Life Insurance Corporation of India segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Assets

Net premium earned

Premium written gross

Business

Regional

Business

We don't have enough data to show the Capex for Life Insurance Corporation of India.

Frequently Asked Questions

What is the revenue of Life Insurance Corporation of India?

The latest trailing twelve month revenue of Life Insurance Corporation of India is ₹ 9,80,580.00 Cr, reflecting a 1-year growth of 9.62% and a 3-year CAGR of 7.27%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Life Insurance Corporation of India?

The latest trailing twelve month net profit (PAT) of Life Insurance Corporation of India is ₹ 57,453.10 Cr, with a 3-year earnings CAGR of 16.87%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Life Insurance Corporation of India?

The trailing twelve month EBITDA of Life Insurance Corporation of India is approximately ₹ 49,545.08 Cr (based on an operating margin of 5.05%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Life Insurance Corporation of India?

The trailing twelve month Earnings Per Share (EPS) of Life Insurance Corporation of India is 45.42. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Life Insurance Corporation of India?

The debt-to-equity ratio of Life Insurance Corporation of India stands at 0.00. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Life Insurance Corporation of India?

The estimated book value per share of Life Insurance Corporation of India is 140.38 (derived from a P/B ratio of 3.08 and market price of ₹ 432.15), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Life Insurance Corporation of India?

The trailing twelve month operating cash flow of Life Insurance Corporation of India is ₹ -33,837.00 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Life Insurance Corporation of India report consolidated or standalone financials?

Life Insurance Corporation of India reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.